Bajaj Allianz General Insurance Company Ltd.

Registered and Head Office: GE Plaza, Airport Road, Yerwada, Pune

Transcript of Proposal for Private Car - Package Policy

Dear NAVEEN MOHAN OLI,

We wish to inform you that the contract under policy number 'OG-19-9906-1801-00107660' has been finalized based on the
information and declaration given by you, the transcript whereof is mentioned below. You are requested to reconfirm the same.
In case of any disagreement or objection or any changes with respect to information mentioned below, we request you to
please revert back within a period of 15 days from date of your receipt of this, failing which it will be deemed that you are
satisfied with the correctness of the details mentioned below. Kindly note that as the contents and declarations contained in this
transcript is the basis on which we have issued the policy to you, we advise you to please ensure that you have
provided/disclosed and or not withheld any material facts/information and declarations, as Policy becomes Void ab initio if
material facts are not provided/disclosed and or withheld and in such case no claim, if any, will be considered by us apart from
forfeiture of the premium.
Details provided by you:

A. Proposer details
1. Proposer Name : NAVEEN MOHAN OLI
2. Proposer Address : FLAT 101,, SIRI IDEAL RESIDENCY,
, , NEAR JAIN COLLEGERR, NAGAR-560098
3. Proposer Mobile Number : 9886294077
4. Proposer Residential Number : NA
5. Proposer e-mail id : naveen31.oli@gmail.com
6. Proposer Profession : NA

B.Vehicle Details
Registration Month / Year Vehicle Vehicle Vehicle Sub Cubic Capa- Fuel Type Year of Man- Seating Ca-
Number of Regn Make Model Type city ufacture pacity
KA02MK087 DEC/2014 HYUNDAI GRAND i10 SPORTZ 1.2 1197 Petrol 2014 5
1 KAPPA
DUAL
VTVT 5
SPEED

Engine Number Chassis Number Vehicle IDV (in Electrical Non-Electrical CNG/LPG Unit Total IDV (in
Rs.) Accessories Accessories (Extra fitted) Rs.)
IDV (in Rs.) IDV (in Rs.) IDV (in Rs.)
G4LAEM461454 MALA851CLE 263623 0 0 0 263623
M192295
 C. Coverage opted

1. Period of Insurance : From 04-JAN-2019 (Hrs) To

03-JAN-2020 Midnight
2. Is your vehicle fitted with external LPG/CNG kit : No.
3. Electrical Accessories cover Opted (If Applicable) : No.
4. Non - Electrical Accessories cover Opted (If Applicable): : No.
5. Is Voluntary Excess opted : No.
Amount of voluntary excess opted : Rs.NA.
6. Whether PA cover is opted for owner-driver : Yes.
7. Is any additional compulsory deductible imposed and agreed upon : No.
Amount of additional compulsory deductible imposed : NA.
8. Whether geographical area extension is opted : No.
Details of Countries to which geographical area extension cover is given : NA.
9. Is LL to person for Paid driver/Operation/Maintenance opted : No.
10. Whether PA cover is opted for paid driver other than owner driver : No.
Sum Insured for Paid Driver : Rs.NA.
11. Whether PA cover is opted for passengers : No.
Sum Insured per Passenger : Rs.NA.
12. Is TPPD restricted to statutory limit of Rs.6000? : No.
13. Pre Existing damages in the vehicle : NA.
14. 1 Premium for Liability coverage, quoted and agreed upon is : Rs.3194.
15. 1 Premium for OD coverage, quoted and agreed upon is : Rs.2529.
16. Total Premium (excluding Goods and Service Tax (GST)) for Liability and OD coverages, quoted and agreed upon is
: Rs.5723
17. NCB (No Claim Bonus) claimed by you and granted by us based on your declaration of no claim during your previous
previous policy : -20 %.
18. About the last insurance company
(i) --Insurance Provider : HDFC ERGO General Insurance Company Limited..
(ii) Previous Policy No : 2311100263179700000, Previous Policy Expiry Date :03-JAN-19
19. Whether your vehicle is Hypothecated and if so the details of Pledgee whose name is registered by us : Yes.
Name of Pledgee : Karnataka Bank.
20. Add on Cover(s) opted : Yes, Plan Name: Drive Assure Prime Plan Description: 24x7 spot assistance , ,keys and locks
replacement cover with sum insured Rs :30000
Please call us on 1800 103 5858 for any emergency.
Please note Cover Note No. / issued to you basing on the above information.
In case of Disagreement or objection or any changes with respect to information and contents mentioned hereinabove, please
contact our toll free number & register your objections/changes/disagreement to the contents of this transcript or you may also
send us email or written correspondence at the following details within a period of 15 days from date of your receipt of this
transcript along with Policy:
I/We hereby unconditionally allow the Company to share all my / our information being collected in this proposal form or
through telephonic / email / web-inputs means or other means, as updated from time to time within group entities.
Toll free Number : 1800-22-5858,1800-102-5858,1800-209-5858
Email address : customercare@bajajallianz.co.in
Website : www.bajajallianz.com
Contact our policy servicing branch at: Bajaj Finserv Building, 1st Floor, Behind Weikfield IT-Park, Viman Nagar,
Pune-411014 PH:1800-209-0144.
 


