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Budget vs. Actual Cost Analysis

The document is a personal monthly budget that shows projected and actual income and expenses. Projected monthly income was $3,000 and actual was also $3,000. Projected expenses were $2,060 leaving $940 projected balance, while actual expenses were $2,040 leaving an actual balance of $960, which was $20 higher than projected. Housing and entertainment expenses were lower than projected while insurance expenses remained $0 as projected.

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Mallesh
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Available Formats
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0% found this document useful (0 votes)
46 views3 pages

Budget vs. Actual Cost Analysis

The document is a personal monthly budget that shows projected and actual income and expenses. Projected monthly income was $3,000 and actual was also $3,000. Projected expenses were $2,060 leaving $940 projected balance, while actual expenses were $2,040 leaving an actual balance of $960, which was $20 higher than projected. Housing and entertainment expenses were lower than projected while insurance expenses remained $0 as projected.

Uploaded by

Mallesh
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
You are on page 1/ 3

Personal Monthly Budget

Income 1 $2,500 PROJECTED BALANCE (Projected income minus expens es ) $940


PROJECTED M ONTH LY INCOM E
Extra income $500
Total monthly income $3,000 ACTUAL BALANCE (Actual income minus expens es ) $960
Income 1 $2,500
ACTUAL M ONTH LY INCOM E
Extra income $500 D IFFERENCE (Actual minus projected) $20
Total monthly income $3,000

H OUSING Projected Cost Actual Cos t D ifference ENTERTAINM ENT Projected Cos t Actual Cos t D ifference
$100 -$50
Mortgage or rent $1,500 $1,400 Video/ DVD $0 $50
Phone $60 $100 -$40 CDs $0
-$10 $0
Electricity $50 $60 Movies
$20 $0
G as $200 $180 Concerts
$0 $0
W ater and s ewer Sporting events
$0 $0
Cable Live theater
W as te removal $0 Other $0
$0 $0
Maintenance or repairs Other
$0 $0
Supplies Other
$0
Other Total $0 $50 -$50
Total $1,810 $1,740 $70
LOANS Projected Cos t Actual Cos t D ifference
$0
TRANSPORTATION Projected Cost Actual Cos t D ifference Pers onal
$0 $0
Vehicle payment $250 $250 Student
$0 $0
Bus / taxi fare Credit card
$0 $0
Ins urance Credit card
Licens ing $0 Credit card $0
$0 $0
Fuel Other
$0
Maintenance Total $0 $0 $0
$0
Other
Total $250 $250 $0 TAXES Projected Cos t Actual Cos t D ifference
Federal $0
$0
INSURANCE Projected Cost Actual Cos t D ifference State
$0 $0
H ome Local
$0 $0
H ealth Other
$0
Life Total $0 $0 $0
Other $0

Total $0 $0 $0 SAVING S OR INVESTM ENTS Projected Cos t Actual Cos t D ifference


$0
Retirement account
$0
FOOD Projected Cost Actual Cos t D ifference Inves tment account
$0 $0
G roceries Other
Dining out $0 Total $0 $0 $0
$0
Other
Total $0 $0 $0 G IFTS AND D ONATIONS Projected Cos t Actual Cos t D ifference
$0
Charity 1
$0
PETS Projected Cost Actual Cos t D ifference Charity 2
Food $0 Charity 3 $0
$0
Medical Total $0 $0 $0
$0
G rooming
$0
Toys LEG AL Projected Cos t Actual Cos t D ifference
$0 $0
Other Attorney
$0
Total $0 $0 $0 Alimony
Payments on lien or judgment $0
$0
PERSONAL CARE Projected Cost Actual Cos t D ifference Other
$0
Medical Total $0 $0 $0
$0
H air/ nails
$0 TOTAL PROJECTED COST $2,060
Clothing
Dry cleaning $0
$0 TOTAL ACTUAL COST $2,040
H ealth club
$0
Organiz ation dues or fees
$0 TOTAL D IFFERENCE $20
Other
Total $0 $0 $0

Personal Monthly Budget


Income 1 $2,500 PROJECTED BALANCE (Projected income minus expens es ) $940
PROJECTED M ONTH LY INCOM E
Extra income $500
Total monthly income $3,000 ACTUAL BALANCE (Actual income minus expens es ) $960
Income 1 $2,500
ACTUAL M ONTH LY INCOM E
Extra income $500 D IFFERENCE (Actual minus projected) $20
Total monthly income $3,000

H OUSING Projected Cost Actual Cos t D ifference ENTERTAINM ENT Projected Cos t Actual Cos t D ifference
Mortgage or rent $1,500 $1,400 $100 Video/ DVD $0 $50 -$50
-$40 $0
Phone $60 $100 CDs
-$10 $0
Electricity $50 $60 Movies
$20 $0
G as $200 $180 Concerts
$0 $0
W ater and s ewer Sporting events
Cable $0 Live theater $0
$0 $0
W as te removal Other
$0 $0
Maintenance or repairs Other
$0 $0
Supplies Other
$0
Other Total $0 $50 -$50
Total $1,810 $1,740 $70
LOANS Projected Cos t Actual Cos t D ifference
$0
TRANSPORTATION Projected Cost Actual Cos t D ifference Pers onal
$0 $0
Vehicle payment $250 $250 Student
$0 $0
Bus / taxi fare Credit card
Ins urance $0 Credit card $0
$0 $0
Licens ing Credit card
$0 $0
Fuel Other
$0
Maintenance Total $0 $0 $0
$0
Other
Total $250 $250 $0 TAXES Projected Cos t Actual Cos t D ifference
$0
Federal
$0
INSURANCE Projected Cost Actual Cos t D ifference State
$0 $0
H ome Local
$0 $0
H ealth Other
Life $0 Total $0 $0 $0
$0
Other
Total $0 $0 $0 SAVING S OR INVESTM ENTS Projected Cos t Actual Cos t D ifference
$0
Retirement account
$0
FOOD Projected Cost Actual Cos t D ifference Inves tment account
$0 $0
G roceries Other
$0
Dining out Total $0 $0 $0
Other $0
Total $0 $0 $0 G IFTS AND D ONATIONS Projected Cos t Actual Cos t D ifference
$0
Charity 1
$0
PETS Projected Cost Actual Cos t D ifference Charity 2
$0 $0
Food Charity 3
Medical $0 Total $0 $0 $0
$0
G rooming
$0
Toys LEG AL Projected Cos t Actual Cos t D ifference
$0 $0
Other Attorney
$0
Total $0 $0 $0 Alimony
Payments on lien or judgment $0
$0
PERSONAL CARE Projected Cost Actual Cos t D ifference Other
$0
Medical Total $0 $0 $0
$0
H air/ nails
$0 TOTAL PROJECTED COST $2,060
Clothing
Dry cleaning $0
$0 TOTAL ACTUAL COST $2,040
H ealth club
$0
Organiz ation dues or fees
$0 TOTAL D IFFERENCE $20
Other
Total $0 $0 $0

Personal Monthly Budget


Income 1 $2,500 PROJECTED BALANCE (Projected income minus expens es ) $940
PROJECTED M ONTH LY INCOM E
Extra income $500
Total monthly income $3,000 ACTUAL BALANCE (Actual income minus expens es ) $960
Income 1 $2,500
ACTUAL M ONTH LY INCOM E
Extra income $500 D IFFERENCE (Actual minus projected) $20
Total monthly income $3,000

