WWW - Kalia.odisha - Gov.in: Rushak Ssistance For Ivelihood & Ncome Ugmentation
WWW - Kalia.odisha - Gov.in: Rushak Ssistance For Ivelihood & Ncome Ugmentation
in
 Odisha is one of the fastest growing states displaying extensive growth      As is the case with many states, Odisha has farmers who have stuck
     in almost all sectors in recent times. Our mission for Odisha is to         to traditional crops like paddy where there is procurement at the
   provide equal opportunities to people of all sectors and make them                state level, even though research suggests it isn’t the most
 partners of development and growth. In sync with our commitment to               profitable crop. Through better information dissemination and
 farmers, we have embarked on KALIA, sowing the seeds of a promising          financial incentives, we are encouraging the farmers to shift to other
  future for the farmers of Odisha. With inclusion of landless labourers       high-value income-generating activities. For example, the landless
  and sharecroppers in the ambit of the scheme, ensuring the utmost                will be supported with a unit cost of Rs 12,500, under the KALIA
   transparency in its delivery through impeccable use of data, we are          scheme for activities like poultry farming, goat rearing, mushroom
       confident of the benefits that KALIA will bring for the farmers.          cultivation, beekeeping, and fishery. The attempt is to eventually
                                                                                  motivate the farmer to move away from paddy to something of
   The booklet lays the overview of the Krushak Assistance for Livelihood      greater value gradually, at least in those areas where the suitability
     and Income Augmentation (KALIA) and its design and delivery on               of other crops is better. It’s all about putting more money into a
        ground. The Odisha Government recognizes the necessity to                 farmer’s pocket through KALIA, a Quasi-Universal Basic Income
      continuously improve on data creation, use and management                                             (QUBI) initiative.
  capabilities, and aims to rebuild a more resilient data infrastructure to
  improve governance and service delivery for its citizens. Data-backed              We wish to acknowledge and sincerely thank all the field
   decision and policy making is the future and with KALIA, we have laid          functionaries, the different line departments, district and state
    the cornerstone for a digital Odisha. This is not the end; but only the   officials, external stakeholders and partners who participated in this
   beginning to ensure that each and every eligible farm family gets the        exercise, who assisted in making the delivery of KALIA a success.
          benefits of this scheme; now and for the years to come.                  Without their valuable insights, active support and logistical
                                                                                   arrangements, the scheme would not have been productive.
                                                                                                                                                        01
ForewOrd
   The idea and implementation of KALIA was a singularly innovative           Direct Income Transfer is an important tool in the policy-maker’s
 feat which was appreciated not only in India but found appreciation         quiver for enhancing the entrepreneurial potential of farmers with
     by many others abroad. For the first time, the state attempted,            limited means and facing challenging circumstances. Due to
  rather successfully to pool inputs, resources and efforts at the field      dependence on informal lending at exorbitant interest rates, and
   level as well as at the level of headquarters, to deliver a program,      recognizably unsustainable support such as loan waivers, serving
  designed to reach every eligible farming household in record time.                  only to limit a farming households’ appetite for risk.
  Ever since the announcement in December 2018, many hands and             In view of the problems at the level of the farming household and the
  minds worked together to give the unique idea a concrete shape.            health of the economy, a fresh attempt at rethinking solutions was
  Contributions were received from a large number of distinguished            necessitated. Leading organizations in technology, banking, IEC,
    partners within and outside the government. Each one of them             policy and governance integrated their efforts to make significant
         working tirelessly to identify challenges, solutions and                 headway on a data-backed policy creation and delivery
    improvements that merged beautifully to create the systemic                  championing elements of commitment, transparency, and
                            infrastructure and                                                         collaboration.
                        data that we have today.
                                                                           I hope this system will be effective and well adopted by the farmers of
   This information booklet captures some moments and methods                Odisha. I congratulate all the stakeholders that have engaged in the
   that remain in our memory and will serve as guidance to future                               journey that has been - KALIA
                   policies and practices to come.
                                                                                                                                                     02
What is KALIA?
Krushak Assistance for Livelihood & Income
Augmentation (KALIA) is a comprehensive
welfare solution conceived by the Government of
Odisha as a Direct Income Transfer (DIT) scheme.
