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Assignment On: CAMELS Rating For The Banks in Bangladesh

The document discusses the CAMELS rating system used in Bangladesh to evaluate the financial condition and compliance of banks based on factors like capital adequacy, asset quality, management, earnings, liquidity, and sensitivity to market risk. It provides the latest CAMELS ratings for various banks operating in Bangladesh, categorizing them as strong, satisfactory, fair, marginal, or unsatisfactory. The banking sector in Bangladesh consists of 48 scheduled commercial banks, including 8 foreign banks, operating through 6,383 branches, with private commercial banks handling 56.5% of total business and nationalized commercial banks handling 43.5%.

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Minakshi Chakraborty
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1K views4 pages

Assignment On: CAMELS Rating For The Banks in Bangladesh

The document discusses the CAMELS rating system used in Bangladesh to evaluate the financial condition and compliance of banks based on factors like capital adequacy, asset quality, management, earnings, liquidity, and sensitivity to market risk. It provides the latest CAMELS ratings for various banks operating in Bangladesh, categorizing them as strong, satisfactory, fair, marginal, or unsatisfactory. The banking sector in Bangladesh consists of 48 scheduled commercial banks, including 8 foreign banks, operating through 6,383 branches, with private commercial banks handling 56.5% of total business and nationalized commercial banks handling 43.5%.

Uploaded by

Minakshi Chakraborty
Copyright
© Attribution Non-Commercial (BY-NC)
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as DOCX, PDF, TXT or read online on Scribd
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Assignment On

CAMELS Rating for the Banks in Bangladesh

Submitted To:

Mr. Shahidul Islam Zahid

Lecturer

Department of Banking

University of Dhaka
Submitted By:

Minakshi Chakraborty

ID No. 55

BBA 13th Batch

Department of Banking

University of Dhaka
Latest CAMELS Rating for the Banks in Bangladesh:

RATINGS NAMES of BANKS

Prime Bank Ltd.

Strong or A-class banks Shahjalal Islami Bank Limited


Commercial Bank of Ceylon
State Bank of India
Standard Chartered Bank
Citi N.A.

Standard Bank Limited


Exim Bank Ltd.
Mercantile Bank
NCC Bank
BASIC Bank
Pubali Bank
Southeast Bank
Mutual Trust Bank Limited
Dutch-Bangla Bank
Premier Bank
The Trust Bank
Bank Asia

Satisfactory or B-class banks Jamuna Bank


BRAC Bank
One Bank
Dhaka Bank
Eastern Bank
Islami Bank Bangladesh Ltd.
Uttara Bank
National Bank
The City Bank
Social Investment Bank
Habib Bank
National Bank of Pakistan
Bank Alfalah
Woori Bank
HSBC

First Security Bank


IFIC Bank
AB Bank

Fair or C-class banks United Commercial Bank


Al-Arafah Islami Bank
Bangladesh Shilpa Rin Sangstha
Agrani Bank Ltd
Rupali Bank Ltd.

Sonali Bank Ltd


Janata Bank Ltd
Bangladesh Shilpa Bank

Marginal or D-class banks Bangladesh Krishi Bank


Rajshahi Krishi Unnyan BankSonali Bank Ltd
Janata Bank Ltd
Bangladesh Shilpa Bank
Bangladesh Krishi Bank
Rajshahi Krishi Unnyan Bank

Bangladesh Commerce Bank

Unsatisfactory or E-class banks Oriental Bank Ltd

CAMELS Rating System in Bangladesh


CAMELS Rating System

During an on-site bank exam, supervisors gather private information, such as details on problem loans,
with which to evaluate a bank's financial condition and to monitor its compliance with laws and
regulatory policies. A key product of such an exam is a supervisory rating of the bank's overall condition,
commonly referred to as a CAMELS rating.

CAMELS is an international bank-rating system with which bank supervisory authorities rate institutions
according to six factors. The six areas examined are represented by the acronym "CAMELS."

The six factors examined are as follows:

C - Capital adequacy

A - Asset condition

M - Management quality

E – Earnings records

L – Liquidity position

S - Sensitivity to Market Risk

Banking Sector of Bangladesh and CAMELS Rating:

A total of 48 scheduled commercial banks including 8 (eight) foreign banks have been operating business
in Bangladesh through 6,383 Branches. Out of total business 56.5% handled by private commercial banks
(PCBs) and rest 43.5% dealt by nationalized commercial banks (NCBs).
The total operations of every bank were assessed according to five fixed criteria. These criteria are
Capital adequacy, Asset condition, Management quality, Earning records and Liquidity position
(CAMEL).

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