H OUSING Projected Cost Actual Cos t D ifference ENTERTAINM ENT Projected Cos t Actual Cos t D ifference
Mortgage or rent $1,500 $1,400 $100 Video/ DVD $0 $50 -$50
-$40 $0
Phone $60 $100 CDs
-$10 $0
Electricity $50 $60 Movies
$20 $0
G as $200 $180 Concerts
$0 $0
W ater and s ewer Sporting events
Cable $0 Live theater $0
$0 $0
W as te removal Other
$0 $0
Maintenance or repairs Other
$0 $0
Supplies Other
$0
Other Total $0 $50 -$50
Total $1,810 $1,740 $70
LOANS Projected Cos t Actual Cos t D ifference
$0
TRANSPORTATION Projected Cost Actual Cos t D ifference Pers onal
$0 $0
Vehicle payment $250 $250 Student
$0 $0
Bus / taxi fare Credit card
$0 $0
Ins urance Credit card
$0 $0
Licens ing Credit card
$0 $0
Fuel Other
Maintenance $0 Total $0 $0 $0
Other $0
Total $250 $250 $0 TAXES Projected Cos t Actual Cos t D ifference
$0
Federal
$0
INSURANCE Projected Cost Actual Cos t D ifference State
$0 $0
H ome Local
$0 $0
H ealth Other
Life $0 Total $0 $0 $0
Other $0
Total $0 $0 $0 SAVING S OR INVESTM ENTS Projected Cos t Actual Cos t D ifference
$0
Retirement account
$0
FOOD Projected Cost Actual Cos t D ifference Inves tment account
G roceries $0 Other $0
Dining out $0 Total $0 $0 $0
$0
Other
Total $0 $0 $0 G IFTS AND D ONATIONS Projected Cos t Actual Cos t D ifference
$0
Charity 1
PETS Projected Cost Actual Cos t D ifference Charity 2 $0
Food $0 Charity 3 $0
$0
Medical Total $0 $0 $0
$0
G rooming
$0
Toys LEG AL Projected Cos t Actual Cos t D ifference
Other $0 Attorney $0
$0
Total $0 $0 $0 Alimony
$0
Payments on lien or judgment
$0
PERSONAL CARE Projected Cost Actual Cos t D ifference Other
$0
Medical Total $0 $0 $0
H air/ nails $0
$0 TOTAL PROJECTED COST $2,060
Clothing
$0
Dry cleaning
$0 TOTAL ACTUAL COST $2,040
H ealth club
$0
Organiz ation dues or fees
Other $0 TOTAL D IFFERENCE $20
Total $0 $0 $0

Personal Monthly Budget


Income 1 $2,500 PROJECTED BALANCE (Projected income minus expens es ) $940
PROJECTED M ONTH LY INCOM E
Extra income $500
Total monthly income $3,000 ACTUAL BALANCE (Actual income minus expens es ) $960
Income 1 $2,500
ACTUAL M ONTH LY INCOM E
Extra income $500 D IFFERENCE (Actual minus projected) $20
Total monthly income $3,000

H OUSING Projected Cost Actual Cos t D ifference ENTERTAINM ENT Projected Cos t Actual Cos t D ifference
$100 -$50
Mortgage or rent $1,500 $1,400 Video/ DVD $0 $50
-$40 $0
Phone $60 $100 CDs
Electricity $50 $60 -$10 Movies $0
G as $200 $180 $20 Concerts $0
$0 $0
W ater and s ewer Sporting events
$0 $0
Cable Live theater
$0 $0
W as te removal Other
Maintenance or repairs $0 Other $0
$0 $0
Supplies Other
$0
Other Total $0 $50 -$50
Total $1,810 $1,740 $70
LOANS Projected Cos t Actual Cos t D ifference
TRANSPORTATION Projected Cost Actual Cos t D ifference Pers onal $0
$0 $0
Vehicle payment $250 $250 Student
Bus / taxi fare $0 Credit card $0
Ins urance $0 Credit card $0
$0 $0
Licens ing Credit card
$0 $0
Fuel Other
$0
Maintenance Total $0 $0 $0
Other $0
Total $250 $250 $0 TAXES Projected Cos t Actual Cos t D ifference
$0
Federal
$0
INSURANCE Projected Cost Actual Cos t D ifference State
$0 $0
H ome Local
H ealth $0 Other $0
$0
Life Total $0 $0 $0
$0
Other
Total $0 $0 $0 SAVING S OR INVESTM ENTS Projected Cos t Actual Cos t D ifference
$0
Retirement account
FOOD Projected Cost Actual Cos t D ifference Inves tment account $0
$0 $0
G roceries Other
$0
Dining out Total $0 $0 $0
$0
Other
Total $0 $0 $0 G IFTS AND D ONATIONS Projected Cos t Actual Cos t D ifference
Charity 1 $0
PETS Projected Cost Actual Cos t D ifference Charity 2 $0
$0 $0
Food Charity 3
$0
Medical Total $0 $0 $0
$0
G rooming
Toys $0 LEG AL Projected Cos t Actual Cos t D ifference
Other $0 Attorney $0
$0
Total $0 $0 $0 Alimony
$0
Payments on lien or judgment
$0
PERSONAL CARE Projected Cost Actual Cos t D ifference Other
Medical $0 Total $0 $0 $0
H air/ nails $0
$0 TOTAL PROJECTED COST $2,060
Clothing
$0
Dry cleaning
$0 TOTAL ACTUAL COST $2,040
H ealth club
Organiz ation dues or fees $0
$0 TOTAL D IFFERENCE $20
Other
Total $0 $0 $0

Personal Monthly Budget


Income 1 $2,500 PROJECTED BALANCE (Projected income minus expens es ) $940
PROJECTED M ONTH LY INCOM E Extra income $500
Total monthly income $3,000 ACTUAL BALANCE (Actual income minus expens es ) $960
Income 1 $2,500
ACTUAL M ONTH LY INCOM E
Extra income $500 D IFFERENCE (Actual minus projected) $20
Total monthly income $3,000

H OUSING Projected Cost Actual Cos t D ifference ENTERTAINM ENT Projected Cos t Actual Cos t D ifference
$100 -$50
Mortgage or rent $1,500 $1,400 Video/ DVD $0 $50
-$40 $0
Phone $60 $100 CDs
Electricity $50 $60 -$10 Movies $0
$20 $0
G as $200 $180 Concerts
$0 $0
W ater and s ewer Sporting events
$0 $0
Cable Live theater
$0 $0
W as te removal Other
Maintenance or repairs $0 Other $0
$0 $0
Supplies Other
$0
Other Total $0 $50 -$50
Total $1,810 $1,740 $70
LOANS Projected Cos t Actual Cos t D ifference
TRANSPORTATION Projected Cost Actual Cos t D ifference Pers onal $0
Vehicle payment $250 $250 $0 Student $0
$0 $0
Bus / taxi fare Credit card
$0 $0
Ins urance Credit card
$0 $0
Licens ing Credit card
Fuel $0 Other $0
Maintenance $0 Total $0 $0 $0
$0
Other
Total $250 $250 $0 TAXES Projected Cos t Actual Cos t D ifference
$0
Federal
INSURANCE Projected Cost Actual Cos t D ifference State $0
H ome $0 Local $0
$0 $0
H ealth Other
$0
Life Total $0 $0 $0
$0
Other
Total $0 $0 $0 SAVING S OR INVESTM ENTS Projected Cos t Actual Cos t D ifference
$0
Retirement account
$0
FOOD Projected Cost Actual Cos t D ifference Inves tment account
$0 $0
G roceries Other
$0
Dining out Total $0 $0 $0
Other $0

