Detailed Project Report (DPR)

:Model template
for NHB Scheme No.1
for LIME/LEMONS

Scheme.1 Development of Commercial Horticulture through Production and

Post-Harvest Management of Horticulture Crops:
1. Open field condition
2. Integrated Post Harvest Management

Crop Tick
mark
Scheme 1. Open field condition of NHB Within overall cost
components specified crops ceiling
+Farm Mechanisation
+Good Agri. Practices
(GAP)
+Plastic Mulching
2. Integrated PHM
3.1.Integrated Pack House
3.2.Pack house
3.3.Pre-cooling unit
3.4. Cold Room (Staging)
3.5. Primary Processing
3.6.Refer Van
3.7 Retail outlet

Submitted by

…………………………….Applicant with full correspondence Address

Detailed Project Report (DPR) will have to be signed by the applicant (s) / authorised person ( in
case of legal entity) on each page with date -along with Horticulture and Project Finance Expert
wherever applicable.

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 INDEX
Project at a Glance
1 About the Applicant /Promoter and his/her entrepreneurship
2 Details of benefits availed by the Applicant / Promoter
3 About Project -Name, Rationale, Management and Description
1. Name of Project, Activity, Objectives and expected Outcomes
2. Rationale / Justification for the project
3. Site/ Land details- RoR/ Ownership / Registration of lease/ Map etc.
4. Location of the Project- Identification
5. Current usage of land of proposed Project Area
6. Current infrastructure and assets possessed by the Applicant:
7. Lay out plan of the project
8. Conversion of Land Use (CLU)
9. Whether project site is part of production belt / cluster / hub
10. Rationale for the location of the project
11. Compliance of project site for food safety
12. Components / Activities of the Project with justification
13. Operations planning
14. Month wise operational chart / Implementation schedule
15. Backward and Forward linkages.
16. Manpower (Skilled & Unskilled labour etc.) availability
17. Employment generation
18. Infrastructure & Connectivity
19. SWOT Analysis
20. Monitoring and evaluation
4 NHB Scheme under which the project is proposed with rationale /
justification.
5 Project details
5.1 Agro-climatic suitability/feasibility
1. Origin, introduction and distribution of crop in the said location,
India and in the world (briefly)
2. Agro-climatic / Horticultural zones and suitability of the crop (s)
3. Soil type and latest health-suitability for the crop
4. Water (irrigation) source, availability, Quality and suitability
5.2 Market viability
1. Commercial and Nutritive importance / significance, composition
and Uses
2. Target Market (s)
3. Statistics: India and State: Area, Production and Productivity in the
District, State and India for the last 5 years
4. Clusters of the project crop in the state.
5. Demand and Supply gap
6. Global producers- Country, Area, Production, Productivity and
global market share in the last available 5 years.
7. International trade and potential (for export oriented projects)
8. Seasonality of crop / produce and its comparison with other
available crop/ produce
9. Price variation of commodity in the State and nearby markets

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 10. Balance sheet of commodity in the State
11. Transportation
12. Value Addition scope
13. Central and State Government policy
14. Value chain in the commodity
15. Proposed Business strategy for Market viability
5.3 Financial viability
1. Due diligence status
2. Project Cost
3. Means of Finance
4. Investment in Horticulture
5. Key financial Indicators
6. Project Financing
1. Rate of Interest
2. Percentage of Term loan against total project cost
3. Internal Rate of Return (IRR)
4. Cost of Production and Profitability
5. Yield and Sales Chart
6. Proposed Balance Sheet
7. Proposed Cash flow Statement for repayment period.
8. Proposed Profit & Loss Account
9. Proposed Repayment of Term loan and Schedule
10. Break Even Analysis
11. NPV (Net Present Value)
12. Economic Rate of Return
13. Depreciation
7. Risk Analysis and management
8. Statement of Assets and liabilities
9. Farm record keeping/ Maintenance proposed
5.4 Land development and Crop Husbandry
5.4.1.Land development
5.4.2.Selection of Quality Planting Material
1. Recommended and popular Cultivars- varieties/hybrids, their
specific characteristics, requirements and yields.
2. Cultivar/Hybrid/Variety selected and Criterion adopted for selection
3. Propagation methods.
4. Accredited / Good Nurseries in the area
5. Planting material-source, quality and suitability
5.4.3.Orchard / Site planning, Lay out and management
1. Planning, establishment and layout systems
2. Land preparation
3. Planting Season / time and density and transplanting
4. Water and Nutrient management
5. Intercultural operations including Weed management
6. Plant canopy architecture management/ training and pruning
7. Use of Pollinators & pollinisers
8. Use of Plant growth regulators
9. Flowering& fruiting

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 10. Integrated Pest and Disease Management and Food Safety
measures
11. Physiological disorders- causes, preventive and management
measures.
12. Special problems if any
5.4.5.Farm Structures and Mechanisation
1. Protective cover /structure ( if applicable)
2. Farm Mechanisation
5.4.6.Harvesting and Fruit / flower care management
5.5 Post-Harvest Management
1. Post-Harvest infrastructure scenario in horticulture sector in the
State and specially for the proposed crop / component
2. Product/ Process Flow chart
3. Lay out / Floor Plan of post-harvest operations
4. Post-harvest operations
1. Pre-cooling
2. Curing
3. Cleaning / Washing
4. Sorting and Grading
5. Packing and labelling
6. Ripening
7. Transport
8. Storage- Low cost / cold storage/ CA
5. Post-harvest infrastructure – Integrated Post-harvest Management
1. Integrated Pack house
2. Pack House
3. Pre-cooling unit
4. Cold Room (Staging)
5. Mobile Pre-cooling unit
6. Ripening Chamber
7. Primary Processing
8. Refer van
9. Retail outlet
10. Labour/ Store room
5.6 Marketing
1. Connectivity
2. Aggregation & Assembling: Marketing infrastructure
3. Market Institutions and agents
4. Demand and Supply trends and forecast both in local and National
markets.
5. Traceability record
6. Proposed value chain / method of Marketing by the Applicant
5.7 Value addition / Processing
6 Technology providers
1. ICAR /CAU/ SAU/SHU / Research Stations and Experts names
2. Experts-whose services are availed
3. Agri/Horti-Business incubators
7 Food Safety -With /Without GAP certification

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 1. GAP Certification if any
2. Food safety measures
1. Pre-planting
2. Crop husbandry
3. Harvestings
4. Post-harvest
8 Innovation if any
9 Profitability of the project (Horti-business): Critical observations of
Applicant
10 Checklist
11 Declaration from Crop Expert and Project Finance Expert
12 Self-declaration by the Applicant

Annexure: Proposed stages in NHB Scheme Implementation

Checklist of documents to be submitted at Market Viability and Financial Viability stage and
during JIT.

5
 Project at a Glance

1. Applicant (s)/ Legal entity Name

2. Constitution / Applicant nature / beneficiary
3. NHB Scheme for which DPR is made
4. Project Activity
5. Nature of project- Green field/ pre-existing- expansion / component
specific
6. Products, By-products and services
7. Land
1. Land ownership: Owned or on registered lease for minimum of 10
effective years from the date of IPA. In other words ideally one
should have 11 Years of registered lease including a processing
period of 1 Year from the time of application for Technical
feasibility.
2. Project Area and Survey /khasra/ Gat/Dag No.
3. Project Site Address with Postal Code and Police Station Name
8. Technical feasibility
1. Agro-climatic suitability
2. Research institution whose technology and package of practices
are proposed to be followed
3. Crop husbandry / PHM is based on evidence based R&D
9. Existence of similar project activity in the said District
10. Whether the project is located in the crop cluster/ hub/ belt Yes/No
11. Project economic period/ economic life
12. Total Project Cost of the proposal
13.  Open field condition or Protected Cover
 Integrated Post Harvest Management
 Total
14. Project completion period ( in months)
Expected Implementation Commencement
timeline Completion
15. Total Eligible Project cost as assessed by the Applicant as per NHB
guidelines
16. Bank/ Financial Institution identified for Term loan
17. Proposed Means of Promoters contribution (in Lakh Rs.)&%
Finance Bank Term loan (in Lakh Rs.) &%
Un secured loan (in Lakh Rs.) &%
Total
18. Gestation period
19. Projected Key Current Ratio other than export units
20. Financial CR-Export units
Parameters IRR /BCR
DSCR*
Average DSCR
Debt to Equity Ratio i.e. DER
TOL/TNW
Promoters Contribution
Break Even Point

6
 Security Coverage Ratio
Repayment period
21. Productivity expected (in MT/Qtl/Kg/numbers)
22. Likely Gap in productivity compared to National /Global average
23. Potential Market (s)for the commodity and distance from the project
site
24. Employment generation Direct- regular per annum
In-direct – Man days per annum

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 1. About the Applicant / Promoter and his/her entrepreneurship

A. About Applicant / Promoter

1.1.In case of Individuals or Group of farmers (if applicable)

Individual
1. Name of Farmer /
Entrepreneur/Individual/ Proprietor
2. Parents or spouse name of Individual
Group of Farmer growers / SHG- Promoters
1. Name of Group
2. Names of all members of group with
their father, mother/husband/ wife name
1.2.In case of Legal entity (if applicable)
Name / Title
1. Incorporation / Registration number/ CIN& date of registration
2. Act under which Registered
3. Registering authority
4. Name of Promoter / CEO/CMD/MD/
5. If it is FPO/ FPC/ Producers Co-op society / Growers Co-operative
Marketing federation- Please specify
6. If it is Reg. Society/ Company/ Corporation / Partnership firm /
Proprietary firm- Please specify
7. Name of Promoter (s)/ Board of Directors/ Partners etc.
8. Status of the promoter / applicant in the legal entity-please specify
9. Whether the promoter / applicant is authorised by the Legal entity-
Yes/No
10. In case of Company/partnership firms / legal person
a. Certified copy of Company/Partnership incorporation/
registration certificate issued by Competent Authority, as
applicable
b. Certified copy of MoA/Bye Laws
c. Certified copy of Board of Directors Resolution duly passed and
authorizing signatory of application to apply for IPA
d. Certified copy of latest Audit Report, if applicable
i. (are to be made available in case the project and the
application is considered for processing.- State Yes/No
11. NGO- Specify- give details of registration
1.3.Government Institutions / Organisations-- Please specify (if applicable)
(i) Marketing Board / Agricultural Produce Marketing Committee
APMC
(ii) Municipal Corporation
(iii) PSU/ Agro-Industries Corporation
(iv) ICAR/CAU/SAU/ Government R&D Institution

8
1.4.Statutary registration ( As per applicability)
a. PAN No
b. Aadhaar No. Yes/No
c. Udyog Adhaar No.
d. GST
1.5.Correspondence Address Postal Address with PIN code
Telephone
Mobile
Email id
Fax if any:
1.6.Project / Site Address

1.7.Social Category General / SC/ST

( In case of legal entity the OBC
CEO and Board of Directors Minority
social category is to be (Muslim/Christians/Sikhs/Buddhists/Parsis/Jains)
mentioned) In case of SC/ST applicants a Certified copy of
Caste Certificate issued by Competent Authority
is to be enclosed. In case of others a self-
declaration is to be enclosed.
1.8.Location: TSP / NE In case of TSP a self-attested copy of notification
Region / Hilly States is to be enclosed.
1.9.Gender Male / Female/Transgender

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B. Applicant/ Promoters’ Entrepreneurship:

1.10. CV / Biodata of Applicant (s) / Promoter (s) (Authorised by legal entity) in brief: (If
applicants are more than one, all are to provide their CV / Biodata)

a. Name of Applicant/ Promoter:

b. Fathers’ & Mothers’ name:
c. Spouse name:
d. Date of Birth
e. Place of Birth (village/town/city, District and State)
f. Permanent Address:
g. Educational qualification (Higher Secondary, Under graduation Degree and above)

Education Name of Board / Year of Remarks

Metric/ U education / College / Pass
specialisation University/
Institute

h. Horticulture and project proposal specific Trainings if any undergone

Training Duration and Institute with Purpose for
Period address undergoing training

i. Current profession with details of Turnover, Accomplishments if any.

j. Previous profession during the last 5 Years with details of Turnover, Accomplishments if
any

k. Experience- General and Horticulture

a. General (Other than Horticulture) specify the activity, establishment/ Office,

location etc.

b. Horticulture-General: State specific activity- crop production, PHM etc. including

project site, area, number of years, accomplishments etc.

c. Horticulture-Experience in proposed activity: provide the name of

establishment/office, location, number of years, specialisation etc.

l. Any information that establishes the applicants’ entrepreneurship (Should be able to

enclose evidence during Market & Financial Viability stage and during JIT):

10
1.11. Registrations with any Government Agency if any

Government Agency Provide registration No. details with date and

location of registration
a. SFAC
b. NDDB
c. MSME
d. MSME/SSI
e. Any other

1.12. Commitment by the applicant: In case the project is approved for pre-IPA, the promoter /
CEO/CMD should undergo a 2 Weeks (min.10 working days)project specific training programme
in one of the ICAR/CAU/SAU/SHU/ Research Station/ Centres of Excellence/ related Central or
State Government institution/ others as found appropriate / approved by NHB.

11
In case of a Partnership firm/ Company / Legal person

a. Whether the proposed activity is covered under the objectives as per Memorandum of
Association (MoA) / Rules explicitly: If so please provide the Article and Rule in
verbatim.

b. Professional history of Legal entities Farmers Producer Organisations (FPOs), Self Help
Groups, Partnership/ Proprietary Firms, NGOs, Companies (as a Board of Director),
Corporations, Cooperatives, Co-operative Marketing federations/ Government Institutions.

c. Management structure if it is a company/ firm etc depicting the position of the applicant.

12
2.Details of benefits availed/ proposed to be availed by the applicant- either individually or as
a member of Association of growers, Group of Farmer Growers/consumers, Farmers Producer
Organisations (FPOs), Self Help Groups, Partnership/ Proprietary Firms, NGOs, Companies (as a
Board of Director), Corporations, Cooperatives, Co-operative Marketing federations from (i)
NHB and (ii) other Ministries/ organisations of Central Government and (iii) State Governments
including NHM for Horticulture related projects.