BAJAJ ALLIANZ GENERAL INSURANCE COMPANY LIMITED

(A Company incorporated under Indian Companies Act, 1956 and licensed by Insurance Regulatory and Development Authority of India [IRDA]
vide Reg No.113)
Regd. Office: GE Plaza, Airport Road, Yerwada,Pune-411006(India)
Certificate of Insurance (Private Car Package Policy)

Policy Number: OG-19-9906-1801-00107660 Customer ID: 133652998

Particulars of Vehicle Insured:
Registration Number Place of Registration Engine Number Chassis Number Make & Model
KA02MK0871 BANGALORE G4LAEM461454 MALA851CLEM1922 HYUNDAI - GRAND
95 i10

Sub Type Year of Mfg NCB % CC Seating Capacity Final Premium

SPORTZ 1.2 KAPPA DUAL VTVT 5 2014 -20 1197 5 Rs.6753.
SPEED

Name of Registration Authority : BANGALORE

Name and Address of Insured : NAVEEN MOHAN OLI
: FLAT 101,, SIRI IDEAL RESIDENCY,, , NEAR JAIN
COLLEGERR, NAGAR-560098
Geographical Area : India
Business or Profession : NA
Effective date of commencement of Insurance for the purpose of act:
Policy Inception Date: From O' Clock on 04-JAN-2019
Policy Expiry Date: Midnight on 03-JAN-2020
Persons or Class of Persons entitled to drive:
Any person including the insured:
a) Provided that a person driving holds an effective driving license at the time of the accident and is not disqualified from
holding or obtaining such a license.
b) Provided also that the person holding an effective learner's license may also drive the vehicle and that such a person satisfies
the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.
Limitations as to Use:
The Policy covers use for any purpose other than
a) Hire or Reward, b) Carriage of goods (other than samples or personal luggage), c) Organized racing, d) Pace Making, e)
Speed testing, f) Reliability Trials, g) Any purpose in connection with Motor Trade
I/We hereby certify that the Policy to which this certificate relates as well as this Certificate of Insurance are issued in
accordance with the provisions of Chapter X and Chapter XI of M.V. Act, 1988.
Policy issuing office and correspondence address for communication by holder of Certificate of Insurance for claim,
service request, notice, summons, etc:
Bajaj Finserv Building, 1st Floor, Behind Weikfield IT-Park, Viman Nagar, Pune-411014 PH:1800-209-0144
Date of issue :03-JAN-2019
For & On Behalf of
Bajaj Allianz General Insurance Company Ltd.

