I
PROFITABILITY ANALYSIS OF
NABIL BANK LTD.
A PROJECT WORK REPORT
BY
Indu dhungana
T.U. Regd. No.: 7-2-241-72-2016
Symbol No.:2410232
Balkumari college
Submitted To:
The Faculty of Management
Tribhuvan University
Kathmandu
In Partial Fulfillment of the Requirement for the Degree of
BACHELOR OF BUSINESS STUDIES (BBS)
Narayanghat, chitwan
Magh, 2077
II
DECLARATION
I hear by declare that the project work entailed “PROFITABILITY ANALYSIS OF
NABIL BANK” submitted to faculty of management, Tribhuvan University,
Kathmandu is an original peace of work under the supervision of MR. B.R. PANTHI
, faculty member, BALKUMARI COLLEGE , Narayanghat, Chitwan, And
submitted to partial fulfillment of the requirements for the award of the Degree of
Bachelor Studies (BBS). This report work has not been submitted any other university
or institution for the award of any degree or diploma.
Signature
Indu dhungana
Date:…………..
III
SUPERVISIOR’S RECOMMENDATION
The project work report entitled on “PROFITABILITY ANALYSIS OF NABIL
BANK LIMITED” submitted by Ms. Indu dhungana of BALKUMARI
COLLEGE, Narayanghat, Chitwan, is prepared under my supervision as per the
procedure and format requirements laid by the faculty of management, Tribhuvan
University, as partial fulfillment of the requirement for award of the Degree of
Bachelor of Business Studies (BBS). I, therefore, recommend the project work for
evaluation.
Signature
Mr. B.R. Panthi
Balkumari College
Date:……………
IV
ENDORSEMENT
We hereby endorse the project work report Entitle “A Study on Profitability
Analysis of Nabil Bank Ltd.” Submitted by name of Ms. Indu dhungana of
Balkumari college, Narayanghat, Chitwan in partial fulfillment of the requirements
for award of the Bachelor of Business Studies (BBS) for external evaluation.
Signature Signature
…………….. …………………
Dr. Gunaraj Chhetri Mr. Jagdishwar Khanal
Management, Research Committee Campus Chief
Balkumari College. Balkumari college
Date: …………… Date:…………….
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ABSTRACT
The study sought to find out the Profitability Analysis of NBL. The researcher have
selected sample of NBL out of total 28 Commercial Banks in Nepal. The study was
descriptive in nature. Document analysis was the main research procedure adapted to
collect secondary data for the study. This study includes not only the internal factors,
but also external factors, which determines the profitability condition of the bank. It
helps us to evaluate the profitability and financial status of the bank assessing the Net
Profit, NIM, ROA, ROE and ROI etc. in this report mainly secondary data are used.
For the data collection direct conversation with the staff, manager, and employee of
the bank. Website of the bank helped to abstract the annual report of the bank. This
report helps us to analyze the different ratios. To evaluate this objective many ratio
are used. According to the calculation done during research and finalizing report it
shows that all the ratios are fluctuated. NBL has been able to sustain its operation
smoothly despite tough competition.
Key words:
NBL, Objectives, Profitability, Ratio.
VI
ACKNOWLEDGEMENT
The report is basically designed for practical education considering practical
knowledge as a great part of study. Tribhuvan University has launched the
opportunity of partial education for report writing for the students of BBS 4 th year.
This helps me to gain practical knowledge about analysis and management sectors on
subject of “A Study on Profitability Analysis of Nabil Bank Limited”.
I would like to give a deep gratitude to our Campus Chief Mr. Jagdishwar Khanal
for providing such an opportunity and condition to write the report under the different
subject field work. I would also like to thank Mr. B.R. Panthi for the valuable
suggestion and cooperation. I would like to thank our honorable lecturers for their
continuous support and inspiration in our study.
Last but not the least, I would also like to thanks all the respondent for providing
necessary information. And also thanks to friends and well-wisher who provided
valuable cooperation in my report writing efforts.
Thank you.
Submitted by
Indu Dhungana
BBS 4th Year
Balkumari, College
Narayanghat, Chitwan
VII
TABLE OF CONTENTS PAGE NO.
Title Page I
Declaration II
Supervisor’s Recommendation III
Endorsement IV
Abstract V
Acknowledgment VI
Table of Contents VII
List of Table VIII
List of Figure IX
Abbreviation X
CHAPTER I: INTRODUCTION
1.1 Background 1
1.2 Statements of Problems 3
1.3 Objectives 4
1.4 Rational 4
1.5 Report Structure 4
CHAPTER II: RELATED LITERATURE REVIEW
2.1 Conceptual review 6
2.2 Review of Previous work 7
2.3 Research Gap 8
CHAPTER III: RESEARCH METHODOLOGY
3.1 Types of Research 9
3.2 Population and Sample 9
3.3 Types of Data 11
VIII
3.4 Data collection procedure 12
3.5 Instrument 12
3.6 Techniques of Analysis 13
3.7 Limitations 17
CHAPTER IV: RESULTS AND FINDINGS
4.1 Data presentation and Analysis 18
4.2 Major Findings 26
CHAPTER V: DISCUSSION AND CONCLUSION
5.1Discussion 27
5.2 Conclusion 28
5.3 Implication 28
REFERECNES 30
APPENDIX
IX
List of Table
Table No Title Page No
1) Deposit and Net Profit of NBL in different year 18
2) Deposit & Interest Income of NBL in different year 19
3) Net Interest Margin of NBL in different fiscal year 20
4) Net Profit Margin of NBL in different fiscal year 22
5) Return on Assets of NBL in different fiscal year 23
6) Return on Total Equity of NBL in different fiscal year 24
7) Return on Investment of NBL in different Fiscal year 25
X
List of figures
Fig no Title Page no
1. Bar Diagram showing Total Deposit and Net Profit 19
2 Bar Diagram showing Total Deposit & Total Interest Income 20
3 Line diagram showing Net Interest Margin of NBL 21
4 Line diagram showing Net Profit Margin of NBL 22
5 Line diagram showing Return on Assets of NBL 23
6 Line diagram showing Return on Equity of NBL 24
7 Line diagram showing Return on Investment of NBL 25
XI
ABBREVIATIONS
BBS Bachelor of Business Study
B. S. Bikram Sambat
NIM Net Interest Margin
NPM Net Profit Margin
NRB Nepal Rastriya Bank
ROA Return on Assets
ROE Return on Equity
ROI Return on Investment
NBL Nabil Bank Limited
i.e. That is
Regd. No Registration number
% Percentage
& And
TD Total Deposit
NP Net profit
XII