KALIA was designed to provide financial
assistance to small and marginal farmers (SMF)
including sharecroppers and tenant farmers as
well as landless agricultural households (LAH) in
the state. By design, the scheme excludes
medium and large farmers.
                                                    03
Comprehensive Assistance
for Cultivators
                           04
Comprehensive Assistance
for Cultivators
        5,000                *
per season
                                   ₹
Financial assistance of 5,000/- per farm family has been envisaged to be small and marginal farmers to enable them
to purchase quality farm inputs like seeds, fertilizers, pesticides as well as expend on other investments. This component
of the scheme has been operational since the Rabi season of 2018-19.
*                                                             ₹                                             ₹
    Under PM-KISAN, small and marginal farmers receive 6,000 annually through three instalments of 2,000 each. After the KALIA scheme was synchronised
                                                                                                 ₹
    with PM-KISAN, the state government decided that all SMF would be given a top up with 4,000 per year from the 2020-21 fiscal year, so that they will get
                    ₹
    total a sum of   10,000 annually, i.e.,   ₹6,000 from PM-KISAN and ₹4,000, from KALIA. In essence, SMF would still get ₹10,000 annually as intended under KALIA.
                                                                                                                                                                       05
Comprehensive Assistance
for Landless Labourer Families
                                 06
Comprehensive Assistance
for Landless Labourer Families
    12,500
in three installments & livelihood support from
NINE available choices
                        ₹
Financial assistance of 12,500/- has been provided to each landless agricultural household to encourage livelihood
generation. The families are nudged to diversify their sources of income to allied activities of agriculture, such as small
goat rearing units, dual purpose low-input technology birds, mini-layers units, duckery units, fishery kits for fishermen,
mushroom cultivation units, dairy, tasar farming and bee-keeping units. The inputs and the training are optional, and are
provided by the Department of Agriculture & Farmers Empowerment. This component of the scheme has been operational
since the Rabi season of 2018-19.
                                                                                                                              07
Landless Agricultural Households
- Livelihood Packages
                                   08
Landless Agricultural Households
- Livelihood Packages
               Small Goat                               Dual Purpose Low Input                                  Duckery                             Mini-layer                                         Dairy
               Rearing Unit                             Technology Birds                                        Unit                                unit
6-12 month old goats of at least        Thirty, 4 week old birds coupled with               Fifty, 4 week old ducks supplied        Forty, 4 week old birds supplied with                 Livelihood package to assist
10 kg body-weight of specific           routine vaccinations in conjunction                 with close coordination between         close coordination between Block                      farm families engaging in
varieties with insurance, animal        with Livestock Inspectors, Feeder/                  Block Veterinary Officers,              Veterinary Officers, Panchayat Level                  dairy and related activities
sheds provided in convergence           Drinker/ Poultry feed from local                    Panchayat Level Committee               Committee Members and the banks                       for livelihood has also been
with MGNREGA                            markets, bird sheds provided in                     Members and the banks                   receiving payments and updating MIS                   envisaged under the
                                        convergence with MGNREGA                            receiving payments and                  at the block level. bird sheds provided in            scheme.
                                                                                            updating MIS at the block level.        convergence with MGNREGA.
3,15,967 Families Recorded Animal Resources as a Choice of Livelihood 5,437 families Recorded Fishery as a Choice of Livelihood
                         26                                                                 160
technical/professional undergraduate                                      government colleges in Odisha
courses selected for KALIA scholarship                                    participated in KALIA scholarship
Under the KALIA Chhatra Brutti component, the Government of Odisha will bear the educational expenses of
the children of farmers who benefitted from the KALIA scheme. The benefit will provide financial support to
children who have enrolled in government-run professional colleges, on the basis of merit. KALIA Scholarship
will be operationalized in 2020-21 after grounding of state common scholarship portal.
