Banking 2014 Questions
1.) What is the role of financial system in economic development of a country?
2.) Explain Briefly
i. Exchange Risk
ii. Liquidity Risk
iii. Maturity Risk
3.) Explain the concept of
a) Universal Banking
b) Narrow Banking
4.) What are development banks?' Do you feel that commercial banks in India can act as
development banks?
5.) What is general Insurance? How can it differ from Life insurance?
6.) What is understood by financial Inclusions?
7.) Plastic money is replacing currency in a big way in the developed world. -Explain what is plastic
Money? ’Why it is not so popular in the underdeveloped countries? What measures are being
taken to popularize it?
8.) Briefly explain the different General insurance products and explain their relevance to the
contemporary world.
9.) Explain the different techniques of monetary control employed by Central Bank of a country?
Banking 2015 Questions
1.) What are the processes of capital formation?
2.) What is the role of banks in industrial financing?
3.) What are the principles of lending?
4.) Differentiate between schedule and non-scheduled bank.
5.) Explain the principles of risk in insurance.
6.) Explain the various guarantees governed by ECGC.
7.) What are the provisions of Banking Regulation Act 1949?
8.) Explain the concept of financial inclusion. What is the scope and challenges of financial
inclusion?
9.) Explain the present trends of banking.
Banking 2016 Questions
1.) Explain the Process of Capital Formation.
2.) What is Cooperative Banking?
3.) Describe the Principles of Lending.
4.) What are the Elements of Insurance Risk?
5.) What are the Principles of micro finance?
6.) Explain Marketing of banking services.
7.) Explain Retail and Wholesale Banking.
8.) Explain the Recommendations given by narasimham Committee.
9.) Describe the Types of Insurance.
Banking 2017 Questions
1.) "Certain principles should be followed before lending “Discuss.
2.) What are the reasons for the growth of Internet banking?
3.) "Networked individuals and firms are more efficient than net worthed individuals." Comment.
4.) "Reinsurance means by which Insurance Companies obtain the necessary protection."
Comment.
5.) Write short notes on the following:-
a) Co-operative bank
b) Asset Liability Management in Commercial Banks
6.) Write in details the various stages of Capital Formation.
7.) "Banking Regulation Act consolidates and amends the law relating to baking and provides the
nature of transactions or business that may be carried on by a bank." Comment.
8.) Capital formation means increasing the stock of real capital in a country."Comment
9.) "A Universal Banking is a superstore for financial products under one roof". Comment
Banking 2018 Questions
1.) Explain the principles of insurance.
2.) Explain types of life insurance policy.
3.) Explain the concept of asset liability management in commercial banks.
4.) Distinguish between NBFC and Bank.
5.) Explain NPA and its provision.
6.) "Banking license should be provided to corporate sector" — give your opinion.
7.) Explain the role of ECGC and EX1M bank in boosting of export sector.
8.) Explain the scope of financial inclusion in banking activities and financial services.
9.) From the following information, prepare the profit & Loss Accounts of Trinity Bank Ltd., for the
year ended 31.3.2017.
.
Interest on Loans 25,90,000
Interest on Fixed Deposits 27,50,000
Rebate on Bills Discounted 4,90,000
Commission 82,000
Salaries & Allowances 5,40,000
Discount on Bills discounted 14,60,000
Interest on Cash Credits 22,30,000
Interest on Current account 4,20,000
Rent and Rates 1,80,000
Interest on Overdrafts 15,40,000
Directors Fees 30,000
Auditors Fees 12,000
Interest on Savings Bank Deposits 6,80,000
Postage and Telegram 14,000
Printing and Stationery 29,000
Sundry Charges 17,000
Bad Debts to be written off amounted to Rs. 4,00,000. Provision for taxation may be made at 55%. Show
workings.