Note: The beneficiary should be truthful. In case any information is received later on at any stage
about his/her availing of benefit which is not disclosed hereunder will entitle NHB to reject the
current proposal and recover the funds if already released.

2.1. In this / proposed project and location:

1. Whether the proposed project proposal has been submitted for consideration under any
State Government or Central Government Scheme for financial grant? If yes give details.

2. Whether any subsidy has been availed from the Board, other Central Govt. organisation or
State Government for the same activity on the same piece of land, khasra/ Gat/Dag/ etc.
either in his / her own name individually or in the name of his/her family members or
through any legal entity in which he/she is the beneficiary either in the same location,
project. - Yes/ No. If Yes, Please provide details

Constituti Ministr Sche Projec Project Land Eligib Total Current

on – y/ me t code Locati Surve le subsid status of
Individual Organi Name & on y No Projec y/ project-
ly or in sation Activit t cost grant Operationa
any form y l/
( Rs.in ( Rs.in underutilis
lakhs) lakhs) ed / closed

13
2.2.In earlier/ any other Project (s) : Either in his / her own name individually or in the name of
his / her family members or through any legal entity or in any form or constitution, in which he /
she is the beneficiary either in the current proposed project location or any other location.

2.2.1. From NHB: Whether any assistance in the form of soft loan and subsidy has been availed
earlier from the National Horticulture Board? If yes, give details thereof

Year Scheme Project Project Land Eligible Total Current

Name code & Location Survey Project subsidy status of
Activity No cost /grant project-
availed Operational /
underutilised
/ closed

2.2.2.From Central Government- Ministries / Organisations:

Year Scheme Project Project Land Eligible Total Current

Name code & Location Survey Project subsidy status of
Activity No cost / grant project-
availed Operational /
underutilised
/ closed

2.2.3.From State Governments:

Year Scheme Project Project Land Eligible Total Current

Name code & Location Survey Project subsidy status of
Activity No cost /grant project-
availed Operational /
underutilised
/ closed

14
2.3. Operational status of earlier projects under NHB scheme and other Central Ministries and
State Government.

Y Organis Activi Dates As on Annu Exp Profit Rem

ea ation / ty for Subs Projec Comme date al orts able arks /
r Ministr which idy t nced Project Turn if or Reas
y which assist recei compl product Operati over any loss ons
released ance ved eted ion onal (of makin
assistan is status previ g
ce availe (Runni ous
d& ng or Year)
code Closed
)

* in case of completed projects and where proposals envisioning expansion/ modernisation are
proposed, Annual Reports and Audited Statement of Accounts of the last 3 years are to be made
available along with Bank appraisal during Market and Financial Viability stage both online and
offline.

2.4.Please provide map of earlier / other subjects and this project- Key map of project land
showing project details and land boundary details

15
2.5. Provide the following details:

a. Have you ever been refused / denied subsidy claim from NHB, NHM, APEDA, NCDC,
MoFPI? If Yes please provide details of (i) Project code, (ii) Name of Applicant, (iii)
Address (iv) Project activity etc. and the reason for such refusal / denial:

b. If you were a recipient of Government subsidy, have you / your Bank/FI ever been asked
to refund the subsidy / call back ? If Yes please provide details of (i) Project code, (ii)
Name of Applicant, (iii) Address (iv) Project activity etc. and the reason for such refusal /
denial:

Attention:

1. In case the project application is considered for Pre-IPA, the applicant shall have to enclose
No Objection Certificate from State Government / State Horticulture Mission that there is no
duplication of funding for the project and the applicant shall also submit self-declaration that
he/she is not availing government subsidy / grant / assistance from any other ministry.

16
 4. About the Project, Rationale, Management and Description

2.1.About the Project

1. Name of the Project
2. Correspondence Address:
3. Address of Project Site :
4. Project Activity and Scheme components (Should be as per NHB scheme
latest scheme guidelines- please verify):

Name of the scheme and component Uni Tick mark

t relevant
component

No.
5 Development of Commercial Horticulture through
Production and Post-Harvest Management of
Horticulture Crops
1. Open field condition
2. Integrated PHM
a. 3.1. Pack House
b. 3.2. Integrated Pack house
c. 3.3. Pre-cooling unit
d. 3.4. Cold Room (Staging)
e. 3.5. Primary Processing
f. 3.6. Refer Van
g. 3.7. Retail outlet (environmentally
controlled)

6. Details of Crop in case of Open field condition / Protected cover

Name of the Variety / Area ( acres ) No. of plants Source of

Crops Hybrid/ Planting
Cultivar Material

7. Products, product Mix, by products and Services of the Project

8. Objectives of the Project
9. Expected Outcomes of the Project
10. Socio-economic benefit to the region /District / State

17
3.2.Rationale / Justification for the project

3.2.1. Rationale

3.2.2. Details of similar projects / crop in the neighbourhood and the District -Area,
Production and Productivity briefly. Provide more details in Market viability chapter.

3.2.3.Raw Materials: How quantity and quality of inputs/ raw materials is assured.

18
3.3.Project Site/ Land details:

3.3.1.Proposed Project Area:

Activity Area proposed

1 Cultivation –
Open Cultivation (Ha)
2 PHM
3 Plant and Machinery
4 Any other activity

3.3.2.Land details- RoR/ Ownership / Registration of lease/ map etc.

A Name of Owner of land proposed for the

project as per Land Revenue Records
Whether title of the land is clear in the name
of applicant and is free from any litigation
How Title is Ancestral
derived Purchased (with details
of date)
Encumbrances if any
B Name of the Owner in case of joint Survey/ Area in Share
ownership Gat Sq.mt / Ha
/khasraNo
etc.

Whether land boundaries are demarcated for Yes/No

the applicant clearly.
Whether land is in possession of the
Applicant
C In case of Partnership
1. Whether land is owned by Partnership Yes/No
firm or jointly by its partners
2. NOC: If land is owned by one of the
partner, an undertaking by land owner
is required stating that he/she will not
withdraw, sale or transfer his/her land
during currency period of the project
Whether land is in possession of the
Applicant
D In case of Lease
1. In case the land is that of leased,
Registration details of the said leased
land in the office of Sub-Registrar
2. No.of Years of lease
3. Whether lease is entered in RoR Yes/No
Whether land is in possession of the
Applicant

19
E Whether land is mortgaged? If yes provide
details of mortgagor and mortgagee
3.4.Location of the Project- Identification (Longitude, Latitude, Altitude, Village, GP, Block,
District, State), Area, Number of growers.

1. Location Address
2. a. Survey/Khasra/ Dag/ Other No
3. b. Habitation/ Village
4. c. Gram Panchayat / Urban body
5. d. Block / Urban body
6. e. Sub-Division
7. f. District
8. g. State /UT
9. Location Longitude, Latitude&
Altitude
10. Total Area of land owned (ha)
11. Total Area proposed for project (ha)

Google map with coordinates:

3.5.Current usage of land of proposed Project Area

Proposed Project Current usage

Survey / Nature of Area (ha) Activity / Area (ha) Mortgage
Dag etc.No land Crop Yes/No
Dry/ If Yes with
Irrigated/ whom
Waste
land

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3.6.Current infrastructure and assets possessed by the Applicant:

Category Asset Name Year of Make Capacity Cost

Purchase
Fixed Tube well
Assets
Dug Well
Drip irrigation
Electric Motors
Tractor
Tiller
Transport vans
Vermi compost shed
Stores
Pack house
Labour room
Water harvesting pond
Installation/digging
Pipeline
Others
Operating Planting Material
Assets
Support system
Tools and implements

3.7.Lay out plan of the project/ Map of Farm / production/ Operations unit / project land
showing project details and land boundary details

3.8.Conversion of Land Use (CLU) if applicable

Whether Land in possession of the applicant is with/ without approval for industrial use/Whether
CLU permission for the project has been received from competent authority: If Yes- Please
provide details of the authority approved with full designation, address contact numbers and email
id, approval No. and date

3.9.Whether project site is part of production belt / cluster / hub ? If yes, provide details of
working relations with other farmers

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3.10.Rationale for the choosing the said Location for implementation of the project / Location
advantages and disadvantages

Connectivity:

Road National High way

connectivity-
Distance from State Highway
Fright Corridor
Golden Quadrilateral
Rail connectivity
Air connectivity
Water ways
Market
connectivity

Supply side suitability: Raw material Catchment area

Whether project site is part of production belt / cluster / hub ? If yes, provide details of working
relations with other farmers

Road National High way

connectivity-
State Highway
Distance from
Fright Corridor

(Range) Golden Quadrilateral

Rail connectivity
Air connectivity
Water ways
Market
connectivity
Map of Catchment Area:

Demand side suitability:

Proximity and connectivity of project site to major consumption centres /Mandies

Demand centres Names Distance from the proposed

site
Agriculture Primary
Market Committees -
APMCs / Mandies
Tier-1, 2 and 3 cities

Map of consumption Centres

Other Merits/ Advantages:

22
3.11.Compliance of project site for food safety

The information on soil condition and site on water logging, industrial waste and effluents.

Run off and contaminated water is not allowed to enter fields.

23
3.12.Components / Activities of the Project with justification (Please refer NHB scheme
guidelines)

Name of the scheme and component Justification

No.
1 Development of Commercial Horticulture
through Production and Post-Harvest
Management of Horticulture Crops
1. Open field for specified crops
2. Integrated PHM
3.1.Integrated Pack house
3.2.Pack House
3.3.Pre-cooling unit
3.4. Cold Room (Staging)
3.5 Refer Van
3.6.Retail outlet (environmentally
controlled)

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Component wise cost of the Project and NHB Norms

Scheme Items Sub- items Capacit Units/ Likel NH

Compone y/ Numbe y/ B
nt Area/ rs unit Nor
spacing/ cost m
size
Etc.
Open field Cultivation Planting material
Cultivatio Expenses Input cost
n (Labour, Manure
& Fertilisers,
pesticides etc.)
Others
Irrigation Tube well/ bore
well/ Open well
(Nos.)
Cost of Pipeline
from source of
irrigation to
production unit
(Length, Size &
Material)
Water harvesting
structure / Water
tank min. 300
microns
Non lined
ponds/tanks
Others
Drip / Sprinkler
Civil Functional pack
Infrastructure house
Store & Pump
house (Area in
sq.ft with size)
Labour room &
go down (Area in
Sq.ft with size)
Others
Farm Tractor upto 20
Mechanisatio BHP
n Power Tiller HP
(AC) Equipment’s-
driven by
Tractor/ Power
Tiller
Mulch laying
machine

25
 Self-propelled
hort. Machinery
Other tools and
equipment’s as
per Sub Mission
on Agriculture
Mechanisation
(SMAM)
Others
Land Soil levelling /
Development Digging/Fencing
etc.
Others if any
Land if newly purchased but not
before one year from date of
sanction of Term loan (indicate
year)
Vermi Compost Unit
 1. Permanent Structure
 2, HDPE Vermibed(12ft X 4ft X2 ft)
Certification of Good Agricultural
Practices (GAP) including
infrastructure (AC)
Plastic Mulching
Others
Grand Total
Scheme Capacit Units/ Likel NH
y/ Numbe y B
Area/ r /Unit Nor
Spacing cost m
etc.
Integrated 1. Integrated PHM
PHM 3.1.Pack House
3.2.Integrated Pack house
3.3.Pre-cooling unit
3.4.Cold Room (Staging)
3.5 Primary Processing
3.6 Refer Van
3.7.Retail outlet (environmentally
controlled)
Others
Note: NHB Norm: means over all ceiling in project mode with add on component as per NHB Scheme guidelines. (Appendix 1-A)
AC: Add on component: Over and above the cost ceiling.

26
3.13. Operations Planning

1. Name of Farm / Project Manager (working

directly under the applicant / CEO) if any.-
optional
2. Name of agency providing technical know-how
and turn key for cultivation- and contact person
Name and contact numbers
3. Operations:
1. Land preparation Own / custom hiring
2. Procuring planting material/ seeds Own / outsourcing
3. Orchard planning, layout Own / outsourcing
4. Water and nutrient management Own / outsourcing
5. Pruning & Training Own / outsourcing
6. Pollinators&Pollinsers Own / outsourcing
7. Plant growth regulators Own / outsourcing
8. Integrated Pest & Disease management Own / outsourcing
9. Physiological disorders Own / outsourcing
10. Farm Mechanisation Own / outsourcing
11. Harvesting/ Fruit/Flower care management Own / outsourcing
12. Post-Harvest Management Own / outsourcing
a. Pre-cooling Own / outsourcing
b. Cleaning / Washing Own / outsourcing
c. Sorting and Grading Own / outsourcing
d. Packing and labelling Own / outsourcing
e. Transport Own / outsourcing
f. Storage- Low cost / Cold Room/ Own / outsourcing
CA
g. Refer van Own / outsourcing
h. Retail outlet Own / outsourcing
i. Cold chain Own / outsourcing
13. Marketing Own / outsourcing
14. Processing Own / outsourcing

27
3.14. Profile of Agency executing erection of Protected Structure/ Post Harvest
Infrastructure (based on project / applicability etc.

1. Name of agency providing technical know-how and

turn key basis with full address of its Hq
2. Agency local Address
3. CIN / Company Incorporation No.
4. GST No.
5. CEO of the Agency
6. Contact person Name and contact numbers
7. Technical Manpower available (Desirable)
8. Number of years of experience (Desirable)
9. No of plants set up till date during the last 5 years in (Desirable)
the State
10. Turnover of the Agency (Desirable)
11. Whether firm has been blacklisted ever by any (Desirable)
government or corporate firm

28
3.15.Month wise operational chart / Implementation schedule: Commencement to completion:

Project Implementation period in case of approval: Months.

