BALANCE SHEET OF INDIAN OVERSEAS BANK (COMPARATIVE ANALYSIS) In Rs.
Cr
Mar '08 Mar '09 Mar '10
Capital and Liabilities:
Total Share Capital 544.8 544.8 544.8
Equity Share Capital 544.8 544.8 544.8
Share Application Money 0 0 0
Preference Share Capital 0 0 0
Reserves 4,197.90 5,396.59 5,804.18
Revaluation Reserves 113.97 1,209.57 1,175.60
Net Worth 4,856.67 7,150.96 7,524.58
Deposits 84,325.58 100,115.89 110,794.71
Borrowings 6,353.65 6,548.28 8,982.20
Total Debt 90,679.23 106,664.17 119,776.91
Other Liabilities & Provisions 6,323.84 7,258.26 3,794.90
Total Liabilities 101,859.74 121,073.39 131,096.39
Assets
Cash & Balances with RBI 9,124.23 5,940.44 7,666.45
Balance with Banks, Money at Call 1,217.09 4,981.46 2,158.19
Advances 60,423.84 74,885.27 79,003.93
Investments 28,474.71 31,215.44 37,650.56
Gross Block 1,102.80 2,352.74 2,460.53
Accumulated Depreciation 569.11 655.95 768.63
Net Block 533.69 1,696.79 1,691.90
Capital Work In Progress 24.88 13.07 7.67
Other Assets 2,061.29 2,340.93 2,917.70
Total Assets 101,859.73 121,073.40 131,096.40
PROFIT AND LOSS ACCOUNT OF INDIAN OVERSEAS BANK (COMPARATIVE ANALYSIS) In Rs. Cr.
Mar '08 Mar '09 Mar '10
Income
Interest Earned 7,968.25 9,641.40 10,245.77
Other Income 1,075.46 1,713.07 1,196.59
Total Income 9,043.71 11,354.47 11,442.36
Expenditure
Interest expended 5,288.79 6,771.81 7,077.91
Employee Cost 949.68 1,271.84 1,734.75
Selling and Admin Expenses 419.34 737.99 1,320.98
Depreciation 75.1 100.94 111.76
Miscellaneous Expenses 1,108.46 1,146.10 490
Preoperative Exp Capitalised 0 0 0
Operating Expenses 1,610.73 2,307.20 3,385.96
Provisions & Contingencies 941.85 949.67 271.53
Total Expenses 7,841.37 10,028.68 10,735.40
Net Profit for the Year 1,202.34 1,325.79 706.96
Extraordionary Items 0 0 0
Profit brought forward 0 0 0
Total 1,202.34 1,325.79 706.96
Preference Dividend 0 0 0
Equity Dividend 203.96 286.82 223.09
Corporate Dividend Tax 0 0 0
Per share data (annualised)
Earning Per Share (Rs) 22.07 24.34 12.98
Equity Dividend (%) 32 45 35
Book Value (Rs) 87.05 109.06 116.54
Appropriations
Transfer to Statutory Reserves 409.16 1,029.30 356.29
Transfer to Other Reserves 589.22 9.67 127.58
Proposed Dividend/Transfer to Govt 203.96 286.82 223.09
Balance c/f to Balance Sheet 0 0 0
Total 1,202.34 1,325.79 706.96
BALANCE SHEET OF INDIAN OVERSEAS BANK(COMMON-SIZE ANALYSIS) In Rs. Cr.
Mar '08 % Mar '09
Capital and Liabilities:
Total Share Capital 544.8 0.53 544.8
Equity Share Capital 544.8 0.53 544.8
Share Application Money 0 0.00 0
Preference Share Capital 0 0.00 0
Reserves 4,197.90 4.12 5,396.59
Revaluation Reserves 113.97 0.11 1,209.57
Net Worth 4,856.67 4.77 7,150.96
Deposits 84,325.58 82.79 100,115.89
Borrowings 6,353.65 6.24 6,548.28
Total Debt 90,679.23 89.02 106,664.17
Other Liabilities & Provisions 6,323.84 6.21 7,258.26
Total Liabilities 101,859.74 100.00 121,073.39
Assets
Cash & Balances with RBI 9,124.23 8.96 5,940.44
Balance with Banks, Money at Call 1,217.09 1.19 4,981.46
Advances 60,423.84 59.32 74,885.27
Investments 28,474.71 27.95 31,215.44
Gross Block 1,102.80 1.08 2,352.74
Accumulated Depreciation 569.11 0.56 655.95
Net Block 533.69 0.52 1,696.79
Capital Work In Progress 24.88 0.02 13.07
Other Assets 2,061.29 2.02 2,340.93
Total Assets 101,859.73 100.00 121,073.40
PROFIT AND LOSS ACCOUNT OF INDIAN OVERSEAS BANK (COMMAN BASE ANALYSIS) In Rs. Cr.
