PRIVATE INDIVIDUALS

Fees and Commissions Guide

for Individuals
into force starting with: 23.01.2023

IMPORTANT:
This guide is part of the contract concluded between you and the Bank. Therefore, do not hesitate to ask your BRD agency to hand you over a copy
thereof whenever you deem it necessary. You may check the fees and commissions applicable at any date at any BRD agency and on the institutional
website, respectively www.brd.ro
These fees and commissions are available starting with 23rd of January 2023.
 PRIVATE INDIVIDUALS
Fees and Commissions Guide
into force starting with: 23.01.2023

1. Current operations
1.1 Opening and managing accounts lei foreign currency
Current account opening fee1 free
Escrow accounts for loans management fee free
Current account management fee 6 lei/ month/ account 10 lei/ month/ account (in account currency equivalent)
Management fee for current accounts included in conventions:
with attached card included in a convention Standard Offer - Employees 4 lei/ month
with attached card included in a convention Standard Offer - Managers 6 lei/ month2
Management fee for BRD Capital Market accounts:
the Holder owns at least one current account in BRD free
the Holder does not own a current account in BRD 6 lei/ month/ account 10 lei/ month/ account (in account currency equivalent)
Fees valid until 14.07.2022 Fees valid starting 15.07.2022
1.2 Account statement lei / foreign currency lei / foreign currency
Monthly statement transmission by post3 3 lei (in account currency equivalent) 5 lei (in account currency equivalent)
free (the first account statement)
Issuance of current account statement for the current month, at the customer's request, on
1 eur/statement (in account currency equivalent) 5 lei/statement (in account currency equivalent)
paper, in the BRD agency
(starting with the 2nd account statement)
free (the first account statement) free (the first account statement)
Issuance of current account statement for the previous month, at the customer's request, on
1 eur/ statement (in account currency equivalent) 5 lei/ statement (in account currency equivalent)
paper, in the BRD agency
(starting with the 2nd account statement) (starting with the 2nd account statement)
3 eur/ account (in account currency equivalent) 15 lei/ cont account (in account currency equivalent)
for a period<3 months, in relation to the current date for a period<12 months, in relation to the current date
Issuance of current account history, at the customer's request, on paper, in the BRD agency
5 eur/ account (in account currency equivalent) for a 25 lei/ account (in account currency equivalent) for a
period≥3 luni, in relation to the current date period≥12 luni, in relation to the current date
Issuance of savings account statements, at the customer's request, on paper, in the
free free
BRD agency
Transmission of current account statement for the current month, upon customer request, by e- free (the first account statement)
mail, via MyBRD Contact - 3 lei/ statement (in account currency equivalent)
(starting with the 2nd account statement)
Transmission of the current account statement for the previous month, upon customer's request, free (the first account statement)
by e-mail, via MyBRD Contact - 3 lei/ statement (in account currency equivalent)
(starting with the 2nd account statement)
Transmission of current account history, at the client's request, by e-mail, via MyBRD Contact,
- 3 lei/account (in account currency equivalent)
for a period < 12 months, in relation to the current date
Transmission of savings account history, at the client's request, by e-mail, via MyBRD Contact,
- free
for a period < 12 months, in relation to the current date

1
The Bank does not open current accounts in the following currencies: AUD, CZK, PLN, JPY, BGN, MDL.
2 Valid for conventions in stock, concluded until 31.12.2017, inclusively.
3 Valid also for the account with standard credit card (Punct Card/CumVreiTu) attached. Starting with15.10.2007, the fee also applies to BRD-ISIC cards and Card 10 marketed individually (outside agreements/ conventions).

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 PRIVATE INDIVIDUALS
Fees and Commissions Guide
into force starting with: 23.01.2023

1.3 Other services lei / foreign currency

Adding new empowered persons free
Garnishments management fee4 20 lei/ garnishment notice (in currency equivalent)
Providing information on the current account balance (including BRD Pieţe de Capital accounts) via:
ATM BRD/ MyBRD Contact free
MyBRD SMS 0.9 lei (in currency equivalent)
Fees related to the “Switching/ Changing current accounts from one Bank to another” service 5 free
1.4 Cash operations6 lei foreign currency
Cash deposits at the counter
(account Holders, empowered persons or in the accounts of other invididuals) free free7
Cash deposits at the counter in the accounts of juridical persons 0.60%, min. 2 lei -
Cash withdrawal at the counter 1.5%, min. 15 lei 1.5%, min. 5 eur (or equiv.)
lei foreign currency
1.5 Penalty interest for unauthorized overdraft, for current accounts with debit card
EUR: 13%/year
attached, calculated on the debit balance of the account 23%/year
USD: 0%/year

4 It is automatically charged at the time of setting the garnishment address - the charged fee may not exceed the garnishment’s amount.
5 The service applies to BRD customers who are Holders of current accounts and request the transfer of the account relationship towards another Bank.
6 Percentages apply to transaction value
7
The Bank does not accept foreign metallic coins, except EUR and USD that are accepted for cash deposits, exclusively for loan installments repayments for Individuals.
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 PRIVATE INDIVIDUALS
Fees and Commissions Guide
into force starting with: 23.01.2023

1.6 Opening and managing current accounts with basic services 8 LEI
1.6.1 Current account with basic services for vulnerable customers9:
Required operations for:
Account opening fee free
Account management fee free
Account closure fee free
Cash deposits in lei, in the account, at the counter (Account Holder) free
Services that allow cash withdrawals from the account:
Cash withdrawals in lei at the counter free
Cash withdrawals in lei at BRD ATM’s11 free
Cash withdrawals in lei at ATMs of other Banks from Romania11 free
Payment operations:
Intra-banking (BRD-BRD) and inter-banking (BRD-other Banks) Direct Debit
Payments through a payment card, including online payments11
Credit transfer - Intra-banking (BRD-BRD) and inter-banking (BRD-other Banks) incomings in lei
the first 10 payment operations/ month are free12
Credit transfer - Intra-banking (BRD-BRD) and inter-banking (BRD-other Banks) payments in lei at the counter
Credit transfer - Intra-banking (BRD-BRD) and inter-banking (BRD-other Banks) payments in lei via online11
Bills payments at banking terminals (ATM/ ROBO/ POS)/ online11
1.6.2 Current account with basic services for invulnerable customers 10: LEI
Required operations for:
Account opening fee free
Account management fee 6 lei/ month
Account closure fee free
Cash deposits in lei, in the account, at the counter (Account Holder) free
Services that allow cash withdrawals from the account:
Cash withdrawals in lei at the counter free
Cash withdrawals in lei at BRD ATM’s11 free
Cash withdrawals in lei at ATMs of other Banks from Romania11 free
Cash withdrawals at ATMs of Banks abroad (foreign Banks)11 free

