QUESTION BANK
Finance Specialisation
BANKING & ITS OPERATION
Sub Code: 15MBAFM38 CIE:50
Module No.1
1. What is a bank?
2. Who is a banker?
3. Define a bank
4. Define banking
5. What is public sector bank?
6. Mention three differences between public sector and private sector banks
7. Give three examples of nationalized banks
8. What is a schedule bank?
9. Differentiate between unit banking and branch banking
10. What is virtual banking?
11. Write a note evolution of banking in India
12. Discuss in detail about various types of banks in India
13. Explain the functions of commercial banks
14. Discuss in brief about the RBI functions
15. Explain the provisions of Banking Regulation Act.
Write an essay on evolution of banks in India
16. Bankers are not only purveyors of money but also in an important sense, manufacturers of
money - Explain the meaning of statement with suitable examples
17. Explain in detail the mechanism of credit creation by commercial with examples
18. Comment on the general utility services rendered by commercial banks
19. Indian banks have changed its role as per the needs and demands of the business and economy
discuss
Module 2:
1) Define a banker
2) Who is customer?
3) What is the relationship between a banker and a customer
4) What is bailment?
5) Who is an agent?
6) What is a garnishee order?
7) How a banker’s debt does differs from ordinary debt.
8) What do you mean by Negotiable Instrument Act 1881
9) What are the features of negotiable instrument act 1881
10) Mention the important concepts of NIA 1881
11) Mention the important provisions of NIA 1881
12) What are negotiable instruments
13) Mention few negotiable instruments
14) What is a cheque?
15) Differentiate between a cheque,demand draft, promissory note and bill of exchange
16) Under what circumstances the cheques can be dishonored?
17) Who is a paying banker?
18) Who is a collecting banker?
19) Discuss various types of relationship between a banker and a customer
20) What are the obligations of a banker toward his customers?
21) What the obligations of a customer towards his banker?
22) Explain the meaning of term right of lien with examples
23) What do you mean right to set off bring out its statutory provisions
24) Write a note on write of appropriation
25) Write about the statutory applications, provisions and implications of disclosure of information
and its related matters.
26) What are the obligations of paying banker?
27) What are the legal provisions available for paying banker and collecting banker?
28) What is negotiation?
29) What is an endorsement?
30) What is an alounge?
31) Explain in detail about the procedure involved in opening the accounts in commercial banks
32) Write a note on mechanism of KYC and its operations in commercial banks
33) What do you mean by nomination and what are its benefits to the customers and bankers
34) Write a detailed note on various types of deposits and loan products of banks
35) Comment on the latest services of commercial banks in India
36) List out the steps involved in settlement of death claims in banks
37) Differentiate between crossing and endorsement
38) Explain the procedure involved in discharging negotiable instruments
39) What the circumstances which establishes the negligence of collecting banker
40) Write short notes on : mutilated cheques, crossing of cheques ,endorsement of a cheque
Post dated and staled cheque
Module No.3
1 Explain the term home banking
2 What is virtual banking?
3 What is an ATM?
4 Explain the term internet Banking
5 What is mobile banking?
6 Explain the term core banking solutions
7 What is a debit card?
8 How does credit cards differs from debit cards
9 What are smart cards?
10 Explain the mechanism of Electronic payment systems
11 Brief discuss procedure involved in working of An ATM
12 What are MICR cheques? Explain the procedure involved in it.
13 Write a note on cheque truncation.
14 Write a note on ECS,EFT and NEFT
15 What is RTGS?
16 Explain how does RTGS works in banks.
17 Explain in detail the concept of universal banking .
Module No.4
1 What is international Banking?
2 Explain the term exchange rates
3 How Exchange rates determined?
4 Which are the factors which influences exchanges?
5 What do you mean by forex business?
6 Explain the steps involved in forex business
7 Write a note on: corresponding banking, NRI accounts, Foreien currency loans and letters of
credit.
8 Discuss in detail the facilities available for exporters and importers
9 Explain in details the role of ECGC,RBI and EXIM bank
Module 5
1 Mention three types of loan of commercial bank
2 What is an overdraft?
3 What is cash credit system?
4 Explain the term discounting of bills
5 What are book debts?
6 Explain the meaning supply bills
7 What do you mean charging of securities
8 What is pledge?
9 Explain the term mortgage?
10 How do you create a charge on LIC policy?
11 What do you mean by ALM?
12 Mention three components of Assets
13 What are liabilities? Give examples
14 How you can cross sell banking products under universal banking system? Explain with
examples and concepts.
15 Explain the strategies to Understand Customer Profiling aspects adopted by banks
16 How ATMs are used as tool for advertisement and publicity purposes?
17 Make a check list of formalities to be followed while opening the savings bank, current account
and fixed deposit account
18 List out the procedure to be adopted by banks in the aspects of pre and post sanctioned loans?
19 What are NPA’s?
20 What are the strategies adopted by banks to reduce NPAs?
21 How to relate the NPA with economic situation of India?