Mar '08 % Mar '09
Income
Interest Earned 7,968.25 88.11 9,641.40
Other Income 1,075.46 11.89 1,713.07
Total Income 9,043.71 100.00 11,354.47
Expenditure 0.00
Interest expended 5,288.79 58.48 6,771.81
Employee Cost 949.68 10.50 1,271.84
Selling and Admin Expenses 419.34 4.64 737.99
Depreciation 75.1 0.83 100.94
Miscellaneous Expenses 1,108.46 12.26 1,146.10
Preoperative Exp Capitalised 0 0.00 0
Operating Expenses 1,610.73 17.81 2,307.20
Provisions & Contingencies 941.85 10.41 949.67
Total Expenses 7,841.37 86.71 10,028.68
Net Profit for the Year 1,202.34 13.29 1,325.79
Extraordionary Items 0 0.00 0
Profit brought forward 0 0.00 0
Total 1,202.34 13.29 1,325.79
Preference Dividend 0 0.00 0
Equity Dividend 203.96 2.26 286.82
Corporate Dividend Tax 0 0.00 0
Per share data (annualised) 0.00
Appropriations 0.00
Transfer to Statutory Reserves 409.16 4.52 1,029.30
Transfer to Other Reserves 589.22 6.52 9.67
Proposed Dividend/Transfer to Govt 203.96 2.26 286.82
Balance c/f to Balance Sheet 0 0.00 0
Total 1,202.34 13.29 1,325.79
BALANCE SHEET OF INDIAN OVERSEAS BANK(TREND ANALYSIS) In Rs. Cr.
Mar '08 Mar '09 Mar '10
Capital and Liabilities:
Total Share Capital 544.8 544.8 544.8
Equity Share Capital 544.8 544.8 544.8
Share Application Money 0 0 0
Preference Share Capital 0 0 0
Reserves 4,197.90 5,396.59 5,804.18
Revaluation Reserves 113.97 1,209.57 1,175.60
Net Worth 4,856.67 7,150.96 7,524.58
Deposits 84,325.58 100,115.89 110,794.71
Borrowings 6,353.65 6,548.28 8,982.20
Total Debt 90,679.23 106,664.17 119,776.91
Other Liabilities & Provisions 6,323.84 7,258.26 3,794.90
Total Liabilities 101,859.74 121,073.39 131,096.39
Assets
Cash & Balances with RBI 9,124.23 5,940.44 7,666.45
Balance with Banks, Money at Call 1,217.09 4,981.46 2,158.19
Advances 60,423.84 74,885.27 79,003.93
Investments 28,474.71 31,215.44 37,650.56
Gross Block 1,102.80 2,352.74 2,460.53
Accumulated Depreciation 569.11 655.95 768.63
Net Block 533.69 1,696.79 1,691.90
Capital Work In Progress 24.88 13.07 7.67
Other Assets 2,061.29 2,340.93 2,917.70
Total Assets 101,859.73 121,073.40 131,096.40
PROFIT AND LOSS ACCOUNT OF INDIAN OVERSEAS BANK (TREND ANALYSIS) In Rs. Cr.
Mar '08 Mar '09 Mar '10
Income
Interest Earned 7,968.25 9,641.40 10,245.77
Other Income 1,075.46 1,713.07 1,196.59
Total Income 9,043.71 11,354.47 11,442.36
Expenditure
Interest expended 5,288.79 6,771.81 7,077.91
Employee Cost 949.68 1,271.84 1,734.75
Selling and Admin Expenses 419.34 737.99 1,320.98
Depreciation 75.1 100.94 111.76
Miscellaneous Expenses 1,108.46 1,146.10 490
Preoperative Exp Capitalised 0 0 0
Operating Expenses 1,610.73 2,307.20 3,385.96
Provisions & Contingencies 941.85 949.67 271.53
Total Expenses 7,841.37 10,028.68 10,735.40
Net Profit for the Year 1,202.34 1,325.79 706.96
Extraordionary Items 0 0 0
Profit brought forward 0 0 0
Total 1,202.34 1,325.79 706.96
Preference Dividend 0 0 0
Equity Dividend 203.96 286.82 223.09
Corporate Dividend Tax 0 0 0
Per share data (annualised)
Equity Dividend (%) 32 45 35
Book Value (Rs) 87.05 109.06 116.54
Appropriations
Transfer to Statutory Reserves 409.16 1,029.30 356.29
Transfer to Other Reserves 589.22 9.67 127.58
Proposed Dividend/Transfer to Govt 203.96 286.82 223.09
Balance c/f to Balance Sheet 0 0 0
Total 1,202.34 1,325.79 706.96
ARATIVE ANALYSIS) In Rs. Cr.
