DEVELOPMENT BANK OF THE PHILIPPINES
BBG - SL
CALAPAN CITY BRANCH
SALARY LOAN APPLICANTS EVALUATION SHEET
LGU 1/9/23
(1) (2) (3) (4) (5) ['(2) x (5)] (6) (7) (8)
Monthly Actual Net
Allowances (i.e Deductions Take Home Actual Net Maximum Maximum Maximum Term of
Length of Monthly Basic RATA, (exc. DBP Existing DBP Pay (incl. Take Home Loan Monthly Loanable Loan Interest
Name Brtdtd R/N Service Salary PERA/ACA) A Amort.) Amort. DBP) Pay (excl. DBP) Installment Amort. Amount Loan Amount (months) Rate
1 Carl Ganda yrs. 46,008.00 12,000.00 58,008.00 31,644.54 26,363.46 26,363.46 40.00% 23,203.20 833,725.34 600,000.00 48 15.000%
2 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000%
1 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000%
2 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000%
3 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000%
4 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000%
5 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000%
6 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000%
7 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000%
8 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000%
9 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000%
10 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000%
11 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000%
12 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000%
13 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000%
14 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000%
15 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000%
16 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000%
17 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000%
18 yrs. 0.00 0.00 0.00 0.00% - 0.00 12.000%
TOTAL 600,000.00
Two (2) applicants from the subject LGU are New-Loan Availees.
One (1) applicant from the subject LGU is a Loan Renewal
One (1) applicant from the subject LGU is Loan Re-availee - 12 - 36 -
NFIS REPORT 600,000.00 48 1
NAME REMARKS DATE OF REQUEST DATE OF RESULT 600,000.00 1
Notes:
1 Circular 25, dated December 14, 2017, elective officials are not required with minimum length of service.
2 Minimum Monthly Gross Income- 8,000.00
3 Monthly deductions should tally with the submitted pay slip and certification of net take home pay
4 Actual NTHP per submitted payslip including existing amort. with DBP, if any.
5 Total amortizations for loans (existing including the DBP loan being applied for) shall not exceed the maximum monthly installment per income group:
For Existing Loans For New Loans
Gross Monthly Income % as Max. Loan Installment Gross Monthly Income % as Max. Loan Installment
8K to 10K = 20% 8K to 10K = 10%
10K to 13K = 30% 10K to 13K = 25%
13K to 18K = 35% 13K to 18K = 30%
18K to 38K = 35% 18K to 38K = 30%
38K and above = 40% 38K and above = 30%
6 Minimum loan amount of 10,000.00 up to a maximum of 1,000,000.00 per Employee-Borrower
7 Interest rates are initially 12% p.a. for 12-36 months and 15% for 48 months, respectively
8 Amount applied by the borrower should not exceed the maximum loanable amount based on the income bracket.
9 DBP Monthly Amort. based on the amount applied with interest rate based on the tenor.
10 Net Take Home Pay after monthly deductions and DBP loan amortization should not be lower than required under GAA.
Prepared by: Noted by:
(9) ['(2) - (5) - (9)]
DBP Monthly Net Take Home Pay After DBP
Amortization (Prin + Int) Amort. & other amorts.
16,698.45 9,665.01
#VALUE! #VALUE!
#NUM! #NUM!
#NUM! #NUM!
#NUM! #NUM!
#NUM! #NUM!
#NUM! #NUM!
#NUM! #NUM!
#NUM! #NUM!
#NUM! #NUM!
#NUM! #NUM!
#NUM! #NUM!
#NUM! #NUM!
#NUM! #NUM!
#NUM! #NUM!
#NUM! #NUM!
#NUM! #NUM!
#NUM! #NUM!
#NUM! #NUM!
#NUM! #NUM!
