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It's time for Wall Street stock analysts around the world to put
                       up or shut up. No more empty promises about huge stock gains
                            if you can't deliver. I say, if you can't make good on your
                                          promise, you should pay for it...
                       As an investor, you deserve to make money in this market. And I
                        have a proven system that will do just that. In fact, I'm so sure
                       my system will double your money, I'm willing to put my money
                                             where my mouth is.
                       If You Don't Double Your Money
                             in 6 Months Using My
                          Computerized Stock Picking
                            System... I'll PAY YOU!
                                              You read that right.
                       If you follow my advice week in and week out for six months
                       and don't double your money, I'll pay YOU -- just for reading
                       this report. Simple as that. But you have to act NOW. This is
                              a limited-time offer. It may NEVER be repeated.
                        Find out why I'm so confident you will double your money in
                          six months or less. Take five minutes to read this FREE
                                                  report...
http://www.agora-inc.com/reports/PNY/BoricGE/home.cfm                                          4/7/2005
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                        I Have a Secret Wall Street Doesn't Want Me to Share
                       With You -- But I'm Going to Anyway. It Can Turn $4,500
                           of Your Money Into More Than $17,000 in a Year.
                      Dear Reader,
                      Two and a half years ago, while the market
                      was tanking, I noticed a handful of stocks         My FREE Investor's
                      were rising 30%, 50%, 100% and 200% in             Library of Reports
                      just months, sometimes even weeks.                    Will Help You
                                                                         Double Your Money
                      I wanted to make those kinds of gains on a          in Six Months or
                      regular basis. And I bet you do too. But I          Less -- Or I'll Pay
                      knew it wouldn't happen by following
                      conventional stock picking wisdom.
                                                                                 YOU!
                                                                         It's a bold promise for sure.
                      So I spent months in the office, literally day     But I stand by it. You will
                      and night, ripping apart the balance sheets,       double your money using the
                      studying the charts and reading the press          CXS Money Multiplier
                      releases of all the rising companies. I            System or I'll pay you. No
                      wanted to find the common thread. What             questions asked.
                      made these stocks rise when everything
                      else on the market was falling... and falling    And to help ensure you
                                                                       double your money, I'll give
                      fast?
                                                                       you a FREE report called
                                                                       The Code of the Rich. In it I
                      After working hundreds of hours (when            show you how you can turn
                      most people were home eating dinner and a few thousand dollars into
                      sleeping), I figured it out! I found out exactly millions -- step-by-step. It's
                      why these stocks were rising and how to          easy to understand, filled
                      spot them. Not only that...                      with real-life examples and
                                                                       guaranteed to get you on
                      I designed a computerized stock picking          track to double your money.
http://www.agora-inc.com/reports/PNY/BoricGE/home.cfm                                                       4/7/2005
                                                                                                     Page 3 of 13
                      system called the CXS Money Multiplier to     But that's not the only report
                      find the stocks about to make a major move    you'll get. Read on to learn
                      up. And I'm not talking about those 5% or     how you can receive my
                      15% moves. I'm talking about 100%, 150%       FREE library of special
                                                                    reports that can help you
                      and 200% leaps -- like these...
                                                                    double your money in six
                                                                    months or less.
                            E-Loan, Inc. rose 117% in five months
                             and 353% in eight months! You could have turned $1,500 into as
                             much as $6,795.
                            Sirius Satellite Radio jumped up 117% in one month and 233% in
                             two months! That's good enough to multiply your $1,500 into
                             $4,995!
                            Select Comfort Corp. jolted up 105% in four months and 274% in
                             10 months. In less than a year, your $1,500 could have grown to
                             $5,610.
                      With these three picks alone, you could have turned $4,500 into more
                      than $17,000! But that's just the beginning. My CXS System finds
                      winners up to 76% of the time. So far in 2003, out of 25 CXS stock
                      picks, 19 have been winners -- up an average of 40.02%. That's an
                      incredible winning percentage! And that's exactly why I'm so confident
                      you will double your money in the next six months. If I'm wrong, I'll pay
                      you!
                      So what's the secret to finding these gems?