                                                                                                               11
Chief Minister’s Launch
Six City-wise Disbursement Events
  bargarh                           keonjhar
ganjam dhenkanal
pURI kendrapara
                                                 12
KALIA for Farmers'
Empowerment
                     13
Evolution
April 2018                                     May 2018                                           August 2018                                  October 2018
   ₹250 Crore                                        Discussion on provision of                       Discussion on creation of                     Discussion on providing
   earmarked in the State                            funds for prioritized calamity-                                ₹
                                                                                                      Corpus fund of 1L rested with                 insurance benefits and
   Budget for 2018-19 for                            prone Gram Panchayats.                           Gram Panchayat level                          educational support in priority
   Farmer Welfare.                                                                                    functionaries for farmer                      blocks on the basis of incidence
                                                                                                      welfare.                                      of pest attacks, drought and
                                                                                                                                                    reported farmer suicides.
                                                                                                                                                                                                 14
Total Beneficiaries by Districts
                                                                                                         sundergarh
                                                                                                           1,80,196
                                                                                                                                                                      MAYURbjanj
                                                                                                                                                                            3,18,005
                                                                            jharsuguda
                                                                               53,241
                                                                                                                                           keonjhar
                                                                                                           deogarh                           2,29,630                                    balasore
                                                                                          sambalpur          49,270                                                                       2,84,567
                                                                                            1,03,014
                                                                bargarh
                                                                1,87,494
                                                                rayagada
                                                                 1,25,070
                                                                                           gajapati
                                                                                             84,124
                                     koraput
                                      1,60,880
           Malkangiri
             63,200
                                                                                                                                                                                                     15
KALIA for Farmers'
Empowerment
                     16
How is KALIA different from a
loan waiver?
KALIA is not a loan-waiver but a direct income transfer scheme. Under the scheme, the government provides
cash assistance to farm families to assist in the purchase of inputs like seeds, fertilizers, pesticides, labour
and other investments. Additionally, each landless agricultural household receives assistance for alternative
livelihood generation in agriculture and allied activities such as small goat rearing, mini-layer, duckery,
fishery, mushroom cultivation, beekeeping etc.
The rationale for providing such assistance is to break away from the cycle of loans and loan waivers.
Second, to curb the number of bad debts the state accrues as a consequence of loan waivers, KALIA
augments cash availability among farmers at the beginning of the agriculture cycle and provides them
insurance against economic shocks caused by unforeseen events.
                                                                                                                   17
Who is the beneFIciary?
32,55,651                                16,09,402
small and marginal                       landless agricultural
farmer families                          households
Under KALIA, the benefits flow to farm families, comprising all citizens who share a common ration number.
Farm families include small and marginal farmers (owners of up to 2 hectare of land), and landless
agricultural households. By design, the scheme excludes medium and large farmers.
                                                                                                             18
What is the form & frequency
of assistance?
                                                                                                   ₹
To kindle the entrepreneurial potential of farmers in the state, an unconditional cash assistance of 5,000 per
                                             ₹
season for small and marginal farmers, and 12,500 for landless agricultural households to be disbursed in
three installments was determined. An investment is being made in the freedom and flexibility of the
beneficiary to utilize the amount as they deem fit.
Assured and unconditional assistance over consecutive seasons is believed to increase investment
expenditure rather than consumption expenditure, ultimately resulting in a high-income and low-risk
livelihood generation.
                                                                                                                 19
How was the Annual budget of the
first year ₹ 2,175.66 crores arranged?
KALIA augments liquid cash availability among farmers at the beginning of agriculture cycle, incentivising an
investment mindset amongst families. The assistance amount of       ₹5,000 per family is based on estimated
seasonal cost expenditure (with a buffer) for undertaking agricultural activity.
In addition to the administrative costs incurred in implementing the scheme, the annual budget of the first year
              ₹
amounted to 2,175.66 crores.
                                                                                                                   20
Who were the stakeholders involved in
the delivery of KALIA?
Given the tight timeline within which the state government rolled out KALIA, the implementation of the
scheme took up much of the administrative machinery's bandwidth. Partnerships were leveraged in the
domains of technology, governance and data, and banking to implement KALIA at an unprecedented
speed.
                                                                                                                  Government of Odisha
  State Bank of India   Odisha State Cooperative Bank                NPCI
                                                                                                                                                       21
How did the use of data ensure more
transparency for citizens?