Proposed/ Tentative dates of Bench mark / Activity Approximate date
Project Commencement Land development or
Land/ Site Preparation
First Commercial Crop / plantation /
operations if any / Plant &
Machinery etc.
Project Completion

Activity Units Months

JF MA MJ JA SO ND
1. Land development
2. Erection of Protected
structure in case of Protected
cultivation
3. Land preparation
4. Procuring planting material/
seeds
5. Orchard planning and layout
6. Water and nutrient
management
7. Pruning & Training
8. Pollinators& Pollinisers
9. Plant growth regulators
10. Integrated Pest & Disease
management
11. Physiological disorders
12. Farm Mechanisation-
procurement
13. Farm Mechanisation
operations
14. Harvesting/ Fruit care
management
15. Post-Harvest Management
a) Pre-cooling
b) Cleaning / Washing
c) Sorting and Grading
d) Packing and labelling
e) Transport
f) Storage- Low cost / cold
storage/ CA
g) Cold chain
16. Marketing
17. Value/ addition Processing
Note: The table can be extended as per need.JF: January/ February; MA: March/April and similarly other abbreviations.
3.16.Number of days of Operation / Crop etc:

29
3.17.Backward and Forward linkages

1. Backward linkages -with growers, input suppliers etc.

Operations Agency / Agents / providers (specify Distance Remarks

the proposed location)
Seed/ Planting Material
Manure
Fertilizers
Bio fertilizers
Bio pesticides
Fertilizers
Pesticides / Insecticide
others

2. Forward linkages- for Domestic and Export Market

Operations Agency / Agents / Service providers Distance Remarks

(specify the proposed location)
Storage Unit
Processing Unit
Local Market
Terminal market
Farm Market

3. Briefly explain as to how the produce will be consolidated (backward linkages) and
marketed/exported (forward linkages)

4. How transportation of raw material and produce is planned?

30
3.18.Manpower (Skilled Labour, Expertise etc.), Required, Already available, Gaps and the
management in an Year.

3.18.1.Managerial and Technical

Managerial Technical Gap

Requirement Availability Requirement Availability S US
Number No.of Number No.of N D N D
Days Days

a)
b)
c)

3.18.2.Skilled and Unskilled Labour

Skilled Labour Unskilled labour Gap

Requirement Availability Requiremen Availabilit S U
t y S
Numbe No.o Numbe No.o N D N D
r f r f
Days Days
Operations/
activity
d) Administratio
n
e) Manager
f) Finance &
Accounts
g) Typing / IT
operations
h) Watch man
Crop husbandry
a)
b)
c)
d)
e)
f)
g)
h)

3.19.Employment Generation per annum

No.of man days / Annum

Permanent man power -Permanent (on
rolls)
Casual / Temporary

31
3.20.Infrastructure and connectivity (Power, Fuel, Water, Plant and Machinery, Effluents
treatment etc.)- Required, Already available, Gaps and the management.

Utility Requirement Remarks

Power Likely requirement per month for the
purposes of …………………………
Source of Power
Whether renewable alternate energy to
power is under consideration
Access to Power is assured or not
Alternative Source of Power in case of
breakdowns
Water Source – Ground Water /Surface Water
Existing or New source
Plant &
Machinery
Fuel Access to fuel to power- Generators-
Yes/No
Nearest fuel depot
Effluent Facility and method adopted for effluent
treatment treatment.
Road National High way
connectivity- State Highway
Distance from Fright Corridor
Golden Quadrilateral
Rail
connectivity
Air
connectivity
Market
connectivity
Vermi compost If available Numbers and Capacity.
Types:1. Permanent Structure and 2,
HDPE Vermi bed (12ft X 4ft X2 ft)
Animal Details of Animals
Husbandry Capacity / Income
Environmental
issues of the
project if any
Fencing
Any other

32
3.21.SWOT Analysis

1 Strengths

2 Weaknesses

3 Opportunities

4 Threats

33
Attention of the applicant:

1. Applicant has to intimate the Board before effecting change of project land, crop, area, bank
etc in the proposal before claim of subsidy. (page 121 of guidelines point 10(vi). Thus Any
change in crop or project site without prior approval of NHB shall make the component or
project, as the case may be, ineligible for getting subsidy.
2. Even the change in FI / Banker should be done with prior approval of NHB.

(Signature of the Applicant) with

date and time.

34
4 NHB Scheme under which the project is proposed with rationale /
justification.

1. Scheme.1: Copy paste scheme guidelines

35
36
2. Cost Norms and pattern of assistance: Copy paste scheme guidelines

37
38
39
40
41
42
3. Rationale for justification for taking up the proposed project under the scheme No.1 and its
components.

43
5.Project details
For acid lime

44
5.1 Agro-climatic suitability

5.1.1.Origin, History, and Distribution

1. Origin of the crop and its introduction into India:

Citrus plants are native to subtropical and tropical regions of Asia and the Malay Archipelago
and they were first domesticated in these areas. Some citrus species have been present in the
Mediterranean basin for centuries. This group of species has reached great importance in some of
the Mediterranean countries and, in the case of orange, mandarin and lemon trees, they found here
soil and climatic conditions which allows them to achieve a high level of fruit quality, even better
than in the regions where they came from.

2. Distribution of crop across the country:

Commercially, acid lime is grown in almost all the states which are free from frost. Acid lime
is grown mainly in Khera district of Gujarat, Ahmed nagar, Amravati and Akola Distt. in
Maharashtra, Periyakulam in Tamil Nadu; Jabalpur and adjoining areas of Madhya Pradesh;. The
states of Andhra Pradesh, Maharashtra and Karnataka contribute more than 90% towards total
production of acid lime. Culitvars which have adapted in different geographical regions of the
country are - Pramalini , Vikram , Sai Sarbati, Balaji, NRCC- acid lime – 7 and acid lime – 8 are
the basis of commercial plantations.

45
5.1.2.Agro-climatic / Horticultural zones including Rainfall, temperatures at critical stages
and suitability of the project (Not applicable to standalone PHM projects)
1. Parameter Recommended@ Project Remarks /
location deviations
parameters#
2. Climate
3. Altitude 100 – 2000 ft
4. Climatric / Non Climatric
5. Thermosensitive ness of crop 15-37 0C
6. Photosensitive Photosensitive
7. Temperature
8. 1. Mean monthly temperature
29.24 0C
of the year
2. Mean max.temperature of
35.28 0C
the year
3. Mean minimum
24.14 0C
temperature of the year
4. Mean monthly temperature
during crop duration 29.71 0C
season (Jan-Nov.)
5. Flowering (Jan-Feb) 25.78 0C
6. Fruiting (March-April) 33.58 0C
7. Maturity (Aug-Sep.) 27.83 0C
8. Fruit quality(Oct-Nov) 26.69 0C
9.
9. Rainfall / Water 700-900 mm
10. 1. Land preparation 0 7 -9 year
2. Flowering (Req. in lit) 200 lit / plant age Tree
3. Fruiting (Req. in lit) 154 lit / plant daily
4. Maturity (Req. in lit) 71.5 lit / plant water req.
5. Season(Total Req. in Total
3745
lit)
11. Humidity (%)
1. Flowering 40-60
2. Fruiting 40-60
3. Maturity 40-60
4. Season 48
12. Winds during crop season
13. 1. Wind velocity
11.06
(Km/hr)
14. Shade loving? -
@ Note: Organisation / Institution (ICAR/CAU/SAU/SHU/ other) making recommendation and
its source should be specified.
#: Provide source (could be IMD/Agric.Univ/State Govt.) and weblink if possible.
Risk management/ Deviation Management if any:

Conclusion: Whether project crop is recommended for the project Yes/No

location

46
5.1.3.Soil Type and health -requirements and that of project suitability
(Not applicable to standalone PHM projects)

Acid Lime (Central India)

As recommended Project location Deviation if Date on which
by ICAR data as per latest any and soil health is
/CAU/SAU/SHU Soil health test Management tested and the
ICAR-CCRI name of the
Institute
Soil type Sandy, sandy
loam, medium
black soil , red
soil
Texture Sandy loam,
loam, medium
clay loam
pH (1:2) 7.0- 8.4
Organic carbon (%) 0.52 – 0.78
Electrical 0.34 – 0.48
conductivity (dS/m)
Chlorine -
Sodium -
Potassium 102-147 kg / ha
(NH4OAc)
Nitrogen (KMnO4) 106-118 kg / ha
Phosphorus (Olsen) 9-15 kg / ha
@ Note: Organisation / Institution (ICAR/CAU/SAU/SHU/ other) making recommendation and its
source should be specified.

#: Provide details of Soil Test Laboratory (should be that of Agriculture Dept/ Agric. Univ/ Central
or State Government) where Soil is tested with contact details of Head of Laboratory/ Analyst with
telephone and mobile details and weblink if possible. A self-attested copy of the laboratory results
should be submitted in case project is qualified for processing for subsidy claim.

Whether project location is a problematic soil- Alkalinity/Salinity/Others: if Yes.

1. Causes
2. Reclamation / Management/ Amendments proposed:

Conclusion:
Whether project location soil is suitable for the crop / activity.

47
5.1.4.Water/ Irrigation water Quality -requirements and that of project suitability
(Not applicable to standalone PHM projects)

Acid Lime
As recommended by ICAR Project location data as per
/CAU/SAU/SHU latest Water Analysis test#
ICAR-CCRI
pH 7.2-7.6
EC (dS/m) < 0.58
Total salt concentration, <1150
(mg/L)
Sodium Absorption Ratio <6.0
(SAR)
Bi-Carbonate (mg/L) <180
Boron concentration (ppm) <0.21
Heavy metals -
Pesticide residue -
@ Note: Organisation / Institution (ICAR/CAU/SAU/SHU/ other) making recommendation and its
source should be specified.

#: Provide details of Laboratory (should be that of Agriculture Dept/ Agric.Univ/ Central or State
Government) where water is tested with contact details of Head of Laboratory/ Analyst with
telephone and mobile details. A self-attested copy of the laboratory results should be submitted in
case project is qualified for processing for subsidy claim.

Conclusion: Whether project location water source is Yes / No

suitable for the crop / activity.

48
 5.2.Project- Market viability of the Project
(To be facilitated and certified by Horticulture Expert)

5.2.1.Commercial (and nutritive –where ever applicable) importance / significance, composition

and uses.

In addition to its thirst-quenching ability and refreshing taste, citrus fruits also have
therapeutic value. Citrus fruit and juice are excellent sources of health-promoting substances like
vitamins. Even a small amount of vitamins can prevent the appearance of sub-clinical signs of
deficiencies. Nutrients from a fresh source are immediately available to the body in a small
amount. Citrus fruits contain carbohydrates in the form of sugars: sucrose, glucose, and fructose.
The ratio of sodium and potassium in orange juice plays an important role in maintaining
electrolyte balance. An average-size orange can provide 0.8 g of fibre in the diet. Fibre has its own
importance for the people of industrialized nations who eat high-fat, low-fiber diets full of highly
refined and processed carbohydrates that move slowly through the intestines. The role of citrus
fruit in reducing risk of human diseases like heart diseases, cancer, and urinary disorders is well
documented.

5.2.2.Targetted market (s) : Domestic or International. In case of International market, the

applicant have to refer APEDA export requirements and should specify compliance appropriately
with in the document. In case of domestic market specify the intended market briefly while more
details be provided in Marketing chapter.

1. Quality grades/ specifications/ kinds of products and their targeted Domestic/ International
market.
2. Existing / Proposed Market linkages:
3. MOUs/ Contract documents / undertakings/ LoA if any
4. Target consumption centres/ key domestic markets
5. Export targets/ Plans if any
6. In case of export, details of volume to be exported / export destination / statutory norms of
export destination should be provided in the DPR.

5.2.3.Statistics: India and State.

India: Area, Production and Productivity in the area, State and India for the last 5-10 years

1.National picture : Area in thousand ha and production in thousand tonnes

Year Area in ha Production Productivity Global Productivity

MT T/ha dataT/Ha
Highest Average
2012- 255.2 2523.5 9.9
13
2013- 286.4 2835.0 9.9
14
2014- 268.4 2950.4 11.0
15

49
2015- 258.0 2978.2 11.5
16
2016- 259.3 2789.0 10.8
17
http://agricoop.nic.in/statistics/publication-reports

2.State wise picture- Top 10 producing states

State Area in ha Production Productivity

(2015-16) MT ( 2015-16) Tonnes/ha
Andhra 33.45 550.59 16.66
Pradesh
Gujarat 43.27 480.61 11.16
Karnataka 13.17 313.76 24.10
Telangana 12.12 312.41 26.00
Madhya 12.90 284.34 22.00
Pradesh
Odisha 26.96 261.35 10.03
Maharashtra 20.08 201.12 10.00
Assam 15.02 139.40 9.27
Bihar 18.00 128.70 7.11
Chattisgarh 12.17 89.03 7.42
Source: http://agricoop.nic.in/statistics/publication-reports

3.Project State Picture (Mandatory)

Year Area Production States’ Productivity Gap in Productivity (T/Ha)

in ha MT contribution T/ha State National Global
to Nation Av. Av Highest

Multiple sources: http://agricoop.nic.in/statistics/publication-reports / State Horticulture Dept./

District Horticulture Officer.

4.Project State- district wise performance in the said crop producing districts in Last Year
(Mandatory)

Area Production Productivity

District Area % of District Production % of State District Productivity Ranking
(ha) State (MT) Production (T/ha)
Area

Multiple sources: http://agricoop.nic.in/statistics/publication-reports / State Horticulture Dept./

District Horticulture Officer.

50
5.Project crop in the state: Time trend of Area, Production and Productivity (Mandatory)

District Item Current CY-2 CY-3 CY-4

Year
District.1 Area
Production
Productivity
District.2

Multiple sources: http://agricoop.nic.in/statistics/publication-reports / State Horticulture Dept./

District Horticulture Officer.

6.Share of project Crop- in terms of Area and Production in overall fruits/vegetables.