Authorized Signatory

For help and more information:

Contact our 24 Hour Call Centre at 1800-102-5858, 1800-209-5858, 1800-22-5858, Toll Free: 30305858( chargeable, add area code before this number in case of mobile call) Email us at
customercare@bajajallianz.co.in or Visit our Website www.bajajallianz.com
Corporate Identification Number U66010PN2000PLC015329
Latest Schedule - 03-Jan-2019 16:53:21 PM- Silent_Printing (Web) (9906)
 


BAJAJ ALLIANZ GENERAL INSURANCE COMPANY LIMITED

(A Company incorporated under Indian Companies Act, 1956 and licensed by Insurance Regulatory and Development Authority of
India [IRDA] vide Reg No.113)
Regd. Office: GE Plaza, Airport Road, Yerwada,Pune-411006(India)
PRIVATE CAR PACKAGE POLICY SCHEDULE
Policy issuing office and Correspondence address for communication by policyholder for claim, service request, notice, summons, etc:
Bajaj Finserv Building, 1st Floor, Behind Weikfield IT-Park, Viman Nagar, Pune-411014 PH:1800-209-0144
INSURED DETAILS POLICY DETAILS
Insured Name NAVEEN MOHAN OLI Policy Number OG-19-9906-1801-00107660
FLAT 101,, SIRI IDEAL RESIDENCY, , , Policy Issued on 03-JAN-2019 16:52 PM
Insured NEAR JAIN COLLEGERR, NAGAR-
560098 From : 04-JAN-2019 (Hrs)
Address
Policy Period To : 03-JAN-2020 Midnight
Geographical India
Area Cover Note
/
Customer ID Details
133652998
Previous Policy No 2311100263179700000
Bank Reference
No 1
Invoice No
GSTIN / UIN
STATE CODE /
NAME
Make & Mod-
Registration Number Place of Registration Engine Number Chassis Number SubType
el
SPORTZ 1.2
MALA851CLEM1 HYUNDAI - KAPPA
KA02MK0871 BANGALORE G4LAEM461454
92295 GRAND i10 DUAL VTVT
5 SPEED
Year Of Manufactur- Trailer Registra-
NCB % CC Seating Capacity Hypothecation Details
ing tion Number
-20 1197 5 2014 -,- Karnataka Bank
Non electrical Electrical/Elec- Value of CNG/
Vehicle IDV Value For Trailers Total Value
accessories tronic accessories LPG kit
263623 0 0 0 0 263623
Own Damage Premium(Rs.) Liability Premium(Rs.)
Own Damage Premium 2529 Basic Third Party Liability 2863
Special Discount 0 PA Cover for Owner-Driver - SI - Rs.1500000 331
Total OD Premium - A 2529 Total Act Premium - B 3194
Total Premium (Net Premium) (A+B) 5723
Integrated GST (18%) 1030
Final Premium ( Rupees Six Thousand Seven Hundred 6753
Fifty Three Only )
**Note: The above Total OD Premium is inclusive of all applicable Loading /Discounts viz (Automobile association membership, Voluntary Excess,
Anti Theft, Handicap Person, Driver Tuition, Fiber Glass, CNG/LPG Unit, Geographical Extension, Imported Vehicle Etc. wherever Applicable)

Broker Code 10040010 Contact No. 0/0-0

Broker Name COVERFOX INSURANCE BROKING PVT LTD
E-Mail ID.
For help and more information:
Contact our 24 Hour Call Centre at 1800-102-5858, 1800-209-5858, 1800-22-5858, Toll Free: 30305858( chargeable, add area code before this number in case of mobile call) Email us at custom-
ercare@bajajallianz.co.in or Visit our Website www.bajajallianz.com
Corporate Identification Number U66010PN2000PLC015329
Latest Schedule - 03-Jan-2019 16:53:21 PM- Silent_Printing (Web) (9906)
 


