Kristen-Michelle: Both, Beneficiary
c/o 72 15th Ave
Sea Cliff, New York (11579)
Without Prejudice
March 1, 2022
Jamie Dimon
c/o Chase Cardmember Services, Headquarters
383 Madison Ave,
New York, NY 10017
RE: (Credit Card Account Number Here)
Registered Mail, Certified Return Receipt Number:
Dear Mr. Dimon:
Over the years, I have been receiving these statements from your
corporation addressed to my all-caps cestui que trust name
KRISTEN BOTH. Your statement includes a bond with a
coupon attached to it. I have only recently realized what these
words mean. Please see the definitions below from my Blacks
Law Dictionary, 3rd Edition.
Statement - Blacks Law Dictionary 3rd Edition: “An allegation”
Coupon - Blacks Law Dictionary 3rd Edition: “Coupons are
written contracts for the payment of a definite sum of money on
a given day, and being drawn and executed in a form and mode
for the purpose, that they may be separated from the bonds and
other instruments to which they are usually attached...”
Bond - Blacks Law Dictionary 3rd Edition: “A contract by
specialty to pay a certain sum of money”
Instrument - Blacks Law Dictionary 3rd Edition: “A written
document; a formal or legal document in writing, such as a
contract, deed, will, bond, or lease”
Now, it has come to my attention that your corporation has been
sending me these statements all these years with coupons
attached to them and I have been sending checks and/or paying
by electronic funds transfer. The cestui que trust, KRISTEN
BOTH, was set up to pay all of my bills. And because you have
my social security number, what is taking place is a Trust Action
- with me as the beneficiary and with Chase as the trustee. As
the trustee, I would like to remind you that you, the authorized
representative of Chase has the fiduciary obligation to act in a
way that will benefit me, the beneficiary. However, that has not
been what has been happening. What has been happening, is that
your corporation is cashing my personal checks/accepting my
electronic funds transfers as payment while also redeeming the
coupon which is double dipping and a crime! This is
malfeasance and is trust fraud! You have my social security
number. You are redeeming the bond and cashing the check/
accepting electronic transfer. I am now aware of this illegal
activity that your
corporation is committing, but I am willing to overlook this
crime, and make you an offer. I request that you, the trustee,
accept my signed coupon, as my offer of tender of payment in
full accord and satisfaction - without recourse from my trust
directly.
I, the beneficiary, also request that Chase, trustee, keep this
credit line open for me to use while continuing to accept my
signed coupon as payment this time and going forward. This
offer is considered accepted at the time the acceptance is
communicated by mail via the Mail Box Rule - see below:
Mail Box Rule:
A rule of contract law that says if an offer is made in such a
manner that it would be reasonable to assume that another
person would accept the offer by placing a letter or other writing
in the mail, then acceptance is deemed to have occurred when
the writing was placed in the mail, not when it was received by
the person making the offer. For example, this is important when
a property owner offers, in writing, to sell a particular property
for a specified sum. The potential purchaser decided to accept
the offer and mail the acceptance to the owner. Before the owner
receives the letter, but after it is mailed, the owner decides to
withdraw the offer and takes the property off the market or
increases the price in this example, the owner cannot do so
because the purchaser has already accepted the offer, it cannot
be withdrawn. There is now a contract there is no longer an offer
capable of revocation.
Thank you very much for your attention to this manner.
Sincerely,
By: ______________________
By: kristen-michelle: both, beneficiary All Rights reserved -
Without Prejudice
________________________________
_______________________
Notary Public Date
Void Where Prohibited by Law. My Commission
Expires: _______________