                        Wall Street's Secret Three-Part Formula for Triple-Digit
                                                 Gains
                      After putting in all those long hours of research and combing through
                      pages and pages of annual reports, I found there are three things
                      almost EVERY triple-digit winner have in common.
http://www.agora-inc.com/reports/PNY/BoricGE/home.cfm                                                   4/7/2005
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                      One, almost all are liquid small-cap stocks trading for $10 or less.
                      Now, I realize this is a shocker. After all, most analysts and fund
                      managers tell you that the real gains come from blue chip stocks. But
                      they're dead wrong!
                      All you have to do is look at the facts.
                      From 1926 to 2000, a $1,000 investment in blue chip stocks grew to
                      $1.7 million. Not bad. But a $1,000 investment in small-cap stocks (like
                      the ones my CXS System finds) grew to $3.96 million ! That's more
                      the twice the return from blue chips.
                      This is great news. It means you don't have to spend a lot to make a
                      lot. You can start with a couple hundred dollars or less and turn it into
                      a fortune.
                      But price is just the first thing the CXS System looks for.
                      About half of the winning small-cap stocks rise because they are
                      fundamentally sound. They have rising sales, booming net incomes
                      and are selling for much less than their competitors. In other words,
                      these companies are growing yet are selling for a bargain price.
                      And despite what the talking heads on Wall Street tell you, 85% of all
                      fundamentally sound stocks on the market today are small-cap stocks
                      with a market cap of $1.5 billion or less. But no one ever talks about
                      that. You only hear about the Procter and Gamble's, General Electric's
                      and Microsoft's of the trading world. But those companies have had
                      their day.
                      If you're after double- and triple-digit returns, you should be looking at
                      companies like Orbital Sciences (up 145% in the past year), Select
http://www.agora-inc.com/reports/PNY/BoricGE/home.cfm                                                 4/7/2005
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                      Comfort (up 364%), E-Loan, Inc. (up 277%) and China Yuchai (up
                      327%). These are the up-and-coming powerhouses of tomorrow that
                      are making investors triple-digit profits today.
                      But to win consistently, you have to go beyond the fundamentals.
                      Small-cap stocks also rise double and triple digits because of behind-
                      the-scenes developments that lead to a huge increase in business --
                      sometimes it's a medical breakthrough, sometimes it's a new product
                      launch and sometimes it's as simple as signing a big-time contract with
                      a major conglomerate.
                      No matter what the news is, the bottom line is simple. When a stock is
                      cheap, fundamentally sound and increasing its business, it is ready to
                      rise triple digits in a very short period of time -- usually six months or
                      less.
                      And I want to offer you the chance to pocket these types of gains.
                      Every month, I give people just like you the best small-cap stock
                      recommendations on the market. Every one of my CXS stock picks is
                      printed in Penny Stock Fortunes -- America's foremost small-cap
                      publication. And I'm inviting you to become a part of this savvy group
                      of investors.
                           Invest in the Fastest-Growing Stocks in Wall Street
                                History and Turn $1,000 Into $3.9 Million!
                      The stocks you'll find in Penny Stock Fortunes are growing because
                      they are increasing their net incomes... improving sales... widening
                      their profit margins... or signing new deals that will bring in tons more
                      business.
http://www.agora-inc.com/reports/PNY/BoricGE/home.cfm                                                 4/7/2005
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                      And when stocks rise on fundamentals and solid news as opposed to
                      some fly-by-night broker's recommendation, it's a lot easier to predict
                      which stocks will rise -- and when.
                      Think about it for a second.
                      If a company increases its sales... net income... plus is trading for less
                      than its competitors... AND it expects business to grow even faster in
                      the months ahead, you can feel pretty confident this stock will rise in
                      the near future. And that usually means within six months.
                      A company that is growing its bottom line is the kind of company you
                      want to own to grow your investment dollars. Period. It was true 80
                      years ago, and it's still true today.
                      Yet, Wall Street doesn't focus on these rising small-cap stocks. Why?
                      Because they aren't in most of the big mutual funds and 401(k)s. Most
                      people overlook small-cap stocks as real investment opportunities.
