From the Desk of:
ASHISH KUMAR GILL,                                     239, Shiv Nagar “A” 200 FT Bypass,
ADVOCATE, RAJASTHAN HIGH COURT                                Kalwar Road, Jhotwara Jaipur,
FOUNDER PARTNER, AASLAW                                       Rajasthan-302012
091-6376 11 73 66
                     Speed Post/Regd. A.D.                   Date: 22/02/2023
To,
Claim Department,
Fututre Generali India Life Insurance Company ltd.
Unit No.801 & 802 8th floor, Tower C, Embassy 247 Park,
L.B.S. Marg, Vikhroli (W),Mumbai-400083 (Maharastra)
SUBJECT: LEGAL NOTICE REGARDING REPUDIATION OF CLAIM OF POLICY
NO. M0000023/C0005723 ON THE LIFE OF LATE MR. MUKESH KUMAR
Dear Receivers,
Under instructions and authority from my Client Mrs. Sunita Devi W/o of Late Mr.
Mukesh Kumar Jalandra, Ward No.11, Choona Chowk, Khetri, Jhunjhunu-333503 And
Her son namely Mr. Mevendra Jalandra who presently residing in Jaipur (hereinafter
referred to as ‘My Client’). I hereby serve upon you, the Noticee, the following legal
notice:
1. By this demand notice, I invite your attention that My Client who submitted a claim
      against the policy number M0000023/C0005723. Subsequently, You have repudiated
      the claim on the basis that Policyholder concealed material facts pertaining to his
      existing medical condition.
2. That it is pertinent to mention here that deceased Mukesh Kumar applied for a loan
      from AU Small Finance bank Ltd and for securing the loan, the deceased signed
      various paper in presence of your representative in the office of the bank. Your
From the Desk of:
ASHISH KUMAR GILL,                                      239, Shiv Nagar “A” 200 FT Bypass,
ADVOCATE, RAJASTHAN HIGH COURT                                 Kalwar Road, Jhotwara Jaipur,
FOUNDER PARTNER, AASLAW                                        Rajasthan-302012
091-6376 11 73 66
   representative kept blank the application form and just took signatures of the
   deceased. You can verify the handwriting of the application form from the
   handwriting of your representative. The deceased provided all the information and
   documents as per demand of your representative.
3. That you have repudiated claim of my client on basis of private investigation which
   not disclosing the cause of death. Your team had done the investigation in haste and
   in unprofessionalism manner which gravely adversely affected my client’s mental
   and financial condition.
4. That hereby forwarding you all the requisite medical documents which suggest that
   Mr. Mukesh Kumar died due to heart attack which is not in your findings.
5. We are constrained to state that aforesaid act from your side prove your intention to
   commit and perpetuate fraud on my client and indulge in cheating and criminal
   misappropriation.
6. That, the above said act on your part has caused us great loss and damage besides
   mental tension, trauma and inconvenience and loss of value of money. This legal
   notice may be treated as the last and final communication on the issue as My Client
   had already suffered a lot due to your deficiency.
7. Therefore, I call upon you the Noticee to immediately and with utmost expediency
   undertake to carry out the following action, namely:
      (i)    To review the claim of my client against POLICY NO. M0000023/C0005723
             ON THE LIFE OF LATE MR. MUKESH KUMAR
      (ii)   To pay compensation towards My Client in sum of Rs. 1,00,000/- on
             account of the mental pain and agony suffered by My Client due to your
             default which is totally illegal, arbitrary and unfair trade practice;
From the Desk of:
ASHISH KUMAR GILL,                                     239, Shiv Nagar “A” 200 FT Bypass,
ADVOCATE, RAJASTHAN HIGH COURT                                Kalwar Road, Jhotwara Jaipur,
FOUNDER PARTNER, AASLAW                                       Rajasthan-302012
091-6376 11 73 66
       (iii)   To pay a sum of Rs. 21,000/- towards the cost of the present legal notice.
               Since your illegal behavior has necessitated the issue of this notice, you
               are hereby charged with its costs.
8. That under these circumstances, You are required to comply with the above
   demands forthwith and in any case no later than 15 days from the receipt of this
   notice, failing which My Client shall be constrained to initiate appropriate criminal
   and civil actions against you as per law, entirely at your risk and cost.
9. A copy of the present legal notice is being retained in my office for the record.
THANKING YOU IN THE ANTICIPATION OF YOUR EFFECTIVE ACTION IN
THIS REGARD.
Yours Truly                                                    Settled By
ASHISH KUMAR GILL                       SUNIL KUMAR GILL & RAM KRISHAN GILL
ADVOCATE                                                       ADVOCATE
CC:
AU Small Finance Bank
19A, Dhuleshwar Garden, Ajmer Road, Jaipur – 302001
Rajasthan, India