Crop Area Production

Ha % MT %

Total 100 100

Multiple sources: http://agricoop.nic.in/statistics/publication-reports / State Horticulture Dept./
District Horticulture Officer.

51
7.Availability of Storage facilities in the project area / District / StateSource: (Desirable Data)

Year Commodity Low cost storage Cold storage CA Storage

structures
No. Capacity Capacity No. Capacity Capacity No. Capacity Capacity
utilisation utilisation utilisation

Source: Multiple sources: https://nccd.gov.in/# and District Horticulture Office.

Gap Analysis in Project Area:

Commodity / produce Storage Storage Gap Remarks

required in available in
the area the area

52
 6.2.4. Clusters/ Zones

5.2.4.1.Crop clusters in the State (Mandatory)

Name of Crop District No.of villages No.of farmers Total Area

1
2
3
4
Source: State / District Horticulture Office/ APEDA / MoFPI

5.2.4.2.Crop Agricultural Economic Zones in the State / UT, if any (Desirable)

Crop AEZ District No.of villages No.of farmers Total Area

1
2
3
4

53
5.2.5.Demand for the commodity:( based on the available data- minimum for the project area,
district and the state)

Demand -Supply gap for the commodity

Unit Demand No.of growers Supply / Gap Remarks

production
Nos. Area
Project
area*
District
where
project is
located
State
Country
Globally
Source: Multiple sources.

http://agricoop.nic.in/
APMC/ Agriculture Marketing Board/ District Horticulture Officer
*: Project area could be a block / District based on the crop / commodity/ activity and its spread
area and numbers.
Note: Applicant may take the help of District Horticulture Officer.

5.2.5.A.Projections of production, productivity, targets for domestic and export market (Desirable)

Year Production Productivity Local Value Terminal Value Export Value

Market in Rs. market in Rs. Market in Rs.

54
5.2.6.Global producers- Country, Area, Production, Productivity and global market share for the
last 5-10 years

Major producing Area Production Productivity % share in

country global market

India
Source:

http://agricoop.nic.in/statistics/publication-reports
http://agriexchange.apeda.gov.in/;

5.2.7.International trade market and potential:

(collect from APEDA Agri-exchange website at http://agriexchange.apeda.gov.in/; including

product profile, statistics and market intelligence sites esp. International trade and Global
Analytical report in brief to the extent of relevance; may also refer DGCIS
sitehttp://www.dgciskol.gov.in/for more information)

55
 5.2.8.Seasonality matrix of acid lime (Desirable Data):

Seasonality matrix of the crop with reference to other fruits / vegetables/flowers

Acid lime Jan Feb Ma Ap Ma Jun Jul Au Sep Oct No De

r r y e y g t v c
Acid lime
Acid lime
Acid lime
Acid lime

Acid lime
Acid lime
Lean Season
Peak Season
Demand and Supply issues specific to project area:

56
5.2.9 Price variation of Commodities at State / UT Capital or at a Major Fruit &
Vegetables/ Flower Market

A.At local Market

Local Market: 1 Unit=Rs. Per Qtl/MT/Kg

Year Jan Feb Mar Apr May June July Aug Sept Oct Nov Dec

Source: Concerned APMC / Marketing Board website or http://agmarknet.gov.in/

If no reliable source is available, the above data may be collected from District Marketing /
Horticulture Officer

B.At nearest / Major Terminal Market

Major Terminal Market: 2 Unit=Rs. Per Qtl/MT/Kg
Year Jan Feb Mar Apr May June July Aug Sept Oct Nov Dec

Source: Concerned APMC / Marketing Board website or http://agmarknet.gov.in/

If no reliable source is available, the above data may be collected from District Marketing /
Horticulture Officer
C.Projected prices of project produce (if Possible)

Market: ………………………… Unit=Rs. Per Qtl/MT/Kg

Year Jan Feb Mar Apr May June July Aug Sept Oct Nov Dec

Source: Could be applicants’ own assumption / horticulture expert etc.by giving justification

57
5.2.10.Balance sheet of commodity in the State / District (Desirable Data/ Voluntary)

Year: Qty: 000Tons

Ja Fe Ma Ap Ma Jun Jul Au Sep Oc No De
n b r r y e y g t t v c
Stored/
Carry in
Fresh
Production/
Arrivals
Imports
Availability
In LT
Storage
Consumptio
n
Exports
Post
Production
losses
Total Usage
Carry out

Source:
Note:

58
5.2.11.Whether transportation infrastructure is available.

1. Mode of transportation / arrangement:

2. Whether cold chain facility available locally if so details of service providers and contact
person name.

5.2.12.Value Addition scope/ potential

5.2.13.Central and State Government policies to promote the commodity:

(towards its promotion, area expansion and organised marketing, processing and export).

59
5.2.14.Value chain in the commodity

5.2.15.Proposed Business Strategy by the Applicant for Marketing and Market viability

60
 5.3.Financial Viability of the Project
( To be prepared and certified by Project Finance Expert on each page)

5.3.1: Due Deligence Status

Date of Due Deligience Remarks
1 Examination of CIBIL report Yes/No
2 Credit rating / scoring is done Yes/No
3 Whether name of promoters/company
appearing in the list of-
a) RBI defaulter list Yes/No
b) RBI willfull defaulter list Yes/No
c) ECGC SA list Yes/No
4 a)Verfication of CERSAI (Central Yes/No
Registry of Securitisation Asset
Reconstruction and Security Interest)
b) In case of company whether Yes/No
financial data verfied with ROC .

5.3.2.Project Cost (Rs in Lakhs) – (subitems are to be decided based on need)

Scheme Items Sub- items Capac Units/ uni Co Cost

Compone ity/ Numb t st as per
nt Area/ ers cos NHB
spacin t norms
g
Etc.
Open field Cultivation Planting material
Cultivatio Expenses Input cost (Labour,
n Manure &
Fertilisers,
pesticides etc.)
Others
Irrigation Tube well/ bore
well/ Open well
(Nos.)
Cost of Pipeline
(Length, Size &
Material)
Water harvesting
structure / Water
tank min. 300
microns
Non lined
ponds/tanks
Others
Drip / Sprinkler
Civil Functional pack
Infrastructu house
re Store & Pump
house (Area in sq.ft
61
 with size)
Labour room & go
down (Area in Sq.ft
with size)
Others
Farm Tractor upto 20
Mechanisat BHP
ion Power Tiller HP
(AC) Equipments- driven
by Tractor/ Power
Tiller
Mulch laying
machine
Self-propelled hort.
Machinery
Other tools and
equipment’s as per
Sub Mission on
Agriculture
Mechanisation
(SMAM)
Others
Land Soil levelling /
Developme Digging/Fencing
nt etc.
Others if any
Land if newly purchased but not
before one year from date of
sanction of loan (indicate year)
Support system for Grapes
Vermi Compost Unit
Certification of Good Agri
Practices Good Agricultural
Practices (GAP) including
infrastructure (AC)
Plastic Mulching
Others
Grand
Total
Scheme Capac Units/ Lik NH
ity/ Numb ely B
Area/ er /Un No
Spaci it rm
ng cos
etc. t
Integrated 2. Integrated PHM
PHM 3.1.Pack House
3.2.Integrated Pack house
3.3.Pre-cooling unit

62
 3.4.Cold Room (Staging)
3.5 Primary Processing
3.6 Refer Van
3.7.Retail outlet (environmentally
controlled)
Others

Summary of Project Cost

Project Max.possible
Cost NHB support
(self-appraisal)
3. Open field condition With add on
components
Without add on
components
4. Protected Cover of NHB specified With add on
crops components
Without add on
components
5. Integrated PHM
3.1.Integrated Pack House
3.2.Pack house
3.3.Pre-cooling unit
3.4. Cold Room (Staging)
3.5. Mobile Pre-cooling unit
3.6.Ripening Chamber
3.7 Primary Processing
3.8.Refer Van
3.9 Retail outlet
Grand Total

5.3.3 Means of Finance (Rs.in Lakhs)

S.No Item Components
1 Promoters share
2 Bank/FI Term loan
3 Un secured
loan/VCA
Total

5.3.3. A Information on subsidy available under different schemes:- (For information)

1. Subsidy from NHB
2. Subsidy from State *
3. Subsidy from *
Centre
4. Subsidy from other *
sources
Total

63
5.3.4.Hypothecation Security if any:

5.3.5.About Bank/ FI: Name of the Bank/FI, branch and its code identified for Term loan and
Rationale

Name of Bank/ FI
Bank/FI Branch Address
Bank/FI Branch contact Number
IFSC code

5.3.6.Investment in Horticulture Sector

5.3.7 Projected / existing operational profitability of the Project : (Rs. In Lakhs)

Estimated projections
Y1 Y2 Y3 Y4 Y5 Y6 Y7 Y8
Capital
Reserves
Intangibles
Tangible Net
Worth
Net Working
Capital
Current Ratio
Net Sales
Op. Profit
Net Profit Before
Tax
Net Profit After
Tax
TOL/ TNW
Debt-equity ratio
Depreciation
Dividend
Retained Profit

Justification for the above (wherever figures are on higher side)

NOTE:- In case of existing business / project, the promoter has to provide the audited data for the
last three years apart from estimated and projected data for covering the entire repayment period.

64
5.3.8 Project Financing:

1) Rate of Interest :

2) Percentage of Term loan against total project cost

3) Internal Rate of Return (IRR):

4) Cost of Production and Profitability (Annexure)

5) Yield and Sales Chart (Annexure)

6) Proposed Balance Sheet: (Annexure)

7) Proposed Cash flow Statement for repayment period (Annexure)

8) Proposed Profit & Loss Account: (Annexure)

9) Proposed Repayment of Term loan and Schedule (Annexure)

10) Break even Analysis (Annexure)

11) NPV (Net Present Value)

12) Economic Rate of Return

13) Depreciation

65
5.3.9 Sensitivity analysis of the project.

Base Case 2018-19

(First Full
Year of
Operation)
Case I Decrease in capacity utilization by 10%.
Case II Decrease in Sales by 10%.
Case III Increase in Raw Material Cost by 10%
Base Case Case I Case II Case III
PBIDT
PBT
PAT
Min DSCR
Max DSCR
Overall
DSCR

66
5.3.10 Key Financial Parameters for the proposal:

Sl. Ratio Benchmark As calculated by Project Finance Expert

No.
1styr 2ndyr 3rdyr 4thyr 5thYr
1. Current Ratio 1.25:1
other than
export units
2. CR-Export units 1.10:1
3 IRR /BCR
4 DSCR* 1.50:1
5 Average DSCR
6 Debt to Equity 3:1
Ratio i.e DER
7 TOL/TNW 4:1
8 Promoters 25%
Contribution minimum
9 Break Even Lower the
Point % is better
10 Security More than
Coverage Ratio 100% of
Loan
Amount
11 Repayment Up to 7
period Years
excluding
moratorium,
but not to
exceed an
overall
tenor of 10
years

67
5.3.11 Statement of Assets & liability as on……...
1. Immovable Assets
(Rs. In lakh)
Sl.No Description Extent Location Face value Market value
1 Land
2 Building
3 Plant &
machinery
4 Commercial plots

2. Movable Assets
Sl.No Description Modle Face value Market
value
1 Car/Scooter/Truck/Bus/Mobile
phone

3. Bank/FI balances and cash

Sl.No. Name of the institutions Date of Face value Market

opening value/Present
value

4. Shares & debentures

Sl Name of the Date of Face value Market value

No Company/Institutions purchase

5. Investment in business & other associates concern

Sl Name of the Date of Face value Market value
No Company/Institutions Investment

Total assets……............
1. Liabilities

Sl.No. Nature of the Name of Date of Face Market value/

loan the loan value Present value
institution

Total liabilities…….....................
Net of assets & liabilities…….....

Date: Signature of the Promoter/Guarantors/Directors /partner

68
5.3.12.Risk Analysis& Management

A. Promoters & Management Risks:

B. Project Completion and Operational Risk:
C. Other Risks:

Risk Management
Excess production / Glut situation in
Market
Crop failure Crop insurance
Price volatility-low prices
Pests and Diseases
Natural calamities- fire, cyclone, Floods
etc.

5.3.13.Farm record keeping/ Maintenance proposed

69
5.4: Land development and Crop husbandry
5.4.1.Land development: ( in case of waste/ barren land)

5.4.2. Selection of Quality Planting Material

Recommended and popular Cultivars- varieties/hybrids, their specific characteristics, requirements
and yields and list of reputed / accredited Nurseries

1. Recommended and popular cultivars/ Name of variety / Hybrids/ cultivar (with

varieties/ Hybrids State wise potential yield)
a. Acid lime Phule Sharbati, NRCC-7 and 8, Sai
Sharbati, Vikram and Pramalini
2. Classification of cultivars based on ---
crop maturity
a. Early
b. Mid
c. Late
3. Classification of cultivars / Varieties/
Hybrids based on purpose
a.
b.
c.
d.

Cultivar/Hybrid/Variety / Planting material Selected:

Cultivar/Hybrid/Variety Parentage Area Medium/ Requirement

/ Planting material High/ Ultra Quantity
High density

70
Method of Propagation / technology

Method recommended by ICAR / seedlings for acid limes

CAU/SAU/SHU
Proposed method under the project
Do’s and Don’t’s proposed / taken in
propagation
Expert guiding the project

List of Nurseries having Virus Indexing

Central Citrus Research Institute, Amravati Road, Nagpur-440033

List of NHB accredited Nurseries :availability of quality seeds / planting material.