                      But it is precisely the smaller, fundamentally sound stocks that
                      returned investors over $3.9 million versus $1.7 million for large-cap
                      stocks from 1926 to 2000.
                      That means had you invested in small-cap stocks you would be more
                      than $2 million richer than your blue-chip-investing friends. The point
                      is: Small-cap stocks have always been your fastest path to true
                      wealth.
                      And those are exactly the kinds of stocks the CXS System finds on a
                      regular basis. And with a 76% winning percentage, you can't help but
                      make money. In fact, let me show you exactly the kind of money you
http://www.agora-inc.com/reports/PNY/BoricGE/home.cfm                                                 4/7/2005
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                      could make following my CXS picks -- each month in Penny Stock
                      Fortunes.
                                 Bank 352% Profits in Less Than 8 Months
                      When my CXS Money Multiplier found an online-lending company
                      that increased sales by 35%, net income by 244% and was trading for
                      two times LESS than its competitors, I immediately went to work to
                      find out more. I knew this was a stock that could double your money in
                      six months or less.
                      The company was E-Loan, Inc. And its stock was on the rise.
                      It had just announced its third quarter earnings... and they were
                      excellent. Its sales jumped from $21 million to $28.4 million -- a 35%
                      increase from the last quarter. Its net income rose from $0.9 million to
                      a robust $3.1 million, good enough for a 244% gain. And at the time,
                      E-Loan was trading for just 10.7 times earnings -- less than half the
                      market average.
                      After I checked its balance sheet, key ratios, annual reports, news
                      releases and market data... I realized this was a no-brainer. E-Loan
                      stock was going to rise. So I immediately recommended it as a BUY.
                      As you can see from the chart below, that was a lucrative call.
http://www.agora-inc.com/reports/PNY/BoricGE/home.cfm                                               4/7/2005
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                      On Nov. 4, I issued a BUY Alert to my Penny Stock Fortunes
                      readers. I told them to pick up shares of EELN at $1.59. And then, with
                      the market falling, I recommended they sell on Jan. 24 to lock in 44%
                      gains. But those who held on could have raked in 353% by July 15. E-
                      Loan stock went as high as $7.20. You could have turned a small
                      $1,500 investment into $6,795. That's more than four times your
                      money! Not a bad deal any way you look at it.
                      It's also why I am so confident you will double your money in six
                      months using the CXS Money Multiplier System.
                      Sounds simple, right? It is.
                      And with my next pick, you could have tripled your money in two
                      months.
                       The CXS System Found a New Technology That's Hotter
http://www.agora-inc.com/reports/PNY/BoricGE/home.cfm                                              4/7/2005
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                        Than the CD and DVD Player... And It Made My Readers
                                         as Much as 233%!
                      On April 4, the CXS System alerted me that it was time to buy shares
                      of a company called Sirius Satellite Radio. So I did some digging.
                      I discovered that Sirius is one of only two satellite radio companies in
                      the entire United States. In other words, it has a virtual lock on about
                      half of a multibillion-dollar industry. And satellite radio is HOT right
                      now. It has taken off faster than any audio product in the past 20 years
                      -- including the CD and DVD players!
                      In fact, satellite radio is widely regarded like cable television was in the
                      1970s. It is literally revolutionizing the way we listen to radio...
                      Gone are the days of AM and FM stations that fade in and out from
                      town to town. With satellite radio, you have access to over 100
                      channels -- broadcasting everything from sports radio to country music
                      to talk shows. And the best part is, you can listen to them anywhere in
                      the continental United States for about $10 a month.
                      But that wasn't even the best reason to own shares of Sirius.
                      Based on my extensive research, I found out Sirius was signing major
                      contracts with auto giants like Ford Motor Company, DaimlerChrysler
                      Corp., BMW of North America, Nissan North America and Volkswagen
                      of North America.
                      Those companies alone sold more than 8 million cars in 2002. And
                      they all wanted Sirius' business.
                      Coupled with the fact that Sirius expected to grow its subscriber base
http://www.agora-inc.com/reports/PNY/BoricGE/home.cfm                                                   4/7/2005
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                      between 50% and 67% in the first quarter 2003 -- it was obvious this
                      stock would take off. So I issued a BUY recommendation on April 4. At
                      the time shares of Sirius were selling for 65 cents. But they didn't sit
                      there long.
