About this Template

Use this Personal Monthly Budget worksheet to track your Projected and Actual Monthly
Income and Projected and Actual Cost.

Enter expenses incurred on various categories in respective tables.

Projected Balance, Actual Balance, and Difference are auto calculated.

Note: 
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To learn more about tables in the worksheet, press SHIFT and then F10 within a table,
select the TABLE option, and then select ALTERNATIVE TEXT.
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Create a Personal Monthly Budget in this worksheet. Helpful instructions on how to use this worksheet are in cells in this column. Arrow down to get started.
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Personal Monthly Budget

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5.

ProProjected Monthly Income Projected Balance

$3,405.00
Income 1 $4,300.00 (Projected income minus expenses)

Extra income $300.00 Actual Balance

$3,064.00
Total monthly income $4,600.00 (Actual income minus expenses)
Pro

Difference
($341.00)
(Actual minus projected)
ActActual Monthly Income
Income 1 $4,000.00

Extra income $300.00

Total monthly income $4,300.00

Ent
HOUSING Projected Cost Actual Cost Difference ENTERTAINMENT Projected Cost Actual Cost Difference

Mortgage or rent $1,000.00 $1,000.00 $0.00 Video/DVD $0.00

Phone $54.00 $100.00 -$46.00 CDs $0.00

Electricity $44.00 $56.00 -$12.00 Movies $0.00

Gas $22.00 $28.00 -$6.00 Concerts $0.00

Water and sewer $8.00 $8.00 $0.00 Sporting events $0.00

Cable $34.00 $34.00 $0.00 Live theater $0.00

Waste removal $10.00 $10.00 $0.00 Other $0.00

Maintenance or repairs $23.00 $0.00 $23.00 Other $0.00

Supplies $0.00 $0.00 $0.00 Other $0.00

Other $0.00 $0.00 $0.00 Subtotal $0.00

Subtotal -$41.00

LOANS Projected Cost Actual Cost Difference

Ent
TRANSPORTATION Projected Cost Actual Cost Difference Personal $0.00

Vehicle payment $0.00 Student $0.00

Bus/taxi fare $0.00 Credit card $0.00

Insurance $0.00 Credit card $0.00

Licensing $0.00 Credit card $0.00

Fuel $0.00 Other $0.00

Maintenance $0.00 Subtotal $0.00

Other $0.00

Subtotal $0.00 TAXES Projected Cost Actual Cost Difference

Federal $0.00

Ent
INSURANCE Projected Cost Actual Cost Difference State $0.00

Home $0.00 Local $0.00

Health $0.00 Other $0.00

Life $0.00 Subtotal $0.00

Other $0.00

Subtotal $0.00 SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference

Retirement account $0.00

Ent
FOOD Projected Cost Actual Cost Difference Investment account $0.00

Groceries $0.00 Other $0.00

Dining out $0.00 Subtotal $0.00

Other $0.00

Subtotal $0.00 GIFTS AND DONATIONS Projected Cost Actual Cost Difference

Charity 1 $0.00

Ent
PETS Projected Cost Actual Cost Difference Charity 2 $0.00

Food $0.00 Charity 3 $0.00

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 Medical $0.00 Subtotal $0.00

Grooming $0.00

Toys $0.00 LEGAL Projected Cost Actual Cost Difference

Other $0.00 Attorney $0.00

Subtotal $0.00 Alimony $0.00

Payments on lien or judgment $0.00

Ent
PERSONAL CARE Projected Cost Actual Cost Difference Other $0.00

Medical $0.00 Subtotal $0.00

Hair/nails $0.00

Tot
Clothing $0.00
Total Projected Cost $1,195.00
Dry cleaning $0.00

Health club $0.00

Total Actual Cost $1,236.00
Organization dues or fees $0.00

Other $0.00
Total Difference ($41.00)
Subtotal $0.00

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