Wells Fargo Auto Account statement

For Return Mail Only

PO Box 5265 Statement date 02/25/22
Sioux Falls, SD 57117-5265 Account number 9120330079
Vehicle 2020 Chevrolet Traverse
Interest rate 3.140 %
Monthly payment $664.47
Maturity date 05/17/25
Daily interest $2.12
ABCDEFGHIJ 000000
#ABCDEFG
#BWNJZXC  Payoff as of 02/26/22 ‡$24,625.32
#0000 0000 0000 0000#
#2202 2022 5053 9628#
ADDRESS LINE 1
OLGA S ESPINOZA ‡ This payoff quote is valid provided no additional
ADDRESS LINE 2 transactions are posted to your account.
JOSE  ESPINOZA Please include the daily interest amount of
ADDRESS LINE 3
15703 CYPRESS MDWS $2.12 for each additional day after 02/26/22
ADDRESS LINE 4 and call us for payoff instructions.
CYPRESS            TX 77429

Please see reverse side for important

information regarding your account.

Payment summary Customer service and payments

Payment due date 03/17/22 Online
Current payment due $664.47 Make payments and manage your account at
   After 04/01/22, a late charge may apply. wellsfargo.com

Total amount due $664.47 Telephone

1-800-289-8004
We accept telecommunications relay service
This statement is for information purposes only. As of this statement date, your calls.
payments are scheduled through the Automatic Loan Payment (ALP) program.

HUMAN READABLE HUMAN READABLE HUMAN READABLE HUMAN READABLE

Hours of operation
Activity since your last statement on 01/28/22 Monday – Thursday Saturday
7:00 a.m. – 10:00 p.m. 7:00 a.m. – 5:30 p.m.
Date Description Amount Central Time Central Time

02/17/22 Automatic loan payment $664.47 Friday

7:00 a.m. – 9:00 p.m.
Principal $597.26
Central Time
Interest $67.21
Mailed payments
Wells Fargo Auto
PO Box 17900
Denver, CO 80217-0900

CUSTOMER NO. 001

ADDRESS LINE 1
ADDRESS LINE 2
ADDRESS LINE 3
ADDRESS LINE 4
The total interest paid on your loan in 2021 was $930.20. Please 
consult your tax advisor regarding whether your interest is 
deductible in accordance with the Internal Revenue Service tax 
code.  WELLS FARGO DEALER SERVICES
PO BOX 17900
DENVER, CO 80217-0900

000000 0000000000
After 04/01/22, a late charge may apply. 0000000000 0000000000 0
Make a fast and easy payment online at wellsfargo.com, or send 9120330079
Account number
this coupon and your payment prior to the due date. Please write your
account number on your check or money order and make payable
to Wells Fargo Auto.
Check box for address correction and list changes Payment due date 03/17/22
INTERNAL on reverse side.
USE ONLY
OLGA S ESPINOZA

AT
JOSE  ESPINOZA Total amount due $ 664.47
15703 CYPRESS MDWS
CYPRESS            TX 77429 Additional amount
PO to be applied to
principal balance
(See reverse side)
$ .
PR WELLS FARGO AUTO Total amount
PO BOX 17900
.
enclosed
DENVER, CO 80217­0900 (Please do not $
DB send cash)

