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Linguistic Mitigation Explained

Linguistic mitigation is a strategy to repair damage done to someone's self-image through language. It can be done by suggesting shared flaws, making requests seem small and hypothetical, and using indirect and declarative statements rather than imperatives. Mitigation in insurance means reducing risk of losses through policy clauses, risk assessment, and premiums aligned with assessed risk levels. The goal is to minimize harm and losses for both the insurer and insured.

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61 views1 page

Linguistic Mitigation Explained

Linguistic mitigation is a strategy to repair damage done to someone's self-image through language. It can be done by suggesting shared flaws, making requests seem small and hypothetical, and using indirect and declarative statements rather than imperatives. Mitigation in insurance means reducing risk of losses through policy clauses, risk assessment, and premiums aligned with assessed risk levels. The goal is to minimize harm and losses for both the insurer and insured.

Uploaded by

احمد
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© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Linguistic mitigation

Linguistic mitigation is the strategy of trying to repair linguistically the damage done to someone’s
face by what you say or do.

If you say ‘You’re a plonker, but so am I’ you have reduced the threat to the other
person’s positive face by suggesting in the second clause that you are both equally silly.

If you say ‘I wonder if you could give me a bit of help’ instead of ‘Help me!’, you have mitigated
the threat to the other person’s negative faced by (i) making the amount of help needed seem small
by using the hedging expression ‘a bit’, (ii) being more indirect linguistically, (iii) using a
declarative structure rather than an imperative and (iv) framing the request as if it were hypothetical
(cf. ‘I wonder if’ and the modal verb ‘could’).

Definition: Mitigation means reducing risk of loss from the occurrence of any undesirable
event. This is an important element for any insurance business so as to avoid unnecessary
losses.

Description: In general, mitigation means to minimize degree of any loss or harm. In


insurance contracts, various clauses and conditions are specified so as to ensure minimum
losses to the insurer. The actuaries are entrusted with the responsibility of underwriting the
insurance policy. They employ a variety of quantitative techniques in order to assess the risk
associated with the insured and decide the appropriate premiums commensurate with the
risk. The primary objective of the exercise is to mitigate the risk ingrained with the insured.

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