InstaBIZ – Mobile application for
Business Banking on the move
InstaBIZ is an app for business customers to access banking accounts and do transactions on both
mobile and tablet devices. All you need to have is Business Banking Debit/Inquiry Card or Corporate
Internet Banking access.
Benefits of InstaBIZ
View Operative, Deposit & Loan Account information
View mini and detailed statement
Download and e-mail statement
Request for cheque book or stop cheque
Do cheque status enquiry
Insta Banking facility before logging in to the application
Purchase and recharge Fastag
Bill payment and recharge
Settlement of inward remittances
Tax payments
Having transaction access, InstaBIZ allows you to perform all the below transactional
services in addition to facilities mentioned for view access:
Initiate and approve Fund Transfers to own accounts or third party accounts
Initiate and approve Bill Payments
Recharge - Prepaid Mobile Number, DTH & Data Card
Add, View & Delete Payee
Approve Cash Management Solutions (CMS) payments and Trade Online
approvals for Letter of Credit (LC) issuance, LC amendment, Bank Guarantee (BG)
issuance, BG amendment, Remittances, Bills acceptance, Bills Payments
Pay/Collect using Eazypay - Unified Payment Interface (UPI)
Download and e-mail receipts for transactions initiated and approved
MTreasury Report services
Service at your convenience
With InstaBIZ, you can:
Locate ICICI Bank branches and ATMs
Call Customer Care
Rate the application
Share feedback
For further details, please refer FAQs.
Secure transactions
InstaBIZ employs advanced encryption technologies making it as safe and secure as
Internet Banking that you access from your desktop/laptop. No sensitive information is
stored on your mobile handset. To learn more about security with InstaBIZ, click here .
Security with InstaBIZ
InstaBIZ is a secure mobile application to help you access your account on both mobile
and tablet devices. The app has multi-level security features as listed below:
Login process
InstaBIZ, the mobile banking app can be accessed by all ICICI Bank Current Account
customers who are registered on Corporate Internet Banking (CIB). The first scenario
involves a 4-step registration process to activate MPIN as login password through
authentication of Business Banking Debit or Inquiry Card number, grid values and One
Time Activation Code (OTAC) sent on registered mobile number and login through
fingerprint, post following all steps for MPIN registration. Once MPIN is set, users also
have the option of enabling fingerprint (if supported by device) as an authentication
mechanism.
Secure fund transfer
Debit Card Grid Values and OTP received on registered mobile number is required to
complete the transaction. SMS Read permission is requested from the user at the time
of any financial transaction for auto filling the OTP field. The user can choose to grant or
deny the permission. Limit given to the user on CIB will be applicable for InstaBIZ
transactions also.
Storage encryption
No sensitive information is stored on your mobile handset. Also, the data stored on the
mobile is encrypted using strong encryption standards.
Communication encryption
The data exchanged between InstaBIZ and server is encrypted to ensure data security
and confidentiality.
User Device Permissions
The following permissions may be requested from the user in the form of a prompt at
appropriate time, based on user action. The user has the option to grant or deny
permission.
SMS Read – For Auto-filling of OTPs on screen
SMS Send – For doing Device/SIM binding for UPI transactions
Read/Write external storage - For downloading and storing Bank statements, uploading
documents and images from Gallery
Camera - For scanning QR code and capturing document image
Record Audio - For accessing Chatbot (iPAL) through microphone
Download InstaBIZ
All ICICI Bank Current Account customers who are registered on Corporate Internet
Banking (CIB) can access InstaBIZ application on their Android and iOS devices.
Do not have Corporate Internet Banking? Click here to know more.
How to access InstaBIZ on mobile
Just follow the steps given below to access your account on your mobile.
Step 1: Get Corporate Internet Banking (CIB) account with view or transaction access.
Contact your branch to register for CIB.
Step 2: Download InstaBIZ
For android mobile phones, Go to Google Playstore → Search InstaBIZ → install
app. Or click here to download the app.
For iOS mobile phones, Go to iTunes store → Search InstaBIZ → Install app.
Or click here to download the app.
Step 3: Login into InstaBIZ
Once the InstaBIZ app is downloaded, open the app from applications folder. You can
login using Corporate Internet Banking credentials or Business Banking Debit/Inquiry
Card details
Using Corporate Internet Banking credentials (Corporate ID, User ID and CIB
Password), you can directly login to InstaBIZ .
For M-PIN based login, you need to activate InstaBIZ through the following steps:
o Enter 16-digit Business Banking Debit/Inquiry Card number
o Enter One Time Activation Code sent on registered mobile number
o Enter grid values printed at back of Business Banking Card
o Set M-PIN for future log in purpose