Note: Any other operation different from those mentioned in the table above shall be charged according to the fees mentioned in the present „Fees and commissions guide for Individuals”
8The current account with basic services represents a regulatory product as provided by the Law no. 258/2017 granted on the Customer’s express request and on his statement on his own responsibility regarding the fact

of not owning a payments account on Romania’s territory. The Customer will be granted with the benefits provided by the Law concerning the current account with basic services, for which the Customer fits, based on the
declared revenue/ income level
9Financially vulnerable customers - customers whose monthly income does not exceed the equivalent of 60% of the gross average income per economy (below 4.074 lei as gross), projected in the latest macroeconomic

forecast, i.e the autumn forecast, published by the National Prognosis Commission in 2022 for 2023, or whose income over tha past 6 months does not exceed the equivalent of 60% of the gross average income per
economy
10Financially invulnerable customers - customers whose monthly income exceeds the equivalent of 60% of the gross average income per economy (over 4.074 lei as gross)
11Attaching a debit card for cash withdrawals at ATM/ POS or for payments using the card, respectively attaching an online banking service to the current account with basic services (regardless of service’s type) shall be

made for a fee, in accordance with the in force „Fees and commissions guide for Individuals”
12After the first 10 transactions, of the type mentioned in the table, the following payment operations shall be charged according to the fees mentioned in the „Fees and commissions guide for Individuals”

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 PRIVATE INDIVIDUALS
Fees and Commissions Guide
into force starting with: 23.01.2023

2. Products and services packages CARD LIKE CARD START LEI CARD START EUR CARD DE ZI CU ZI LEI8 CARD SENIOR
Products and services included for free     
Standard current account lei lei eur lei lei
Debit card  ISIC/ MAEUB  Mastercard/VISA MasterCard Standard MasterCard/VISA  Mastercard/Visa Standard
Standard Standard/A la Carte
Remote banking services (optional in the package)  MyBRD Contact, YOU  MyBRD Contact, YOU  YOU BRD online banking  MyBRD Contact, YOU  MyBRD Contact, MyBRD
BRD online banking BRD online banking service/MyBRD Net/ Mobile BRD online banking SMS, YOU BRD online
service/ MyBRD Net/ service/ MyBRD Net/ Internet/Mobile banking service/MyBRD Net/ banking service/MyBRD Net/
Mobile internet/mobile Mobile Internet/Mobile service9 Mobile Internet/Mobile Mobile Internet/Mobile
banking service9  banking service9 banking service9 banking service9
Savings account (optional) - Atucont lei - Atucont lei Atucont lei
Automatic subscription in investment funds (optional) -     
Free operations included in the package/month
Cash withdrawals from BRD ATMs unlimited in lei unlimited in lei - unlimited in lei unlimited in lei
Cash withdrawals from BRD counter - - 2 in eur - -
Cash withdrawals from ATM other banks from Romania - 2 in lei - unlimited in lei -
SMS Alerts - - - - 2
Credit transfer – Intrabanking incomings unlimited in lei unlimited in lei unlimited in eur unlimited in lei unlimited in lei
Credit transfer – Interbanking incomings 1 in lei unlimited in lei - unlimited in lei -
Credit transfer – Intrabanking payments via YOU BRD online banking
unlimited in lei unlimited in lei unlimited in eur unlimited in lei unlimited in lei
service/ MyBRD Net/Mobile internet/mobile banking service9
Credit transfer – Interbanking payments via YOU BRD online banking
- standard - 50% - unlimited in lei -
service/ MyBRD Net/Mobile internet/mobile banking service9
PIN changes at BRD ATM/ List of the last 10 autorised transactions - - - -
unlimited
issued at BRD ATM’s 
Other Benefits
Savings account management fee - standard - 100% - standard - 100% standard - 100%
Loan file analysis fee1 standard - 20% - - standard - 50% standard - 20%
Annual management fee for Standard credit card2 standard - 100% standard - 100% - standard - 100% standard - 100%
Annual management fee for Gold credit card2 - - - standard - 100% -
Credit transfer – Interbanking payments in foreign currency to 7 eur/operation over the
beneficiaries from countries outside the single euro payment area - - counter & 5 eur/operation - -
via Internet/Mobile banking
Bonus over the interest rate of savings account & term deposits in According to the list of
- - - -
case of domiciliation of the monthly incomes in BRD current accounts interests rates in force
Insurance attached to the card, optional, one of the 2 options: Confort 6/8 usd/year (equiv. in 6/8 usd/year 6/8 usd/year (equiv. in 6/8 usd/year (equiv. in 6/8 usd/year (equiv. in
Mobile/Mobile Plus3 account currency) (equiv. in account currency) account currency) account currency) account currency)
Monthly package maintenance fee
Without fulfilling recurrent income condition in BRD current account 0 lei/month 6 lei/month 3 eur/month 12 lei/month 3.9 lei/month
Fulfilling recurrent income condition in BRD current account 0 lei/month 0 lei/month4 3 eur/month 0 lei/month4 1.9 lei/month
Package closing fee 0 lei 0 lei 0 eur 0 lei 0 lei

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 PRIVATE INDIVIDUALS
Fees and Commissions Guide
into force starting with: 23.01.2023

Products and services packages CARD GOLD LEI8 CARD GOLD EUR CARD PLATINUM LEI
Products and services included for free   
Standard current account lei eur lei
Debit card  Mastercard/Visa Gold Mastercard Gold MasterCard Platinum with 4 Priority Pass
included
Remote banking services (optional in the package)  MyBRD Contact, YOU BRD online  MyBRD Contact, YOU BRD online  MyBRD Contact, YOU BRD online banking
banking service/MyBRD Net/ Mobile banking service/MyBRD Net/ Mobile service/MyBRD Net/ Mobile internet/mobile
internet/mobile banking service9 internet/mobile banking service9 banking service9
Savings account (optional) Atucont lei - Atucont lei
Automatic subscription in investment funds (optional)   
Free operations included in the package/month
Cash withdrawals from BRD ATMs unlimited in lei unlimited in lei unlimited in lei
Cash withdrawals from BRD counter - 2 in eur -
Cash withdrawals from ATM other banks from Romania unlimited in lei unlimited in lei/eur5 unlimited in lei
Cash withdrawals from ATM other banks from abroad 2 2 unlimited
Credit transfer – Intrabanking incomings unlimited in lei unlimited in eur unlimited in lei
Credit transfer – Interbanking incomings unlimited in lei - unlimited in lei
Credit transfer – Intrabanking payments via YOU BRD online banking service/
unlimited in lei unlimited in eur unlimited in lei
MyBRD Net/Mobile internet/mobile banking service9
Credit transfer – Interbanking payments via YOU BRD online banking service/
unlimited in lei - unlimited in lei
MyBRD Net/Mobile internet/mobile banking service9
PIN changes at ATM BRD/ List of the last 10 autorised transactions issued at
unlimited unlimited unlimited
BRD ATM’s
Other Benefits
Savings account management fee 0 lei - 0 lei
Loan file analysis fee1 standard - 50% - standard - 50%
Annual management fee for Standard credit card and Gold credit card2 standard - 100% standard - 100% standard - 100%
Annual management fee for A la Carte debit card standard - 30% - standard - 30%
MyBRD SMS service with 20 alerts included/month6 2 lei/ month - 2 lei/ month
Credit transfer – Interbanking payments in foreign currency to beneficiaries from 7 eur/operation over the counter & 5
- -
countries outside the single euro payment area eur/operation via internet/mobile banking
Insurance attached to the card (optional, one of the 2 options): Confort 6/8 usd/year 6/8 usd/year 6/8 usd/year
Mobile/Mobile Plus3 (equiv. in account currency) (equiv. in account currency) (equiv. in account currency)
Travel insurance (free)   
BRDAV Avantaj 2 Clasic (free – only for the package owner)  - 
Monthly package maintenance fee
Without fulfilling recurrent income condition in BRD current account 20 lei/month 5 eur/month 50 lei/month
Fulfilling recurrent income condition in BRD current account 0 lei/month4 0 eur/month4 0 lei/month4
Package closing fee 0 lei 0 lei 0 lei