List of reputed / authorised store / Nursery from where quality seeds / planting material is planned
to source in the project:

71
Planting material-source, quality and suitability

1. Proposed cultivar / variety/Hybrid acid lime varieties as given above

2. Criterion / Rationale for Selection
3. Nursery / Shop from where seeds/ Name of Nursery/ Shop:
planting material is procured/
purchased Proprietor Name
Contact Number:
4. Warranty provided if any
5. Whether variety/ hybrid/ cultivar
registered under Section 39 (2) of The
Protection of Plant Variety and
Farmers Right Act, 2001 (PPVFR Act)
6. Authority which provides Registrar General, PPV & FRA is the
compensation to the farmers in case a designated officer for redressal of Public
registered variety does not perform as Grievances and can be addressed to:
per the claim made by the breeders. Registrar General Protection of Plant
Varieties and Farmers’ Right Authority S-
2, A Block, NASC Complex, Opp.
Todapur Village New Delhi -110012
7. Applicability of Seed Act and any
State Act on nursery/ planting material
8. Authority which provides
compensation to the farmers in case a
registered variety does not perform as
per the claim made by the breeders
under Seed Act / State Nursery Act if
any
9. Parentage if known
10. Original manufacturer / Source of
planting material
11. Name of Tests with date and lab-
conducted to assure pest and disease
free ness of seeds/ propagation by the
nursery
12. Whether the planting material is
imported. If Yes, whether plant
quarantine and disease free
certification was done

72
5.4.3. Orchard/ Site planning Lay out and management / Sowing

5.4.3.1.Planning of orchards / Site establishment and layout systems / Types of orchards-

Or Sowing in case of seeds

As recommended by Land should be having adequate drainage and there should not
ICAR Institute/ be any hard pan up to a depth 6 feet. The planting should be
CAU/SAU/SHU/ Others done on raised beds in square system with microirrigation
arrangements. For proper economic management, citrus trees
should be planted in straight rows. The planting system should
be such as to provide the maximum number of trees per unit
area with sufficient space for proper development of each trees
and convenience in cultural operations. Fruits ripen at the same
time should be clubbed together foe convenience in harvesting
and handling. There are a number of different planting system
which can be used for planting of citrus orchard such as square,
rectangular, quincunx, triangular and hexagonal which can be
adapted only on flat land but not on uneven land and
submontane areas. Out of all these system, rectangular system
of planting is most common practice, easy in layout and in
cultural operations. Such planted orchard can be cultivated in
two directions easily and varieties in them can be planted in
compact block of row, making it easy to keep track of them in
spraying or harvesting.

On undulating land and hill slopes, the trees are to be

set on terraces or along the contour. Under terrace and contour
planting, a standard system of planting becomes impossible.
The tree position are therefore best decided on the spot. In
contour system, the trees are planted in rows along lines of
equal elevation or contour. The trees will not be equidistant and
the number per unit area will generally be less as compared to
other systems.
Raised–bed planting should be preferred to avoid Phytophthora
root rot, Gummosis

(Improved cultivation of acid lime). An extension bulletin in

English of NRC for Citrus, Nagpur-2016. Further reading : CCRI
CITRUS APP and
CCRI website www.ccringp.org.in
Action taken / proposed
by the applicant
Points of Deviation if
any and justification

73
5.4.3.2.Land preparation including bed preparation

As recommended by Citrus being perennial in nature its orchard is a long term

ICAR Institute/ investment and needs careful and well planning in respect o
CAU/SAU/SHU/ proper selection of site, provision of suitable drainage, layout ,
Others proper selection cultivars suitable to the particular area, proper
planting in order to ensure constant good performance. Any
mistakes made initially in planning con considerable reduces t he
return on investment and growers may suffer badly. Apart from
this it will be costly to rectify the mistake detected after the trees
started bearing. On the other hand with a carefully prepared
planning for the establishment of orchard, the growers may not
only able to provide most economic orchard management but
also for economic layout and location of roads, drains irrigation
channels, fences wind breaks etc. it is therefore, considered
important to plan establishment an orchard.
Land should be levelled so as ensure proper drainage. To
manage the Phytophthora diseases raised bed method of
planting is preferred.
Improved cultivation of acid lime. An extension bulletin in of
CCRI, Nagpur-2016.
Further reading : CCRI CITRUS APP and
CCRI website www.ccringp.org.in
Action taken /
proposed by the
applicant
Points of Deviation if
any and justification

74
5.4.3.3.Planting Season / time and density

Recommended @ Proposed Remarks in case of

deviation
Planting Season / July-September and
Time January
Spacing 6x6 m and 6x3 m
Seed/ seedling 110/acre and 220
rate/ Density per /acre
Acre
Seed / Planting Dipping in Ridomil
Material treatment and carbendazim for
five minutes
Depth of sowing
Seedling/grafts Acid lime seedlings
age should be one year
old.
@ Improved cultivation of acid lime. An extension bulletin in of CCRI, Nagpur-2016.

Further reading : CCRI CITRUS APP and CCRI website www.ccringp.org.in

75
5.4.3.4.Water and Nutrient Management

1.Water requirements, Source and irrigation methods&

a. Critical stages for Irrigation and Water required under Drip Irrigation

Critical Stages Recommendation Proposed Remarks

practice
Flowering
Fruit set Table No. 1
Fruit Development
Fruit Development
Maturity
Table 1 : Water requirement of acid lime * (Litres/tree /day)

Crop Young trees Middle age trees Mature trees

Month
stage (Age: 1 - 5 years) (Age: 6 - 10 years) (Age: 11 years and above)
January 9 - 15 20 - 25 50 - 75

February 15 – 20 25 - 50 75 - 90

March 20 – 26 50 - 70 90 - 110

April 26 – 30 70 - 90 110 - 140

May 30 – 35 90 - 110 140 - 160

June 35 – 40 110 - 125 160 - 175

July 15 – 20 50 - 65 80 - 90

August 10 – 15 40 - 45 60 - 75

September 9 – 14 25 - 40 45 - 65

October 10 – 15 30 - 50 60 - 70

November 9 – 15 25 - 50 35 - 70

December Irrigation like November month

*The water requirement of acid lime is 20% less than mandarin and sweet orange;
Flowering and fruiting continuously take place in acid lime provided it is irrigated
and provided nutrition
b. Method of Irrigation:

Methods Recommendation Proposed Remarks

practice
Drip irrigation 8 lph 6 drippers per Two on the lateral
plant line and 4 with
micro-tube extensions

76
 c. Water source, demand and availability

Water Source Water Quality Water Last Year Current Year

Availability consumption demand

d. Water harvesting measures

2.Nutrient management—Manure, Bio-/ Chemical fertilizers including micro nutrients:/

Fertigation. Dosage and method and time of application for efficacy, food safety and environment
sustainability.

Soil Health Analysis: Soil nutrient range

Acid Lime
Dated Institute
Soil Health Values Recommended range Remarks
Parameters
pH (1:2) 8.0-8.4
Org. C (%) 0.52-0.78
KMnO4 - N (mg/kg) 106.3-118.2
Olsen - P (mg/kg ) 9.2-14.6
NH4OAc – K (mg/kg) 102.4-146.6
NH4OAc – Ca (mg/kg) 210.3-318.7
NH4OAc– Mg (mg/kg) 89.6-106.3
DTPA - Fe(mg/kg) 4.6-12.3
DTPA - Mn(mg/kg) 3.2-10.1
DTPA - Cu(mg/kg) 0.80-1.40
DTPA - Zn(mg/kg) 0.78-0.89

Dated Institute
Soil Health Values Recommended Remarks
Parameters range

As recommended by 800:400:400 N: P : K gram / plant / year

ICAR Institute/ FYM during monsoon season; 40-50 kg /plant/year for grown up plant
CAU/SAU/SHU/ Sulphates of Zinc, iron, manganese 100 gram /plant/ year for grown up
Others plant, Foliar prays of micronutrient as and when required

(Mention source of publication with date/Year)

Further reading : CCRI CITRUS APP and
CCRI website www.ccringp.org.in
Action taken /
proposed by the

77
applicant
Points of Deviation if
any and justification

Availability of Water and Nutrient management plan: Yes/ No

5.4.3.5.Intercultural operations including Weed management

As recommended by The newly planted young plants need to be protected during the
ICAR Institute/ initial 3-4 years. From excessive heat, moisture and cold.
CAU/SAU/SHU/ Thatches may be erected over and around the young plants to
Others protect them from scorching sun and hot winds during summer.
Frequent irrigation should be given during this period. Basin
should always be kept free from weeds and suckers arising from
rootstock should around the plant during rainy season as it is
injurious to roots and graft union. Good drainage during rainy
season is very essential.

Pre-emergence weed control : Diuron 3 Kg/ha or Simazine 4

Kg/ha give complete control of weeds beyond 300 days when
applied two times as pre-emergence sprays, first before
commencement of monsoon in the first week of June and second
after 120 days of first spray in September.
Post-emergence weed control : Glyphosate @ 4 l/ha or
paraquat @ 2 l/ha as post-emergence weedicide when used kill
both monocot and dicot weeds.
1. Weed Management in citrus orchards, 2002 (CCRI
Extension bulletin)
Further reading : CCRI CITRUS APP and
CCRI website www.ccringp.org.in
Action taken /
proposed by the
applicant
Points of Deviation if
any and justification

78
5.4.3.6.Plant canopy architecture management/ training and pruning

As recommended by 1. Follow pruning of rootstock sprouts below the bud union at regular
ICAR Institute/ intervals
CAU/SAU/SHU/ 2. Allow 4-6 scaffold branches at every 3-4 inches around the plant
Others stem
3. Head back the tall, fast growing grafts if necessary at 4 feet height
in third year of planting.
Improved cultivation of acid lime. An extension bulletin of
CCRI, Nagpur-2016.
Further reading : CCRI CITRUS APP and
CCRI website www.ccringp.org.in
Action taken /
proposed by the
applicant
Points of Deviation if
any and justification

79
5.4.3.7.Use of Pollinators & Pollinizers

Impact of pollinators in enhancing pollination and increasing yield and to provide supplementary
income to farmers.- No need of special pollinators in citrus

Item Recommended Proposed Remarks

No.of Hives
Name of Pollinisers
No.of Pollinisers

80
5.4.3.8.Use of Plant growth regulators (including waiting period)

As recommended by Follow given schedule at crucial stages :

ICAR Institute/ I. Spray gibberellic acid 10 ppm + urea 1 % at the time of flowering.
CAU/SAU/SHU/
Others
Improved cultivation of acid lime: An extension bulletin of
CCRI, Nagpur-2016.
Further reading : CCRI CITRUS APP and
CCRI website www.ccringp.org.in
Action taken /
proposed by the
applicant
Points of Deviation if
any and justification

81
5.4.3.9. Flowering & Fruiting
Including Problem of unfruitfulness / Growth, fruiting habits and methods for inducing
fruitfulness

As recommended by For Hasta bahar crop, Use foliar application of chlormequat

ICAR Institute/ chloride @ 2000 ppm two times at 15 days interval during
CAU/SAU/SHU/ August- September , Resume irrigation in second week of
Others October

Improved cultivation of acid lime: An extension bulletin of

CCRI, Nagpur-2016.
Further reading : CCRI CITRUS APP and
CCRI website www.ccringp.org.in
Action taken /
proposed by the
applicant
Points of Deviation if
any and justification

82
5.4.3.10.Integrated Pest and Diseases Management including Biological control and Food Safety

As recommended by 1. Fungal diseases and Management:

ICAR Institute/
CAU/SAU/SHU/ Phytophthora Gummosis, Foot rot and Root rot: Being
Others soil-borne nature, once Phytophthora enters in nursery or orchard, it
becomes as endemic problem and difficult to eradicate. 'Prevention is
better than cure' should be followed strictly. Plant should be procured
from Phytophthora-free certified nurseries. The nursery soil beds
should be either solarized in summer months and/or fumigated with
soil fumigant like Dazomet to eliminate the chances of pathogen in it.
Soil solarization and fumigation technology has been successfully used
in raising Phytophthora-free nursery stocks commercially at ICAR-
Central Citrus Research Institute (CCRI), Nagpur. Raised-bed planting
systems also provide substantial control of Phytophthora root rot since
this site modification promotes water drainage. For integrated control of
Phytophthora diseases at the orchard CCRI CITRUS APP guidelines
may be followed.
Twig blight is more of a problem of negligence and
mismanagement of the orchard. Affected plants show drying of twigs
after one or two bearings. A number of stress factors like nutritional
deficiencies, drought, attack of insect pests, virus and virus like diseases
and root rot infection by Phytophthora spp. together contribute to the
problem. The plants affected with one or more of the above factors show
drying of twigs starting from the tip and die back. The best management
strategy of this problem is to remove the predisposing factors
responsible for weakening the plant vigour. Regular pruning of dead
twigs 1 - 2 cm below the dead portion after harvest and spray of
benzimidazole fungicides (carbendazim, benomyl or Thiophenate
methyl @ 0.1 %) twice at monthly interval after pruning keep the
problem under control.
2. Bacterial diseases and Management:
Citrus greening (also called Huanglongbing, HLB) infected
leaves are small, upright, and show a variety of chlorotic patterns
resembling those induced by zinc and iron deficiencies. Infected fruits
are small, misshapen and have a bitter taste. Many fall prematurely,
while those that remain on the tree do not colour properly, remaining
green on the stylar/lower end of the fruit (Hence the name ‘greening’).
Very small fruits are either devoid of seed or contain abortive seeds.
Integrated application of Tetracycline hydrochloride 600 ppm (6g / 10
litres water) + ZnSO4 +FeSO4 (200 g each). Tetracycline hydrochloride
should be applied as foliar spray during Oct to Dec twice at 45 Days
interval. ZnSO4 and FeSO4 should be applied in tree basins.
Citrus Canker causes extensive damage to acid lime
plantations in India. The diseased plants are characterized by the
occurrence of conspicuous raised necrotic lesions that develop on
leaves, twigs and fruits. Canker incidence can be reduced considerably
by taking integrated management approach consisting of (i) using
canker-free nursery stock, (ii) Pruning and destruction of infected
twigs, (iii) three to four sprays with copper oxychloride (COC) 0.3% or
Bordeaux mixture 1% and streptocycline 100 ppm at monthly intervals
after the onset of monsoon and (iv) sprinkling or spraying of neem
cake solution (1 kg/20 l water), especially at the nursery.

