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Wells Fargo Clear Access Banking

April 15, 2022 Page 1 of 5

Questions?
ROSA V CONCEPCION Available by phone 24 hours a day, 7 days a week:
We accept all relay calls, including 711
4786 HOMER SPIT RD
HOMER AK 99603-8001 1-800-TO-WELLS (1-800-869-3557)

En español: 1-877-727-2932

Online: wellsfargo.com

Write: Wells Fargo Bank, N.A. (569)

P.O. Box 6995
Portland, OR 97228-6995

You and Wells Fargo Account options

Thank you for being a loyal Wells Fargo customer. We value your trust in our A check mark in the box indicates you have these
company and look forward to continuing to serve you with your financial needs. convenient services with your account(s). Go to
wellsfargo.com or call the number above if you have
questions or if you would like to add new services.

Online Banking ✓ Direct Deposit

Online Bill Pay Auto Transfer/Payment
Online Statements ✓ Overdraft Protection
Mobile Banking ✓ Debit Card
My Spending Report ✓ Overdraft Service

Other Wells Fargo Benefits

Help take control of your finances with a Wells Fargo personal loan.
Whether it's managing debt, making a large purchase, improving your home, or paying for unexpected expenses, a personal loan may
be able to help. See personalized rates and payments in minutes with no impact to your credit score.
Get started at wellsfargo.com/personalloan.

Statement period activity summary Account number: 1044405395

Beginning balance on 3/16 $1,540.28 ROSA V CONCEPCION

Deposits/Additions 0.00 Alaska account terms and conditions apply
Withdrawals/Subtractions - 771.32
For Direct Deposit use
Ending balance on 4/15 $768.96
Routing Number (RTN): 125200057

(569)
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April 15, 2022 Page 2 of 5

Transaction history

Check Deposits/ Withdrawals/ Ending daily

Date Number Description Additions Subtractions balance
3/18 Zelle to Sipion Rosa on 03/18 Ref #Pp0Qbmct2Y 210.00 1,330.28
3/23 Purchase Intl authorized on 03/21 Uber *Eats Help.Uber.Com Nld 11.40
S382080828219404 Card 7667
3/23 Foreign Currency Conversion Fee 0.34
3/23 Purchase Intl authorized on 03/21 Uber *Trip Help.Uber.Com Nld 6.07
S582081040766570 Card 7667
3/23 Foreign Currency Conversion Fee 0.18 1,312.29
3/24 Purchase Intl authorized on 03/23 Uber *Trip Help.Uber.Com Nld 2.23
S632083475713113 Card 7667
3/24 Foreign Currency Conversion Fee 0.06
3/24 Purchase Intl authorized on 03/23 Uber *Trip Help.Uber.Com Nld 2.17
S582082608091910 Card 7667
3/24 Foreign Currency Conversion Fee 0.06 1,307.77
3/25 Purchase Intl authorized on 03/23 Uber *Trip Help.Uber.Com Nld 4.38
S632084476022173 Card 7667
3/25 Foreign Currency Conversion Fee 0.13 1,303.26
3/28 Purchase Intl authorized on 03/26 Uber *Trip Help.Ub 6.32
Help.Uber.Com Nld S582086066025979 Card 7667
3/28 Foreign Currency Conversion Fee 0.18 1,296.76
3/31 Purchase Intl authorized on 03/30 Uber *Trip Help.Uber.Com Nld 2.21
S632090477052161 Card 7667
3/31 Foreign Currency Conversion Fee 0.06
3/31 Purchase Intl authorized on 03/30 Uber *Trip Help.Uber.Com Nld 2.89
S632090477053213 Card 7667
3/31 Foreign Currency Conversion Fee 0.08
3/31 Purchase Intl authorized on 03/30 Uber *Trip Help.Ub 7.22
Help.Uber.Com Nld S582090040453740 Card 7667
3/31 Foreign Currency Conversion Fee 0.21 1,284.09
4/11 Purchase authorized on 04/07 American Air001772 Fort Worth TX 498.92
S462097574574291 Card 7667
4/11 Purchase Intl authorized on 04/09 Uber *Trip Help.Uber.Com Nld 3.96
S632101734235173 Card 7667
4/11 Foreign Currency Conversion Fee 0.11
4/11 Purchase Intl authorized on 04/09 Uber *Trip Help.Ub 6.04
Help.Uber.Com Nld S582100099868953 Card 7667
4/11 Foreign Currency Conversion Fee 0.18 774.88
4/12 Purchase Intl authorized on 04/11 Uber *Trip Help.Ub 5.75
Help.Uber.Com Nld S582102042783737 Card 7667
4/12 Foreign Currency Conversion Fee 0.17 768.96