Absulute change
from Mar '09 to % change from
Mar '10 Mar '09 to Mar '10
0 0
0 0
0 0
0 0
407.59 7.55
-33.97 -2.81
373.62 5.22
10678.82 10.67
2433.92 37.17
13112.74 12.29
-3463.36 -47.72
10023 8.28
1,726.01 29.06
-2,823.27 -56.68
4,118.66 5.50
6,435.12 20.62
107.79 4.58
112.68 17.18
-4.89 -0.29
-5.40 -41.32
576.77 24.64
10,023.00 8.28
RATIVE ANALYSIS) In Rs. Cr.
Absulute change
from Mar '09 to % change from
Mar '10 Mar '09 to Mar '10
604.37 6.27
-516.48 -30.15
87.89 0.77
0.00
306.10 4.52
462.91 36.40
582.99 79.00
10.82 10.72
-656.10 -57.25
0.00
1,078.76 46.76
-678.14 -71.41
706.72 7.05
-618.83 -46.68
0.00
0.00
-618.83 -46.68
0.00
-63.73 -22.22
0.00
0.00
-11.36 -46.67
-10.00 -22.22
7.48 6.86
0.00
-673.01 -65.39
117.91 1219.34
-63.73 -22.22
0.00 0.00
-618.83 -46.68
MMON-SIZE ANALYSIS) In Rs. Cr.
% Mar '10 %
0.45 544.8 0.42
0.45 544.8 0.42
0.00 0 0.00
0.00 0 0.00
4.46 5,804.18 4.43
1.00 1,175.60 0.90
5.91 7,524.58 5.74
82.69 110,794.71 84.51
5.41 8,982.20 6.85
88.10 119,776.91 91.37
5.99 3,794.90 2.89
100.00 131,096.39 100.00
4.91 7,666.45 5.85
4.11 2,158.19 1.65
61.85 79,003.93 60.26
25.78 37,650.56 28.72
1.94 2,460.53 1.88
0.54 768.63 0.59
1.40 1,691.90 1.29
0.01 7.67 0.01
1.93 2,917.70 2.23
100.00 131,096.40 100.00
MMAN BASE ANALYSIS) In Rs. Cr.
% Mar '10 %
84.91 10,245.77 89.54
15.09 1,196.59 10.46
100.00 11,442.36 100.00
0.00 0.00
59.64 7,077.91 61.86
11.20 1,734.75 15.16
6.50 1,320.98 11.54
0.89 111.76 0.98
10.09 490 4.28
0.00 0 0.00
20.32 3,385.96 29.59
8.36 271.53 2.37
88.32 10,735.40 93.82
11.68 706.96 6.18
0.00 0 0.00
0.00 0 0.00
11.68 706.96 6.18
0.00 0 0.00
2.53 223.09 1.95
0.00 0 0.00
0.00 0.00
0.00 0.00
9.07 356.29 3.11
0.09 127.58 1.11
2.53 223.09 1.95
0.00 0 0.00
11.68 706.96 6.18
TREND ANALYSIS) In Rs. Cr.
Mar '08 Mar '09 Mar '10
100 100 100
100 100 100
0 0 0
0 0 0
100 128.55 138.26
100 1061.31 1031.50
100 147.24 154.93
100 118.73 131.39
100 103.06 141.37
100 117.63 132.09
100 114.78 60.01
100 118.86 128.70
100 65.11 84.02
100 409.29 177.32
100 123.93 130.75
100 109.63 132.22
100 213.34 223.12
100 115.26 135.06
100 317.94 317.02
100 52.53 30.83
100 113.57 141.55
100 118.86 128.70
TREND ANALYSIS) In Rs. Cr.
Mar '08 Mar '09 Mar '10
100 121.00 128.58
100 159.29 111.26
100 125.55 126.52
100 128.04 133.83
100 133.92 182.67
100 175.99 315.01
100 134.41 148.81
100 103.40 44.21
100 143.24 210.21
100 100.83 28.83
100 127.89 136.91
100 110.27 58.80
100 110.27 58.80
100 140.63 109.38
100 140.63 109.38
100 125.28 133.88
100 251.56 87.08
100 1.64 21.65
100 140.63 109.38
100 110.27 58.80
