With wedding season in full swing, toast-giving jitters are striking everywhere, and with good reason, said Debra Fine, public speaker and author of "The Fine Art of the Big Talk" (Hyperion).

MDG: When the timing of a toast is not set, I give it at (1) the end of the beginning or (2) the beginning of the end of a dinner or cocktail party. It is important to read the room to ensure you ...