Limitation as to Use The Policy covers use of the vehicle for any purpose other than : Hire or reward, Carriage of
goods( other than samples or personal luggage),Organised racing,Pace making, Speed testing,
Reliability trials. Any purpose in connection with Motor Trade.
Driver Any person including the insured provided that a person driving holds an effective driving li-
cense at the time of the accident and is not disqualified from holding or obtaining such a license.
Provided also that the person holding an effective Learner's license may also drive the vehicle
when not used for the transport of goods/passengers at the time of the accident and that such a
person satisfies the requirements of Rule 3 of the Central Motor Vehicle Rules, 1989.
Limits of Liability Under section II-I(i) of the policy -> Death of or bodily injury : Such amount is necessary to meet
there requirements of the Motor Vehicles Act,1988. Under section II-I(ii) of the policy -> Dam-
age to Third Party Property : Rs. 750000
No Claim Bonus
Existing Damage Details NA
Nominee Details Name :NA - Relationship :NA
Subject to Warranties/ 22 & Plan Name: Drive Assure Prime & Plan Description: 24x7 spot assistance , ,keys and locks
IMT-Endorsements/ replacement cover with sum insured Rs :30000
Add on Package
Additional Details Coinsurance Details: - . Transaction Id: -
Premium Details Receipt No. 9906-02229211, Date 03-JAN-19 ** If Premium paid through Cheque, the Policy is
void ab-initio in case of dishonour of Cheque.
Excess Details Compulsory Excess: Rs.1000 Additional Excess: Rs.0 Voluntary Excess: Rs.0
IMPORTANT NOTICE : The Insured is not indemnified if the vehicle is used or driven otherwise than in accordance with this schedule.
Any payment made by the Company by reason of wider terms appearing in the Certificate in order to comply with the Motor Vehicle Act,
1988 is recoverable from the Insured. See the clause headed AVOIDANCE OF CERTAIN TERMS AND RIGHT OF RECOVERY.
For & On Behalf of
Bajaj Allianz General Insurance Company Ltd.

Stamp
Duty Rs.
0.5

Authorized Signatory
This document is digitally signed, hence counter signature / stamp is not required.
Consolidated Stamp Duty of Rs.0.5/- paid towards Insurance Stamps vide Challan No. MH007483221201819M Defaced No. 0004477940201819 Order No. CSD/224/2018/4914/18 order
dated 15-Nov-2018 defaced date dated 12-NOV-18 timing 19:55:13 of General Stamp Office,Mumbai,India.
 Bajaj Allianz General Insurance Company Ltd.
Bajaj Finserv Building, 1st Floor, Behind Weikfield IT-Park, Viman Nagar, Pune - 411014
Contact No:Contact No: 1800-209-0144

RECEIPT

Receipt Number 9906-02229211

Receipt Date 03/01/2019
Business Channel WS

Received with thanks from NAVEEN MOHAN OLI

(Customer ID : 133652998 ) a total sum of Rupees Six Thousand Seven Hundred Fifty Three
Only by,

Instrument Instrument No. Instrument Bank Name Branch Name Amount

Type Date
Online Pay- 6159122 03/01/2019 6,753
ment

Total Amount Rs. 6,753.00

Issuance of this receipt does not amount to acceptance of the risk by Bajaj Allianz General In-
surance Company Limited. The insurance cover for the risk shall be as per the terms and con-
ditions of the Insurance Policy if and when issued.
* Cheque/DD/PO receipt is valid subject to realisation of the instrument.

For & on behalf of

Bajaj Allianz General Insurance Company Ltd.

Authorised Signatory

Regd.Office: GE Plaza,Airport Road, Yerwada, Pune - 411006

 PRIVATE CAR PACKAGE POLICY: ADD ON COVERS(Plan Name: Drive Assure Prime): POLICY WORDINGS