                      Look at its chart below.
                      Almost two months to the day after I recommended Sirius as a buy, I
                      wrote my readers again. Only this time it was an Alert to sell half their
                      shares for a 233% gain! Forget doubling your money in less than six
                      months. My readers could have TRIPLED their money in less than
                      eight weeks! This was a blockbuster trade. A $1,500 investment was
                      now worth $4,995!
                      Here's what some readers had to say about the Sirius trade:
                       "I am very excited about SIRI, which I bought upon your suggestion
http://www.agora-inc.com/reports/PNY/BoricGE/home.cfm                                                 4/7/2005
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                       in the email -- at $0.65. What a thrill. I'm hanging on. I can't tell you
                       how good it is to be on the winning side of the market for a change
                       and how I really can use the money." --B.W., Subscriber
                       "I just got on board with Penny Stock Fortunes May 20th, I jumped
                       right in with SIRI at 1.15, I'm smiling every day." -- J.W., Subscriber
                       "I certainly appreciate receiving your alerts and took advantage of
                       picking up Sirius and making a tidy profit! Would not have had a clue
                       about it without your help. Many thanks!" -- K.C., Subscriber
                       "I just have to compliment you on the quality of the Penny Stock
                       Fortunes system. As a subscriber for over a year, I've been
                       impressed by the results of the system and have reaped many
                       rewards. (DSCM, SIRI and BNBN were recent trades I capitalized
                       on.)" -- T.K., Subscriber
                      And just to prove E-Loan and Sirius weren't flukes, here's another
                      triple-digit winner my CXS System found...
                       Another Triple-Digit Winner Courtesy of the CXS Money
                                          Multiplier System
                      At 11:47 a.m. on Sept. 16, 2002, the CXS Alert went off. This time it
                      said to buy shares of bed manufacturer Select Comfort Corp. Once
                      again, I stopped everything I was doing and went to work on the
                      company.
                      What I found was overwhelming.
                      Select Comfort's sales were up 24% from the previous quarter. Its
http://www.agora-inc.com/reports/PNY/BoricGE/home.cfm                                                  4/7/2005
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                      main cash cow, the Sleep Number beds, which retail from $475 to
                      over $2,800 a pop, were selling like crazy.
                      A little more digging and I found out that Select's stock was trading for
                      just 17 times earnings, 0.42 times sales and a price-to-cash flow ratio
                      of 7.29. Those numbers are important. They told me that Select
                      Comfort stock was between 42% and 61% UNDERVALUED
                      compared to its peers. And it was just a matter of time before the
                      vultures on Wall Street figured this out too -- and recommended Select
                      to everyone and their uncle. I knew I had to act fast to make my
                      readers a profit.
                      So I immediately wrote an alert saying to buy shares of Select Comfort
                      at $5.61. Here's a piece of that alert word for word...
                            Select Comfort is selling for less than half its fair value. That
                            means you have an opportunity to buy low and sell high. It has
                            generated a profit in every quarter since June 2001. And its stock
                            price has skyrocketed. So there's no reason this stock couldn't
                            rise another 100%, 200% even 500% between now and May
                            2003.
                      SCSS stock took off after my recommendation. It rose to $9.76 and
                      kept going to over $20. Investors had the chance to rake in between
                      74% and 274% profits. Not bad for a couple months' work. And it
                      shows you how easy it really is to double your money when you invest
                      in the right stocks.
                      I'm not normally one to toot my own horn, but you have to admit, the
                      results from the Select Comfort recommendation are amazing.
                      I could show you example after example of stocks the CXS System
http://www.agora-inc.com/reports/PNY/BoricGE/home.cfm                                                 4/7/2005
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                      finds on a weekly basis. But I think you get the picture. My CXS
                      System finds winners up to 76% of the time. In fact, you can make so
                      much money following my CXS recommendations you could double
                      your money in six months or less.
                      How does the CXS System continually find these winning small-cap
                      stocks?
                                                                           read on
http://www.agora-inc.com/reports/PNY/BoricGE/home.cfm                                            4/7/2005