Moov

🍸 Join us at Smith & Wollensky! 🍽️ We've reserved the upstairs bar for a delightful lunch and cocktail experience until 5pm. Come by and say hi to Sam Maule, Johnny Moreland, and myself. Looking forward to catching up with you all! #LunchTime #Cocktails #Networking #Monet2020

👛 One wallet to rule them all? Yeah...until you actually scale. We built multiple #wallets in Moov to give platforms the flexibility they need to manage complex money movement without the manual work. Now you can: • Create and manage dedicated wallets per account • Separate balances by business line or client • Automate #reconciliation and #payouts, no extra code required 👇 See how multiple wallets simplify fund management. 🔗 https://lnkd.in/gM366uEH

Join us for a friendly competition at Money20/20. 🎯 We’re teaming up with Array, Bits of Stock™, Digital Onboarding, Inc., and Jack Henry for an evening of networking, darts, and great conversations in the heart of Las Vegas. It’s the perfect way to unwind, meet fellow fintech pros, and maybe even win a few raffle prizes (and dart games). 👇 Space is limited! RSVP now to save your spot: https://luma.com/23b869v9

The Federal Reserve just announced what could be the most transformative development for payment companies in years - the introduction of "skinny master accounts" (payment accounts) designed specifically for payment innovators like Moov. Governor Christopher J. Waller delivered a powerful message at the Fed's first Payments Innovation Conference: "𝘛𝘩𝘪𝘴 𝘪𝘴 𝘢 𝘯𝘦𝘸 𝘦𝘳𝘢 𝘧𝘰𝘳 𝘵𝘩𝘦 𝘍𝘦𝘥𝘦𝘳𝘢𝘭 𝘙𝘦𝘴𝘦𝘳𝘷𝘦 𝘪𝘯 𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴—𝘵𝘩𝘦 𝘥𝘦𝘧𝘪 𝘪𝘯𝘥𝘶𝘴𝘵𝘳𝘺 𝘪𝘴 𝘯𝘰𝘵 𝘷𝘪𝘦𝘸𝘦𝘥 𝘸𝘪𝘵𝘩 𝘴𝘶𝘴𝘱𝘪𝘤𝘪𝘰𝘯 𝘰𝘳 𝘴𝘤𝘰𝘳𝘯. 𝘙𝘢𝘵𝘩𝘦𝘳, 𝘵𝘰𝘥𝘢𝘺, 𝘺𝘰𝘶 𝘢𝘳𝘦 𝘸𝘦𝘭𝘤𝘰𝘮𝘦𝘥 𝘵𝘰 𝘵𝘩𝘦 𝘤𝘰𝘯𝘷𝘦𝘳𝘴𝘢𝘵𝘪𝘰𝘯 𝘰𝘯 𝘵𝘩𝘦 𝘧𝘶𝘵𝘶𝘳𝘦 𝘰𝘧 𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴 𝘪𝘯 𝘵𝘩𝘦 𝘜𝘯𝘪𝘵𝘦𝘥 𝘚𝘵𝘢𝘵𝘦𝘴 𝘢𝘯𝘥 𝘰𝘯 𝘰𝘶𝘳 𝘩𝘰𝘮𝘦 𝘧𝘪𝘦𝘭𝘥—𝘴𝘰𝘮𝘦𝘵𝘩𝘪𝘯𝘨 𝘵𝘩𝘢𝘵 𝘸𝘰𝘶𝘭𝘥 𝘩𝘢𝘷𝘦 𝘣𝘦𝘦𝘯 𝘶𝘯𝘪𝘮𝘢𝘨𝘪𝘯𝘢𝘣𝘭𝘦 𝘢 𝘧𝘦𝘸 𝘺𝘦𝘢𝘳𝘴 𝘢𝘨𝘰." Why This Matters: The proposed "payment accounts" would provide:  • Direct access to Federal Reserve payment rails  • Streamlined approval timeline (because "payments innovation moves fast")  • Tailored services without the full complexity of traditional master accounts  • No daylight overdraft requirements or discount window access needed For Moov, this represents a paradigm shift. While we currently operate through a FedLine Direct account and manage our sponsor banks' Master Account liquidity against our customer needs, having direct access would fundamentally enhance both the safety and efficiency of our operations. Governor Waller's vision is clear: "𝘛𝘩𝘦 𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴 𝘭𝘢𝘯𝘥𝘴𝘤𝘢𝘱𝘦, 𝘢𝘴 𝘸𝘦𝘭𝘭 𝘢𝘴 𝘵𝘩𝘦 𝘵𝘺𝘱𝘦𝘴 𝘰𝘧 𝘱𝘳𝘰𝘷𝘪𝘥𝘦𝘳𝘴, 𝘩𝘢𝘴 𝘦𝘷𝘰𝘭𝘷𝘦𝘥 𝘥𝘳𝘢𝘮𝘢𝘵𝘪𝘤𝘢𝘭𝘭𝘺 𝘪𝘯 𝘳𝘦𝘤𝘦𝘯𝘵 𝘺𝘦𝘢𝘳𝘴, 𝘢𝘯𝘥, 𝘢𝘤𝘤𝘰𝘳𝘥𝘪𝘯𝘨𝘭𝘺, 𝘢 𝘯𝘦𝘸 𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴 𝘢𝘤𝘤𝘰𝘶𝘯𝘵 𝘤𝘰𝘶𝘭𝘥 𝘣𝘦𝘵𝘵𝘦𝘳 𝘳𝘦𝘧𝘭𝘦𝘤𝘵 𝘵𝘩𝘪𝘴 𝘯𝘦𝘸 𝘳𝘦𝘢𝘭𝘪𝘵𝘺." This isn't just regulatory evolution - it's the Fed actively embracing the revolution in payments. For companies building the future of money movement, this opens doors to innovation that were previously locked. The era of payments infrastructure transformation is here. https://lnkd.in/gcQ_ta5v #Payments #Fintech #Innovation #FederalReserve #MoneyMovement #PaymentInfrastructure

