Gold Mastercard Titanium Platinum
Mastercard Mastercard
Rewards Catalogue Catalogue Catalogue
Accumulate Enjoy the ease of Enjoy the ease of
Rewards Points paying for your local paying for your local
everytime you swipe and international and international
and get instant purchases either in purchases either in
treats when you Philippine Peso or Philippine Peso or
shop, dine, and US Dollar, enjoy the US Dollar, enjoy the
spend anywhere. highest travel highest travel
accident and accident and
Exclusive Perks
inconvenience inconvenience
benefits coverage benefits and use
and use your your Rewards
Rewards Points to Points to redeem
redeem miles for miles for your
your travels. travels with six free
Supplementary
Cards for life.
Miles ✓ ✓
Dual Currency ✓ ✓ ✓
Principal P2,400 per year P3,500 per year P4,500 per year
Membership Fee
Supplementary P1,200 per year P1,750 per year P2,250 per year
Membership Fee
Finance Charge 3.25% 2.75% 2.75%
5% of the overdue 7% of the amount 5% of the
Late payment amount or P300. overdue outstanding
charges balance, or P300,
whichever is higher.
P200 or 3% of the The sum of: 3% of the monthly
outstanding outstanding balance
balance, whichever • 3% of the
is higher plus any outstanding balance
amount exceeding or US$5/P200,
the credit limit. depending on
Minimum monthly whichever of the 2 is
payment higher.
• Overdue amount.
• 3% of instalment
amortization.
• Over-limit amount.
The Platinum MasterCard among the three credit card offerings is the best
considering their terms and conditions especially for the people who charge lots of
money to their cards. These cardholders tend to travel a lot, mostly for leisure; they
prefer to dine in hotels, fine-dining restaurants and shop in boutiques and specialty
shops. If they go to the US, they can pay in dollars with the card. So if there’s a sale,
they can take advantage of the lower prices and pay without any foreign exchange
markup. When they’re abroad, they won’t feel they have a limit. Almost all credit cards
have credit limits, and platinum cards are no exception. The card is a free-for-life card
and does not attract an annual membership fee for as long as the card is active.