S1 - 24x7 SPOT ASSISTANCE

A. Endorsement Wordings
In consideration of the payment of additional premium, it is hereby agreed and declared that You shall be entitled to one or
more of the below mentioned benefits depending on the plan opted by You and as shown on the Schedule :
(A) Flat Battery: In the event of the Insured Vehicle being immobilized due to a flat battery, We will make al-
ternative arrangements to make the Insured Vehicle mobile again provided the event has occurred within 100
kilometers from the center point of the city of Your residence and the Insured Vehicle has not reached a work-
shop/repairer. (B) Spare Keys: In the event of You losing keys of the Insured Vehicle , We will arrange for the
pick up and delivery of spare keys to the spot where the Insured Vehicle is located provided the event has oc-
curred within 100 kilometers from the center point of the city of Your residence and the Insured Vehicle has not
reached a workshop/repairer. (C) Flat Tyre: In the event of the Insured Vehicle being immobilized due to flat
tyres, We will arrange for the refill of the flat tyres and/or replacement of the flat tyres with a usable spare tyre to
make the Insured Vehicle mobile again provided the event has occurred within 100 kilometers from the center
point of the city of Your residence and the Insured Vehicle has not reached a workshop/repairer . (D) Minor Re-
pairs: In the event of the Insured Vehicle being immobilized due to mechanical and/or electrical breakdown, We
will arrange for minor mechanical and/or electrical repairs to make the Insured Vehicle mobile again provided
the event has occurred within 100 kilometers from the center point of the city of Your residence and the Insured
Vehicle has not reached a workshop/repairer. (E) Towing Facility: In the event of the Insured Vehicle getting im-
mobilized as a result of Accident and/or breakdown, We shall arrange for towing away of the Insured Vehicle
from the spot of immobilization to Our nearest preferred workshop provided the event has occurred within 100
kilometers from the center point of the city of Your residence. (F) Urgent Message Relays: In the event of the In-
sured Vehicle getting immobilized as a result of Accident and/or breakdown, We will send urgent message on
Your request to the specified persons through available means of communication (G) Medical Co-ordination: In
the event of the Insured Vehicle meeting with an Accident, You can call Us on our Toll Free Number, mentioned
on the Schedule , to obtain details regarding the nearest medical center that can provide emergency relief services.
(H) Fuel Assistance: In the event of the Insured Vehicle being immobilized due to an empty fuel tank and/or con-
taminated fuel, We will either arrange for supply of 3 litres of petrol or diesel on chargeable basis and/or towing
of the Insured Vehicle to Our nearest preferred workshop provided the event has occurred within 100 kilometers
from the center point of the city of Your residence and the Insured Vehicle has not reached a workshop/repairer.
(I) Taxi Benefits: In the event of the Insured Vehicle meeting with an Accident/breakdown, We will arrange for a
free travel of the occupants of the Insured Vehicle to a single destination within a vicinity of 50 kilometers from
the spot of immobilization through a taxi or any other transportation service provided the event has occurred with-
in 100 kilometers from the center point of the city of Your residence and the Insured Vehicle has to be towed
away to Our nearest preferred workshop. Any travel beyond 50 kilometers can be covered on payment of addi-
tional amount as specified by Us. In the unlikely event of We being unable to arrange for this service, We may re-
quest You to arrange for a taxi to transfer the occupants of the Insured Vehicle on Your own and submit the bills
for a pre-communicated amount for re-imbursement to Us. (J) Accommodation Benefits: In the event of the In-
sured Vehicle meeting with an Accident/breakdown, We will provide occupants of the Insured Vehicle with a
hotel accommodation for one day provided the event has occurred beyond 100 kilometers from the center point of
the city of Your residence but within 100 kilometers of another covered city and the time to repair the Insured
Vehicle will exceed 12 hours from the time of reporting the incident.
The accommodation benefits would be offered subject to a per day limit of Rs. 2000 per occupant and a maximum
total limit of Rs. 16000 for all the occupants of the Insured Vehicle through out the Policy Period. In the unlikely
event of We being unable to arrange for this service, We may request You to arrange for a hotel accommodation
for the occupants of the Insured Vehicle on Your own and submit the bills for a pre-communicated amount for
re-imbursement to Us. (K)Legal Advice: In the event of the Insured Vehicle meeting with an Accident, You shall
be entitled for a free legal advice from a legal advisor over the phone for a maximum duration of 30 minutes. Sub-
sequent to the expiry of the specified period of 30 minutes, You may continue with the same legal advisor on dir-
ect payment basis
B. Conditions
(1) . In case of transfer of ownership of the Insured Vehicle , the cover under '24x7 Spot Assistance' shall expire.
(2) The benefits under '24x7 Spot Assistance' can be utilized for a maximum of 4 times during the Policy Period
except for 'Fuel Assistance', 'Taxi Benefits', 'Accommodation Benefits' and 'Legal Advice' for which the aggregate
utilization limit is 2 times during the Policy Period
C. Exclusions
(1) Where the Insured Vehicle can be safely transferred on its own power to nearest dealer/workshop. (2) Any
Accident, loss, damage and/or liability caused, sustained or incurred whilst the Insured Vehicle is being used oth-
erwise than in accordance with the limitations as to use. (3) Any liability of whatsoever nature directly or indir-
ectly caused by or contributed to by or arising from ionising radiations or contamination by radioactivity from any
nuclear fuel or from any nuclear waste from the combustion of nuclear fuel. For the purpose of this exception,
combustion shall include any self-sustaining process of nuclear fission. (4) Any Accident, loss, damage and/or li-
ability directly or indirectly or proximately or remotely occasioned by contributed to/by or traceable to or arising
out of or in connection with war, invasion, the act of foreign enemies, hostilities or warlike operations (whether
before or after declaration of war), civil war, mutiny rebellion, military or usurped power or by any direct or indir-
ect consequences of any of the said occurrences. (5) Any loss or damage caused due to riots, strikes and Act of
God perils like flood, earthquake etc. (6) Claims pertaining to theft losses. (7) Any consequential loss arising out
of claims lodged under '24x7 Spot Assistance' .(8) Where a loss is covered under Motor Insurance Policy or any
 PRIVATE CAR PACKAGE POLICY: ADD ON COVERS(Plan Name: Drive Assure Prime): POLICY WORDINGS