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 PRIVATE INDIVIDUALS
Fees and Commissions Guide
into force starting with: 23.01.2023

Products and services packages PREM1ER LEI PREM1ER EUR

Products and services included for free  
Standard current account - Support for the package (mandatory in the package) lei eur
- Supplementary (optional in the package) max. 2 accounts in lei max. 2 accounts in eur
- one principal card for the package owner (mandatory in the MasterCard Platinum with 4 Priority Pass MasterCard Platinum with 4 Priority Pass
Debit card  package) included included
- one supplementary card for the designated user appointed by MasterCard Platinum with 4 Priority Pass MasterCard Platinum with 4 Priority Pass
the owner included included
Remote banking services (optional in the package)  MyBRD Contact, YOU BRD online banking  MyBRD Contact, YOU BRD online banking
service/ MyBRD Net/MyBRD Mobile service/ MyBRD Net/MyBRD Mobile
internet/mobile banking service9, MyBRD SMS internet/mobile banking service9, MyBRD SMS
Savings account (optional) Atucont lei -
Automatic subscription in investment funds (optional)  
Free operations included in the package/month  
Cash withdrawals from BRD ATMs (principal card and designated card user) unlimited in lei unlimited in lei
Cash withdrawals from BRD counter (principal card and designated card user) - unlimited in eur
Cash withdrawals from ATM other banks from Romania (principal card and designated card user) unlimited in lei unlimited in lei /eur5
Cash withdrawals from ATM other banks from abroad (principal card and designated card user) unlimited unlimited 
SMS Banking service unlimited alerts unlimited alerts
Credit transfer – Intrabanking incomings unlimited in lei unlimited in eur
Credit transfer - Interbanking incomings unlimited in lei unlimited in eur
Credit transfer – Intrabanking payments via YOU BRD online banking service/MyBRD Net/Mobile unlimited in lei unlimited in eur
internet/mobile banking service9
Credit transfer – Interbanking payments via YOU BRD online banking service/MyBRD Net/Mobile unlimited in lei -
internet/mobile banking service9
PIN changes at ATM BRD/ List of the last 10 autorised transactions issued at BRD ATM’s unlimited unlimited
Other Benefits  
Savings account management fee 0 lei standard - 100%
Annual management fee for Platinum, Gold credit card standard - 100% standard - 100%
Credit transfer – Interbanking payments in foreign currency to beneficiaries from countries outside the
- 7 eur/operation
single euro payment area, ordered over the counter
Credit transfer – Interbanking payments in foreign currency to beneficiaries from countries outside the
single euro payment area, ordered via YOU BRD online banking service/MyBRD Net/Mobile - 5 eur/operation
internet/mobile banking service9
6 usd/year 6 usd/year
Confort Platinum insurance – only for the package owner7
(equiv. in account currency) (equiv. in account currency)
BRDAV Avantaj 2 Clasic (free – only for the package owner)  
Travel insurance (free)  
Monthly package maintenance fee  
Without fulfilling recurrent income condition in BRD current account or holding assets in BRD Group 200 lei/month 50 eur/month
Fulfilling recurrent income condition in BRD current account or holding assets in BRD Group 0 lei/month4 0 lei/month4
Package closing fee 0 lei 0 lei

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 Fees and Commissions Guide PRIVATE INDIVIDUALS
into force starting with: 23.01.2023

1 The discount applies for any type of credit (except for Prima Casă and the Card Like package, where the reduction applies only for consumer loans). The package owner benefits from this reduction regardless of the number of loans contracted during
the life of the package and regardless of the currency of the loan.
2The annual management fee of the credit card is free, during the period of ownership of the package by the holder, starting with the next payment date of the annual management fee charged on the anniversary date of the credit card
after the purchase of the package or at the first operation performed with the introduction of the PIN code.
3 Insurance component, in two alternatives, optional in the package. Only one of the two options can be chosen, at the moment of package opening. The preferential premium is perceived in the equivalent of the currency of the paying account, separate
from the monthly maintenance fee of the package. The package owner may benefit of the preferential prices for Confort premium granted in the package only for the card included in the package (package owner’s card).
4 The monthly package management fee is 0 (zero) lei/month, under the condition of: recurrent incomes encashments, for Card Start, Card de Zi cu Zi, Card Gold, Card Platinum packages/recurrent incomes encashments or holding assets in BRD

Group, for Prem1er package. Recurrent income means that income which fulfills all of the followings: (i) it comes from regular cash incomings: salaries, rents, pensions, allowances, scolarships or other regular types of incomes; (ii) is received in the
current accounts of the customer held at BRD; (iii) is at least: 1.000 lei/month for Card Start Lei package; 2.500 lei/month for Card de Zi cu Zi Lei package; 8.000 lei (or equivalent in account currency)/month for Card Gold package; 12.000 lei/month for
Card Platinum package; 150.000 EUR/year for Prem1er package. Amounts coming from loans granted by the Bank, deposits which reach maturity, credit transfers between own accounts are not considered regular income. Holding assets in BRD Group
(BRD Group: BRD – Groupe Société Générale S.A, BRD Asigurari de Viata SA, BRD Asset Management SAI SA.) means the balance which fulfills all of the followings: (i) is registered at the end of the month in current accounts, savings accounts, term
despoists and investment products (government and corporate securities, shares and other financial instruments listed on the capital markets, structured investments, investment funds and insurances with investment components); (ii) is at least:
200.000 EUR/month for Prem1er package. In case the condition of regular income encashment or assets holding in BRD Group conditions stated above are not fulfilled, the Bank will charge the package management fee as stated in the Taxes and
Fees Guide for Individuals in force. In this case, the client irrevocably and unconditionally authorizes the Bank to automatically deduct from the package account the value of the package management fee on the 20th of each month, for the previous
month in which no recurring revenue was received or assets holding condition in BRD Group was not fulfilled in the mentioned amount. In all cases, the customer will benefit from a grace period in the month when the package is activated and in the
following calendar month, in which the customer will not pay the package management fee regardless if the regular income condition or assets holding in BRD Group in the mentioned amounts is fulfilled or not. Starting with the 4th calendar month,
counting also the activation month, the Bank will verify, for the previous calendar month, the meeting of the recurrent income condition in the mentioned amounts, for the current accounts of the customer opened at BRD (except for Prem1er package,
for which the condition is verified for a period of 12 months previous the month when the condition is checked, respectively for the number of months from the date the Prem1er package was opened if this is smaller than 12 months) or assets holding in
BRD Group, in products held by the client at BRD, in the mentioned amounts. If the condition is not fulfilled, the Bank will charge the package management fee in force and will debit the package account based on the mentioned direct debit mandate.
It does not constitute a renunciation of the Bank to the right to receive this commission in the future situation in which this right was not exercised within a certain period, without retroactively charging the client costs.
5 The cash withdrawals in EUR from other banks’ ATMs in Romania are possible depending on the banks’ offer.
6 Optional service included in the package with special tariff, that is charged separate from the monthly package management fee.
7 The package owner may benefit of the preferential fees of the Confort premium granted in the package only for the card included in the package (package owner’s card). The preferential premium is charged in the equivalent of the paying account

currency, separated from the monthly package management fee.