83
 3. Viral diseases and Management:
In India, major such pathogens of concern are citrus tristeza virus
(CTV), Indian citrus ring sport virus (ICRSV), Citrus mosaic
badna virus (CMBV), Citrus exocortis viroid (CEVd) and Citrus
greening (HLB, Huanglongbin) that play a significant role in
causing citrus decline particularly in sweet orange and mandarin
cultivars. The most important step in preventing problems with
many systemic diseases of citrus is the use of certified pathogen-
free planting material. Many of these systematic pathogens/virus
and virus like pathogens spread in the field by different insect
vectors viz. Aphids, psylla, meallybugs, whitefly and
leafhoppers. Chemicals or biological control of these insect
vectors may be effective to minimize disease spread in certain
situation.
4. Phytoplasma diseases and Management:
Phytoplasma infection of citrus particularly in acid lime and
Nagpur mandarin have also been recorded that needs immediate
attention before it can cause serious damage.
5. Pests and Management: About a dozen insect-pests like
psylla, citrus leaf miner, blackfly, lemon butterfly, bark
eating caterpillar, aphids, thrips, fruit sucking moth and citrus
mites attack citrus trees regularly right from nursery stage to
the harvest causing cognizable damage thereby posing a
serious threat to citrus cultivation and hence considered of
major importance. The ICAR-CCRI app illustrates all these
and their control measures.
6. Nematodes and management:Nematodes are not a major
threat in many of the citrus growing regions in India.
However presence of Tylenchulus semipenetrance and
Melodogyne indica may pose serious problems. Disease free
planting material is the best alternative to keep the orchards
free from nematodes since chemical control measures are not
viable.
7. Pesticide residue management (including waiting period):
ICAR-CCRI CITRUS APP may be followed for this
information.
Technical and Extension bulletins on plant protection of the
ICAR-CCRI, Nagpur. Improved cultivation of acid lime: An
extension bulletin of CCRI, Nagpur-2016.
Further reading : CCRI CITRUS APP and
CCRI website www.ccringp.org.in
Action taken /
proposed by the
applicant
Points of Deviation if
any and justification

Residue Analysis: Address and contact details of NABL approved laboratory proposed for testing
pesticide residue:

84
5.4.3.11.Physiological disorders- causes, preventive and management measures.

As recommended by Fruit cracking: This occurs after the onset of monsoon wherein
ICAR Institute/ the fruits skin is ruptured after first rains. Light watering either
CAU/SAU/SHU/ with drip irrigation or conventional means before the arrival of
Others monsoon is desired. Application of 2,4-D 1.5 g +KNO3 1.5 Kg in
100 litres of water controls this disorder.
CCRI technologies for doubling farmers income-Extension bulletin
Improved cultivation of acid lime: An extension bulletin of
CCRI, Nagpur-2016.
Further reading : CCRI CITRUS APP and
CCRI website www.ccringp.org.in
Action taken /
proposed by the
applicant
Points of Deviation if
any and justification

5.4.3.12.Special problems if any

Special Recommendation by Proposal / action Points of deviation and

Problem ICAR/ taken by justification
CAU/SAU/SHU applicant

5.4.5.Farm Structures and Farm Mechanisation

5.4.5.1.Farm Structures- Protected Cover- Structure, Design and Layout( Not applicable in
case of Open field condition project)

85
5.4.5.2.Farm Mechanisation

Available Machinery and equipment’s / implements

Operations Available Machinery Proposed justification

and equipment’s / use
implements

Plant & Machinery proposed to be used or procured on outsourcing and on his own

Operations Plant & Machinery Out Cost justification

proposed to be used sourcing
/ own
purchase

86
5.4.6.Harvesting and Fruit / Flower care management

5.4.6.1.Harvesting season- Across India

Citrus Fruit Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Acid Lime          

5.4.6.2.Harvesting season- Across the project state /UT

District/ Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Production
area

5.4.6.3.Harvesting stage based on purpose and market (local/distant market):

Careful harvesting and handling is the key to success for getting desired results from post harvest
treatments of citrus fruits. Post harvest quality and shelf life of fruits is becoming increasingly important
aspect as the consumers expect availability of quality fruits throughout the year. It is important to harvest
lime and lemon fruits only of proper size, peel color and internal quality ( juice content and acidity)

5.4.6.4.Harvesting technology and Fruit care management

Global best (Mention source of publication with date/Year)

practices
As Pre-harvest --
recommended Management
by ICAR Maturity Index Indices for maturity TSS content 6-7%, and juice content
Institute/ / determination 50%.
CAU/SAU/SHU Technique
Devices Mechanized Citrus packing line,
Skills and ICAR-CCRI Nagpur affiliated with Agricultural skill council
training of India for conducting skill development training to
stakeholders
Time/ Period 200 hours
Handling Careful harvesting and handling is the key to success for
good shelf life
Containers Plastic crates
Others CFB boxes for packaging
(Mention source of publication with date/Year)

87
Relevant
Photographs if
any

Action
taken/proposed
by the applicant
Points of
Deviation if any
and justification

5.4.6.5.Expected Yield / Acre and for the project area in a Year:

88
5.5. Post-Harvest Management

5.5.1.Post-Harvest infrastructure scenario in horticulture sector in the State and specially for the
proposed crop / component

89
5.5.2.Product / Process Flow chart- Illustrative ( It should be crop and project specific)
(Unidirectional)

Fruits

Sorting

Cleaning, Washing
and disinfection

Waxing, Drying

Grading

Packing

Storage

Source: http://www.fao.org/docrep/005/y4358e/y4358e04.htm#bm04.6

90
5.5.3.Lay out/ Floor Plan of Post-harvest operations

1. Arrival Area
2. Sorting
3. De-sapping/De-latexing
4. De-handing
5. Cleaning / Washing
6. Grading
7. Pre-treatments (HW, waxing, chemical treatment, etc.)
8. Packing
9. Cold Storage
10. Transport

91
5.5.4.Post-harvest operations

1. Arrival Area

Activity Recommended Proposed practice Remarks

2.Pre-Cooling ( Also specify protocols to be followed)

Activity Recommended Proposed Remarks
practice
Pre-cooling of acid lime at 13-14 oC with
90-95 % RH reduces losses of fruit
during transit. Pre-cooling unit has been
developed for forced-air cooling of limes
packed in vented corrugated boxes.

4.Cleaning / Washing– manual/mechanised; model/make, size, capacity and protocols.

Activity Recommended Proposed Remarks

practice
Minimum decay was recorded in fruit
washed with chlorine solution (1000
ppm; .

5.Sorting and grading including manual/mechanised; model/make, capacity and protocols.

Activity Recommended Proposed Remarks

practice
Grading of fruits on the basis of physical
characteristics like weight, size, colour,
shape, and freedom from diseases
depending upon agro climatic conditions.

6.Pre-treatments (HW, waxing, chemical treatment, etc.) and protocols.

Activity Recommended Proposed Remarks
practice

7.Packaging and Labelling

92
 (including steps/ processes, norms, protocols, manual/mechanised; model/make, capacity, turn
over / hour; palletisation; wooden/plastic / any other.In case of exports are you aware of
compliance requirements as provided by APEDA-
http://apeda.gov.in/apedawebsite/six_head_product/FFV.htm)

Activity Recommended Proposed Remarks

practice
Plastic (HDPE) crates, Jute bags of 15
kg capacity

9.Mode of Transport including the requirement of Refer vans

Recommended Present status Gap / Remarks

Transport method- Plastic crates
Local Market Plastic (HDPE)
crates, Jute bags of
15 kg capacity
District Market Plastic (HDPE)
crates, Jute bags of
15 kg capacity
Distant Market Refrigerated van
(13 to 14oC and
90-92 % RH)
Exports Refer containers in
ship (13 to 14oC
and 90-92 % RH)

10.Storage Cold room and Cold Chain

Activity Recommended Proposed Remarks

practice
Storage at 12 to 14oC and
90-92 % RH for acid lime/
lemon fruits

5.5.5.Post-harvest Infrastructure – Integrated Post=harvest Management

1. Type of project New Project/ Expansion/Modernisation

2. Location of the
Project
3. Man power
employed

93
 4. (On rolls and on
contract)
5. Business model - Rental, Captive, Part of Supply chain service, mixed
6. Components of
project submitted
Infrastructure under the Tick mark
scheme
1. Integrated PHM
2. Integrated Pack house
3. Pack House
4. Pre-cooling unit
5. Cold Room (Staging)
6. Refer van
7. Retail outlet
7. Types of products Frozen, chill, Mild chill
to be handled Temperature zones

Note: In case the project includes any of the post-harvest infrastructure units. Only the relevant
details and data sheet should be part of the DPR.

Certificates to enclosed during Market and Financial viability stage and JIT:

1. For Civil Works: Chartered Engineer (Civil) Certificate- component wise cost break up for
Civil Works.
2. For Plant & Machinery: Chartered Engineer (Mechanical) Certificate on component wise
cost break up for Plant & Machinery showing basic cost and Taxes separately.

94
 5.5.5.1.Integrated Pack house:

1. Rationale for the proposal

2. Stages / process flow chart.
3. Proposed project location:
4. Number of days proposed to be operational:
5. Raw Material:
a. Types/ Quality of raw material- Grades/ Specifications
b. Raw material availability and procurement: Details of own production if any and local
production annually with 5 years data with future projections. Markets and farm areas of
procurement and reliability. (Obtain past data from Local District Horticulture Officer. In
the absence of scientific data, the authority can give estimated/projected data with stated
assumptions)
c. Catchment area:
S.No Location of Catchment Name of Commodities Qty to be
(Cluster- Primary / Village, to be sourced sourced
Secondary) Block,
District

d. Quality control/ assurance /testing

6. Pack house/ Sorting and Grading unit:
e. Existing number of units, available capacity and utilisation in the project block, district and
the State.
f. Products and services and projections.
g. Statutory requirements / licensing details if any.
7. Products, Bi products and services
h. Various products – Quality, specifications etc.
i. Annual output for the last 3 years in the project block, district and state.
j. Projections for 7 years.
k. Packing and labelling
8. Market :
a) Quality grades/ specifications/ kinds of products
b) Demand and Supply data for the products and services.
c) Existing / Proposed Market linkage
d) MOUs/ Contract documents / undertakings/ LoA
e) Target consumption centres/ key domestic markets
f) Export targets/ Plans if any
g) In case of export, details of volume to be exported / export destination / statutory
norms of export destination should be provided in the DPR.
9. Business model for the unit.
10. Source of Technology
11. Pack house unit: Type and Lay out (show the drawing)
12. Technical standards-Civil infrastructure and Plant and Machinery, accessories: Refer NHB
guidelines on Technical Standards

95
 (Proposed Design, layout and Photographic evidence certified by chartered engineer is required to be
submitted in case the project is considered for processing)

Plant & Recommended Proposed Make No.of Unit Total

Machinery technical units cost cost
standards

13. List of Manufacturers / Suppliers of Plant and Machinery (enclose quotations during Market
viability and Financial viability stage)

Plant & Manu- Offer product Compliance Quotation Dealers Quotation

Machinery facturer Technical with the cost location is in
Specifications NHB possession
standards of the
applicant

14. Protocols
Activity Recommended Proposed practice Remarks

15. Compliance to relevant BIS code and standards- Electrical, Mechanical- Yes/No.

16.Requirement and Availability of

a. Managerial manpower
b. Technical manpower
c. Skilled manpower
d. Un skilled manpower

96
97
 5.5.5.2.Pack house:

1. Rationale for the proposal

2. Stages / process flow chart.
3. Proposed project location:
4. Number of days proposed to be operational:
5. Raw Material:
a. Types/ Quality of raw material- Grades/ Specifications
b. Raw material availability and procurement: Details of own production if any and local
production annually with 5 years data with future projections. Markets and farm areas of
procurement and reliability. (Obtain past data from Local District Horticulture Officer. In
the absence of scientific data, the authority can give estimated/projected data with stated
assumptions)
c. Catchment area:
S.No Location of Catchment Name of Commodities Qty to be
(Cluster- Primary / Village, to be sourced sourced
Secondary) Block,
District

d. Quality control/ assurance /testing

6. Pack house/ Sorting and Grading unit:
a. Existing number of units, available capacity and utilisation in the project block, district and
the State.
b. Products and services and projections.
c. Statutory requirements / licensing details if any.
7. Products, Bi products and services
a. Various products – Quality, specifications etc.
b. Annual output for the last 3 years in the project block, district and state.
c. Projections for 7 years.
d. Packing and labelling
7. Market :
a) Quality grades/ specifications/ kinds of products
b) Demand and Supply data for the products and services.
c) Existing / Proposed Market linkage
d) MOUs/ Contract documents / undertakings/ LoA
e) Target consumption centres/ key domestic markets
f) Export targets/ Plans if any
g) In case of export, details of volume to be exported / export destination / statutory
norms of export destination should be provided in the DPR.
8. Business model for the unit.
9. Source of Technology
10. Pack house unit: Type and Lay out (show the drawing)
11. Technical standards-Civil infrastructure and Plant and Machinery, accessories: Refer NHB
guidelines on Technical Standards(Proposed Design, layout and Photographic evidence certified by
charter engineer is required to be submitted in case the project is considered for processing)

98
 Plant & Recommended Proposed Make No.of Unit Total
Machinery technical units cost cost
standards

13. List of Manufacturers / Suppliers of Plant and Machinery (enclose quotations during Market
viability and Financial viability stage)

Plant & Manu- Offer product Compliance Quotation Dealers Quotation

Machinery facturer Technical with the cost location is in
Specifications NHB possession
standards of the
applicant

14. Protocols

Activity Recommended Proposed Remarks

practice

15. Compliance to relevant BIS code and standards- Electrical, Mechanical- Yes/No.

16.Requirement and Availability of

e. Managerial manpower
f. Technical manpower
g. Skilled manpower
h. Un skilled manpower

17.Data sheet if any.