Ending balance on 4/15 768.96

Totals $0.00 $771.32

The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your
transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.

Monthly service fee summary

For a complete list of fees and detailed account information, see the disclosures applicable to your account or talk to a banker. Go to wellsfargo.com/feefaq for
a link to these documents, and answers to common monthly service fee questions.

Fee period 03/16/2022 - 04/15/2022 Standard monthly service fee $5.00 You paid $0.00

How to avoid the monthly service fee Minimum required This fee period
Have any ONE of the following account requirements
April 15, 2022 Page 3 of 5

Monthly service fee summary (continued)

How to avoid the monthly service fee Minimum required This fee period
· Age of primary account owner 13 - 24 ✓
RD/RD

IMPORTANT ACCOUNT INFORMATION

Effective March 31, 2022, the sentence "Incoming wire transfers, electronic direct deposits, cash deposited at a teller window and at a
Wells Fargo ATM, and the first $400 of a day's check deposits at a teller window and at a Wells Fargo ATM will be available on the day
we receive the deposits" in the first paragraph of the "Your ability to withdraw funds" section under the "Availability of funds policy" in
the Deposit Account Agreement will be replaced by "Incoming wire transfers, electronic direct deposits, cash deposited at a teller
window and at a Wells Fargo ATM, and the first $400 of a day's check deposits at a teller window, at a Wells Fargo ATM, and with the
Wells Fargo Mobile Banking app will be available on the day we receive the deposits."

Elimination of Returned Item (Non-sufficient Funds/NSF) Fee for Consumer Accounts: Under the terms of your account
agreement, when certain transactions are presented for payment in an amount that is more than your available balance, Wells Fargo
may either (1) pay the item into overdraft at our discretion and assess an overdraft fee, or (2) return the item unpaid and assess a
Returned item/Non-sufficient funds (NSF) fee. Effective March 7, 2022 (For Consumer Accounts Only), we will no longer charge a
NSF fee on items we return unpaid due to non-sufficient funds. Overdraft fees will continue to apply to any items we pay into
overdraft at our discretion, according to the terms of your account. Third parties or other banks may still charge fees for returned
items.

For current versions of your Deposit Account Agreement, Fee and Information Schedule, and applicable addenda, please visit
www.wellsfargo.com/online-banking/consumer-account-fees/.

Clear Access Banking customers ONLY: This change does not impact your account. Overdraft and NSF fees are not applicable to
Clear Access Banking accounts. However, we are making you aware that we will no longer charge NSF fees on other consumer deposit
accounts in case you would like to reconsider your account options. Please visit wellsfargo.com or speak to a banker for more
information on available accounts.

Elimination of Overdraft Protection transfer/advance fee(s) for Consumer Accounts: Under the terms of your account agreement,
we offer an optional Overdraft Protection service for checking accounts that allows you to link up to two eligible accounts (one
savings, one credit) to authorize or pay transactions when you don't have enough money in your checking account. Transfers and
advances of funds from these linked accounts may result in an Overdraft Protection transfer or advance Fee. Effective March 7, 2022
(For Consumer Accounts only), we will no longer charge transfer or advance fees for transfers/advances from accounts linked for
Overdraft Protection. For advances from a linked credit card or line of credit account, interest will continue to accrue from the
date of each advance. Overdraft fees will continue to apply to any items we pay into overdraft that are not covered by
transfers/advances from your linked account(s).