8 The monthly package management fee is 0 (zero) lei/month for the lifetime of the package , for customers who apply online for the package offer within the BLACK FRIDAY Campaign, in the period 11– 13.11.2022 on the campaign page www.brd.ro/yey-

friday and the package subscription is done in any BRD branch, until 15.12.2022.
9 MyBRD Net/Mobile internet/mobile banking services were eliminated from Bank’s offer starting 26.04.2021.

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Fees and Commissions Guide PRIVATE INDIVIDUALS
into force starting with: 23.01.2023

Products and services packages CARD SOLIDUARITY LEI* CARD SOLIDUARITY EUR*
Products and services included for free  
Standard current account lei eur
Debit card  MasterCard Standard MasterCard Standard
Remote banking services (optional in the package) MyBRD Contact MyBRD Contact
Free operations included in the package/month
Cash withdrawals from BRD ATM’s unlimited in lei unlimited in lei
Cash withdrawals from BRD counter - 3 in eur
Credit transfer – Intrabanking incomings unlimited in lei unlimited in eur
Credit transfer – Interbanking incomings unlimited in lei unlimited in eur
Credit transfer – Intrabanking payments ordered at the counter unlimited in lei unlimited in eur
Credit transfer – Interbanking payments ordered at the counter unlimited in lei unlimited in eur
PIN changes at BRD ATM unlimited unlimited
List of the last 10 autorised transactions issued at BRD ATM’s unlimited unlimited
Other Benefits
Annual management fee for debit card standard - 100% standard - 100%
Monthly package maintenance fee 0 lei 0 eur
Package closing fee 0 lei 0 eur

*Available only to Ukrainian citizens who present a valid Ukrainian passport, with a visa to enter Romania starting with 24.02.2022

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 Fees and Commissions Guide PRIVATE INDIVIDUALS
into force starting with: 23.01.2023
3. NON-CASH OPERATIONS1
3.1 CREDIT TRANSFERS - PAYMENTS2 Intrabanking circuit (BRD - BRD) Interbanking circuit (BRD - other banks)
LEI Counter Online* Counter Online*
Payments between accounts of the same client 15 lei/ operation free - -
Payments between BRD clients 15 lei/ operation free (including bills payment) - -
Standard interbanking payments - - 18 lei/ operation3 3.5 lei/ operation4
Instant interbanking payments - - - 3.5 lei/ operation5
External payments to beneficiaries from countries
- - 18 lei/ operation 3.5 lei/ operation
belonging to the single euro payments area6
External payments to beneficiaries from countries outside 0.20% min. 20 eur, max. 1.000 eur + 0.15% min. 10 eur +
- -
single euro payment area6 ReGIS (BNR) fee ReGIS (BNR) fee
External fee ("OUR" payments only)7 - external payments
- 20 eur (in account currency equivalent) 10 eur (in account currency equivalent)
in lei to beneficiaries from countries outside the EU/ EEA8
FOREIGN CURRENCY Counter Online* Counter Online*
EUR
15 lei/ operation
Payments between accounts of the same client (in account currency free - -
equivalent)
15 lei/ operation
Payments between BRD clients (in account currency free - -
equivalent)
Payments in EUR to beneficiaries from countries - - 18 lei/ operation 3.5 lei/ operation
belonging to the single euro payment area6 (in account currency equivalent) (in account currency equivalent)
Payments in EUR to beneficiaries from countries outside
- - 0.20% min. 20 eur, max. 1.000 eur 0.15% min. 10 eur
the single euro payment area6
OTHER CURRENCIES9
15 lei/ operation
Payments between accounts of the same client (in account currency free - -
equivalent)
15 lei/ operation
Payments between BRD clients (in account currency free - -
equivalent)
0.20% min. 20 eur, max. 1.000 eur 0.15% min. 10 eur
Interbanking payments - -
(in account currency equivalent) (in account currency equivalent)
External fee ("OUR" payments only)7 - payments outside
- 20 eur (in account currency equivalent) 10 eur (in account currency equivalent)
the EU/ EEA8, regardless of the currency
Urgency fee (currency date: today) - 30 eur/ operation (in account currency equivalent)
OTHER SERVICES
Payment modifications/ cancellation/investigations - - 30 eur (in account currency equivalent)

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 Fees and Commissions Guide PRIVATE INDIVIDUALS
into force starting with: 23.01.2023

3.2 CREDIT TRANSFERS - INCOMINGS Intrabanking circuit (BRD - BRD) Interbanking circuit (other banks - BRD)
LEI
Incomings free 4 lei/ operation
FOREIGN CURRENCY
Incomings free free
IBAN code repairs (erroneous IBAN) - 7 eur (in account currency equivalent)
OTHER SERVICES
Incoming modifications/ cancellations10 - 30 eur (in account currency equivalent)
Incoming investigations10 30 eur (in account currency equivalent)

*YOU BRD mobile banking service/ MyBRD Net Internet banking service/ MyBRD Mobile Mobile banking service (MyBRD Net/Mobile internet/mobile banking services were eliminated from Bank’s offer starting 26.04.2021)
1If the transaction/fee currency is different than the currency of the debited account, the Bank will exchange the sum into the debited account currency at the Bank’s exchange rate from the date the transaction was performed;
2Percentages apply to transaction value; 3Includes the SENT (TRANSFOND) fee of 0.51 lei for low-value interbank payments (< 50.000 lei), respectively the ReGIS (NBR) fee of 6 lei for high-value payments (≥ 50.000 lei). Payments

made from the escrow account into the current account, will be charged from the current account; 4Includes the SENT (TRANSFOND) fee of 0.51 lei for low-value standard interbank payments (< 50.000 lei); for high-value payments(≥
50.000 lei), the ReGIS (NBR) fee of 6 lei is charged; 5Includes the SENT (TRANSFOND) fee of 0.45 lei for low-value instant interbank payments (< 50.000 lei); 6The list of the countries included in SEPA zone (Single Euro Payments
Area) may be consulted at https://www.europeanpaymentscouncil.eu; 7The external fee shall be added to the payment fee and is valid only in case BRD determines the payment banking channel. In case the customer determines
the payment banking channel, the external fee might amount to max. 300 eur; 8Countries belonging to the EU/ EEA: Austria, Belgium, Bulgaria, Cyprus, the Czech Republic, Denmark, Germany, Estonia, Greece, Spain, Finland,
France, Hungary, Ireland, Italy, Lithuania, Luxembourg, Latvia, Malta, the Netherlands, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia, Iceland, Liechtenstein, Norway, Switzerland; 9The transactions of credit transfer type
– intra and interbanking payments, foreign exchange ordered through MyBRD Mobile/MyBRD Net Mobile/Internet banking services are not allowed in CAD, SEK, NOK, DKK, HUF, AUD, CZK, PLN, JPY, BGN, MDL current accounts;
the accounts’ owners will be able to perform non-cash transactions only at Bank’s counter; 10It is not charged to BRD clients; the commission is requested from external banks.
Note: for bills payments at the BRD counter through payment order, in certain situations the charged commission to the payer will be smaller depending on the derogatory conditions or on the contract concluded between the
Beneficiary and BRD; in certain situations, the charged commission may have a different value depending on the contract conclued between the Beneficiary and BRD.

