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RETIRE Twice
                   As Rich and
                   five times
                   happier
                   Even if your nest egg got flattened,
                   our #1 retirement Eden makes
                   paradise affordable. And here, you
                   can take your pick of mountain
                   scenery... island bliss...or city
                   excitement!                            WITH A MOUNTAIN
                                                          RETREAT that rivals Estes
                   It was 20 years ago that we first told Park, Colorado (at one-fifth
                   our readers to think about retiring in the price)... idyllically
                   Costa Rica. Now everyone else is       inexpensive island living...and
                   finally touting Costa Rica for         the most affordable First
                   retirees...                            World city in our
                                                          hemisphere... Panama's got it
                                                          all. Small wonder it tops our
                                                          list of the world's best
                                                          retirement Edens for the third
                                                          year in a row.
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                     ...and beautiful homes like those our readers nabbed
                          NOW SELL FOR UP TO 10 TIMES THE PRICE
                   Which is swell for those early buyers. But wouldn't you rather take
                   advantage of the next Costa Rica? You can. And I'll get into the
                   overwhelming advantages of our #1 retirement Eden in a moment.
                   First, however... Ditch these outdated myths about Panama...
                         "IS IT SAFE?" Probably safer than back in the States! The
                          Pinkerton Global Intelligence Agency rates Panama as the safest
                          place in all of Central and Latin America, and our own survey has
                          it tied for third among all countries in the world. Panama's
                          friendly, stable government is bending over backwards to
                          welcome U.S. citizens. (See just a few of the amazing benefits
                          they're offering below.)
                         "ISN'T IT HOT DOWN THERE?" Only if hot's what you want! In
                          fact, Panama's geography is sodelightfully varied, you can take
                          your pick of any kind of paradise you long for...
                   PARADISE #1
                   Imagine a mountain retreat More than 40 laws favoring you
                   as stunning as Sun Valley, Panama lost a huge source of U.S.
                   Idaho...                   dollars when the Canal Zone
                                                        switched hands. So now, they're
                   ...where daytime temperatures        doing all they can to lure
                   are always in the 70s (year          Americans back. More than 40
                   'round!) and nights are in the       new laws protect the rights of
                   60s. That's just the first perk of   foreign investors. Typical
                   life in Boquete, Panama, where
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                   there's simply no need for          example: If you buy or build a new
                   heating or air-conditioning.        house, you won't pay property
                   Boquete is quiet and unspoiled, taxes for 20 years. More in your
                   laced with rivers and picture-      FREE BONUS GIFTS.
                   book waterfalls. The hills all
                   around you are carpeted with red and purple wildflowers. And, as one
                   International Living reader reports...
                   English spoken here!
                   "The people...are hardworking, friendly and honest. Due to the United
                    States' long involvement with the canal, you'll find that many people
                      speak English...we have English-speaking doctors, dentists and
                                                   lawyers."
                                - International Living reader Clayton Schmidt
                   Yet just a half hour away from Boquete is the region's main city,
                   David, where an enormous Price Costco recently opened, stocked
                   with all the conveniences of home. And these are just a few of the
                   fabulous details about Boquete you'll learn about in your FREE
                   BONUS GIFTS...
                   Including where to find semi-custom homes (with high speed Internet
                   access) in a gated golf community, for less than $50 per square foot.
                   Or (if you like your morning cup really fresh) your own coffee
                   plantation in the hills for just $500 per acre. Or, if you go for sand and
                   sun...
                   PARADISE #2
                   Turquoise waters, white
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                   sand beaches, giant coral
                   reefs...                            Your personal contact in
                                                       Paradise
                   Panama's idyllic island of
                   Contadora has all these and more     In a new country, one of the
                   in abundance. As International       greatest challenges is knowing
                   Living contributing editor Bob       how to get "little" things done.
                   Fordi reports:                       How to ship a package... where
                                                        to buy bed linens... how to outfit
                   "This is the stuff of travel         your kitchen... how best to get to
                   magazine cover photos...             the airport. That's why
                   secluded coves, bright red and       International Living has set up
                   yellow fishing boats, swaying palm special branch offices in a
                   and cashew trees, giant coral        number of these overseas Edens,
                   reefs, coconuts, mangoes,            including Panama, Ireland,
                   parrots, hummingbirds, pelicans, Mexico, Nicaragua and France.
                   sea turtles, and bright tropical
                   flowers. I even saw gray and orca In each of these places, you'll
                   whales."                             have your own personal
                                                        International Living contact to
                   The island is a closely guarded      show you the ropes about
                   secret playground for wealthy and traveling or living here. Your
                   famous political leaders, writers,   contact in Panama is Greg
                   entertainers and businessmen         Geurin. And Greg will be
                   from all over the world. Yet in your delighted to tell you which hotels
                   FREE BONUS GIFTS, you'll learn and restaurants to try... who the
                   where to find luxury, beach-view     most reliable contractors are...
                   villas here as low as $137,500.      how to find a good maid for very
                   And just 15 minutes away is...       little money, and much more. He
                                                        even takes subscribers on
                                                        regular tours of his favorite parts
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                   PARADISE #3                            of Panama.
                   The hemisphere's most                  Let us put him to work for you!
                   affordable, First World                Just contact him at the address,
                   cosmopolitan city...                   phone number or email address
                                                          that you'll find in your FREE
                   In fact, Panama City, Panama, is BONUS GIFTS.
                   our top choice in all the world if you're looking for inexpensive First
                   World city living. Things work here. There are world-class restaurants
                   offering all kinds of cuisine...shopping malls, dry cleaners, pizza
                   delivery, top-drawer hotels...and every other imaginable amenity and
                   necessity. All, at a fraction of what you'd pay at home..
                                 Because Panama's cost of living is
                                 way below the bargain basement...
                   It's not just half the cost of where you're living now - it's often half what
                   you'd pay to live in Costa Rica. Homes, hotels and restaurants are
                   30% to 50% cheaper than just across the border. A reader reports
                   that the same car costing $23,000 in Costa Rica was just $10,545 in
                   Panama. Central America's top-rated golf course (in Panama, of
                   course) charges monthly dues of just $135, with no greens fees. And
                   the list goes on... RSVP right now for details in your FREE BONUS
                   GIFTS, where you'll also learn where to find...
                                                                                read on
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