Total $0 $0 $0 G IFTS AND D ONATIONS Projected Cos t Actual Cos t D ifference


$0
Charity 1
$0
PETS Projected Cost Actual Cos t D ifference Charity 2
$0 $0
Food Charity 3
Medical $0 Total $0 $0 $0
$0
G rooming
$0
Toys LEG AL Projected Cos t Actual Cos t D ifference
$0 $0
Other Attorney
$0
Total $0 $0 $0 Alimony
$0
Payments on lien or judgment
$0
PERSONAL CARE Projected Cost Actual Cos t D ifference Other
$0
Medical Total $0 $0 $0
$0
H air/ nails
$0 TOTAL PROJECTED COST $2,060
Clothing
$0
Dry cleaning
H ealth club $0 TOTAL ACTUAL COST $2,040
$0
Organiz ation dues or fees
$0 TOTAL D IFFERENCE $20
Other
Total $0 $0 $0

Personal Monthly Budget


Income 1 $2,500 PROJECTED BALANCE (Projected income minus expens es ) $940
PROJECTED M ONTH LY INCOM E
Extra income $500
Total monthly income $3,000 ACTUAL BALANCE (Actual income minus expens es ) $960
Income 1 $2,500
ACTUAL M ONTH LY INCOM E
Extra income $500 D IFFERENCE (Actual minus projected) $20
Total monthly income $3,000

H OUSING Projected Cost Actual Cos t D ifference ENTERTAINM ENT Projected Cos t Actual Cos t D ifference
$100 -$50
Mortgage or rent $1,500 $1,400 Video/ DVD $0 $50
-$40 $0
Phone $60 $100 CDs
-$10 $0
Electricity $50 $60 Movies
G as $200 $180 $20 Concerts $0
$0 $0
W ater and s ewer Sporting events
$0 $0
Cable Live theater
$0 $0
W as te removal Other
Maintenance or repairs $0 Other $0
$0 $0
Supplies Other
$0
Other Total $0 $50 -$50
Total $1,810 $1,740 $70
LOANS Projected Cos t Actual Cos t D ifference
$0
TRANSPORTATION Projected Cost Actual Cos t D ifference Pers onal
$0 $0
Vehicle payment $250 $250 Student
$0 $0
Bus / taxi fare Credit card
$0 $0
Ins urance Credit card
$0 $0
Licens ing Credit card
$0 $0
Fuel Other
Maintenance $0 Total $0 $0 $0
$0
Other
Total $250 $250 $0 TAXES Projected Cos t Actual Cos t D ifference
$0
Federal
INSURANCE Projected Cost Actual Cos t D ifference State $0
$0 $0
H ome Local
$0 $0
H ealth Other
$0
Life Total $0 $0 $0
$0
Other
Total $0 $0 $0 SAVING S OR INVESTM ENTS Projected Cos t Actual Cos t D ifference
Retirement account $0
$0
FOOD Projected Cost Actual Cos t D ifference Inves tment account
$0 $0
G roceries Other
$0
Dining out Total $0 $0 $0
Other $0
Total $0 $0 $0 G IFTS AND D ONATIONS Projected Cos t Actual Cos t D ifference
$0
Charity 1
$0
PETS Projected Cost Actual Cos t D ifference Charity 2
$0 $0
Food Charity 3
$0
Medical Total $0 $0 $0
$0
G rooming
Toys $0 LEG AL Projected Cos t Actual Cos t D ifference
$0 $0
Other Attorney
$0
Total $0 $0 $0 Alimony
$0
Payments on lien or judgment
$0
PERSONAL CARE Projected Cost Actual Cos t D ifference Other
$0
Medical Total $0 $0 $0
H air/ nails $0
$0 TOTAL PROJECTED COST $2,060
Clothing
$0
Dry cleaning
$0 TOTAL ACTUAL COST $2,040
H ealth club
Organiz ation dues or fees $0
$0 TOTAL D IFFERENCE $20
Other
Total $0 $0 $0

Personal Monthly Budget


Income 1 $2,500 PROJECTED BALANCE (Projected income minus expens es ) $940
PROJECTED M ONTH LY INCOM E
Extra income $500
Total monthly income $3,000 ACTUAL BALANCE (Actual income minus expens es ) $960
Income 1 $2,500
ACTUAL M ONTH LY INCOM E
Extra income $500 D IFFERENCE (Actual minus projected) $20
Total monthly income $3,000

H OUSING Projected Cost Actual Cos t D ifference ENTERTAINM ENT Projected Cos t Actual Cos t D ifference
$100 -$50
Mortgage or rent $1,500 $1,400 Video/ DVD $0 $50
-$40 $0
Phone $60 $100 CDs
Electricity $50 $60 -$10 Movies $0
$20 $0
G as $200 $180 Concerts
$0 $0
W ater and s ewer Sporting events
$0 $0
Cable Live theater
$0 $0
W as te removal Other
Maintenance or repairs $0 Other $0
$0 $0
Supplies Other
$0
Other Total $0 $50 -$50
Total $1,810 $1,740 $70
LOANS Projected Cos t Actual Cos t D ifference
$0
TRANSPORTATION Projected Cost Actual Cos t D ifference Pers onal
$0 $0
Vehicle payment $250 $250 Student
$0 $0
Bus / taxi fare Credit card
$0 $0
Ins urance Credit card
$0 $0
Licens ing Credit card
$0 $0
Fuel Other
$0
Maintenance Total $0 $0 $0
$0
Other
Total $250 $250 $0 TAXES Projected Cos t Actual Cos t D ifference
$0
Federal
$0
INSURANCE Projected Cost Actual Cos t D ifference State
$0 $0
H ome Local
$0 $0
H ealth Other
$0
Life Total $0 $0 $0
$0
Other
Total $0 $0 $0 SAVING S OR INVESTM ENTS Projected Cos t Actual Cos t D ifference
Retirement account $0
$0
FOOD Projected Cost Actual Cos t D ifference Inves tment account
G roceries $0 Other $0
$0
Dining out Total $0 $0 $0
$0
Other
Total $0 $0 $0 G IFTS AND D ONATIONS Projected Cos t Actual Cos t D ifference
$0
Charity 1
$0
PETS Projected Cost Actual Cos t D ifference Charity 2
$0 $0
Food Charity 3
$0
Medical Total $0 $0 $0
$0
G rooming
$0
Toys LEG AL Projected Cos t Actual Cos t D ifference
$0 $0
Other Attorney
$0
Total $0 $0 $0 Alimony
$0
Payments on lien or judgment
$0
PERSONAL CARE Projected Cost Actual Cos t D ifference Other
$0
Medical Total $0 $0 $0
$0
H air/ nails
$0 TOTAL PROJECTED COST $2,060
Clothing
$0
Dry cleaning
$0 TOTAL ACTUAL COST $2,040
H ealth club
Organiz ation dues or fees $0
Other $0 TOTAL D IFFERENCE $20
Total $0 $0 $0

Personal Monthly Budget


Income 1 $2,500 PROJECTED BALANCE (Projected income minus expens es ) $940
PROJECTED M ONTH LY INCOM E
Extra income $500
Total monthly income $3,000 ACTUAL BALANCE (Actual income minus expens es ) $960
Income 1 $2,500
ACTUAL M ONTH LY INCOM E Extra income $500 D IFFERENCE (Actual minus projected) $20
Total monthly income $3,000