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 PRIVATE INDIVIDUALS
Fees and Commissions Guide
into force starting with: 23.01.2023

Intrabanking circuit Interbanking circuit 4. Remote banking services

Standing order1 (BRD – BRD) (BRD – other banks) MyBRD SMS
Counter Online* Counter Online* MyBRD SMS attached to current
0.30 eur/ operation - account/ economy account and
Lei (equiv. in the account - - Platinum credit card
currency) Management 2 lei/ month
Simplis Debit Direct Received message 0.90 lei/ message6
Counter Online* Counter Online* Mini-statement 0.90 lei (equiv. in the account currency )
Debit2
free (exception < 200 : 1.5 lei/ operation MyBRD SMS attached to Standard/ Free7
mandates set in favour [200 - 50.000 lei]: 3 lei/ Gold credit cards with installments
Lei of SC Electrica - operation - YOU BRD online banking service
Furnizare SA:1.5 Management free
lei/operation) >50.000 lei: 5 lei/ operation
MyBRD Mobile mobile banking service
Management 4.5 lei/ month
Documentary payment orders (conditioned)3 Use of USSD 0.5 lei/ session
Commission for endorsement of received MyBRD Net internet banking service
payment order 0.10%, min. 50 eur, max. 1.000 eur (or equivalent in operation currency) Management 4.5 lei/ month
Commission for issued payment order 0.15%, min. 50 eur, max. 1.500 eur (or equivalent in operation currency) Acquisition/replacement of Digipass
Documents handling 0.10%, min. 50 eur, max. 1.500 eur (or equivalent in operation currency) MyBRD Net Internet banking service 20 lei + VAT
Commission for payment of issued payment Management of MyBRD Net Internet
order 0.20%, min. 10 eur, max. 1.000 eur (or equivalent in operation currency) banking service along with MyBRD 6 lei/ month
Mobile Mobile banking service
Incomings and payments5 - debit electronically compensated on paper compensated MyBRD Contact Call Center service
instruments (cheques and (lei) (lei) Management free
promissory notes) in lei
≤ 500 lei 4 lei/ operation 8 lei/ operation
(500 - 50.000) lei 8 lei/ operation 16 lei/ operation
≥ 50.000 lei 11 lei/ operation 22 lei/ operation

Intrabanking circuit Interbanking circuit

Incomings in escrow accounts (BRD – BRD) (other banks – BRD)
Counter/Online* Counter/Online*
Lei free free

* YOU BRD Mobile banking service/ MyBRD Net/Mobile internet/mobile banking service (MyBRD Net/Mobile internet/mobile banking services were eliminated from Bank’s offer starting 26.04.2021)
1Starting with 07.01.2013, the standing order service between two accounts of the same customer (BRD current accounts/ BRD savings accounts) is free of charge. For customers who opted for this service before 07.01.2013,

the standard fee of 0.30 eur/ operation shall be charged; 2The SENT (TRANSFOND) fee for direct debit instructions in the interbanking system is supported by the payee; 3For every suboperation made within documentary
payment order (endorsement, issue, payment, etc.), minimum 1 SWIFT message will be send/ retained; 4To be eliminated starting from 01st of March 2019; 5Includes the fee of 0.88 lei charged by SENT (TRANSFOND) for
incomings; SENT (TRANSFOND) does not charge fee for payments; 6Free for the Platinum credit card, 7The cost of MyBRD SMS subscription and SMS’s sent by the Bank is 0; 8Fees applicable for clients enrolled in the service
until 26.04.2021.

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 PRIVATE INDIVIDUALS
Fees and Commissions Guide
into force starting with: 23.01.2023

5. Debit card - current offer

Debit cards LEI FOREIGN CURRENCY
Fees for operations related to cards Youth Electronics Standard Transport A la Carte Gold Platinum Standard Gold Platinum
Card issuing free free free free free free free free free free
Card renewal free free free free free free free free free free
12 usd /
Annual maintenance/ card1 10 lei 14 lei 25 lei 25 lei 50 lei 200 lei 450 lei 70 eur 110 eur
12 eur
12 usd /
Card replacement in Romania 10 lei 14 lei 20 lei 25 lei 50 lei free free free free
12 eur

Emergency card replacement abroad for Visa

n/a n/a 225 usd n/a 225 usd 225 usd n/a 225 usd n/a n/a
Cards

3.5 usd /
PIN regeneration 10 lei free 2.5 eur free
2.5 eur
10 usd /
Unjustified chargeback request 30 lei 10 eur 10 eur
10 eur
Business Lounge access in partner airports
n/a n/a n/a n/a n/a free free n/a free free
(Cluj andTimişoara)
Business Lounge access via the Priority Pass 30 usd/ access/ 30 usd/ access
n/a n/a n/a n/a n/a n/a n/a n/a
programme pers /pers
3DSecure activation free free free free free free free free free free
Card delivery by courier2 (applicable from
14 lei 14 lei 14 lei 14 lei 14 lei gratuit gratuit 14 lei free free
15.07.2022)
Debit cards in lei Debit cards in foreign currency
Youth: BRD – ISIC Standard: Visa Standard USD, Mastercard
Electronics: Maestro Universitatea Bucuresti Standard EUR
Standard: Visa Standard, Mastercard Standard Gold: Mastercard Gold EUR
Transport: Mastercard Standard Transport STB Platinum: Platinum EUR
A la Carte: Mastercard “A la Carte” , Visa “A la Carte”
Gold: Mastercard Gold, Visa Gold
Platinum: Platinum Debit

1The card administration fee is charged annually, as follows: in the first year, on the card issue date, and in subsequent years on the 26th of the anniversary month of the card issue.
2By exception, for cards included in current account packages opened online via www.brd.ro, delivery is free of charge.

13
 PRIVATE INDIVIDUALS
Fees and Commissions Guide
into force starting with: 23.01.2023
Debit card3 - current offer
LEI FOREIGN CURRENCY
Fees for ATM/POS transactions Youth Electronics Standard Transport A la Carte Gold Platinum Standard Gold Platinum
Cash withdrawals
0.2%, min.0.9 Lei
ATM BRD 0.2%, min.0.9 lei 1% 1%
(echiv usd/ eur)
ATM/POS other banks from Romania 1% + 7 lei 1% + 7 lei
ATM/POS, in EUR, other banks from
1% +7 lei 1% +7 lei
European Union
ATM/POS, in other currencies, other banks
1.5% +10 lei 1.5% + 3 usd / 1.5% + 3 eur
from abroad
POS other banks from abroad -
n/a n/a 150 eur n/a 150 eur 150 eur n/a 150 eur n/a n/a
emergency only for Visa cards
Balance inquiry
ATM/ROBO BRD free free free free free free free free free free
1 eur 1 eur
ATM other banks from Romania4/ abroad 2 lei 0.50 eur
(in account currency) ( in account currency)
Other operations
POS Payments including e-Commerce
(purchase of goods and services, including free free free free free free free free free free
online)
Bill payments at ATM/ ROBO/ POS/ online free free free free free free free free free free
Quasi-cash transactions 1% + 7 lei (or equivalent in account currency)
List of the last 10 operations issued at 0.50 eur
0.50 eur (equivalent in account currency) free free
ATM (in account currency)
PIN change at ATM BRD 2 lei free 0.50 eur / 0.70 usd free
PIN change at other banks ATM from
2 lei free 0.50 eur free
Romania (only MasterCard)
Debit cards in lei Debit cards in foreign currency
Youth: BRD – ISIC Standard: Visa Standard USD, Mastercard
Electronics: Maestro Universitatea Bucuresti Standard EUR
Standard: Visa Standard, Mastercard Standard Gold: Mastercard Gold EUR
Transport: Mastercard Standard Transport STB Platinum: Platinum EUR
A la Carte: Mastercard “A la Carte” , Visa “A la Carte”
Gold: Mastercard Gold, Visa Gold
Platinum: Platinum Debit

