Banking and finance
1. Individual assignment (Word limit: 2,500 words 10%)
This assessment aims to provide students with an opportunity to analyse
various investment alternatives based on the respective risk and return so as
to choose the most appropriate investment opportunity. You are expected to
read beyond textbooks and able to apply the knowledge gain from real life
examples either from your working environment or/and case studies read, and
are able to demonstrate your competence in the areas indicated in the
questions. You are encouraged to provide specific in-depth comments instead
of general comments.
You will need to write up to 2,500 words ( 10%) to address all the questions.
Case Study:
Assume that you recently graduated with a degree in Banking and Finance
and have just reported to work as a consultant at the SBC Bank. Your first
assignment is to explain the nature of the financial markets, in a non-technical
manner, to a high net worth client, Janet, who expects to invest substantial
amounts of money through SBC Bank. Janet is a professional sports woman
and would like to understand in general terms what will happen to her money.
Your boss has developed the following questions that you must use to explain
the financial system to Janet.
Questions:
Q1. Discuss the primary ways in which capital can be transferred from the
savers (lenders) to the borrowers (spenders). --direct and indirect
financing, with examples
Q2. Differentiate between physical asset markets and financial asset
markets, money markets and capital markets, and primary markets
and secondary markets.
Discuss the difference between each of them with examples.
1)Definition: 2)elaborate the purpose.
Q3. Discuss in details, the role and importance of bank as financial
intermediary(middleman for individual lenders and corporate
borrowers) in the financial system. 1)the needs and requirements for
individuals and corporations. 2) bank is the largest group of financial
intermediaries in the financial system, 3) provide examples
Q4. Provide the justifications that efficient financial markets are essential
for a healthy economy and economic growth. 1) general discussion
about financial markets 2)efficient financial markets’ role and function
for healthy economy.
Havard reference, times new roman 12
Module Text:
Economics of Money, Banking and Financial Markets,
12th Edition
(Global edition), Pearson by Mishkin, F.S.,
ISBN: 9781292268859.
Economics of Money, Banking and Financial Markets
(E-book), 12th Edition
(Global edition), Pearson
by Mishkin, F.S., ISBN: 9781292268927