The international account that saves you money

Everything you need to send, spend and manage your money worldwide. Low fees. Lightning-fast. 100% transparent.

The card built for travel

Save on hidden conversion fees and spend worldwide by Wise card or QR.
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Low-cost international transfers

Safe, secure and truly instant transfers with 24/7 support. Over 70% arrive in 20 seconds.1
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Sending over 25,000 USD or equivalent? We'll discount our fee

  • Arrives
    Today - in seconds
  • Total fees
    Included in MYR amount

    • You could save up to 142.34 MYR
    Always get our best rate

    Hold JPY, CNY, KRW and more, and convert at the real, mid-market rate.
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    Save on hidden fees compared to major banks

    Unlike many banks, all our fees are low cost and up front. We never inflate the exchange rate. See the savings for yourself.

    We move billions for millions worldwide, every year

    Regulated by the Malaysian Central Bank
    4.8 on Play Store
    24/7/365 human support1

    The account that moves with you

    Global IBANs, sort codes, routing numbers and more to manage your money abroad just like you do at home.

    The world's banks and businesses run on Wise

    Wise Platform powers the world's money

    We believe everyone deserves the fastest, cheapest transfers possible. We partner with banks so their customers get our tech too.

    Wise Platform partner logos

    Safe at every step

    18.9 million customers, businesses and banks use Wise every day. Here's how we help protect every cent, ringgit and dollar.
    See our security
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    Safeguarded funds

    Your money is held in a safeguarded, separate account. Learn more

    Built-in security

    Biometrics, 2-step authentication and encryption keep your data secure.

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    Specialised anti-fraud tech

    We run 7 million checks every day to spot and stop fraud.

    Your money, not ours

    Wise is building the fairest way to move, manage and grow your money — everywhere. Unlike many banks, we're 100% transparent and cut our prices whenever we can.

    One smart app, 60 million downloads

    Wise works nearly everywhere

    • United Arab Emirates dirham
    • Argentine peso
    • Australian dollar
    • Bangladeshi taka
    • Canadian dollar
    • Swiss franc
    • Chilean peso
    • Chinese yuan
    • Colombian peso
    • Costa Rican colón
    • Czech koruna
    • Danish krone
    • Egyptian pound
    • Euro
    • British pound
    • Georgian lari
    • Ghanaian cedi
    • Hong Kong dollar
    • Hungarian forint
    • Indonesian rupiah
    • Indian rupee
    • Japanese yen
    • Kenyan shilling
    • South Korean won
    • Sri Lankan rupee
    • Moroccan dirham
    • Mexican peso
    • Malaysian ringgit
    • Nigerian naira
    • Norwegian krone
    • Nepalese rupee
    • New Zealand dollar
    • Peruvian sol
    • Philippine peso
    • Pakistani rupee
    • Polish złoty
    • Romanian leu
    • Swedish krona
    • Singapore dollar
    • Thai baht
    • Turkish lira
    • Tanzanian shilling
    • Ukrainian hryvnia
    • Ugandan shilling
    • United States dollar
    • Uruguayan peso
    • Vietnamese dong
    • South African rand