The fast way to send money abroad

Send money to family and friends. Make transfers with more certainty. Most arrive in under 20 seconds.1 Deliver to 140+ countries.

Send securely to 140+ countries

Germany

  • Arrives
    Today - in seconds
  • Total fees
    Included in USD amount
    • Instant, secure transfers
      Designed to deliver. 74% of transfers arrive in under 20 seconds, and 95% in a day. 1
    • An exchange rate that won’t change
      Lock in exactly what your recipient will get for up to 24 hours. If the rate drops, you won’t lose out.
    • 24/7/365 customer support
      Get help from our experts by phone, email or chat any time.

    100% transparent pricing

    Banks and other providers inflate the mid-market exchange rate to hide fees and make you pay more. Not Wise. You’ll always get our stand-out rate, like the one on Google.

    Wise
    Wise
    Wells Fargo
    Wells Fargo
    PayPal
    PayPal

    Recipient gets

    (Total after fees)

    61,063.65 PHP59,897.60 PHP58,913.45 PHP

    Exchange rate

    (1 USDPHP)

    61.846059.897659.2089

    Exchange rate markup

    0 USD31.50 USD42.64 USD

    Transfer fee

    12.65 USD0 USD4.99 USD

    Total transfer cost

    12.65 USD31.50 USD47.63 USD
    This applies when you pay in via ACH payments. How do we collect this data?

    Make your money
    do more

    Spend, receive and manage money internationally, as easily as you do at home.

    • Wise balance for United States dollar.

      Receive money fast

      Get paid easily in other currencies with global account details.

    • A Wise debit card.

      Save on spending abroad

      Pay and withdraw cash worldwide without any hidden fees or markups.

    • 3.14%APY on USD

      Receive interest*

      Opt in and get passthrough FDIC insurance up to $250,000 through our Program Bank.1 1

    *Receive interest is not available to residents of New York and Alaska at this time.

    Safe at every step

    14.8 million customers, businesses and banks use Wise every day. They move $16 billion every month. Here’s how we keep each dollar safe.

    Federally regulated

    Regulated nationwide, with 65 licences worldwide to keep your money moving.

    Safeguarded funds

    Your money is protected in a safeguarded, separate account. Learn more.

    Specialized anti-fraud tech

    Over 1,000 experts and our smart systems run 7 million checks every day to spot and stop fraud.

    Built for business too

    Go global with our international business account. Make payments and get paid in 40+ currencies. Join over 700,000 businesses thriving with Wise.

    Take Wise everywhere you go

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    Wise works nearly everywhere

    • United Arab Emirates dirham
    • Argentine peso
    • Australian dollar
    • Bangladeshi taka
    • Canadian dollar
    • Swiss franc
    • Chilean peso
    • Chinese yuan
    • Colombian peso
    • Costa Rican colón
    • Czech koruna
    • Danish krone
    • Egyptian pound
    • Euro
    • British pound
    • Georgian lari
    • Ghanaian cedi
    • Hong Kong dollar
    • Hungarian forint
    • Indonesian rupiah
    • Israeli shekel
    • Indian rupee
    • Japanese yen
    • Kenyan shilling
    • South Korean won
    • Sri Lankan rupee
    • Moroccan dirham
    • Mexican peso
    • Malaysian ringgit
    • Nigerian naira
    • Norwegian krone
    • Nepalese rupee
    • New Zealand dollar
    • Peruvian sol
    • Philippine peso
    • Pakistani rupee
    • Polish złoty
    • Romanian leu
    • Swedish krona
    • Singapore dollar
    • Thai baht
    • Turkish lira
    • Tanzanian shilling
    • Ukrainian hryvnia
    • Ugandan shilling
    • United States dollar
    • Uruguayan peso
    • Vietnamese dong
    • South African rand