H OUSING Projected Cost Actual Cos t D ifference ENTERTAINM ENT Projected Cos t Actual Cos t D ifference
$100 -$50
Mortgage or rent $1,500 $1,400 Video/ DVD $0 $50
-$40 $0
Phone $60 $100 CDs
-$10 $0
Electricity $50 $60 Movies
$20 $0
G as $200 $180 Concerts
W ater and s ewer $0 Sporting events $0
$0 $0
Cable Live theater
$0 $0
W as te removal Other
$0 $0
Maintenance or repairs Other
$0 $0
Supplies Other
Other $0 Total $0 $50 -$50
Total $1,810 $1,740 $70
LOANS Projected Cos t Actual Cos t D ifference
$0
TRANSPORTATION Projected Cost Actual Cos t D ifference Pers onal
$0 $0
Vehicle payment $250 $250 Student
Bus / taxi fare $0 Credit card $0
$0 $0
Ins urance Credit card
$0 $0
Licens ing Credit card
$0 $0
Fuel Other
$0
Maintenance Total $0 $0 $0
Other $0
Total $250 $250 $0 TAXES Projected Cos t Actual Cos t D ifference
$0
Federal
$0
INSURANCE Projected Cost Actual Cos t D ifference State
$0 $0
H ome Local
H ealth $0 Other $0
$0
Life Total $0 $0 $0
$0
Other
Total $0 $0 $0 SAVING S OR INVESTM ENTS Projected Cos t Actual Cos t D ifference
$0
Retirement account
FOOD Projected Cost Actual Cos t D ifference Inves tment account $0
$0 $0
G roceries Other
$0
Dining out Total $0 $0 $0
$0
Other
Total $0 $0 $0 G IFTS AND D ONATIONS Projected Cos t Actual Cos t D ifference
Charity 1 $0
$0
PETS Projected Cost Actual Cos t D ifference Charity 2
$0 $0
Food Charity 3
$0
Medical Total $0 $0 $0
$0
G rooming
Toys $0 LEG AL Projected Cos t Actual Cos t D ifference
$0 $0
Other Attorney
$0
Total $0 $0 $0 Alimony
$0
Payments on lien or judgment
$0
PERSONAL CARE Projected Cost Actual Cos t D ifference Other
$0
Medical Total $0 $0 $0
$0
H air/ nails
Clothing $0 TOTAL PROJECTED COST $2,060
$0
Dry cleaning
$0 TOTAL ACTUAL COST $2,040
H ealth club
$0
Organiz ation dues or fees
$0 TOTAL D IFFERENCE $20
Other
Total $0 $0 $0

Personal Monthly Budget


Income 1 $2,500 PROJECTED BALANCE (Projected income minus expens es ) $940
PROJECTED M ONTH LY INCOM E
Extra income $500
Total monthly income $3,000 ACTUAL BALANCE (Actual income minus expens es ) $960
Income 1 $2,500
ACTUAL M ONTH LY INCOM E Extra income $500 D IFFERENCE (Actual minus projected) $20
Total monthly income $3,000

H OUSING Projected Cost Actual Cos t D ifference ENTERTAINM ENT Projected Cos t Actual Cos t D ifference
$100 -$50
Mortgage or rent $1,500 $1,400 Video/ DVD $0 $50
-$40 $0
Phone $60 $100 CDs
-$10 $0
Electricity $50 $60 Movies
$20 $0
G as $200 $180 Concerts
W ater and s ewer $0 Sporting events $0
$0 $0
Cable Live theater
$0 $0
W as te removal Other
$0 $0
Maintenance or repairs Other
$0 $0
Supplies Other
Other $0 Total $0 $50 -$50
Total $1,810 $1,740 $70
LOANS Projected Cos t Actual Cos t D ifference
$0
TRANSPORTATION Projected Cost Actual Cos t D ifference Pers onal
$0 $0
Vehicle payment $250 $250 Student
Bus / taxi fare $0 Credit card $0
$0 $0
Ins urance Credit card
$0 $0
Licens ing Credit card
$0 $0
Fuel Other
$0
Maintenance Total $0 $0 $0
Other $0
Total $250 $250 $0 TAXES Projected Cos t Actual Cos t D ifference
$0
Federal
$0
INSURANCE Projected Cost Actual Cos t D ifference State
$0 $0
H ome Local
H ealth $0 Other $0
$0
Life Total $0 $0 $0
$0
Other
Total $0 $0 $0 SAVING S OR INVESTM ENTS Projected Cos t Actual Cos t D ifference
$0
Retirement account
FOOD Projected Cost Actual Cos t D ifference Inves tment account $0
$0 $0
G roceries Other
$0
Dining out Total $0 $0 $0
$0
Other
Total $0 $0 $0 G IFTS AND D ONATIONS Projected Cos t Actual Cos t D ifference
Charity 1 $0
$0
PETS Projected Cost Actual Cos t D ifference Charity 2
Food $0 Charity 3 $0
$0
Medical Total $0 $0 $0
$0
G rooming
$0
Toys LEG AL Projected Cos t Actual Cos t D ifference
$0 $0
Other Attorney
Total $0 $0 $0 Alimony $0
$0
Payments on lien or judgment
$0
PERSONAL CARE Projected Cost Actual Cos t D ifference Other
$0
Medical Total $0 $0 $0
$0
H air/ nails
Clothing $0 TOTAL PROJECTED COST $2,060
$0
Dry cleaning
$0 TOTAL ACTUAL COST $2,040
H ealth club
$0
Organiz ation dues or fees
$0 TOTAL D IFFERENCE $20
Other
Total $0 $0 $0

Personal Monthly Budget


Income 1 $2,500 PROJECTED BALANCE (Projected income minus expens es ) $940
PROJECTED M ONTH LY INCOM E
Extra income $500
Total monthly income $3,000 ACTUAL BALANCE (Actual income minus expens es ) $960
Income 1 $2,500
ACTUAL M ONTH LY INCOM E
Extra income $500 D IFFERENCE (Actual minus projected) $20
Total monthly income $3,000

H OUSING Projected Cost Actual Cos t D ifference ENTERTAINM ENT Projected Cos t Actual Cos t D ifference
$100 -$50
Mortgage or rent $1,500 $1,400 Video/ DVD $0 $50
-$40 $0
Phone $60 $100 CDs
-$10 $0
Electricity $50 $60 Movies
G as $200 $180 $20 Concerts $0
$0 $0
W ater and s ewer Sporting events
$0 $0
Cable Live theater
$0 $0
W as te removal Other
$0 $0
Maintenance or repairs Other
Supplies $0 Other $0
$0
Other Total $0 $50 -$50
Total $1,810 $1,740 $70
LOANS Projected Cos t Actual Cos t D ifference
$0
TRANSPORTATION Projected Cost Actual Cos t D ifference Pers onal
Vehicle payment $250 $250 $0 Student $0
$0 $0
Bus / taxi fare Credit card
$0 $0
Ins urance Credit card
$0 $0
Licens ing Credit card
$0 $0
Fuel Other
Maintenance $0 Total $0 $0 $0
$0
Other
Total $250 $250 $0 TAXES Projected Cos t Actual Cos t D ifference
Federal $0
$0
INSURANCE Projected Cost Actual Cos t D ifference State
$0 $0
H ome Local
$0 $0
H ealth Other
$0
Life Total $0 $0 $0
Other $0
Total $0 $0 $0 SAVING S OR INVESTM ENTS Projected Cos t Actual Cos t D ifference
Retirement account $0
FOOD Projected Cost Actual Cos t D ifference Inves tment account $0
$0 $0
G roceries Other
$0
Dining out Total $0 $0 $0
$0
Other
Total $0 $0 $0 G IFTS AND D ONATIONS Projected Cos t Actual Cos t D ifference
$0
Charity 1
$0
PETS Projected Cost Actual Cos t D ifference Charity 2
$0 $0
Food Charity 3
$0
Medical Total $0 $0 $0
G rooming $0
$0
Toys LEG AL Projected Cos t Actual Cos t D ifference
$0 $0
Other Attorney
$0
Total $0 $0 $0 Alimony
$0
Payments on lien or judgment
PERSONAL CARE Projected Cost Actual Cos t D ifference Other $0
Medical $0 Total $0 $0 $0
$0
H air/ nails
$0 TOTAL PROJECTED COST $2,060
Clothing
$0
Dry cleaning
H ealth club $0 TOTAL ACTUAL COST $2,040
Organiz ation dues or fees $0
$0 TOTAL D IFFERENCE $20
Other
Total $0 $0 $0

