SCOPE AND DELIMITATIONS
This research includes the relationship of financial literacy and spending
behavior of Grade 12 ABM students of San Jose Litex Senior High School.
      This research aims to get respondents from ABM Grade 12 at the San
Jose Litex Senior High School. Researchers need 175 respondents to become a
bridge to carry out research by intending to study them. Sampling to be used is
Random Sampling.
THEORETICAL FRAMEWORK
      This is supported by Sabri and Juen (2014) who stated that financial
literacy has a direct relationship with spending behavior. As the people’s level of
financial literacy increases, they will make most desirable behavior in spending
and avoid having financial difficulties. Thus, financial literacy does give effects
towards the consumer’s spending behavior.
CONCEPTUAL FRAMEWORK
     Independent Variable                              Dependent Variable
        Financial Literacy                              Spending behavior
 a. Savings                                      a. Basic Necessities
 b. Managing Debt                                b. Leisure Activities
 c. Budgeting                                    c. Miscellaneous Expenses
                        Figure 1. Research Paradigm
SCOPE AND DELIMITATIONS
      This research includes the relationship of financial literacy and spending
behavior of Grade 12 ABM students of San Jose Litex Senior High School.
      This research aims to get respondents from ABM Grade 12 at the San
Jose Litex Senior High School. Researchers need 175 respondents to become a
bridge to carry out research by intending to study them. Sampling to be used is
Random Sampling.
THEORETICAL FRAMEWORK
      This is supported by Sabri and Juen (2014) who stated that financial
literacy has a direct relationship with spending behavior. As the people’s level of
financial literacy increases, they will make most desirable behavior in spending
and avoid having financial difficulties. Thus, financial literacy does give effects
towards the consumer’s spending behavior.
CONCEPTUAL FRAMEWORK
     Independent Variable                              Dependent Variable
        Financial Literacy                              Spending behavior
 a. Savings                                      a. Basic Necessities
 b. Managing Debt                                b. Leisure Activities
 c. Budgeting                                    c. Miscellaneous Expenses
                        Figure 1. Research Paradigm
SCOPE AND DELIMITATIONS
      This research includes the relationship of financial literacy and spending
behavior of Grade 12 ABM students of San Jose Litex Senior High School.
      This research aims to get respondents from ABM Grade 12 at the San
Jose Litex Senior High School. Researchers need 175 respondents to become a
bridge to carry out research by intending to study them. Sampling to be used is
Random Sampling.
THEORETICAL FRAMEWORK
      This is supported by Sabri and Juen (2014) who stated that financial
literacy has a direct relationship with spending behavior. As the people’s level of
financial literacy increases, they will make most desirable behavior in spending
and avoid having financial difficulties. Thus, financial literacy does give effects
towards the consumer’s spending behavior.
CONCEPTUAL FRAMEWORK
     Independent Variable                              Dependent Variable
        Financial Literacy                              Spending behavior
 a. Savings                                      a. Basic Necessities
 b. Managing Debt                                b. Leisure Activities
 c. Budgeting                                    c. Miscellaneous Expenses
                        Figure 1. Research Paradigm