For inviting farmer applications, and for accuracy in allocation of taxpayer funds to eligible beneficiaries, a
hybrid process, involving the initial use of state databases and subsequent collection of application forms
was undertaken. A data-backed algorithm combined with field verification was used to ensure higher
degree of accuracy. The government decided to provide financial assistance directly to bank accounts
rather than through cheques/cash payment.
The decision was taken to ensure transparency and minimize chances of corruption or fraud. Strong review
and monitoring on a daily basis helped in making the data collection and implementation process smooth,
efficient and transparent.
                                                                                                                  22
KALIA for Farmers'
Empowerment
                     23
How was high accuracy ensured and
validations built into scheme delivery?
The end-to-end process, from collecting applications to disbursement of funds, was designed with various
checks and balances in place. Data used in the process of identifying beneficiaries was treated with various
levels of institution-provided and on-ground verification. This ensured that the data-rich government could
reliably develop a system to implement a targeted welfare scheme with minimal errors.
                                                                                                               24
How are public grievances
managed?
A grievance redressal mechanism has been developed for grievance resolution and control. All grievances
go through the same three-tier mechanism before a state-level sanitisation is conducted to finally resolve
them. All received grievances are made available in the GPNO (Gram Panchayat Nodal Officer) Login. In this
case, the GPNO is the Village Agriculture Worker (VAW). If documentation is complete, the VAW accepts the
ticket, otherwise it is sent back for compliance. Field verification by VAW, and approval/verification is
undertaken at the Block Nodal Officer/District Nodal Officer level. All officials and farmers are showed the
original reason for exclusion/doubt found at state level and a detailed process flow was created and shared
with field officers to manage grievances. A person can register his/her grievance online on the KALIA portal
by using his/her Aadhaar number (as submitted in the KALIA inclusion/Green form, if any).
Grievances are only accepted online through KALIA portal and without any filing charges. This goes hand-in-
hand with a tracking mechanism available on the portal to allow the applicant to know the status
of his/her grievance.
                                                                                                               25
Status of grievance applications
                                                    12,81,020
                                                      Total Grievance
 3,14,087                25%
                                                 6,69,501                52%
                                                                                                    2,97,432               23%
The figures represented above are as on 24th July 2020. In the cases where grievances are filed with incorrect documents,
Village Agriculture Workers (VAWS) send them back to farmers for validation and re-upload. Ultimately, the grievance
applications are verified by District Nodal officers (DNO). Current completion rate is at 78%. Of these approximately 76% of the
applications have been approved as eligible.
                                                                                                                                   26
Success Statistics
                                                  Success %                      Fail                 Not Mapped
                    Instalment 1                     93%                         6%                       1%
                    May 2019
                    Instalment 2                     99%                         1%                      0%
                    Nov 2019
Success is defined as a successful bank transactions i.e. transfer of benefit to beneficiary's provided bank account as confirmed .
Failed transactions also include those cash-transfers that have not been confirmed as success or failure by the respective banks.
Until May 2019, ~51 lakh beneficiaries were assisted. In November 2019, additional ~10 lakh beneficiaries were identified and
benefitted. Of the first instalment, of the ~51 lakh beneficiaries, ~14 lakh were discovered to be doubtful or ineligible cases. In the
second instalment, therefore, only ~47 lakh beneficiaries were assisted. This number too contained cases of multiple members
receiving assistance due to an overlap of ration number which was adjusted and brought the final count of ~44 lakh.
There was a significant improvement observed in the success rate of financial transactions across the two phases. Firstly, the
payments were processed through SFTP mode which ensured quick response and minimal loss of information of success/ fail
status. Often, banks are slow to respond, which makes it even more difficult to get the exact failure rate. A Kalia ID was seeded to
each beneficiary, further making tracking of transaction status easier, and further reducing the 'not mapped' figure. It is important
to note here, a success only refers to a successful debit from the account of the Department of Agriculture & Farmers
Empowerment, Odisha and credited to the bank in question, but may not result in the assistance reaching the actual beneficiary.
                                                                                                                                          27
How was it ensured that all decisions
placed the citizen at the centre
of the scheme?