Personal Monthly Budget


Income 1 $2,500 PROJECTED BALANCE (Projected income minus expens es ) $940
PROJECTED M ONTH LY INCOM E
Extra income $500
Total monthly income $3,000 ACTUAL BALANCE (Actual income minus expens es ) $960
Income 1 $2,500
ACTUAL M ONTH LY INCOM E
Extra income $500 D IFFERENCE (Actual minus projected) $20
Total monthly income $3,000

H OUSING Projected Cost Actual Cos t D ifference ENTERTAINM ENT Projected Cos t Actual Cos t D ifference
Mortgage or rent $1,500 $1,400 $100 Video/ DVD $0 $50 -$50
-$40 $0
Phone $60 $100 CDs
-$10 $0
Electricity $50 $60 Movies
$20 $0
G as $200 $180 Concerts
$0 $0
W ater and s ewer Sporting events
Cable $0 Live theater $0
W as te removal $0 Other $0
$0 $0
Maintenance or repairs Other
$0 $0
Supplies Other
$0
Other Total $0 $50 -$50
Total $1,810 $1,740 $70
LOANS Projected Cos t Actual Cos t D ifference
$0
TRANSPORTATION Projected Cost Actual Cos t D ifference Pers onal
$0 $0
Vehicle payment $250 $250 Student
$0 $0
Bus / taxi fare Credit card
Ins urance $0 Credit card $0
Licens ing $0 Credit card $0
$0 $0
Fuel Other
$0
Maintenance Total $0 $0 $0
$0
Other
Total $250 $250 $0 TAXES Projected Cos t Actual Cos t D ifference
$0
Federal
INSURANCE Projected Cost Actual Cos t D ifference State $0
H ome $0 Local $0
$0 $0
H ealth Other
$0
Life Total $0 $0 $0
$0
Other
Total $0 $0 $0 SAVING S OR INVESTM ENTS Projected Cos t Actual Cos t D ifference
Retirement account $0
$0
FOOD Projected Cost Actual Cos t D ifference Inves tment account
$0 $0
G roceries Other
$0
Dining out Total $0 $0 $0
Other $0
Total $0 $0 $0 G IFTS AND D ONATIONS Projected Cos t Actual Cos t D ifference
$0
Charity 1
$0
PETS Projected Cost Actual Cos t D ifference Charity 2
$0 $0
Food Charity 3
Medical $0 Total $0 $0 $0
$0
G rooming
$0
Toys LEG AL Projected Cos t Actual Cos t D ifference
$0 $0
Other Attorney
$0
Total $0 $0 $0 Alimony
Payments on lien or judgment $0
$0
PERSONAL CARE Projected Cost Actual Cos t D ifference Other
$0
Medical Total $0 $0 $0
$0
H air/ nails
$0 TOTAL PROJECTED COST $2,060
Clothing
Dry cleaning $0
H ealth club $0 TOTAL ACTUAL COST $2,040
$0
Organiz ation dues or fees
$0 TOTAL D IFFERENCE $20
Other
Total $0 $0 $0

Personal Monthly Budget


Income 1 $2,500 PROJECTED BALANCE (Projected income minus expens es ) $940
PROJECTED M ONTH LY INCOM E Extra income $500
Total monthly income $3,000 ACTUAL BALANCE (Actual income minus expens es ) $960
Income 1 $2,500
ACTUAL M ONTH LY INCOM E
Extra income $500 D IFFERENCE (Actual minus projected) $20
Total monthly income $3,000

H OUSING Projected Cost Actual Cos t D ifference ENTERTAINM ENT Projected Cos t Actual Cos t D ifference
Mortgage or rent $1,500 $1,400 $100 Video/ DVD $0 $50 -$50
Phone $60 $100 -$40 CDs $0
-$10 $0
Electricity $50 $60 Movies
$20 $0
G as $200 $180 Concerts
$0 $0
W ater and s ewer Sporting events
Cable $0 Live theater $0
$0 $0
W as te removal Other
$0 $0
Maintenance or repairs Other
$0 $0
Supplies Other
$0
Other Total $0 $50 -$50
Total $1,810 $1,740 $70
LOANS Projected Cos t Actual Cos t D ifference
TRANSPORTATION Projected Cost Actual Cos t D ifference Pers onal $0
Vehicle payment $250 $250 $0 Student $0
$0 $0
Bus / taxi fare Credit card
$0 $0
Ins urance Credit card
$0 $0
Licens ing Credit card
Fuel $0 Other $0
Maintenance $0 Total $0 $0 $0
$0
Other
Total $250 $250 $0 TAXES Projected Cos t Actual Cos t D ifference
$0
Federal
INSURANCE Projected Cost Actual Cos t D ifference State $0
$0 $0
H ome Local
$0 $0
H ealth Other
$0
Life Total $0 $0 $0
$0
Other
Total $0 $0 $0 SAVING S OR INVESTM ENTS Projected Cos t Actual Cos t D ifference
$0
Retirement account
$0
FOOD Projected Cost Actual Cos t D ifference Inves tment account
$0 $0
G roceries Other
$0
Dining out Total $0 $0 $0
Other $0
Total $0 $0 $0 G IFTS AND D ONATIONS Projected Cos t Actual Cos t D ifference
$0
Charity 1
$0
PETS Projected Cost Actual Cos t D ifference Charity 2
$0 $0
Food Charity 3
Medical $0 Total $0 $0 $0
G rooming $0
$0
Toys LEG AL Projected Cos t Actual Cos t D ifference
$0 $0
Other Attorney
$0
Total $0 $0 $0 Alimony
Payments on lien or judgment $0
PERSONAL CARE Projected Cost Actual Cos t D ifference Other $0
$0
Medical Total $0 $0 $0
$0
H air/ nails
$0 TOTAL PROJECTED COST $2,060
Clothing
Dry cleaning $0
$0 TOTAL ACTUAL COST $2,040
H ealth club
$0
Organiz ation dues or fees
$0 TOTAL D IFFERENCE $20
Other
Total $0 $0 $0

Personal Monthly Budget


Income 1 $2,500 PROJECTED BALANCE (Projected income minus expens es ) $940
PROJECTED M ONTH LY INCOM E
Extra income $500
Total monthly income $3,000 ACTUAL BALANCE (Actual income minus expens es ) $960
Income 1 $2,500
ACTUAL M ONTH LY INCOM E
Extra income $500 D IFFERENCE (Actual minus projected) $20
Total monthly income $3,000