3Percentages apply to transaction value

4Exception: the balance inquiry at the ATM is free under the conventions Beneficii Plus Dedicat and for the BRD Capital Markets accounts for which the Holder owns at least one account opened within BRD

14
 PRIVATE INDIVIDUALS
Fees and Commissions Guide
into force starting with: 23.01.2023
6. Credit cards - current offer1
FEES FOR OPERATIONS RELATED TO CARDS Standard Credit Card with Gold Credit Card
installments with installments Platinum Credit Card
Card issuing free free free
Card renewal free free free
Annual maintenance 50 lei2 150 lei2 450 lei
Annual maintenance supplementary card free free 450 lei
Card replacement 15 lei 15 lei free
PIN regeneration 12 lei 12 lei free
Unjustified chargeback request 30 lei 30 lei 30 lei
Account statement issuing - online through YOU BRD online banking service/MyBRD Net free free free
internet banking service3 or in BRD agency
Account statement sent by MyBRD Contact via email for the last transactional cycle free ( for the first account statement )
(entering in force starting 15.07.2022) 3 lei/account statemnet starting with the second
Account statement sent by MyBRD Contact via e-mail for previous transactional cycles e
(for maximum 12 previous transactional cycles, entering in force starting 15.07.2022) 3 lei/ account statement
Account statement sent through mail 5 lei 5 lei 5 lei
Transaction list sent by MyBRD Contact via e-mail (for maximum 12 previous months, 3 lei/ account 3 lei/ account 3 lei/ account
entering in force starting 15.07.2022)
Credit line related fees
Unique commission for additional services requested by the customer 50 eur (lei equiv.) 50 eur (lei equiv.) 50 eur (lei equiv.)
ATM/ POS usage related fees
Cash withdrawals
ATM BRD/ ATM local banks/ ATM banks from abroad free free free
POS local banks/ POS banks from abroad free free free
Balance inquiry
MyBRD Contact/ ATM BRD free free free
MyBRD SMS n/a n/a free
ATM other banks free free 2 lei
Other operations
POS payments, including online free free free
Quasi-cash transactions 1% + 7 lei 1% + 7 lei -
Invoice payments at ATM/ ROBO/ online free free free
List of the last 10 operations issued at ATM 1 leu 1 leu free
PIN change at BRD ATM/ other banks ATM free free free
Business lounge access in partner airopors (Cluj and Timisoara) n/a free free
Business lounge access (Priority Pass Program) n/a n/a 30 usd/ entrance/ pers

1Percentages apply to transaction value.

2Theannual credit card administration fee is charged: (i) in the first year of validity of the card, on the card activation date through a PIN transaction; (ii) for the following years, on the 26th of the anniversary 15
month of the card issue.
3MyBRD Net internet banking services was excluded from Bank’s offer starting 26.04.2021.
 PRIVATE INDIVIDUALS

Fees and Commissions Guide

into force starting with: 23.01.2023

7. Loans
1. LOAN REVIEW1 2. LOAN MANGEMENT2
A. Consumer loans lei foreign A. Consumer loans lei foreign currency
currency a. Personal loans without object
a. Personal loans without object Expresso/ Expresso ReStart free -
Expresso/ Expresso ReStart 200 lei - 0.40%/
Multiplan Loan 200 lei 50 eur Multiplan Loan month 0.40%/ month
Expresso NonStop/ Expresso NonStop Restart 650 lei - Expresso NonStop/ Expresso NonStop ReStart free -
b. Credit lines b. Credit lines
Individual/ ReStart Overdraft 20 lei 5 eur/ 5 usd Individual/ ReStart Overdarft free free
c. Loans for studies/ students c. Loans for studies/ students
Loan 10 100 lei - Loan 10 0.32%/month -
Loan for studies 100 lei 25 eur / 25 usd Loan for studies 0.32%/month 0.32%/ month
d. Loans for medical purposes d. Loans for medical purposes
Loan for medical purposes 100 lei 25 eur Loan for medical purposes 0.40%/month 0.40%/ month
e. Loans secured by frozen amounts in the account e. Loans secured by frozen amounts in the account
Loan for temporary needs 20 lei 5 eur/ 5 usd Loan for temporary needs 30 lei/ month 5 eur/ 5 usd/month
Individual Overdraft with frozen amounts in the account 20 lei 5 eur/ 5 usd Individual Overdraft with frozen amounts in the account free free
Platinum Overdraft with frozen amounts in the account 200 lei 50 eur Platinum Overdraft with frozen amounts in the account free free
B. Loans for Real Estate investments B. Loans for Real Estate investments
Habitat/ Habitat ReStart mortgage loan 650 lei 200 eur3 Habitat/ Habitat ReStart mortgage loan free free
„La Casa Mea” mortgage loan5 650 lei - „La Casa Mea” mortgage loan free -
„First House”/ “New House” mortgage loan free - „First House”/ “New House” mortgage loan free -

1The file review fee is reduced by: 20% for customers who hold or contract one of the following packages: CLASIC, SELECT, PREMIUM, DRUM BUN, e-CLICK, CARD SENIOR, SPRINT PE+, CARD LIKE (in case of CARD LIKE package, the
discount is applied only for consumer loans), or hold Credit Expresso; or by 50% for customers who hold or contract one of the following packages: CARD ZI CU ZI, CARD GOLD in lei, CARD PLATINUM, PREM1ER LEI/EUR, PREM1ER PLUS
LEI/EUR; or by 100% for customers who contract a Credit Expresso/Expresso Restart via online platform.
2The loan management fee is applied to the loan balance.
3 Habitat/
Habitat ReStart in EUR mortgage loan in granted only to clients with the income in eur, if they receive it or will receive it in the BRD account for the whole period of the loan.
4„La Casa Mea” motgage loan is granted only to clients that purchase/build the first house and already receive or will receive their income in the BRD account for the whole period of the loan.

16
 PRIVATE INDIVIDUALS

Fees and Commissions Guide

into force starting with: 23.01.2023

3. EARLY REPAYMENT lei foreign currency

a. Loans with floating interest rate free
b. Loans with fixed interest rate*
 if the period between the early repayment and the agreed date of termination of the loan agreement is more than 1 year 1%
 if the period between the early repayment and the agreed date of termination of the loan agreement is less than 1 year 0.5%
c. Loans with fixed introductory interest rate, after floating free
* For secured loans (real estate mortgage) granted starting with 30.09.2016, the early repayment is free of charge
4. OTHER FEES FOR THE LENDING ACTIVITY
Provision of the loan free
Credit line renewal/ increase :
Individual Overdraft (including Overdraft with frozen amounts in the account)/ ReStart 20 lei 5 eur / 5 usd
Platinum Overdraft ( including Overdraft with frozen amounts in the account)/ Platinum ReStart 200 lei 50 eur
Single fee for additional services provided upon the Customer’s request during the loan agreement 50 eur (equivalent in the loan currency)
Management fee owed to FNGCIMM (National Loan Guarantee Fund for SMEs) for First House/ New House 0.30%/ year, calculated with reference to the value of the guarantee
mortgage loan
Single review fee for obtaining the guarantee promise from FNGCIMM, for First House/ New House 0.15% from the value of the unilateral loan promise
Evaluation cost (including VAT):
Apartment 450 lei (equivalent in the loan currency)
House 550lei (equivalent in the loan currency)
Land 400 lei (equivalent in the loan currency))
Other type of real estate 480 – 3.000 lei (equivalent in the loan currency)
Future building – initial evaluation 600 lei (equivalent in the loan currency)
Future building – intermediary evaluation 300 lei (equivalent in the loan currency)
Future building – final evaluation 550 lei (equivalent in the loan currency)
Note: If you choose the valuation realized by the Bank, the valuation cost is fully paid by the Bank (except for First House
and New House loans)
RNPM registration fees according to the authorised agreed operator
Conditional payment order charched for refinancing exposure from other banks (except for overdrafts, credit cards) 20 lei (equivalent in the loan currency)/ operation
5. GUARANTEES
Drafting agreements of security in personal and real property for authentication with the Notary Office/ registration with the
free
Land Register or RNPM