99
5.5.5.3.Pre-cooling unit

1. Rationale for the proposal

2. Stages / process flow chart.
3. Proposed project location:
4. Number of days proposed to be operational:
5. Raw Material:
a. Types/ Quality of raw material- Grades/ Specifications
b. Raw material availability and procurement: Details of own production if any and local
production annually with 5 years data with future projections. Markets and farm areas of
procurement and reliability. (Obtain past data from Local District Horticulture Officer. In
the absence of scientific data, the authority can give estimated/projected data with stated
assumptions)
c. Catchment area:
S.No Location of Catchment Name of Commodities Qty to be
(Cluster- Primary / Village, to be sourced sourced
Secondary) Block,
District

d. Quality control/ assurance /testing

6. Pre-cooling unit:
a. Existing number of units, available capacity and utilisation in the project block, district and
the State.
b. Products and services and projections.
c. Statutory requirements / licensing details if any.
7. Products, Bi products and services
a. Various products – Quality, specifications etc.
b. Annual output for the last 3 years in the project block, district and state.
c. Projections for 7 years.
d. Packing and labelling
7. Market :
a) Quality grades/ specifications/ kinds of products
b) Demand and Supply data for the products and services.
c) Existing / Proposed Market linkage
d) MOUs/ Contract documents / undertakings/ LoA
e) Target consumption centres/ key domestic markets
f) Export targets/ Plans if any
g) In case of export, details of volume to be exported / export destination / statutory
norms of export destination should be provided in the DPR.
8. Business model for the unit.
9. Technology / Source/ Company/Make
10. Pre-cooling unit: Type and Lay out (show the drawing)
11. Technical standards-Civil infrastructure and Plant and Machinery, accessories: Refer NHB
guidelines on Technical Standards (Proposed Design, layout and Photographic evidence certified
by charter engineer is required to be submitted in case the project is considered for processing)

100
 Plant & Recommended Proposed Make No.of Unit Total
Machinery technical units cost cost
standards

12. List of Manufacturers / Suppliers of Plant and Machinery (enclose quotations during Market
viability and Financial viability stage)

Plant & Manu- Offer product Compliance Quotation Dealers Quotation

Machinery facturer Technical with the cost location is in
Specifications NHB possession
standards of the
applicant

13.Requirement and Availability of

i. Managerial manpower
j. Technical manpower
k. Skilled manpower
l. Un skilled manpower

101
102
 5.5.5.4.Cold room

1. Rationale for the proposal

2. Stages / process flow chart.
3. Proposed project location:
4. Number of days proposed to be operational:
5. Raw Material:
a. Types/ Quality of raw material- Grades/ Specifications
b. Raw material availability and procurement: Details of own production if any and local
production annually with 5 years data with future projections. Markets and farm areas of
procurement and reliability. (Obtain past data from Local District Horticulture Officer. In
the absence of scientific data, the authority can give estimated/projected data with stated
assumptions)
c. Catchment area:
S.No Location of Catchment Name of Commodities Qty to be
(Cluster- Primary / Village, to be sourced sourced
Secondary) Block,
District

d. Quality control/ assurance /testing

6. Cold room unit:
a. Existing number of units, available capacity and utilisation in the project block, district and
the State.
b. Products and services and projections.
c. Statutory requirements / licensing details if any.
7. Products, Bi products and services
a. Various products – Quality, specifications etc.
b. Annual output for the last 3 years in the project block, district and state.
c. Projections for 7 years.
d. Packing and labelling
7. Market :
h) Quality grades/ specifications/ kinds of products
i) Demand and Supply data for the products and services.
j) Existing / Proposed Market linkage
k) MOUs/ Contract documents / undertakings/ LoA
l) Target consumption centres/ key domestic markets
m) Export targets/ Plans if any
n) In case of export, details of volume to be exported / export destination / statutory
norms of export destination should be provided in the DPR.
8. Business model for the unit.
9. Technology / Source/ Company/Make
10. Pre-cooling unit: Type and Lay out (show the drawing)
11. Technical standards-Civil infrastructure and Plant and Machinery, accessories: Refer NHB
guidelines on Technical Standards (Proposed Design, layout and Photographic evidence certified
by charter engineer is required to be submitted in case the project is considered for processing)

103
 Plant & Recommended Proposed Make No.of Unit Total
Machinery technical units cost cost
standards

12. List of Manufacturers / Suppliers of Plant and Machinery (enclose quotations during
Market viability and Financial viability stage)

Plant & Manu- Offer product Compliance Quotation Dealers Quotation

Machinery facturer Technical with the cost location is in
Specifications NHB possession
standards of the
applicant

13.Requirement and Availability of

a. Managerial manpower
b. Technical manpower
c. Skilled manpower
d. Un skilled manpower

104
105
106
107
 5.5.5.8.Refer Van

1.Introduction

108
109
2. Rationale for the proposal
3. Product / Process flow chart.
4. Proposed project location:
5. Number of days proposed to be operational:
6. Produce / Raw Material:
a. Types/ Quality of raw material- Grades/ Specifications
b. Raw material availability and procurement: Details of own production if any and local
production annually with 5 years data with future projections. Markets and farm areas of
procurement and reliability. (Obtain past data from Local District Horticulture Officer. In
the absence of scientific data, the authority can give estimated/projected data with stated
assumptions)
c. Catchment area:
S.No Location of Catchment Name of Commodities Qty to be
(Cluster- Primary / Village, to be sourced sourced
Secondary) Block,
District

d. Quality control/ assurance /testing

7. Enterprise:
a. Existing number of units, available capacity and utilisation in the project block, district and
the State.
b. Products and services and projections.
c. Statutory requirements / licensing details if any.
7. Market :
h) Quality grades/ specifications/ kinds of products
i) Demand and Supply data for the products and services.
j) Existing / Proposed Market linkage
k) MOUs/ Contract documents / undertakings/ LoA
l) Target consumption centres/ key domestic markets
m) Export targets/ Plans if any
n) In case of export, details of volume to be exported / export destination / statutory
norms of export destination should be provided in the DPR.
8. Business model for the unit.
9. Source of Technology
10. Civil infrastructure, Plant and Machinery. Design, layout and Photographic evidence certified by
chartered engineer is required to be submitted in case the project is considered for processing.

Facility / Recommended Proposed. Remarks

utility

110
11. List of Manufacturers / Suppliers of Plant and Machinery (enclose quotations during Market
viability and Financial viability stage)

Plant & Manu- Offer product Compliance Quotation Dealers Quotation

Machinery facturer Technical with the cost location is in
Specifications NHB excluding possession
standards Taxes of the
applicant

12.Skilled Manpower availability:

13. Data sheet:

111
Retail outlet

1.Introduction:

2. Rationale for the proposal

3. Product / Process flow chart.
4. Proposed project location:
5. Number of days proposed to be operational:
6. Produce / Raw Material:
a. Types/ Quality of raw material- Grades/ Specifications
b. Raw material availability and procurement: Details of own production if any and local
production annually with 5 years data with future projections. Markets and farm areas of
procurement and reliability.
c. Produce/ Raw material quality and assurance testing
7. Enterprise:
a. Existing number of units, available capacity and utilisation in the project block, district and
the State.
b. Products and services and projections.
c. Statutory requirements / licensing details if any.
7. Market :
o) Quality grades/ specifications/ kinds of products
p) Demand and Supply data for the products and services.
q) Existing / Proposed Market linkage
r) MOUs/ Contract documents / undertakings/ LoA
s) Target consumption centres/ key domestic markets
112
 t) Export targets/ Plans if any
u) In case of export, details of volume to be exported / export destination / statutory
norms of export destination should be provided in the DPR.
8. Business model for the unit.
9. Source of Technology
10. Civil infrastructure, Plant and Machinery. Design, layout and Photographic evidence certified by
chartered engineer is required to be submitted in case the project is considered for processing.

Facility / Recommended Proposed. Remarks

utility

11. List of Manufacturers / Suppliers of Plant and Machinery (enclose quotations during Market
viability and Financial viability stage)

Plant & Manu- Offer product Compliance Quotation Dealers Quotation

Machinery facturer Technical with the cost location is in
Specifications NHB excluding possession
standards Taxes of the
applicant

12.Requirement and Availability of

e. Managerial manpower
f. Technical manpower
g. Skilled manpower
h. Un skilled manpower

13. Data sheet:

113
114
5.6 Marketing

5.6.1.Connectivity of project site and produce

1. Road connectivity Distance

a. National Highway
b. State Highway
c. Fright corridor
d. Quadri lateral
2. Rail connectivity
3. Air connectivity

5.6.2.Nearest produce Assembling / Aggregation unit/ place if any

5.6.3.Existing Market Institutions – Agri.Produce Market Committees, …………………….

a) Near to Project site

b) Within the District / Neighbourhood districts
c) Within the State
d) In Adjacent State

5.6.4.Alternative Marketing strategies;

a. Pre-harvest contract
b. On Farm Marketing
c. Retail Marketing
d. Wholesale marketing
e. Online Marketing
f. Exports

5.6.5.Traceability Record/ system proposed if any for packs.

5.6.6.Proposed value chain / method of Marketing by the Applicant

115
5.7 Value Addition/ Processing

Potential for the processing of crop produce / commodity and facilities / infrastructure available

Processing product (s) Infrastructure / Capacity % Remarks

Processing units capacity
available utilisation

116
6 Technology providers

6.1.Research Institute (s) [ ICAR/CAU/SAU/SHU etc.] providing / from which technical details are
ascertained

117
6.2. Experts-whose services are availed -Crop expert / Subject Matter Specialist (SMS) and other
experts consulted DPR preparation.

Crop Expert Name of Horticulturist/ Crop Expert

(Mandatory) Current profession:
Educational Qualification and
University passed out
Registration Number if any
Permanent Address:
Contact Number:
Email id
Hi Tech Expert Name of Expert
(Desirable) Current profession:
Educational Qualification and
University passed out
Registration Number if any
Permanent Address:
Contact Number:
Email id
Post-Harvest Name of PHM Expert
Management Current profession:
Expert Educational Qualification and
(Mandatory) University passed out
Registration Number if any
Permanent Address:
Contact Number:
Email id
Cold storage / Infra Name of Expert
Expert / Charter Current profession:
Engineer Educational Qualification and
(Mandatory in case University passed out
of Cold chain
component)
Registration Number if any
Permanent Address:
Contact Number:
Email id
Market Expert Name of Expert
(Desirable) Current profession:
Educational Qualification and Univ.
Registration Number if any
Permanent Address:
Contact Number:
Project Finance Name of Expert
(Mandatory) Current profession:
Educational Qualification and
University passed out
Registration Number if any
Permanent Address:
Contact Number:
Email id

118
6.3.Agri-Business Incubators / Extension / Advisory services

1. Contact person address for Advisory / Extension/ Incubator services available on the said crop specific
ICAR institution: Provide the details.

ICAR Institute / Designation of Horticulturist/ Crop

NRC/ Directorate Expert
contact Person for Name of the Contact person
Extension / Postal Address
Advisory/ Business
Incubatory services
Postal PIN code
(Mandatory) Contact Tel:
Contact Mobile Number:
Email id

2. List of Incubators / Extension / Advisory service nearest to the project.

3. If any assistance is taken from the incubators, details

119
7 Food Safety – With / Without Good Agricultural Practices Certification

7.1. GAP Optional

Whether the applicant proposes to undertake Good Agricultural Yes/No
Practices?
If Yes. What brand / kind GAP – Provide details of brand
Provide Certifying Agency details and contact person
NABL lab whose services are proposed to be availed to assure
compliance with regard to pesticide / chemical residue.

7.2.FOOD SAFETY MEASURES

7.2.1.Pre-Planting Measures

Activity Action taken /Proposed

to be in the project
1. Site selection
Land or site for fruits and vegetable production should be
selected on the basis of land history, previous manure
applications and crop rotation.
a) The field should be away from animal housing,
pastures or barnyards.
b) Farmers should make sure that livestock waste
should not enter the produce fields via runoff or
drift.
2. Manure handling and field application
Livestock manure can be a valuable source of nutrients,
but it also can be a source of human pathogens if not
managed correctly.
a) Proper and thorough composting of manure,
incorporating it into soil prior to planting, and avoiding
top-dressing of plants are important steps toward
reducing the risk of microbial contamination.
3. Manure storage and sourcing
a) Manure should be stored as far away as practical from
areas where fresh produce is grown and handled.
b) Physical barriers or wind barriers should be erected to
prevent runoff and wind drift of manure.
c) Manure should be actively compost so that high
temperature achieved by well-managed, aerobic
compost can kill most harmful pathogens.
4. Timely application of manure
Manure should be applied at the end of the season to all
planned vegetable ground or fruit acreage, preferably
when soils are warm, non-saturated, and cover-cropped. If
manure is being applied at the start of a season, then the
manure should be spread two weeks before planting,
preferably to grain or forage crops.

120
5. Selection of appropriate crop
Farmers should avoid growing root and leafy crops in the
year that manure is applied to a Field. Manure should be
applied to perennial crops in the planting year only. The
long period between application and harvest will reduce
the risks.

7.2.2.Production Measures

1. Irrigation water quality

Ideally, water used for irrigation or chemical spray
should be free from pathogen. However, potable water
or municipal water is not feasible for extensive use for
crop production.
a) Hence, surface water used for irrigation should
be quarterly tested in laboratory for pathogen.
b) Farmers can filter or use the settling ponds to
improve water quality.
c) Fruit and vegetable crops should not be side
dressed with fresh or slurry manure. If side
dressing is required, well composted or well-
aged (greater than one year) manure should be
used for the application.
2. Irrigation methods
a) Drip irrigation method should be used,
whenever possible to reduce the risk of crop
contamination because the edible parts of most
crops are not wetted directly.
b) Plant disease levels also may be reduced and
water use efficiency is maximized with this
method.
3. Field sanitation and animal exclusion
a) Farmers should stay out of wet fields to reduce
the spread of plant or human pathogens.
b) Tractors, plant, machinery and equipments that
were used in manure handling should be cleaned
prior to entering produce fields.
c) Animals, including poultry or pets should not be
allowed to roam in crop areas, especially close
to harvest time.
4. Worker facilities and hygiene
a) Farmers should get proper training to make them
understand the relationship between food safety and
personal hygiene. These facilities should be
monitored and enforced.
b) Ideally, farm workers should be provided clean,
well-maintained and hygienic toilet facilities around

121
 the farming areas separately for the male and
female.