First, information dissemination was done in a manner that it was easily accessible to farmers, for (e.g.) by
making use of community radio stations for relaying information in the evening hours when farmers would
not be working in the fields. Second, directly depositing assistance in bank accounts ensured farmers did not
have to make additional effort to deposit cheques and encash them. It also ensured there was a way to track
the transfer of money from the government to the citizen.
Third, setting up a robust grievance redressal mechanism allowed citizens to raise any problems with
respect to receiving scheme benefits. Fourth, encouraging self-reporting to declare eligibility and ineligibility
was a way for the government to display faith in citizens.
                                                                                                                    28
How was inclusiveness ensured in the
design and implementation
KALIA was designed as an inclusive scheme with nearly 31% of all beneficiaries being female. In cases where
a male and female member of the family were eligible, the money was transferred to the account of the
female member. This was done with a view to increase agency of the women of the household and empower
female agriculture workers across the state. Second, there is also no age criteria for receiving benefits under
the scheme.
It accounts for flow of assistance to farmers holding any kinds of debt - formal or informal. Third, the scheme
includes farmers of all kinds – cultivators, sharecroppers and landless agricultural labourers. Fourth,
beneficiaries have been selected equitably across Gram Panchayats in the state.
Fifth, farmer distress was not narrowed down to a specific cause such as debt, as is the case with several
other agricultural schemes in the country. Lastly, it commits to providing assistance consistently over 3 years,
to correct for any variations in economic conditions at the farmer level within the eligibility criteria of the
scheme.
                                                                                                                   29
KALIA for Farmers'
Empowerment
                     30
KALIA in the News
                                                                          31
KALIA in the News
"
    "By refusing to write off farm loans, Patnaik is helping maintain repayment discipline in the banking system. Loan waivers
    penalise honest farmers who repay on time, and then look foolish when their neighbours (many of whom can afford to
    repay), get loans written off. Patnaik says that of the 32 lakh cultivators in the state, only the richest 20 lakh have farm
    loans, and they should not be the main beneficiaries of an anti-distress programme...in conception, his KALIA model is
    much fairer and more far-reaching than Rythu Bandhu, and so is a better long-run model for all states."
"
    - Swaminathan Aiyar, Indian Economist
    "Of the four schemes, the Odisha's scheme looks more comprehensive as it covers the landless agricultural
    labourers too."
"
    - KV Kurmanath, Journalist
    "Policy-makers and agricultural experts like Finance Commission chairman N.K. Singh, Commission for Agricultural Costs
    and Prices chairman Vijay Pal Sharma and leading agro-economist Ashok Gulati have hailed the scheme launched by
    the Naveen Patnaik government in Odisha on December 31, 2018 as a more effective way of addressing farm distress than
    the populist loan-waiver option."
                                                                                                                                   32
The Methodology
 Available farmers database                          Farmers submit Green form                   Unique ID assigned to GPNO &                        Verification of complete                       The green form & red
   utilised for selection of                        for inclusion and Red Form for               register maintained to list out                     application with copy of                     forms are then digitized
      KALIA beneficary                                         Exclusion                                  applications                                     all supporting                       A web-portal with a UI at kalia.co.in
The DBT farmers list of Farm Machineries               Farmers fill green & red forms with           The boxes are opened on a daily                 The completeness of the forms is            is provided with unique logins for
 & Seeds of Agriculture Department and                  basic information and put in the            basis by GPNOs, assigned a unique                checked by the GPNOs and Secy.                GPNO to digitize green and red
  P-PAS Share Croppers list of F.S & C.W               green and red boxes stationed at             serial number and entered into the                           GPNO.                                         forms.
deptt. has been displayed at G.P Level as                  the GP level, respectively.                       GP level register.
1st DBL for selection of SF/MF under KALIA.
The GP level KALIA Committee                           The records are saved by                    Every applicant's Aadhaar                        Every applicant's bank                     Applications are clustered in
 carry out suo-moto deletion                             the GPNO at G.P Level                    numbers details are verified                    account details are verified                  to families by developing
        on the records                              List of complete application was printed     Aadhaar No. & name combinations for all           Bank account information for each            links with other database
   G.P level Committee mark 'crosses'              at GP level for signature of all members of    individual applicants were checked for             applicant was sent to banks for           To identify applicants from the same
 against entries in the Draft Beneficiary            GP Level KALIA Committee and onward              validity and mismatch by the                            verification.                    family, ration numbers were imported
  List, fed into the portal for Suo-moto             transmission to BNO for verification &            Authentication User Agency.                                                                from the NFSA/SFSS database.
                 deletion.                                         approval.
