Find a Mortgage
Please use the tools below to assist with finding a mortgage.
75point3 and Dafydd Hardy working in partnership to provide a personal, comprehensive and professional service that takes the stress out of buying and selling houses.
Working in partnership to provide a personal, comprehensive and professional service that takes the stress out of buying and selling houses.
At 75point3, we’ve assisted countless individuals like you in finding suitable and competitive mortgages. Our experienced team has already guided thousands of clients through this major decision.
As an independent advisory firm, we have the freedom to consider the entire market. Our qualifications and expertise ensure that we can provide you with expert guidance throughout the process.
With our support, you’ll feel confident in making your mortgage choice. Reach out to us today and let us assist you in making an informed decision that aligns with your goals.
We know first time buyers can find taking out their first mortgage a daunting prospect. So we’ll guide you through the whole process, including any Government-backed assistance available, and find the right deal for you.
It’s stressful enough moving home, so we’re here to take care of your mortgage so you can focus on making it as hassle-free as possible.
Switching your mortgage to a new lender could save you money, help you secure a fixed rate, or just free up funds to use elsewhere. We can help you shop around the most competitive rates.
There are some great ‘buy to let’ mortgages available for new and existing landlords. We can help you start or build your portfolio of property and with the housing shortage in the UK this looks set to be an investment fit for the long term
Self-build may be a specialist area, but it needn’t be complicated. We’ll give you all the advice you need to get the right self-build mortgage, so you can concentrate on building your dream home.
If you need to raise money after you’ve retired or your mortgage term has run out, our specialists can offer you the right advice about the wide range of options available, including equity release and lifetime mortgages.
These are bespoke products that need expert advice to make sure both lender and borrower are comfortable. We’ll make sure you get the right deal to meet your business borrowing needs
Please use the tools below to assist with finding a mortgage.
Mortgage and Protection Adviser
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Mark has been a dedicated professional in the financial services industry since 1998, specializing in mortgage advisory services. With advanced qualifications in mortgage planning, he is well-equipped to guide clients through all aspects of mortgage solutions, including home purchases, remortgages, buy-to-let investments, commercial mortgages, and debt consolidation.
In addition to his expertise in traditional mortgage products, Mark is also qualified to advise clients in later life on equity release mortgages and home reversion plans, helping them unlock value from their homes with confidence and security.
By leveraging access to the entire mortgage marketplace, Mark provides truly independent advice, ensuring clients receive tailored recommendations and the most competitive deals available.
Beyond his advisory role, Mark also serves as the company's Compliance Officer, ensuring regulatory adherence and maintaining the highest professional standards.
Mortgage and Protection Adviser
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Ffion’s years in financial services have seen her pass advanced exams in mortgages, qualifying her to discuss all aspects of mortgage planning including house purchases, remortgages, buy to let, commercial mortgages and debt consolidation.
She has particular in-depth knowledge of affordable housing and the planning restrictions and conditions placed on local housing. She also advises on protection products including life insurance, critical illness and income protection, and is a Welsh speaker who is able to offer a bilingual service.
Mortgage and Protection Adviser
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David has worked in financial services for many years, and is qualified to discuss all aspects of mortgage planning including house purchases, remortgages, buy to let, commercial mortgages and debt consolidation.
David is also qualified to provide advice for clients in later life who want to release value from their home via an equity release mortgage or home reversion plan. His advice is based on the whole of the mortgage market, with this independence allowing him to make sure that not only does he deliver suitable advice for each client, but that he is also able to secure the most competitive deals available.
Mortgage and Protection Adviser
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Sandra’s qualifications enable her to discuss all aspects of mortgage planning including house purchases, remortgages, buy to let and debt consolidation, and she has been advising clients in these areas for several years. She draws on the whole of the mortgage market when giving her advice, and feels this independence allows her to make sure that not only does she provide appropriate support to each client, but she is also able to secure the most competitive deals.
Sandra works closely with clients, builders and estate agents, and also advises clients on protection products including life insurance, critical illness and income protection. She is also a Welsh speaker, and is therefore able to offer a bilingual service.
Mortgage and Protection Adviser
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Carol is qualified to discuss mortgage-related areas including house purchases, remortgages, buy to let, commercial mortgages and debt consolidation. With access to the whole of the mortgage market, she is able to provide suitable advice tailored to each client’s needs, while also securing the most competitive mortgage deals.
Carol specialises in new builds, working closely with clients to ensure the transition for first-time buyers and home movers into their new homes is a smooth one. She also helps clients using government housing schemes and assists with their implementation, and advises on protection products including life insurance, critical illness and income protection.
Mortgage and Protection Adviser
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Nisha’s experience in financial services includes passing mortgage exams that qualify her to discuss all aspects of mortgage planning. This includes house purchases, remortgages, buy to let, commercial mortgages and debt consolidation.
Nisha refers to the whole of the mortgage market when providing advice, and is committed to delivering advice appropriate to each client while also securing the most competitive deals available. She also advises on protection products including life insurance, critical illness and income protection.
Head of Commercial Funding
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Adrian is Head of Commercial Funding @ 75point3 and has over 30 years' experience in business finance. This has been gained over his career in banking ,which involved working with small and medium sized enterprises (SMEs) on their funding needs. Specialising in the SME market for many years has provided Adrian with a good knowledge and understanding when structuring and sourcing deals for his clients.
Adrian’s focus is on sourcing business finance for a wide variety of sectors to include development finance, real estate, healthcare and finance for trading businesses. Facilities arranged will include commercial mortgages, bridging finance, secured and unsecured loans together with cashflow lending and asset finance.
Business owners often don't know what the best route would be for them or how to start deciding, this is where an early chat with Adrian can be invaluable.
Mobile: 07967 634739
Commercial Finance Consultant
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Ruth Eaves joined 75point3 in July 2021, bringing with her a wealth of experience in commercial finance. With over three decades in the financial industry, she previously spent 16 years as a Commercial Manager for a High Street Bank before becoming an Area Manager for high-net-worth clients across North Wales and the North West for another 16 years.
As a Commercial Finance Consultant, Ruth specialises in sourcing tailored business finance solutions across a range of sectors, including development finance, real estate finance, and trading businesses. She works with commercial mortgages, bridging finance, cash flow lending, asset finance, and invoice discounting, helping clients secure the best financial solutions to meet their goals. She is supported by Keeley Westwell in ensuring clients receive top-tier service.
Committed to ongoing professional development, Ruth has completed her CF1 qualification and is currently studying for the Financial Intermediary and Broker Association Certified Practitioner in Specialist Property Finance.
Outside of work, Ruth enjoys walking her two dogs, George and Lady, training at the gym, and interior design—she is currently remodelling a family home that has been in the family for 57 years.
Our status as Chartered Financial Planners demonstrates our commitment to the highest standards of excellence.