H OUSING Projected Cost Actual Cos t D ifference ENTERTAINM ENT Projected Cos t Actual Cos t D ifference
Mortgage or rent $1,500 $1,400 $100 Video/ DVD $0 $50 -$50
-$40 $0
Phone $60 $100 CDs
-$10 $0
Electricity $50 $60 Movies
$20 $0
G as $200 $180 Concerts
$0 $0
W ater and s ewer Sporting events
$0 $0
Cable Live theater
$0 $0
W as te removal Other
Maintenance or repairs $0 Other $0
$0 $0
Supplies Other
$0
Other Total $0 $50 -$50
Total $1,810 $1,740 $70
LOANS Projected Cos t Actual Cos t D ifference
$0
TRANSPORTATION Projected Cost Actual Cos t D ifference Pers onal
Vehicle payment $250 $250 $0 Student $0
$0 $0
Bus / taxi fare Credit card
$0 $0
Ins urance Credit card
$0 $0
Licens ing Credit card
Fuel $0 Other $0
$0
Maintenance Total $0 $0 $0
$0
Other
Total $250 $250 $0 TAXES Projected Cos t Actual Cos t D ifference
$0
Federal
$0
INSURANCE Projected Cost Actual Cos t D ifference State
$0 $0
H ome Local
$0 $0
H ealth Other
$0
Life Total $0 $0 $0
$0
Other
Total $0 $0 $0 SAVING S OR INVESTM ENTS Projected Cos t Actual Cos t D ifference
Retirement account $0
$0
FOOD Projected Cost Actual Cos t D ifference Inves tment account
$0 $0
G roceries Other
$0
Dining out Total $0 $0 $0
Other $0
Total $0 $0 $0 G IFTS AND D ONATIONS Projected Cos t Actual Cos t D ifference
$0
Charity 1
$0
PETS Projected Cost Actual Cos t D ifference Charity 2
$0 $0
Food Charity 3
$0
Medical Total $0 $0 $0
G rooming $0
$0
Toys LEG AL Projected Cos t Actual Cos t D ifference
$0 $0
Other Attorney
$0
Total $0 $0 $0 Alimony
Payments on lien or judgment $0
$0
PERSONAL CARE Projected Cost Actual Cos t D ifference Other
$0
Medical Total $0 $0 $0
$0
H air/ nails
$0 TOTAL PROJECTED COST $2,060
Clothing
$0
Dry cleaning
$0 TOTAL ACTUAL COST $2,040
H ealth club
$0
Organiz ation dues or fees
$0 TOTAL D IFFERENCE $20
Other
Total $0 $0 $0

Personal Monthly Budget


Income 1 $2,500 PROJECTED BALANCE (Projected income minus expens es ) $940
PROJECTED M ONTH LY INCOM E
Extra income $500
Total monthly income $3,000 ACTUAL BALANCE (Actual income minus expens es ) $960
Income 1 $2,500
ACTUAL M ONTH LY INCOM E
Extra income $500 D IFFERENCE (Actual minus projected) $20
Total monthly income $3,000

H OUSING Projected Cost Actual Cos t D ifference ENTERTAINM ENT Projected Cos t Actual Cos t D ifference
$100 -$50
Mortgage or rent $1,500 $1,400 Video/ DVD $0 $50
Phone $60 $100 -$40 CDs $0
-$10 $0
Electricity $50 $60 Movies
$20 $0
G as $200 $180 Concerts
$0 $0
W ater and s ewer Sporting events
$0 $0
Cable Live theater
$0 $0
W as te removal Other
$0 $0
Maintenance or repairs Other
$0 $0
Supplies Other
$0
Other Total $0 $50 -$50
Total $1,810 $1,740 $70
LOANS Projected Cos t Actual Cos t D ifference
TRANSPORTATION Projected Cost Actual Cos t D ifference Pers onal $0
$0 $0
Vehicle payment $250 $250 Student
$0 $0
Bus / taxi fare Credit card
$0 $0
Ins urance Credit card
Licens ing $0 Credit card $0
$0 $0
Fuel Other
$0
Maintenance Total $0 $0 $0
$0
Other
Total $250 $250 $0 TAXES Projected Cos t Actual Cos t D ifference
$0
Federal
INSURANCE Projected Cost Actual Cos t D ifference State $0
$0 $0
H ome Local
$0 $0
H ealth Other
$0
Life Total $0 $0 $0
Other $0
Total $0 $0 $0 SAVING S OR INVESTM ENTS Projected Cos t Actual Cos t D ifference
$0
Retirement account
$0
FOOD Projected Cost Actual Cos t D ifference Inves tment account
$0 $0
G roceries Other
$0
Dining out Total $0 $0 $0
$0
Other
Total $0 $0 $0 G IFTS AND D ONATIONS Projected Cos t Actual Cos t D ifference
$0
Charity 1
$0
PETS Projected Cost Actual Cos t D ifference Charity 2
$0 $0
Food Charity 3
Medical $0 Total $0 $0 $0
$0
G rooming
$0
Toys LEG AL Projected Cos t Actual Cos t D ifference
$0 $0
Other Attorney
Total $0 $0 $0 Alimony $0
$0
Payments on lien or judgment
$0
PERSONAL CARE Projected Cost Actual Cos t D ifference Other
$0
Medical Total $0 $0 $0
$0
H air/ nails
$0 TOTAL PROJECTED COST $2,060
Clothing
$0
Dry cleaning
H ealth club $0 TOTAL ACTUAL COST $2,040
$0
Organiz ation dues or fees
$0 TOTAL D IFFERENCE $20
Other
Total $0 $0 $0

Personal Monthly Budget


Income 1 $2,500 PROJECTED BALANCE (Projected income minus expens es ) $940
PROJECTED M ONTH LY INCOM E
Extra income $500
Total monthly income $3,000 ACTUAL BALANCE (Actual income minus expens es ) $960
Income 1 $2,500
ACTUAL M ONTH LY INCOM E
Extra income $500 D IFFERENCE (Actual minus projected) $20
Total monthly income $3,000

H OUSING Projected Cost Actual Cos t D ifference ENTERTAINM ENT Projected Cos t Actual Cos t D ifference
$100 -$50
Mortgage or rent $1,500 $1,400 Video/ DVD $0 $50
-$40 $0
Phone $60 $100 CDs
-$10 $0
Electricity $50 $60 Movies
$20 $0
G as $200 $180 Concerts
$0 $0
W ater and s ewer Sporting events
Cable $0 Live theater $0
$0 $0
W as te removal Other
Maintenance or repairs $0 Other $0
$0 $0
Supplies Other
Other $0 Total $0 $50 -$50
Total $1,810 $1,740 $70
LOANS Projected Cos t Actual Cos t D ifference
$0
TRANSPORTATION Projected Cost Actual Cos t D ifference Pers onal
$0 $0
Vehicle payment $250 $250 Student
Bus / taxi fare $0 Credit card $0
$0 $0
Ins urance Credit card
Licens ing $0 Credit card $0
$0 $0
Fuel Other
$0
Maintenance Total $0 $0 $0
$0
Other
Total $250 $250 $0 TAXES Projected Cos t Actual Cos t D ifference
Federal $0
$0
INSURANCE Projected Cost Actual Cos t D ifference State
$0 $0
H ome Local
$0 $0
H ealth Other
$0
Life Total $0 $0 $0
Other $0

Total $0 $0 $0 SAVING S OR INVESTM ENTS Projected Cos t Actual Cos t D ifference


$0
Retirement account
$0
FOOD Projected Cost Actual Cos t D ifference Inves tment account
$0 $0
G roceries Other
Dining out $0 Total $0 $0 $0
$0
Other
Total $0 $0 $0 G IFTS AND D ONATIONS Projected Cos t Actual Cos t D ifference
$0
Charity 1
$0
PETS Projected Cost Actual Cos t D ifference Charity 2
Food $0 Charity 3 $0
$0
Medical Total $0 $0 $0
$0
G rooming
$0
Toys LEG AL Projected Cos t Actual Cos t D ifference
$0 $0
Other Attorney
Total $0 $0 $0 Alimony $0
$0
Payments on lien or judgment
$0
PERSONAL CARE Projected Cost Actual Cos t D ifference Other
$0
Medical Total $0 $0 $0
$0
H air/ nails
Clothing $0 TOTAL PROJECTED COST $2,060
$0
Dry cleaning
$0 TOTAL ACTUAL COST $2,040
H ealth club
$0
Organiz ation dues or fees
$0 TOTAL D IFFERENCE $20
Other
Total $0 $0 $0