other type of insurance policy with any other insurer or manufacturer's warranty or recall campaign or under any
other such packages at the same time.(9) Replacement cost of battery and/or any associated repair cost. (10) Cost
of supply of parts or replacements elements or consumables. (11)Repair cost of tyre and/or parts or replacement
cost of any part of consumable at a third party workshop/repairer. (12)Any taxes, levy and expenses incurred in
excess of the limit described under the plan opted by You . (13)Loss of valuables and personal belongings kept in
the Insured Vehicle . (14) Any loss or damage to the Insured Vehicle arising out of participation in a motor ra-
cing competition or trial runs. (15)Where it is proved that You have abused the benefits under '24x7 Spot Assist-
ance'. (16)Any loss or damage caused due to pre- existing damages. (17)Any loss or damage arising out of inter-
vention of Government Authorized Agencies, Police Authorities or Law Enforcing Agencies . (18)Any loss or
damage resulting from the use of Insured Vehicle against the recommendations of the owners manual and/or
manufacturer's manual. (19)Any loss resulting from Your deliberate or intentional and/or unlawful or criminal act
(20)Benefits under 'Taxi Benefits' and 'Accommodation Benefits' for occupants in excess of the seating capacity
as per the registration certificate of the Insured Vehicle . (21)Additional cost incurred in towing the Insured
Vehicle to a dealer/workshop as specified by You instead to Our specified nearest authorized workshop. (22)Ser-
vices organized without Our prior consent for the various assistance services. (23)If You or Your personal repres-
entative is already at a garage for delivery of the Insured Vehicle or at the place of recovery in case of theft
(24)Mechanical and/or electrical breakdowns that require replacement of spare parts and/or specialized tools/
equipments that are usually available only in automotive workshops
If You do not agree whether any of these exclusions apply to Your claim, You agree to accept the burden of proving that
they do not apply.
D. Definitions
The words and phrases listed have special meanings We have set below whenever they appear in bold type and initial
capitals. Please note that references to the singular or to the masculine also include references to the plural or to the fe-
male the context permits and if appropriate.
(1) You,Your,Yourself: The person or persons We insure as set out in the Schedule . (2) We, Our, Us: Bajaj Al-
lianz General Insurance Company Limited and/or the Service Provider with whom Bajaj Allianz General Insur-
ance Company Limited has entered into a contract to provide the benefits under this cover to You . (3) Accident,
Accidental: A sudden, unintended and fortuitous external and visible event. (4) Policy/Motor Insurance Policy:
Private Car Package Policy issued by Us to which this cover is extended. (5) Insured Vehicle : The vehicle in-
sured by Us under the Motor Insurance Policy. (6) Policy Period: The period between and including the com-
mencement date and expiry date as shown in the Motor Insurance Policy Schedule . (7) Schedule : The Sched-
ule and any Annexure or Endorsement to it which sets out Your personal details and the type of insurance cover
in force