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 PRIVATE INDIVIDUALS

Fees and Commissions Guide

into force starting with: 23.01.2023

8. Savings and investments

Saving products Term deposits* Savings accounts** Savings accounts for children***
Account opening free free free
lei: free lei: free
Management fee free
foreign currency: 0.80 eur/ month/ account foreign currency: 0.80 eur/ month/ account
(in currency equivalent) (in currency equivalent)

Account closure/ Deposit liquidation free, through transfer in the current free free
account

Interests transfer from the deposit account into

free - -
the current account
Cash deposits free
Cash withdrawals at the cash desk**** lei: 1.5%, min. 15 lei
foreign currency: 1.5%, min. 5 eur or equivalent
Credit transfer - Incomings in the saving accounts n/a free
*term deposits, Progresso deposit **Atucont1 ***Atustart, Atusprint2
Note: SmartCont account is no longer available starting with 31.08.2015
Account opening/ closure/ management fee: free
****no withdrawal fee is applied for the withdrawals performed at the cash desk (in lei or foreign currency), related to the term deposits concluded before 30.07.2002.
1 Atucont in USD saving accounts were eliminated from Bank’s offer starting 01.03.2021, respectively Atucont in EUR starting 26.04.2021.
2 Atustart, Atusprint in USD saving accounts were eliminated from Bank’s offer starting 01.03.2021, respectively Atustart, Atusprint in EUR and Atusprint in LEI starting 26.04.2021.

Investment funds BRD Euro Fond

BRD ORIZONT 2035 BRD
(OIF = open investment BRD Simfonia BRD BRD Diverso BRD Acţiuni BRD Global BRD USD Fond
fund) BRD ORIZONT 2045 OPORTUNITATI
BRD Simplu Obligaţiuni Class A and E Class A and E Class A and E BRD Euro Simplu
Class A, E and U
Account opening/ free
Subscription/
Redemption
Cash withdrawals at 1.5%, min. 15 lei
the cash desk 1.5%, min. 5 eur (in currency equivalent)

Stejar (product in stock)

Premium payments/ Credit transfer - Incomings free
in the current account related to Stejar
operations (redemption, compensation, etc)
Cash withdrawals at the counter 1.5%, min. 15 lei

18
 PRIVATE INDIVIDUALS

Fees and Commissions Guide

into force starting with: 23.01.2023
9. Insurances
Confort Insurance
the insured is the card account holder or an the insured is the authorised holder
within the product packages/*salary conventions
annual insurance premium authorised holder, other than the spouse (spouse)
for cards in for cards in for cards in for cards in
for cards in eur for cards in eur
lei/ usd lei/ usd lei/ usd lei/ usd
Confort insurance attached to the equiv. in RON of 6 usd/ year
PLATINUM card equiv. in lei of 8 usd/ 8 eur/ year equiv. in lei of 6 6 eur/ year within the product packages AZI PE+ PLATINUM for holders’
year usd/ year cards
7 usd/ year
(or equiv. in lei for 7 eur/ year 6 usd/ year 6 eur/ year
Confort Mobile insurance attached to
cards in lei) n/a (or equiv. in lei for cards in lei)
debit cards
the insured is the card account holder for CLASIC, SELECT, DRUM BUN, CARD LIKE, CARD
SENIOR and CARD GOLD packages/ for holders’ cards
Confort Mobile Plus insurance attached 10 usd/ year 10 eur/ year 8 usd/ year 8 eur/ year*
to debit cards (or equiv. in lei) (or equiv. in lei for cards in lei)
n/a for CLASIC, SELECT, DRUM BUN, CARD LIKE, CARD
the insured is the card account holder SENIOR and CARD GOLD packages/ for holders’ cards
*for cards attached to accounts enrolled in salary conventions

BRDAV Life Insurance attached to loans

Unsecured consumer loans (multi-purpose personal loans, loans for studies, for medical purposes, for real
estate investment, rescheduling and refinancing):
Standard case Premium rate: 0.090%/ month (applied to the loan balance as at the time of payment)
Specific quotation case - affirmative answer to questions 2a, 2c or 3 of the Medical Questionnaire Premium rate: 0.094%/ month (applied to the loan balance as at the time of payment)
Specific quotation case - affirmative answer to question 5 of the Medical Questionnaire - physical, locomotive or Premium rate: 0.124%/ month
sensory disability (excluding mental disabilities) (applied to the loan balance as at the time of payment)
CumVreiTu credit card and Platinum credit card Premium rate: 0.13%/ month (applied to the value of the used line of credit)
Standard credit card and Gold credit card with installments Premium rate: 0.40%/ month (applied to the daily value of the used line of credit)
Individual Overdraft for individuals (except Platinum) Premium rate: 0.071% /month (applied to the value of the used line of credit)
Platinum Overdraft for individuals Premium rate: 0.13%/ month (applied to the value of the used line of credit)
Premium rate: 0.033%/ month (applied to the loan balance as at the time of payment)
Loans for mortgage secured real estate investment - standard case/ Mortgage secured consumer loans
(premium rate valid until 31.03.2023)
Sogessur S.A. Paris – Sucursala București GROUPAMA Insurances
Home insurance with PAD franchise - buildings with housing purpose: Fire insurance with PAD franchise - buildings with housing purpose:
residential buildings built after 1941 0.10% / year residential buildings built after 1941 0.09% / year
residential buildings built before 1940 (inclusive) 0.14% / year residential buildings built before 1940 (inclusive) 0.13% / year
Travel insurance for holders of Standard credit cards 45 lei/ year