Personal Monthly Budget


Income 1 $2,500 PROJECTED BALANCE (Projected income minus expens es ) $940
PROJECTED M ONTH LY INCOM E
Extra income $500
Total monthly income $3,000 ACTUAL BALANCE (Actual income minus expens es ) $960
Income 1 $2,500
ACTUAL M ONTH LY INCOM E
Extra income $500 D IFFERENCE (Actual minus projected) $20
Total monthly income $3,000

H OUSING Projected Cost Actual Cos t D ifference ENTERTAINM ENT Projected Cos t Actual Cos t D ifference
$100 -$50
Mortgage or rent $1,500 $1,400 Video/ DVD $0 $50
Phone $60 $100 -$40 CDs $0
-$10 $0
Electricity $50 $60 Movies
$20 $0
G as $200 $180 Concerts
$0 $0
W ater and s ewer Sporting events
$0 $0
Cable Live theater
W as te removal $0 Other $0
$0 $0
Maintenance or repairs Other
$0 $0
Supplies Other
$0
Other Total $0 $50 -$50
Total $1,810 $1,740 $70
LOANS Projected Cos t Actual Cos t D ifference
$0
TRANSPORTATION Projected Cost Actual Cos t D ifference Pers onal
$0 $0
Vehicle payment $250 $250 Student
$0 $0
Bus / taxi fare Credit card
$0 $0
Ins urance Credit card
Licens ing $0 Credit card $0
$0 $0
Fuel Other
$0
Maintenance Total $0 $0 $0
$0
Other
Total $250 $250 $0 TAXES Projected Cos t Actual Cos t D ifference
Federal $0
$0
INSURANCE Projected Cost Actual Cos t D ifference State
$0 $0
H ome Local
$0 $0
H ealth Other
$0
Life Total $0 $0 $0
Other $0
Total $0 $0 $0 SAVING S OR INVESTM ENTS Projected Cos t Actual Cos t D ifference
$0
Retirement account
$0
FOOD Projected Cost Actual Cos t D ifference Inves tment account
$0 $0
G roceries Other
Dining out $0 Total $0 $0 $0
$0
Other
Total $0 $0 $0 G IFTS AND D ONATIONS Projected Cos t Actual Cos t D ifference
$0
Charity 1
$0
PETS Projected Cost Actual Cos t D ifference Charity 2
Food $0 Charity 3 $0
$0
Medical Total $0 $0 $0
$0
G rooming
$0
Toys LEG AL Projected Cos t Actual Cos t D ifference
$0 $0
Other Attorney
Total $0 $0 $0 Alimony $0
$0
Payments on lien or judgment
$0
PERSONAL CARE Projected Cost Actual Cos t D ifference Other
$0
Medical Total $0 $0 $0
$0
H air/ nails
Clothing $0 TOTAL PROJECTED COST $2,060
$0
Dry cleaning
$0 TOTAL ACTUAL COST $2,040
H ealth club
$0
Organiz ation dues or fees
$0 TOTAL D IFFERENCE $20
Other
Total $0 $0 $0

Personal Monthly Budget


Income 1 $2,500 PROJECTED BALANCE (Projected income minus expens es ) $940
PROJECTED M ONTH LY INCOM E
Extra income $500
Total monthly income $3,000 ACTUAL BALANCE (Actual income minus expens es ) $960
Income 1 $2,500
ACTUAL M ONTH LY INCOM E
Extra income $500 D IFFERENCE (Actual minus projected) $20
Total monthly income $3,000

H OUSING Projected Cost Actual Cos t D ifference ENTERTAINM ENT Projected Cos t Actual Cos t D ifference
Mortgage or rent $1,500 $1,400 $100 Video/ DVD $0 $50 -$50
-$40 $0
Phone $60 $100 CDs
-$10 $0
Electricity $50 $60 Movies
$20 $0
G as $200 $180 Concerts
$0 $0
W ater and s ewer Sporting events
Cable $0 Live theater $0
$0 $0
W as te removal Other
$0 $0
Maintenance or repairs Other
$0 $0
Supplies Other
$0
Other Total $0 $50 -$50
Total $1,810 $1,740 $70
LOANS Projected Cos t Actual Cos t D ifference
$0
TRANSPORTATION Projected Cost Actual Cos t D ifference Pers onal
$0 $0
Vehicle payment $250 $250 Student
$0 $0
Bus / taxi fare Credit card
Ins urance $0 Credit card $0
$0 $0
Licens ing Credit card
$0 $0
Fuel Other
$0
Maintenance Total $0 $0 $0
$0
Other
Total $250 $250 $0 TAXES Projected Cos t Actual Cos t D ifference
$0
Federal
$0
INSURANCE Projected Cost Actual Cos t D ifference State
$0 $0
H ome Local
$0 $0
H ealth Other
Life $0 Total $0 $0 $0
$0
Other
Total $0 $0 $0 SAVING S OR INVESTM ENTS Projected Cos t Actual Cos t D ifference
Retirement account $0
FOOD Projected Cost Actual Cos t D ifference Inves tment account $0
$0 $0
G roceries Other
$0
Dining out Total $0 $0 $0
$0
Other
Total $0 $0 $0 G IFTS AND D ONATIONS Projected Cos t Actual Cos t D ifference
$0
Charity 1
PETS Projected Cost Actual Cos t D ifference Charity 2 $0
$0 $0
Food Charity 3
$0
Medical Total $0 $0 $0
$0
G rooming
$0
Toys LEG AL Projected Cos t Actual Cos t D ifference
Other $0 Attorney $0
Total $0 $0 $0 Alimony $0
$0
Payments on lien or judgment
$0
PERSONAL CARE Projected Cost Actual Cos t D ifference Other
$0
Medical Total $0 $0 $0
H air/ nails $0
Clothing $0 TOTAL PROJECTED COST $2,060
$0
Dry cleaning
$0 TOTAL ACTUAL COST $2,040
H ealth club
$0
Organiz ation dues or fees
Other $0 TOTAL D IFFERENCE $20
Total $0 $0 $0

Personal Monthly Budget


Income 1 $2,500 PROJECTED BALANCE (Projected income minus expens es ) $940
PROJECTED M ONTH LY INCOM E
Extra income $500
Total monthly income $3,000 ACTUAL BALANCE (Actual income minus expens es ) $960
Income 1 $2,500
ACTUAL M ONTH LY INCOM E
Extra income $500 D IFFERENCE (Actual minus projected) $20
Total monthly income $3,000