7.2.3.Harvest

1. Clean harvest aids

a) Bins and all crop containers have to washed
and rinsed under high pressure. All crop
containers should be sanitized before
harvest.
b) Bins should be properly covered, when not in
used to avoid contamination by birds and
animals.
2. Worker hygiene and training
a) Good personal hygiene is particularly
important during the harvest of crops. Sick
employees or those with contaminated hands
can spread pathogens to produce.
b) Employee awareness, meaningful training
and accessible restroom facilities with hand
wash stations encourage good hygiene.

7.2.4.Post-Harvest Handling

1. Worker hygiene
a) Hands can contaminate fresh fruits and
vegetables with harmful microbes
b) Packing area should be cleaned and
sanitized.
c) Supply liquid soap in dispensers, potable
water, and single-use paper towels for hand
washing.
d) Packing area should be cleaned and
sanitized. Supply liquid soap in dispensers,
potable water, and single-use paper towels
for hand washing.
e) Workers should be properly educated about
the importance of restroom use and proper
hand washing.
f) Encourage proper use of disposable gloves
on packing lines.
g) Sick employee should not be given food-
contact jobs.
2. Monitor wash water quality
a. Potable water should be preferably used in
all washing operations.
b. Clean water should be maintained in dump
tank by sanitizing and changing water
regularly.

122
 c. Use chlorinated water and other labeled
disinfectants to wash fresh produce.
3. Sanitize packinghouse and packing operations
a. Loading, staging, and all food contact
surfaces should be cleaned and sanitized at
the end of each day.
b. Exclude all animals, especially rodents and
birds from the packinghouse.
c. Wash, rinse and sanitize the packing line
belts, conveyors, and food contact surfaces at
the end of each day to avoid buildup of
harmful microorganisms.
d. Packaging material should be stored in a
clean area
4. Pre-cooling and cold storage
a. After harvesting, fruits and vegetables should
be quickly cooled to minimize the growth of
pathogens and maintain good quality.
b. Water bath temperature for cooling should
not be more than 10F cooler than the produce
pulp temperature.
c. Refrigeration room should not be overloaded
beyond cooling capacity.
5. Transportation of produce from farm to market
a) Proper cleanliness of the transportation
vehicles should be ensured before loading.
b) Farmers have to make sure that fresh fruits
and vegetables are not shipped in trucks
which have carried live animals or harmful
substances.
c) If these trucks must be used, they should be
washed, rinsed, and sanitized them before
transporting fresh produce.
d) For traceability norms, it must be ensured
that each package leaving the farm can be
traced to field of origin and date of packing

Source: TNAU
http://agritech.tnau.ac.in/gap_gmp_glp/gap_fresh%20_%20fruits%20&%20veg.html

123
8.Innovation if any

124
9.Profitability of the project (Horti-business): Critical observations of Applicant

125
10 Checklist

Check list for Detail Project Report (DPR)

Mandatory Document / Tick

Information Evidence * Mark
Project at a Glance √
1 About the Applicant /Promoter √
2 Details of benefits availedby the √
Applicant / Promoter
3 About Project -Name, rationale,
Management and Description
1. Name of Project, Activity, √
Objectives and expected Outcomes
2. Rationale / Justification for the √
project
3. Site/ Land details- RoR/ Ownership / √ Certified
Registration of lease/ map etc. Land revenue
documents
4. Location of the Project- √
Identification
5. Current usage of land of proposed √
Project Area
6. Current infrastructure and assets √
possessed by the Applicant:
7. Lay out plan of the project √ Lay out Plan
8. Conversion of Land Use (CLU) √ Certificate
from
competent
authority
9. Whether project site is part of √
production belt / cluster / hub
10. Rationale for the location of the √
project
11. Compliance of project site for food √
safety
12. Components / Activities of the √
Project with justification
13. Operations planning √
14. Month wise operational chart / √
Implementation schedule
15. Backward and Forward linkages. √
16. Manpower (Skilled & Unskilled √
labour etc.) availability
17. Infrastructure (Power, Fuel, Water, √
Plant and Machinery, connectivity,
Effluents treatment etc.)- Required,

126
 Already available, Gaps and the
management.
18. Employment generation √
19. SWOT Analysis √
20. Monitoring and evaluation √ Certificate
4 NHB Scheme under which the project is
proposed with rationale / justification.
5 Project details
5.1 Agro-climatic suitability / feasibility
1. Origin and distribution of crop in the
said location and India and in the
world (briefly)
2. Agro-climatic / Horticultural zones √ IMD Data
and suitability of the crop (s)
3. Soil type and latest health-suitability √ Latest Soil
for the crop health card
(not more
than 1 month
old)
4. Water (irrigation) source, √ Latest Water
availability, Quality and suitability Analysis
report (not
more than 1
month old)
5.2 Market viability
1. Commercial and Nutritive
importance / significance,
composition and Uses
2. Target Market √
3. Area, Production and Productivity in
the District, State and India for the
last 5 years
4. Clusters of the project crop in the √
state.
5. Demand and Supply Gap √ State
Horticulture
Dept.
6. Global producers- Country, Area,
Production, Productivity and global
market share in the last available 5
years.
7. International trade and potential (for √ @
export oriented projects)
8. Seasonality of fruit and its √
comparison with other available
fruits
9. Price variation of commodity in the √ State Govt.
State and nearby markets
10. Balance sheet of commodity in the

127
 State
11. Central and State Government policy
12. Value chain in the commodity √
13. Proposed Strategy by the Applicant √
for Marketing and Market viability
5.3 Financial viability
1. Due diligence status √
2. Project Cost √ Certified by
3. Means of Finance √ CA
4. Investment into Horticulture √
5. Key financial Indicators √
6. Project Financing √
a. Rate of Interest √
b. Returns from the Project √
(IRR):
c. Cost of Production and √
Profitability (Annexure)
d. Yield and Sales Chart √
(Annexure)
e. Proposed Balance √
Sheet: (Annexure)
f. Proposed Cash flow √
Statement for next 7 years
(Annexure)
g. Proposed Profit & Loss √
Account: (Annexure)
h. Proposed Repayment of Term √
loan and Schedule
(Annexure)
i. Break even Analysis √
(Annexure)
j. NPV (Net Present Value) √
k. Economic Rate of Return √
7. Farm record keeping/ Maintenance √ Records
proposed
5.4 Land development and Crop Husbandry
5.4.1.Land development
5.4.2.Selection of Quality Planting
Material
1. Recommended and popular √
Cultivars- varieties/hybrids, their
specific characteristics, requirements
and yields
2. Cultivar/Hybrid/Variety selected and √
Criterion adopted for selection
3. Propagation methods √
4. Accredited / Good Nurseries in the √
area
5. Planting material-source, quality and √ Nursery /

128
 suitability Shop Invoice
with Seed
quality
5.4.3.Orchard / Site planning, Lay out
and management
1. Planning, establishment and √
layout systems
2. Land preparation √
3. Planting Season / time and √
density and transplanting
4. Water and Nutrient management √ Written plan
5. Intercultural operations including √
Weed management
6. Plant canopy architecture √
management/ training and
pruning
7. Planting systems and √
transplanting of horticultural
crops
8. Use of Pollinators & pollinisers √
9. Use of Plant growth regulators √
10. Flowering & fruiting √
11. Integrated Pest and Disease √
Management and Food Safety
measures
12. Physiological disorders- causes, √
preventive and management
measures.
13. Special problems if any √
5.4.5.Farm Structures and mechanisation √
1. Protective cover structure √ Technical
standards
Undertaking
of expertise /
competency
by Agency
2. Farm Mechanisation √ Company
Brochures
5.4.6.Harvesting and Fruit / flower care
management
5.5 Post-Harvest Management √
1. Post-Harvest infrastructure scenario in
horticulture sector in the State and
specially for the proposed crop /
component
2. Product/ Process Flow chart √
3. Lay out / Floor Plan of post-harvest √
operations
4. Post-harvest operations (Based on √ Protocols

129
 applicability)
5. Pre-cooling √
6. Curing √
7. Cleaning / Washing √
8. Sorting and Grading √
9. Packing and labelling √ Models
10. Ripening √
11. Transport √
12. Storage- Low cost / cold storage/ CA √
13. Post-harvest infrastructure – Integrated √ Technical
Post-harvest Management- (Which ever Standards
component is proposed)
1. Integrated Pack house
2. Pack House
3. Pre-cooling unit
4. Cold Room (Staging)
5. Mobile Pre-cooling unit
6. Ripening Chamber
7. Primary Processing
8. Refer van
9. Retail outlet
10. Labour room
5.6 Marketing
1. Aggregation & Assembling: √
Marketing infrastructure
2. Market Institutions and agents √
3. Demand and Supply trends and
forecast both in local and National
markets.
4. Traceability system √
5. Proposed value chain / method of √
Marketing by the Applicant
5.7 Value addition / Processing √
6 Technology providers √
1. ICAR /CAU/ SAU/SHU / Research √
Stations and Experts names
2. Agri/Horti-Business incubators √
7 Food Safety -With /Without GAP
certification
1. GAP Certification if any √
2. Food safety measures √ Clean farm,
a. Pre-planting √ Trained
b. Crop husbandry √ workers;
c. Harvestings √ Protective
d. Post-harvest √ clothing,
Safety
equipment;
First Aid;
Safety and

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 Hygiene
policy; Waste
Management
Plan
8 Innovation if any
9 Risk Management √ Proposed
insurance
details if any
10 Checklist √
11 Declaration from Crop Expert and √
Project Finance Expert
Self-declaration by the Applicant √
Note: *: Documents are to be submitted only when NHB accords Pre- IPA approval.
@ In case of export units.
11.1.Declaration by Crop Expert ( if the Project / Crop specific information, data and
chapters of DPR are prepared by theexpert and not by the applicant)

I have read and understood the latest NHB Schemes operational guidelines and made the applicant
understand the same.

The technical information provided in the Detail Project Report are as recommended by ICAR/
State Agriculture / Horticulture University/ …….Research Institute as published in their
publication…………./ genuine website……………….

The project is technically feasible and economically viable and is bankable.

Certified that the information/contents as above furnished by me/us in the application are true to
the best of my/our knowledge & belief and nothing material has been concealed.

My details are as follows:

Name of Crop Expert (Could be any working or retired faculty / scientist in

ICAR/ CAU/SAU/SHU/State Horticulture Dept. or
ICAR Agri/Horti-business incubators)
Current/ previous profession:
Educational qualification and
University passed out
Registration number if any
Permanent address:
Contact Tel
Number:
Mobile
Email

Place Signature
Date Designation and Seal

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 11.2.Declaration by Project Finance Expert (Chartered accountant)
( if the Market viability and Financial Viability chapters are prepared by the Project Finance
Expert and not done by the applicant on his/her own)

I have read and understood the latest NHB Schemes operational guidelines and made the applicant
understand the same.

The project is technically feasible and economically viable and is bankable.

The Financial and Market viability as provided in the Detail Project Report is true to the best of
my knowledge.

Certified that the information/contents as above furnished by me/us in the application are true to
the best of my/our knowledge & belief and nothing material has been concealed.

Name of Chartered Accountant

Current profession:
Educational qualification and
University passed out
Registration number if any
Permanent address:
Contact Number: Tel
Mobile
Email

Place Signature
Date Designation and Seal

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 12.Self-Declaration by applicant

1. I have read, understoodand abide by the latest NHB Schemes operational guidelines including
conditions, norms and pattern of assistance.
2. The information provided in the Detail Project Report is true to my knowledge.
3. In case the details provided by me viz., (i) my personal details, land, previous benefits availed
by me from either Central and State Government if proved false at any stage NHB is entitled
to recover any subsidy if any released by it from me.
4. I have personally ascertained technical details of the projector or I have availed the services of
a competent Horticulturist for technical details and viability. Accordingly declaration is
provided herewith.
5. I have personally ascertained Financial and Market viability of the project or I have availed the
services of a competent Project Finance expert for the requisite project finance details and
project viability. Accordingly declaration is provided herewith.
6. In case the project is approved for pre-IPA, I shall undergo a 2 Weeks (min.10 working days)
training programme in case of Open field condition and protective cover (with or without
PHM component) and a minimum of 1 Week programme in case of standalone PHM
component at my own expenses in one of the ICAR/CAU/SAU/SHU/ Research Station/
Centres of Excellence/ related Central or State Government institution/ others as found
appropriate / approved by NHB.
7. I shall adopt scientific package of practices / technology and maintain proper farm accounts.
8. The project is technically feasible and economically viable and is bankable.
9. In case the project application is considered for application processing, I am bound to submit
all required / requisite mandatory documents to establish veracity of my DPR and eligibility to
claim subsidy under NHB Schemes in the form prescribed with in6 months of any such
intimation from NHB for according In principle approval (IPA). Else I acknowledge that my
application stands vacated and rejected by default of my omission.
10. I understand that incomplete, delayed and /or NPA projects and default cases shall not be
eligible for subsidy.
11. I solemnly affirm/ undertake that the proposed project components in the application are a
completely new activity and not a pre-existing activity or any component thereof.
12. In case of Plant & Machinery- only new are proposed. Reconditioned / refurbished equipment/
Plant & Machinery shall not be procured under the project.
13. In case of concealment of any facts in this regard, the NHB would have right to reject/ cancel
my application / project out right at any stage.
14. In case the project is approved for subsidy claim I shall undertake a MOU with NHB to
comply with all the terms and conditions of the scheme guidelines as effective on the date of
subsidy claim approval and any other condition/ advisory in the interest of projects success
and sustainability.

Applicant (Name and signature) and Seal if any

Date Location:

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