S13: KEYS AND LOCKS REPLACEMENT COVER

A. Endorsement Wordings
In consideration of payment of additional premium, it is hereby agreed and declared that in the event of irrecoverable
loss of keys of the Insured Vehicle,We will indemnify You for the cost of replacement of keys of the Insured
Vehicle, subject to the Sum Insured specified in the Schedule.In the event of a security risk arising out of the incid-
ence of lost keys of the Insured Vehicle, We will indemnify You for the cost of installing new locks in the Insured
Vehicle.
B. Conditions
(1) In case of transfer of ownership of the Insured Vehicle , the cover under #Keys and Locks Replacement Cover#
shall expire (2)The benefits under #Keys and Locks Replacement Cover# can be utilized only once during the
Policy Period (3) Youshall immediately lodge a complaint with the police detailing the loss of key of the Insured
Vehicle and provide Usa copy of the F.I.R. (4) You shall immediately, and in any event within 2 days of occurrence
of loss, report the incidence of loss to Us (5) No keys shall be deemed to be irrecoverably lost until a period of three
(3) days, from the date of loss as mentioned in the F.I.R., has elapsed
C. Exclusions
In addition to the exclusions mentioned under under Motor Insurance Policy, We will not be liable to indemnify You
for the following events:
(1)The first 10% of the claim amount or Rs. 500, whichever is higher (2) Where the replacement of keys is not
carried out in manufacturer#s authorized dealership or Our authorized workshops (3)Any pre-existing damages
(4) Where the replaced keys or locks are of higher standards or specifications as compared to the original keys or
locks of the Insured Vehicle (5) Consequential losses of any kind, be they by way of loss of profit, loss of op-
portunity, loss of gain, business interruption, market loss or otherwise, or any claims arising out of loss of a pure
financial nature such as loss of goodwill or any legal liability of any kind whatsoever .
If You do not agree whether any of these exclusions apply toYour claim,You agree to accept the burden of proving
that they do not apply.
D. Definitions
The words and phrases listed have special meanings We have set below whenever they appear in bold type and initial
capitals. Please note that references to the singular or to the masculine also include references to the plural or to the fe-
male the context permits and if appropriate. (1)Insured Vehicle:The vehicle insured by Us under the Motor Insurance
Policy (2) Policy/Motor Insurance Policy: Private Car Package Policy issued by Us to which this cover is extended (3)
 PRIVATE CAR PACKAGE POLICY: ADD ON COVERS(Plan Name: Drive Assure Prime): POLICY WORDINGS

Policy Period:The period between and including the commencement date and expiry date as shown in the Motor Insur-
ance Policy Schedule (4) Schedule: The Schedule and any Annexure or Endorsement to it which sets out Your person-
al details, the type of insurance cover in force and the Sum Insured (5) Sum Insured:The amount stated in the Sched-
ule, which is the maximum amount We will pay for claims made by You , irrespective of the number of claims You
make during the Policy Period (6) We, Our, Us: Bajaj Allianz General Insurance Company Limited (7) You, Your,
Yourself: The person We insure as set out in the Schedule