H OUSING Projected Cost Actual Cos t D ifference ENTERTAINM ENT Projected Cos t Actual Cos t D ifference
$100 -$50
Mortgage or rent $1,500 $1,400 Video/ DVD $0 $50
-$40 $0
Phone $60 $100 CDs
Electricity $50 $60 -$10 Movies $0
$20 $0
G as $200 $180 Concerts
$0 $0
W ater and s ewer Sporting events
$0 $0
Cable Live theater
$0 $0
W as te removal Other
Maintenance or repairs $0 Other $0
Supplies $0 Other $0
$0
Other Total $0 $50 -$50
Total $1,810 $1,740 $70
LOANS Projected Cos t Actual Cos t D ifference
TRANSPORTATION Projected Cost Actual Cos t D ifference Pers onal $0
Vehicle payment $250 $250 $0 Student $0
$0 $0
Bus / taxi fare Credit card
$0 $0
Ins urance Credit card
$0 $0
Licens ing Credit card
Fuel $0 Other $0
Maintenance $0 Total $0 $0 $0
$0
Other
Total $250 $250 $0 TAXES Projected Cos t Actual Cos t D ifference
$0
Federal
INSURANCE Projected Cost Actual Cos t D ifference State $0
$0 $0
H ome Local
$0 $0
H ealth Other
Life $0 Total $0 $0 $0
$0
Other
Total $0 $0 $0 SAVING S OR INVESTM ENTS Projected Cos t Actual Cos t D ifference
$0
Retirement account
FOOD Projected Cost Actual Cos t D ifference Inves tment account $0
G roceries $0 Other $0
$0
Dining out Total $0 $0 $0
$0
Other
Total $0 $0 $0 G IFTS AND D ONATIONS Projected Cos t Actual Cos t D ifference
Charity 1 $0
PETS Projected Cost Actual Cos t D ifference Charity 2 $0
$0 $0
Food Charity 3
$0
Medical Total $0 $0 $0
$0
G rooming
Toys $0 LEG AL Projected Cos t Actual Cos t D ifference
$0 $0
Other Attorney
$0
Total $0 $0 $0 Alimony
$0
Payments on lien or judgment
$0
PERSONAL CARE Projected Cost Actual Cos t D ifference Other
Medical $0 Total $0 $0 $0
$0
H air/ nails
$0 TOTAL PROJECTED COST $2,060
Clothing
$0
Dry cleaning
$0 TOTAL ACTUAL COST $2,040
H ealth club
Organiz ation dues or fees $0
Other $0 TOTAL D IFFERENCE $20
Total $0 $0 $0

Personal Monthly Budget


Income 1 $2,500 PROJECTED BALANCE (Projected income minus expens es ) $940
PROJECTED M ONTH LY INCOM E
Extra income $500
Total monthly income $3,000 ACTUAL BALANCE (Actual income minus expens es ) $960
Income 1 $2,500
ACTUAL M ONTH LY INCOM E
Extra income $500 D IFFERENCE (Actual minus projected) $20
Total monthly income $3,000

H OUSING Projected Cost Actual Cos t D ifference ENTERTAINM ENT Projected Cos t Actual Cos t D ifference
$100 -$50
Mortgage or rent $1,500 $1,400 Video/ DVD $0 $50
-$40 $0
Phone $60 $100 CDs
Electricity $50 $60 -$10 Movies $0
G as $200 $180 $20 Concerts $0
$0 $0
W ater and s ewer Sporting events
$0 $0
Cable Live theater
$0 $0
W as te removal Other
Maintenance or repairs $0 Other $0
$0 $0
Supplies Other
$0
Other Total $0 $50 -$50
Total $1,810 $1,740 $70
LOANS Projected Cos t Actual Cos t D ifference
TRANSPORTATION Projected Cost Actual Cos t D ifference Pers onal $0
$0 $0
Vehicle payment $250 $250 Student
$0 $0
Bus / taxi fare Credit card
$0 $0
Ins urance Credit card
$0 $0
Licens ing Credit card
Fuel $0 Other $0
$0
Maintenance Total $0 $0 $0
Other $0
Total $250 $250 $0 TAXES Projected Cos t Actual Cos t D ifference
$0
Federal
$0
INSURANCE Projected Cost Actual Cos t D ifference State
$0 $0
H ome Local
H ealth $0 Other $0
$0
Life Total $0 $0 $0
$0
Other
Total $0 $0 $0 SAVING S OR INVESTM ENTS Projected Cos t Actual Cos t D ifference
$0
Retirement account
FOOD Projected Cost Actual Cos t D ifference Inves tment account $0
$0 $0
G roceries Other
$0
Dining out Total $0 $0 $0
$0
Other
Total $0 $0 $0 G IFTS AND D ONATIONS Projected Cos t Actual Cos t D ifference
Charity 1 $0
PETS Projected Cost Actual Cos t D ifference Charity 2 $0
$0 $0
Food Charity 3
$0
Medical Total $0 $0 $0
$0
G rooming
Toys $0 LEG AL Projected Cos t Actual Cos t D ifference
Other $0 Attorney $0
$0
Total $0 $0 $0 Alimony
$0
Payments on lien or judgment
$0
PERSONAL CARE Projected Cost Actual Cos t D ifference Other
Medical $0 Total $0 $0 $0
H air/ nails $0
$0 TOTAL PROJECTED COST $2,060
Clothing
$0
Dry cleaning
$0 TOTAL ACTUAL COST $2,040
H ealth club
Organiz ation dues or fees $0
$0 TOTAL D IFFERENCE $20
Other
Total $0 $0 $0

Personal Monthly Budget


Income 1 $2,500 PROJECTED BALANCE (Projected income minus expens es ) $940
PROJECTED M ONTH LY INCOM E Extra income $500
Total monthly income $3,000 ACTUAL BALANCE (Actual income minus expens es ) $960
Income 1 $2,500
ACTUAL M ONTH LY INCOM E
Extra income $500 D IFFERENCE (Actual minus projected) $20
Total monthly income $3,000

H OUSING Projected Cost Actual Cos t D ifference ENTERTAINM ENT Projected Cos t Actual Cos t D ifference
$100 -$50
Mortgage or rent $1,500 $1,400 Video/ DVD $0 $50
Phone $60 $100 -$40 CDs $0
-$10 $0
Electricity $50 $60 Movies
$20 $0
G as $200 $180 Concerts
$0 $0
W ater and s ewer Sporting events
$0 $0
Cable Live theater
$0 $0
W as te removal Other
$0 $0
Maintenance or repairs Other
$0 $0
Supplies Other
Other $0 Total $0 $50 -$50
Total $1,810 $1,740 $70
LOANS Projected Cos t Actual Cos t D ifference
$0
TRANSPORTATION Projected Cost Actual Cos t D ifference Pers onal
$0 $0
Vehicle payment $250 $250 Student
Bus / taxi fare $0 Credit card $0
$0 $0
Ins urance Credit card
$0 $0
Licens ing Credit card
$0 $0
Fuel Other
Maintenance $0 Total $0 $0 $0
$0
Other
Total $250 $250 $0 TAXES Projected Cos t Actual Cos t D ifference
$0
Federal
$0
INSURANCE Projected Cost Actual Cos t D ifference State
$0 $0
H ome Local
$0 $0
H ealth Other
$0
Life Total $0 $0 $0
$0
Other
Total $0 $0 $0 SAVING S OR INVESTM ENTS Projected Cos t Actual Cos t D ifference
$0
Retirement account
FOOD Projected Cost Actual Cos t D ifference Inves tment account $0
$0 $0
G roceries Other
$0
Dining out Total $0 $0 $0
$0
Other
Total $0 $0 $0 G IFTS AND D ONATIONS Projected Cos t Actual Cos t D ifference
$0
Charity 1
$0
PETS Projected Cost Actual Cos t D ifference Charity 2
$0 $0
Food Charity 3
$0
Medical Total $0 $0 $0
$0
G rooming
Toys $0 LEG AL Projected Cos t Actual Cos t D ifference
$0 $0
Other Attorney
$0
Total $0 $0 $0 Alimony
$0
Payments on lien or judgment
PERSONAL CARE Projected Cost Actual Cos t D ifference Other $0
$0
Medical Total $0 $0 $0
$0
H air/ nails
$0 TOTAL PROJECTED COST $2,060
Clothing
$0
Dry cleaning
$0 TOTAL ACTUAL COST $2,040
H ealth club
$0
Organiz ation dues or fees
$0 TOTAL D IFFERENCE $20
Other
Total $0 $0 $0

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