The international account that saves you money
Everything you need to send, spend and manage your money worldwide. Low fees. Lightning-fast. 100% transparent.
Get paid in 22 currencies
Receive money just like you've got bank accounts around the world.
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Low-cost international transfers
Safe, secure and truly instant transfers with 24/7 support. Over 70% arrive in 20 seconds.1
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Wise only uses the mid-market exchange rate. This rate may differ from reference exchange rates published by Bangko Sentral ng Pilipinas.
The card built for travel
Save on hidden conversion fees and spend worldwide by Wise card or QR.
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Wise only uses the mid-market exchange rate. This rate may differ from reference exchange rates published by Bangko Sentral ng Pilipinas.
Our rate isn't hiding anything
Unlike many banks, we never inflate the exchange rate. Our transfer fees are always low cost and up front.
1 PHP = 0.0159 USD
We only use the mid-market rate, the one you usually see on Google.
This rate may differ from reference exchange rates published by Bangko Sentral ng Pilipinas.
100% transparent
All our fees are upfront and honest.
Guaranteed
Lock in the exchange rate, and if it drops you don't lose out.
We move billions for millions worldwide, every year
The account that moves with you
Global IBANs, sort codes, routing numbers and more to manage your money abroad just like you do at home.
For relocators
Sort the finances you need to start your new life abroad, before you even get there.
For travellers
Save money whenever you spend abroad with the card that works worldwide.
For everyday spenders
Pay for groceries and transport. Split the bill instantly. Life made simple.
For frequent senders
Make transfers unbelievably easy. Repeat payments, rate guarantees and more.
The world's banks and businesses run on Wise
The world's most international business account
Enter new markets in minutes, not months. Get everything you need to pay, get paid, and manage your money in 40+ currencies — all in one place.
Safe at every step
Safeguarded funds
Your money is held in a safeguarded, separate account. Learn more
Built-in security
Biometrics, 2-step authentication and encryption keep your data secure.
Specialised anti-fraud tech
We run 7 million checks every day to spot and stop fraud.
Your money, not ours
Wise is building the fairest way to move, manage and grow your money — everywhere. Unlike many banks, we're 100% transparent and cut our prices whenever we can.
One smart app, 60 million downloads
Wise works nearly everywhere
- Philippine pesoBank name and Account number
- British poundSwift/BIC, IBAN, Bank code and Account number
- EuroSwift/BIC and IBAN
- United States dollar
- United Arab Emirates dirhamSwift/BIC and IBAN
- Australian dollarSwift/BIC, Account number and Bank code
- Canadian dollarSwift/BIC, Account number and Branch code
- Swiss francSwift/BIC and IBAN
- Chinese yuanSwift/BIC and IBAN
- Czech korunaSwift/BIC and IBAN
- Danish kroneSwift/BIC and IBAN
- Hong Kong dollarSwift/BIC, Account number, Bank code, Branch code and Bank name
- Hungarian forintSwift/BIC, IBAN and Account number
- Israeli shekelSwift/BIC and IBAN
- Japanese yenSwift/BIC and IBAN
- Norwegian kroneSwift/BIC and IBAN
- New Zealand dollarSwift/BIC and Account number
- Polish złotySwift/BIC and IBAN
- Swedish kronaSwift/BIC and IBAN
- Singapore dollarSwift/BIC, Account number, Bank name and Bank code
- Ugandan shillingSwift/BIC and IBAN
- South African randSwift/BIC and IBAN
- United Arab Emirates dirham
- Argentine peso
- Australian dollar
- Bangladeshi taka
- Canadian dollar
- Swiss franc
- Chilean peso
- Chinese yuan
- Colombian peso
- Costa Rican colón
- Czech koruna
- Danish krone
- Egyptian pound
- Euro
- British pound
- Georgian lari
- Ghanaian cedi
- Hong Kong dollar
- Hungarian forint
- Indonesian rupiah
- Israeli shekel
- Indian rupee
- Japanese yen
- Kenyan shilling
- South Korean won
- Sri Lankan rupee
- Moroccan dirham
- Mexican peso
- Malaysian ringgit
- Nigerian naira
- Norwegian krone
- Nepalese rupee
- New Zealand dollar
- Peruvian sol
- Philippine peso
- Pakistani rupee
- Polish złoty
- Romanian leu
- Swedish krona
- Singapore dollar
- Thai baht
- Turkish lira
- Tanzanian shilling
- Ukrainian hryvnia
- Ugandan shilling
- United States dollar
- Uruguayan peso
- Vietnamese dong
- South African rand
Loved by over 18.9 million customers
"The exchange rates are competitive, it's easy to use while travelling or shopping online, and you can even send money directly to a GCash wallet in the Philippines when needed."
Philip
"Wise is phenomenal and I couldn’t live without it. It is the standard by which I judge all other financial services and nobody even comes close."
Asif
"Invaluable app for those who travel often or are digital nomads."
Vasu
"The transfers are fast, the exchange rates are transparent, and the fees are much lower than the banks."
Rabit
"Completely at ease using this app and know for a fact that my hard earned cash is safe."
Des