Sign up for the Jack Henry Rapid Transfers™ webinar 💰 https://lnkd.in/gimaUKma Fintechs and tech-savvy banks are moving fast — don’t let your financial institution get left behind. Join Ben Metz from Jack Henry, Wade Arnold from Moov and Justin Zhao from Visa Direct for the live webinar discussion, “Real-Time*, Real Impact: Empowering Community Banks and Credit Unions with Jack Henry Rapid Transfers.™” Don’t miss your chance to learn how Jack Henry Rapid Transfers — enabled by Visa Direct and available on the Banno Digital Platform™ — can help you deliver what your users demand, boost engagement and increase deposit volume via real-time* me-to-me transfers. Learn why you should start delivering real-time money movement capabilities to your users now. Register now: https://lnkd.in/gimaUKma Visa Direct. Move money your way. #VisaDirect #RealTimeMoneyMovement #fintech #MoneyMovement #JackHenry #Moov *Actual fund availability for all Visa Direct transactions may depend on receiving financial institution, account type, region, compliance processes, along with other factors, as applicable.

It’s been a big quarter for the Moov team. Our Q3 newsletter recaps it all: 💡 Creative ways teams are using Moov 🏁 Highlights from events and community moments ⚙️ Product updates that make payments easier to build 🎉 A list of our open roles If you’ve been following our journey or just want a quick snapshot of what’s new with Moov, give it a read.👇 👉 https://lnkd.in/guc3sQ-K

Moov's biggest competitor isn’t another platform. It’s doing nothing. When we talk to customers about why they haven't new payment rails - like FedNow, Visa Direct, or RTP - tech is almost never the blocker. It’s uncertainty. Nobody wants to juggle multiple sponsor banks, hold extra reserves, or run separate KYC flows just to “see who uses it.” They can’t put a confident forecast on adoption, so they don’t even try. That’s the real growth challenge: Not convincing people that we’re better at Visa Direct. But making it safe/easy for them to take the first step in offering it and seeing if customers bite. If we want these rails to grow, we have to make testing low-risk, ROI visible, and adoption as close to one-click as possible. When the alternative is “do nothing,” the friction has to be nearly zero.

At DC Fintech Week, I joined Katherine Adkins (Affirm) and Saurav Sharma (Intuit) on the Payments Space Race panel to talk about building products in one of the most regulated industries out there. The funny part? None of us talked much about regulation. We talked about people. Affirm obsesses over transparency with no-fee loans. Intuit focuses on efficiency for small businesses to run with less overhead. Moov's delightful consumer choice to how we pay and get paid. Different companies, same North Star: help the human who interacts with your software. When that’s your focus, regulation isn’t a hurdle — it’s proof you’re building trust. And trust is something consumers, regulators, and innovators can all rally behind. Thank you Sara K. Weed for taking the conversation deeper on stage than in our prep sessions! #DCFintechWeek #fintech

On my way to #DCFintechWeek to represent Moov! Looking forward to our session covering The Payments Space Race on October 15, 3:30pm! Chris Brummer and team put on an incredible event. Make sure you are there! https://dcfintechweek.org/