000251 9120330079 0000066447 0000066447 3

Payment options Fees and charges
Please mail your check or money order and payment coupon in 2D size
If a payment is returned unpaid, we may attempt to is 3/16” xthe
present 3/16”
Bottom of Input = 1-3/4”
the enclosed envelope. Do not send cash. We cannot accommodate payment one additional time to your depository bank. Your depository
from bottom of page
postdated checks at the address provided. If you mail a postdated bank may charge a fee each time the payment is returned.
Right We may
edge of Input = 3/16”
check, it will be processed on the date received. charge a returned payment fee if the depository
frombank
right ultimately
edge of pagedoes
Payments can be made online at wellsfargo.com, at any not honor the payment. Please refer to your loan contract for additional
Wells Fargo branch, or through our Automatic Loan Payment (ALP) information regarding late fees, finance charges, and other charges
program. Automated telephone payments or agent-assisted telephone applicable to your loan account.
payments can be made from your checking or savings account to your
Insurance requirement
loan account by calling 1-800-289-8004.
As a reminder, your auto financing agreement states that you are
For additional payment options, payoff instructions, and 24-hour required to maintain insurance on your vehicle throughout the duration
self-service, please visit our website at wellsfargo.com or call of the loan.
1-800-289-8004.
Credit information
Paying more than Total amount due We may report information about your account to credit bureaus. Late
When you pay more than the Total amount due on or before your payments, missed payments, or other defaults on your account may be
Payment due date, we will apply the additional amount to your reflected in your credit report.
principal balance, which may reduce the amount you pay in interest
You have the right to dispute the accuracy of information that we have
charges over the life of your loan.
reported to the consumer reporting agencies by writing to us. Please
If the additional amount paid is large enough, it will advance your due provide your name, address, and Wells Fargo Auto account number
date up to three months. However, any ALP payment that is greater and describe the specific information that is inaccurate, or in dispute,
than the Total amount due will be applied to the principal balance and the basis for any dispute with supporting documentation. In the
and will not advance the Payment due date. case of information that you believe relates to an identity theft, you will
Advancing a due date means pushing out your next payment due to need to provide us with an identity theft report. Please mail this
the next month or a future month, depending on how much more you information to:
pay than the Total amount due. Alternatively, you may request that Wells Fargo Auto
the additional amount be applied as a principal-only payment subject MAC D1127-028
to the requirements below. PO Box 71092
Charlotte, NC 28272
Principal-only payments
A principal-only payment reduces your principal balance, which may California residents
reduce the amount of interest charges you will pay over the life of You are hereby notified that a negative credit report history may be
your loan. A principal-only payment will not change your next submitted to a credit-reporting agency if you fail to fulfill the terms of
Payment due date. You still need to make your next scheduled your credit obligations.
payment by the Payment due date. Utah residents
We will honor your request for a principal-only payment when your As required by Utah law, you are hereby notified that a negative credit
Amount past due is $0.00. Otherwise, your payment will be applied report reflecting on your credit record may be submitted to a credit-
to your Amount past due and any excess will then be applied to the reporting agency if you fail to fulfill the terms of your credit obligations.
principal as requested. Here's how to make a principal-only payment:
Servicemembers Civil Relief Act
• By mail: designate an additional principal amount using the The Servicemember Civil Relief Act (SCRA) may offer protection or
payment stub attached to your statement. relief to members of the military, their spouses, partners, and
• By visiting a branch: ask a Wells Fargo team member to apply the dependents. If you have been called to active military service, or are the
additional payment amount to the principal balance. spouse, partner in civil union, domestic partner, or financial dependent
of a person who has been called to active military service, and you
• By enrolling in the Automatic Loan Payments program: when
haven't yet made us aware of your status, please contact us as follows:
completing the Automatic Loan Payments Authorization Agreement,
designate an extra principal-only payment amount. Wells Fargo Auto military customers: Fax your Active Military Service
Documentation to 1-855-872-6262, attention SCRA. If you have
We’re here to help: If you have questions, or would like your payment
questions or want to learn about additional options to send in your
applied in a different way than those stated above, please contact us at
military documentations, please call us at 1-877-254-9687,
1-800-289-8004.
Monday – Friday, 7:00 a.m. to 8:00 p.m. Central Time.
Payments in full for less than the account balance In addition, please be aware that prior to seeking a refinance of your
If you intend to pay your account in full with an amount less than existing auto loan, you should consult with your legal advisor regarding
the total owed on your account, you must send your payments to: the potential loss of any benefits and applicable protections you are
Wells Fargo Auto, PO Box 17900 Denver, CO 80217-0900. Such entitled to under the SCRA or applicable state law.
payments will not discharge your full debt.
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6822801_AUTO 04/21

Address and phone number change. Please enter your new information below. By providing Wells Fargo Auto with your phone number, you
are confirming you are the owner or are otherwise authorized to provide that number. We may call or text you for any non-marketing related purposes
using an auto dialer and artificial or pre-recorded voice messages. If a cell number is provided, standard carrier mobile and data fees may apply.

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