For current versions of your Deposit Account Agreement, Fee and Information Schedule, and applicable addenda, please visit
www.wellsfargo.com/online-banking/consumer-account-fees/.

Clear Access Banking customers ONLY: This change does not impact your account. Our optional Overdraft Protection service is not
available for Clear Access Banking accounts. However, we are making you aware that we will no longer charge Overdraft Protection
transfer or advance fees on other consumer deposit accounts in case you would like to reconsider your account options. Please visit
wellsfargo.com or speak to a banker for more information on available accounts.

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April 15, 2022 Page 4 of 5

Can we reach you when it's really important?

Don't miss suspicious-activity alerts and critical account information. Please make sure your contact information is current by:
®
- Signing on to wellsfargo.com or the Wells Fargo Mobile app and navigating to the Update Contact Information page via My Profile
- Contacting the phone number at the top of your statement
- Visiting a branch

Other Wells Fargo Benefits

From Wells Fargo Home Mortgage

Is a home purchase in your future? Low rates and low down payment options make now a great time to buy a home. Go to
wellsfargo.com/homepurchase or contact your local home mortgage consultant. Plus, as a Wells Fargo customer, you can count on
personalized guidance and streamlined service every step of the way. Get started with an online mortgage application that can pre-fill
your Wells Fargo account information and save you time. Go to wellsfargo.com/homepurchase or contact your local home mortgage
consultant.
April 15, 2022 Page 5 of 5

Worksheet to balance your account General statement policies for Wells Fargo Bank
Follow the steps below to reconcile your statement balance with your To dispute or report inaccuracies in information we have furnished to a
account register balance. Be sure that your register shows any interest Consumer Reporting Agency about your accounts. You have the right to
paid into your account and any service charges, automatic payments or dispute the accuracy of information that Wells Fargo Bank, N.A. has
ATM transactions withdrawn from your account during this statement furnished to a consumer reporting agency by writing to us at Overdraft
period. Collection and Recovery, P.O. Box 5058, Portland, OR 97208-5058. Please
A Enter the ending balance on this statement. $ describe the specific information that is inaccurate or in dispute and the
basis for the dispute along with supporting documentation. If you believe
B List outstanding deposits and other the information furnished is the result of identity theft, please provide us
credits to your account that do not appear on with an identity theft report.
this statement. Enter the total in the column
If your account has a negative balance: Please note that an account
to the right. overdraft that is not resolved 60 days from the date the account first
became overdrawn will result in closure and charge off of your account. In
Description Amount
this event, it is important that you make arrangements to redirect any
automatic payments you receive. The closure will be reported to Early
Warning Services. We reserve the right to close and/or charge-off your
account at an earlier date, as permitted by law. The laws of some states
require us to inform you that this communication is an attempt to collect a
debt and that any information obtained will be used for that purpose.
In case of errors or questions about your electronic transfers,
Total $ + $
telephone us at the number printed on the front of this statement or write
us at Wells Fargo Bank, P.O. Box 6995, Portland, OR 97228-6995 as soon as
C Add A and B to calculate the subtotal. = $
you can, if you think your statement or receipt is wrong or if you need more
information about a transfer on the statement or receipt. We must hear
D List outstanding checks, withdrawals, and
from you no later than 60 days after we sent you the FIRST statement on
other debits to your account that do not appear
which the error or problem appeared.
on this statement. Enter the total in the column
to the right. 1. Tell us your name and account number (if any).
2. Describe the error or the transfer you are unsure about, and explain as
Number/Description Amount clearly as you can why you believe it is an error or why you need more
information.
3. Tell us the dollar amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If
we take more than 10 business days to do this, we will credit your account
for the amount you think is in error, so that you will have the use of the
money during the time it takes us to complete our investigation.

Total $ - $

E Subtract D from C to calculate the

adjusted ending balance. This amount should be
the same as the current balance shown in your
register. = $ . NMLSR ID 399801
©2010 Wells Fargo Bank, N.A. All rights reserved

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