POLICY ON MUTUAL ASSISTANCE (DAYONG)

Section 1. Objectives:

a. Provide immediate financial assistance to members and their beneficiaries

upon their death.
b. Practice the cooperative value and principle of helping one another.

Section 2. Membership

Membership to this mutual assistance fund is voluntary in nature. The following

are eligible for membership.

a. All regular and associate members;

b. Regular DABIREMCO staff;
c. BIR/DABIREMCO Retirees who separated from the office at the age of at least
60 years and who are members of the Cooperatives prior to their retirement.
d. Immediate family members may be enrolled as affiliated member for this Fund
as defined below:
i. For legally married member - only the parents, spouse and children
ii. For single/unmarried member – only children, parents and siblings below
18 years old

Section 3. Cessation of Membership

Cessation of membership occurs when a member is not able to replenish the

mutual benefit fund for a period of three (3) months.

Section 4. Membership Fees

a. Qualified member shall initially contribute two hundred pesos (P200.00)

Succeeding contribution shall be one hundred pesos (P100.00) for every
deceased member or affiliated member.
b. Qualified retirees may continue their membership with the Fund by paying a
one-time payment of three thousand pesos (P3,000.00).
c. Qualified members who retired or separated from the service before the age
of sixty (60) shall continue to pay the membership fee as stated in Section 4
(a)
Section 5. Documentary Requirements

Upon Membership:
a. Membership Form upon enrollment. In case of changes in the enrolled affiliated
member, a new Membership Form shall be submitted during the designated
period.
b. Birth Certificate and marriage contract of affiliated members to establish
relationship.

Upon Claim
a. Death Certificate duly authenticated by the Local Civil Registrar (LCR).
b. Notification Letter informing DABIREMCO of the death of the member/affiliated
member.

Section 6. Payment of Claims

a. The amount of benefits will vary as to the number of Mutual Assistance

(Dayong) members. The more members participating and enrolled in the
Dayong, the bigger is the amount of benefit.
b. Release of Claims will be made upon completion of all requirements:
i. Signatures of all the beneficiaries. Principal beneficiaries and children,
except those of minor age must sign the claim (Notification letter).
DABIREMCO will only recognize beneficiaries listed in the Application for
Mutual Assistance (Dayong).
ii. In case all beneficiaries stated are deceased, the nearest kin will receive
the benefits upon presentation of the affidavit of heirship within two (2) years
from the date of death.
c. There will be no service fee to be deducted upon disbursement of the Mutual
Assistance (Dayong).

Section 7. Other Provisions

a. To keep the membership in active status, the BIR RR19, Davao City thru the
Chief, Administrative and Human Resource Management Division is authorized
to deduct from payroll account for such obligation to the mutual assistance of
the cooperative.
b. Regular DABIREMCO staff are also eligible for membership, thereby the
management is authorized to deduct the same thru payroll deduction.
c. Membership data may be amended by submitting a duly filled-up application
form for such purpose on the same period as stated under subparagraph d of
this Section.
d. Enrollment to the mutual assistance (Dayong) is scheduled every Annual
General Assembly to May 31 yearly.
e. Effectivity of new membership shall be on June 1 of the same year.
f. Only Regular Members can enroll affiliated members.
g. There will be no age limit for the membership of affiliated members.
h. There will be no health restrictions and contestability period set for the principle
being adopted is helping one another in times of sorrow and grief.
i. Contribution of the deceased beneficiary who have availed of the benefits
provided herein shall continue until the membership of the principal is
terminated.
j. Three (3) consecutive defaults of payment in Dayong contribution shall
automatically disqualify the member from its mortuary benefits, after due notice.
k. Aside from the benefits that may be due to the member/beneficiary under this
Mutual Assistance (Dayong), additional benefits shall be given to the deceased
member and their immediate family (children, spouse, & parents) in a form of
 cash or wreath, whichever is appropriate, amounting to not more than one
thousand five hundred pesos (P1,500.00).
l. Ceased member as stated in Section 3 is not entitled to claim (Dayong) unless
the same re-enrolls to the Mutual Assistance (Dayong).
m. All officers are required to enroll.
n. Members shall be issued with certificate of membership which shall be valid until
the termination of the membership of the principal.
 CLAIMANT’S STATEMENT

1. (a) Deceased’s name in full ___________________________________________

(b) Residence at death _______________________________________________
(c) Occupation at death ______________________________________________

2. (a) Deceased date of birth ____________________________________________

(b) Place of birth ____________________________________________________
(c) Your sources of the above information ________________________________

3. (a) Date of death ____________________________________________________

(b) Place of birth ____________________________________________________
(c) Cause of death ___________________________________________________

4. (a) When did the deceased first complain of or give indication of his last illness?
________________________________________________________________
(b) When did the deceased first consult a physician for his last illness? _________
________________________________________________________________
(c) Names and address of all physicians who attended the deceased in his last illness
__________________________________________________________________
__________________________________________________________________
__________________________________________________________________

5. Facts concerning other life and accident insurance carried by the deceased:

Company Policy No. Amount of Insurance

____________________ _________________ ______________________
____________________ _________________ ______________________
____________________ _________________ ______________________

6. Your date of Birth _____________________________________________________

7. Your relationship to the deceased ________________________________________

______________________________________________________________________________

Having been duly sworn, I hereby depose and say that the statement in the foregoing
answers are true and full, to the best of my knowledge and belief and that there are no
material facts in the case which are not disclosed.

Dated at _____________________this_____ day of ___________, 20_____.

_________________________ _________________________
Witness Claimant
_________________________ __________________________
Address Address

On this ___day of _______, 20_____. Personally appeared before me the above name, with
Residence Certificate No. _________________ Issued on _______ at __________ to me known,
who being by me duly sworn, deposed the answer to the above question and subscribed the
same in my presence.

NOTARY PUBLIC
My Commission Expires _____________