                                                                                                                                                                                                                                        33
The Methodology
 Exclusions are made based                         Exclusions are made based                    Exclusions are run on family                         Corrected bank account                         One applicant per family
   on the Aadhar Number                              on the SECC indicators                    members of applicants existing                        details are updated for                        is chosen as beneficiary
Datasets (PMFBY, P-PAS, HRMS etc). were               Socio-Economic Indicators from
                                                                                                 outside the applicant pool                              each applicant                            One member per family of applicants
used to exclude ineligible applicants like           the SECC were used to exclude as               Exclusions were also run on the                    The verified & corrected bank                 were selected prioritising female
 large farmers & government servants                    well as prioritize applicants.              family members not part of the                   accounts are updated or, put on               applicants and valid bank accounts.
                                                                                                            applicants list.
            using Aadhar No.                                                                                                                                hold until corrected.
                                                                                                                                                                                                                                         34
KALIA for Farmers'
Empowerment
                     35
Testimonials - Our farmers speak…
  I am a small farmer and my earnings are meager. I have found the assistance             For me, there is no greater happiness than our government dedicating its biggest
  under KALIA to be very helpful. This support that the government has provided us        scheme ever to the welfare of us farmers. It is a matter of such happiness. The
  with, it does not pressurize me to spend it in a specific way. A big thank you to the   farmers who work so hard in the fields, this scheme is to help us all. I come from
  KALIA scheme and to our Chief Minister.                                                 Koraput, where I have seen the hardship we face, day after day, I have seen it up
                                                                                          close. I pray that with this, our troubles will go away.
  I think the Chief Minister has launched an excellent scheme. Whatever money we          I have received the money assistance under KALIA of five thousand rupees. I even
  require untimely, that amount of need is reaching us in time and in full.               received a call from the Chief Minister (IVRS). I pledge to use all the money on
                                                                                          agricultural purposes. Here I stand, to thank our government for this support.
                                                                                                                                                                               36
Testimonials - Government Officials speak…
Special Secretary, Finance Department Director, Directorate of Agriculture & Farmers Production
  To create a single source of authenticated family details for all welfare              With the advent of KALIA , we have been able to build a centralized repository of all
  programmes, the Odisha government has proposed to come up with a Social                farm families in the state. this database will assist us greatly in our scheme
  Registry. The social registry is expected to identify the correct target beneficiary   delivery, in terms of beneficiary identification and tracking this is just one use case.
  and weed out ghost and ineligible beneficiaries. The current mix of social             we are excited about how else the directorate can help build upon what we already
  protection schemes remain fragmented and there is a need for harnessing                accomplished.
  synergies and enhancing expenditure efficiency through monitoring, consolidation
  of programme processes and improve benefit delivery management.
Executive Engineer, e-Gov Cell, DA&FE Assistant Agricultural Officer, KALIA Cell, DA&FE
  I have been working with the Department of Agriculture for over 20 years now. KALIA    Through KALIA, for the first time, we discovered the value of the trove of data owned
  brought together all departments to work together in unison like never before. The     and collected by the government over the years. The department now walks 'data'
  support of partners from outside the government was indispensable and valuable         and talks 'data'. Suddenly, everyone is coming up with use cases of the farmers'
  for us.                                                                                database for various agricultural schemes as well. I learnt so much during the
                                                                                         implementation of KALIA, I will never forget the experience.
                                                                                                                                                                                    37
KALIA for Farmers'
Empowerment
                 38
Odisha's Pioneering
Initiative To Empower Farmers
kalia is Inclusive
Covered nearly 50 lakh farm families including marginal & small farmers,
sharecroppers and tenant farmers and landless labourer families. Under it's
kalia is Transparent
Made data-backed beneficiary identification and direct benefit transfer
kalia is Commitment
For long term action over multiple years, for each Rabi & Kharif seasons. For