The international account that saves you money
Everything you need to send, spend and manage your money worldwide. Low fees. Lightning-fast. 100% transparent.
Low-cost international transfers
Safe, secure and truly instant transfers with 24/7 support. Over 70% arrive in 20 seconds.1
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One card, every country
Save on hidden conversion fees and spend worldwide just like at home.
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Earn a return every day
Turn on Wise Assets to earn a return daily and spend it instantly.1
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Money can decrease in value if governments default or interest rates go negative. Current rates do not guarantee future performance. Variable rate is based on 7 day performance as of 05/08/2026. Taxes may apply. For full 5 years past performance.1 Learn more
Money can decrease in value if governments default or interest rates go negative. Current rates do not guarantee future performance. Variable rate is based on 7 day performance as of 05/08/2026. Taxes may apply. For full 5 years past performance.1 Learn more
Our rate isn't hiding anything
Unlike many banks, we never inflate the exchange rate. Our transfer fees are always low cost and up front.
1 EUR = 38.0312 THB
We only use the mid-market rate, the one you usually see on Google.
100% transparent
All our fees are upfront and honest.
Guaranteed
Lock in the exchange rate, and if it drops you don't lose out.
We move billions for millions worldwide, every year
The account that moves with you
Global IBANs, sort codes, routing numbers and more to manage your money abroad just like you do at home.
For relocators
Sort the finances you need to start your new life abroad, before you even get there.
For travellers
Save money whenever you spend abroad with the card that works worldwide.
For everyday spenders
Pay for groceries and transport. Split the bill instantly. Live life in green.
For frequent senders
Make transfers unbelievably easy. Repeat payments, rate guarantees and more.
The world's banks and businesses run on Wise
The world's most international business account
Enter new markets in minutes, not months. Get everything you need to pay, get paid, and manage your money in 40+ currencies — all in one place.
Safe at every step
Safeguarded funds
Your money is held in a safeguarded, separate account. Learn more
Built-in security
Biometrics, 2-step authentication and encryption keep your data secure.
Specialised anti-fraud tech
We run 7 million checks every day to spot and stop fraud.
Your money, not ours
Wise is building the fairest way to move, manage and grow your money — everywhere. Unlike many banks, we're 100% transparent and cut our prices whenever we can.
One smart app, 60 million downloads
Wise works nearly everywhere
- EuroSwift/BIC and IBAN
- British poundSwift/BIC, IBAN, Bank code and Account number
- United States dollar
- United Arab Emirates dirhamSwift/BIC and IBAN
- Australian dollarSwift/BIC, Account number and Bank code
- Canadian dollarSwift/BIC, Account number and Branch code
- Swiss francSwift/BIC and IBAN
- Chinese yuanSwift/BIC and IBAN
- Czech korunaSwift/BIC and IBAN
- Danish kroneSwift/BIC and IBAN
- Hong Kong dollarSwift/BIC, Account number, Bank code, Branch code and Bank name
- Hungarian forintSwift/BIC, IBAN and Account number
- Israeli shekelSwift/BIC and IBAN
- Japanese yenSwift/BIC and IBAN
- Norwegian kroneSwift/BIC and IBAN
- New Zealand dollarSwift/BIC and Account number
- Philippine pesoBank name and Account number
- Polish złotySwift/BIC and IBAN
- Swedish kronaSwift/BIC and IBAN
- Singapore dollarSwift/BIC, Account number, Bank name and Bank code
- Ugandan shillingSwift/BIC and IBAN
- South African randSwift/BIC and IBAN
- United Arab Emirates dirham
- Argentine peso
- Australian dollar
- Bangladeshi taka
- Canadian dollar
- Swiss franc
- Chilean peso
- Chinese yuan
- Colombian peso
- Costa Rican colón
- Czech koruna
- Danish krone
- Egyptian pound
- Euro
- British pound
- Georgian lari
- Ghanaian cedi
- Hong Kong dollar
- Hungarian forint
- Indonesian rupiah
- Israeli shekel
- Indian rupee
- Japanese yen
- Kenyan shilling
- South Korean won
- Sri Lankan rupee
- Moroccan dirham
- Mexican peso
- Malaysian ringgit
- Nigerian naira
- Norwegian krone
- Nepalese rupee
- New Zealand dollar
- Peruvian sol
- Philippine peso
- Pakistani rupee
- Polish złoty
- Romanian leu
- Swedish krona
- Singapore dollar
- Thai baht
- Turkish lira
- Tanzanian shilling
- Ukrainian hryvnia
- Ugandan shilling
- United States dollar
- Uruguayan peso
- Vietnamese dong
- South African rand
Loved by over 18.9 million customers
"We have used it for multiple family transfers over the last few years and some major transactions, including buying a property back in the UK."
"Honestly the easiest platform to transfer money. Fees are straight forward and I've never had an issue connecting my bank accounts."
"Wise has made it much easier for me to help—whether it’s paying tuition fees or covering other needs."
"It's just so straightforward and easy. Instant international transfers at good rates and reasonable fees."
"I've had a great experience using Wise. The transfers are fast, the exchange rates are competitive, and the fees are transparent."