Scribd
Upload
111 views4 pages

Research Proposal: A Proposal Made by ASHISH KUMAR PANDEY, Roll Number 1520 of Class BA LLB

This document is a research proposal submitted by Ashish Kumar Pandey to Dr. Ajay Kumar for a degree in BA LLB at Chanakya National Law University. The proposal examines securities for bank advancement and aims to discuss the different types of security for bank credit as well as the advantages and disadvantages of security. The research methodology will involve doctrinal research using primary sources such as enactments and legislations related to banking laws as well as secondary sources like books, magazines, and journals. Some limitations of the research are time constraints, lack of funding, and a wide scope of discussion. The tentative chapterization includes an introduction, types of securities, lien, mortgage, hypothecation, charges, and advantages and

Uploaded by

Amogh Bansal
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
111 views4 pages

Research Proposal: A Proposal Made by ASHISH KUMAR PANDEY, Roll Number 1520 of Class BA LLB

This document is a research proposal submitted by Ashish Kumar Pandey to Dr. Ajay Kumar for a degree in BA LLB at Chanakya National Law University. The proposal examines securities for bank advancement and aims to discuss the different types of security for bank credit as well as the advantages and disadvantages of security. The research methodology will involve doctrinal research using primary sources such as enactments and legislations related to banking laws as well as secondary sources like books, magazines, and journals. Some limitations of the research are time constraints, lack of funding, and a wide scope of discussion. The tentative chapterization includes an introduction, types of securities, lien, mortgage, hypothecation, charges, and advantages and

Uploaded by

Amogh Bansal
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
You are on page 1/ 4

RESEARCH PROPOSAL

SECURITIES FOR BANK ADVANCEMENT: A CRITIQUE

A proposal made by ASHISH KUMAR PANDEY, Roll number 1520 of class BA LLB.

Proposal Submitted to: - Dr. Ajay Kumar.

A research proposal submitted in partial fulfillment of the course Banking Law for attaining the
degree of BA.LLB.

August, 2018.

CHANAKYA NATIONAL LAW UNIVERSITY, NYAYA NAGAR,


MITHAPUR, PATNA-800001.
INTRODUCTION

Before advancing loans and advances a bank should make sure that it will get the loan back in
time. Since many borrowers default in repaying loans, borrowers need to deposit assets or give a
guarantee as a testimony of the assurance of repayment. This asset or guarantee is called the
security of credit.

Security is something of value given to a lender by a borrower to support his or her intention to
repay. In the case of a mortgage, the security is the property that the loan is being used to
purchase. Oxford Dictionary of Finance and Banking defines security as “an asset or assets to
which a lender can have recourse if the borrower defaults on any loan repayments”. Hence
security is what the borrower puts up to guarantee repayment of the loan. It may include tangible,
intangible assets or even a personal guarantee

AIMS & OBJECTIVES


The researcher tends to research upon the topic and to discuss on the premises below:

1. Types of Security for Bank Credit.

2. Advantages & Disadvantages of Security.

HYPOTHESIS
1. A good security must be enough to cover the risk, highly liquid, free from any encumbrance,
clean in ownership and easy to handle.

RESEARCH METHODOLOGY

The research method upon which the researcher has relied upon is:-

 Doctrinal research: - Doctrinal research is concerned with legal prepositions and


doctrines. It is research into the law and legal concepts.
SOURCES OF DATA
Data collected for the purpose of this particular research is from both primary and secondary
sources.

 Primary Source:- A primary source provides direct or firsthand evidence about an event,
object, person, or work of art. It includes historical and legal documents, eyewitness
accounts, statistical data. For this proposal the researcher has taken into account
enactments, legislations related to banking laws.
 Secondary Source:- Secondary sources describe, discuss, interpret, comment upon,
analyse, evaluate, summarise, and process primary sources. It includes newspaper,
magazines and books. For the proposal, the researcher has taken into account books,
magazines and journals.

REVIEW OF LITERATURE
The different books and sites referred while making this research proposal are:-

1. www.lawyersclubindia.com
2. https://iedunote.com
3. https://shodhganga.inflibnet.ac.in
4. http://www.lawteacher.net

LIMITATIONS OF RESEARCH
 Time:- The paucity of time was a major setback while making this research proposal.
 Money:- Scarcity of money to buy the books required is also another limitation.
 Lack of previous study int research area.
 Scope of discussion is wide.

TENTATIVE CHAPTERISATION
1.) Introduction
2.) Types of Securities for bank credit
3.) Lien
4.) Mortgage
5.) Hypothecation
6.) Charges
7.) Advantages and Disadvantages of Securities.
8.) Bibliography.

You might also like