Les Moyens de vos ambitions

The show is ok. However it always drives me nuts when I see these HUGE cars for just 1 or 2 people and the DAILY takeout orders and then the same people complaining about money. It's just not serious. Also, 300$ for a phone, monthly.

Yes, we people live in different realities. And yes, it's completely possible and achievable to live within your means and save. This feeling of freedom can not be compared with anything.

And no, a family of 3 doesn't NEED more than 2 bedrooms. A family of 4 doesn't NEED more than 3 bedrooms. Anything more is done for boasting how successful you are. Not for upgrading the quality of your life. You just have more rooms to take care of. More cars to maintain. More clothes to store. You get the point.

In a world of nearly limitless possibilities and scenarios that will affect ones personal finances, this documentary follows a select few individuals with different stories of their own.

Get Smart with Money is aimed at the most basic level of personal finance but it also tries to relate to as many income levels as possible.

If you follow your finances closely and manage your money well then this documentary is only going to serve as pure entertainment for you, as it did for me. There are no new or groundbreaking ideas shared within this hour and a half long video. It was interesting to see the lives of various individuals at different stages in their careers but nearly the same level of knowledge about personal finance.

If you are lost in your personal finance journey then this is a good starting point. Latch on to one, two, or all of these financial advisors and learn more than what is shared in the documentary. They only lay out the foundation on what you need to do to fully experience a life changing financial mindset.

This documentary definitely worth watching by anyone who enjoys listening to personal finances stories, however, if you are actively against the basic fundamentals then you will be annoyed at the advice given. Typically, the people who I see getting annoyed at basic advice have an unrealistic expectation on the rest of society and cannot see who the targeted audience is. Just because something isn't for you, doesn't mean it's bad for the masses.

The good:

• It is well edited. Especially the intro I found.

• It has a few good, but general advice like only spend money on what you need and try making your interest or what you are good at your job and maximise your earnings that way, focus on cutting costs on the big thing first like housing and invest on a regular basis on an index fund (the last one is a great advice IMO. I generally use ETF's in a world based index with a low monthly fee).

The bad:

• One adviser recommends doing side hustles and gig work. Surely this point must be sponsored by big business. Maybe you could in the short term work extra to pay of dept, but it should not be a long term plan. Also if your regular work pays better than gig work then do more hours if possibly at your regular job.

• The documentary seems very setup and controlled. I wouldn't be surprised if many were paid actors and a lot of the footage was reshot many times to make a polished and visually nice looking documentary.

• A lot of emotional fluff. I am not American so I am not used to all these emotional segments in TV shows and documentaries.

My recommendation: Not a must see, but if you do watch it do it so sped up 1,5x and be ready to use the skip 10 seconds button. Especially during the emotional fluff bits.

Can be watched as comedy. But as documentary it is all around an insult to your intelligence if you know basic arithmetics and very basic financial knowledge. And if not, it's misleading and unsound financial advice.

Some nuggets of gold from these so called "financial experts":

• Put all your money on S&P 500 bro, you feel me? It returns %10(no, it's not) you will be a millionaire. Google warren buffet bruh, he is the best.

• Put 8k every month in S&P 500, you will retire as a couple in 5 years(!) with 2 kids (!) and at age 40 (!). (Do you have a calculator?)

• Bro I bought apple and Facebook shares too! Man you couldn't do better.

This documentary was I think shot during the legendary covid bull rally. So everyone seemed happy with profits. My worry is some people watching it now will start deploying all their money to these risk assets unproportionally and get hammered.

I also don't understand the dream of early retirement and stop working. What are you gonna do after you retire at age 40? Sit all day at beach? (Probably you can't afford it anyway living off the interest of your s&p500) Can't you do anything useful for the world which you also enjoy doing and can also get paid?

If you don't care about your finances, just want to complain about not having money and do nothing about it, read the negative reviews and you will find lots of sympathy.

If you do, watch the documentary and pick up what could be used for your own life's scenario.

In terms of the quality of the documentary, you have to realize that you won't learn from anybody how do deal with your personal finances because as the name suggests, they are personal. What this video does is teach you about financial literacy, and in this category I have to say it's one of the best out there. From the get go I was skeptic on for how long they would follow up on the various cases they show, since in financial literacy it doesn't work to just give someone advice and expect everything to go smoothly. So following up until one year later is a reasonable amount of time to get an ideia of how its working out.

To really show you how to get better with money in a film, they would have to follow these people 24/7 for 5 years, so you realize what the mindset around good financial decisions is.

What they have done instead is give you some examples for you to look into financial literacy a bit more in depth if you think it makes sense for you.

They should do more documentaries like this, even if it just helps a couple of people at a time.