19
Fees and Commissions Guide PRIVATE INDIVIDUALS
into force starting with: 23.01.2023

10. Other services

1. Payment incidents Rate/ fee
Inquiry of the Payment Incidents Services (CIP) database
upon customer’s request
for each application sent through the headquarters 6 lei + VAT
for each application sent through the subunits 7 lei + VAT
2. Good standing letters (recommendation)/ solvency certificates
Good standing letter issuing (recommendation) 8.46 eur (in lei equivalent) + VAT
Solvency certificate issuing (for ANL mortgage loans) 33.60 eur (in lei equivalent) + VAT
3. Rental of safe deposit boxes*
Type 1 box 1.50%/ year, min. 44.4 lei / month + VAT
Type 2 box 1.50%/ year, min. 56.5 lei / month + VAT
Type 3 box 1.50%/ year, min. 68.6 lei / month + VAT
Type 4 box 1.50%/ year, min. 80.7 lei / month + VAT
Type 5 box 1.50%/ year, min. 112.9 lei / month + VAT
Type 6 box 1.50%/ year, min. 225.8 lei / month + VAT
Type 7 box 1.50%/ year, min. 362.9 lei / month + VAT
Type 8 box 1.50%/ year, min. 544.4 lei / month + VAT
4. Sent messages
poste: special courier as per DHL charges + VAT
poste: registered letter as per postal charges + VAT
5. Currency exchange operations free
6. Other services
Bills payments at the counter** 0.60%, min. 2 lei
Bills payment in cash/ card using the APT/ MBA machines free
Banknotes authenticiy check (lei, foreign exchange) at 1 eur/ banknote (in lei equivalent)
customer ‘s request
Incoming and conservation of valuable objects and
securities 1%/ year, min.25 eur/ month + VAT
Inheritance commission*** 0 lei/ eur/ usd
Bank forms issuing free
Issuing copies of documents and bank forms, upon the 1 eur/ page
customer’s request (also charged for certificates issuing) (in lei equivalent) + VAT
* shall be charged at the declared value, in lei equivalent
** in certain situations, the fee charged to the payer for paying bills at the counter may have a different value depending on the contract
concluded between the Beneficiary and BRD; in the case of bills payment via credit transfer - intrabank payment at the counter, in
some cases, the fee charged to the payer may have a different value depending on the derogatory conditions or on the contract
concluded between the Beneficiary and BRD
*** commission modified starting with 17.11.2017

20
 Fees and Commissions Guide PRIVATE INDIVIDUALS
into force starting with: 23.01.2023

Annex no. 1 – Packages of products and services – out of offer

Components of package ranges SPRINT STUDENT
SENIOR PE+
EURO PE+ AZI PE+ AZI PE+
(withdrawn from the Bank’s offer starting 17.01.2020) PE+ PE+ GOLD PLATINUM
Products and services included      
Current account  lei  lei  lei  eur  lei  lei
Debit card  Sprint lei  ISIC/ MAEUB  MasterCard/ Visa Standard   MasterCard Visa Gold  MasterCard Platinum
lei lei MasterCard lei lei
Standard eur
 Contact, YOU BRD online  Contact, MyBRD SMS, -  Contact, YOU BRD Contact, YOU BRD
banking/MyBRD Net internet YOU BRD online  online banking/MyBRD online banking/MyBRD
banking service/ MyBRD Mobile banking/MyBRD Net internet Net internet banking Net internet banking
MyBRD remote banking services mobile banking service (optional)7 banking service, MyBRD service/MyBRD Mobile service, MyBRD Mobile
Mobile mobile banking service7 mobile banking service7 mobile banking service7
Travel insurance1 - - - -  
Avantaj 2 Hospitalization insurance2 - - - -  Clasic  Clasic
Savings account - -  lei -  lei  lei
Free operations/ month     
Cash withdrawals in lei at BRD ATMs/ Balance inquires at BRD ATMs  unlimited  unlimited  unlimited -  unlimited  unlimited
Cash withdrawals in eur at BRD counter - - -  2 - -
Credit transfer - Intra-banking payments in lei via YOU BRD online banking  unlimited  unlimited  unlimited  unlimited  unlimited
service/MyBRD Net internet banking service/ MyBRD Mobile mobile banking service7 -
Credit transfer - Inter-banking payments in lei via YOU BRD online banking  unlimited  unlimited
service/MyBRD Net internet banking service/ MyBRD Mobile mobile banking service7 - - - -
Credit transfer - Intra-banking incomings in lei and foreign currency  unlimited  unlimited  unlimited  unlimited  unlimited  unlimited
Credit transfer - Inter-banking incomings in lei  1  1 - -  unlimited  unlimited
- - 2 -
SMS alerts for crediting of the current account with amounts >= 500 lei/ month  unlimited  unlimited

PIN changes at BRD ATMs/ List of the last 10 autorised transactions issued at BRD - - - -
 unlimited  unlimited
ATM’s
Other discounts
Loan file analysis fee - standard - 20% standard - 20% - standard - 50% standard - 50%
Annual maintenance fee for the Standard Credit card with installements - - - - FREE the 1st year FREE the 1st year
“À la carte” debit card annual maintenance fee - - - - standard - 30% standard - 30%
MyBRD SMS service with 20 alerts included/ month3 - - - - 2 lei/ month 2 lei/ month
Insurance attached to the debit card, as optional, one of the three alternatives: - 6 / 8 usd/ year 6 / 8 usd/ year - 6/ 8 usd/ year 6 usd/ year (only Confort
Confort Platinum/ Confort Mobile/ Confort Mobile Plus4 insurance)
Bonus over the interest rate of term deposits in lei in case of domiciliation of the - - standard +0.05% - - -
monthly incomes in BRD current accounts
Bonus over the interest rate of savings accounts in lei in case of domiciliation of the - - standard + 0.15% - - -
monthly incomes in BRD current accounts
Package management commission per month
Without fulfilling recurrent income condition in BRD current account 3.9 lei/month 20 lei/month 50 lei/month
Fulfilling recurrent income condition in BRD current account 0 lei/month 1.9 lei/month 3 eur/month 0 lei/month5 0 lei/month5

21
 Fees and Commissions Guide PRIVATE INDIVIDUALS
into force starting with: 23.01.2023

Components of package ranges CLASIC SELECT DRUM BUN

(withdrawn from the Bank’s offer starting 17.01.2020) LEI EUR LEI EUR EUR
Products and services included
Current account          
Debit card  Maestro, Visa/  Mastercard Standard/ Transport, Visa  Mastercard Standard  Mastercard
Mastercard A la  Mastercard Clasic, Visa / Mastercard A la Carte  Standard
Carte Standard  
Call Center service MyBRD Contact      
Avantaj 2 Hospitalization insurance2  Clasic  Clasic/ Plus -
Insurance attached to the debit card (mandatory in the 1st year), one of   6/ 8
the two alternatives: Confort Mobile/ Confort Mobile Plus4  6/ 8 eur/ usd /year  6/ 8 eur/ usd/ year eur/year

Optional products and services (included): 
YOU BRD online banking service/MyBRD Net internet banking  
service/MyBRD Mobile Mobile banking service7, MyBRD SMS  
Free operations/ month
Cash withdrawals in lei at BRD ATMs  1  3  2
Balance inquiries at BRD ATMs/ Credit transfers - Intra-banking
incomings in lei and foreign currency/ Credit transfers - Intra-banking
payments in lei via YOU BRD online banking service/MyBRD Net  unlimited  unlimited unlimited
Internet banking service/ MyBRD Mobile Mobile banking service7   
Other discounts
Debit card annual maintenance fee6/ Loan file analysis fee (exception Prima Casa and car loans granted through the network of authorized dealers Dacia/ Renault/ Nissan)/ Overdraft analysis fee
normal option standard - 20% standard - 20% standard - 20%
LOIAL option standard - 25% standard - 25% -
Package management commission per month
9 lei/ month 20 lei/ month 2.7 eur/ month 6 eur/ month
Package management fee with basic with extended with basic with extended
(for packages sold before18.05.2009, the management fee into force at 6.5 lei/ month 1.9 eur/ hospitalization hospitalization hospitalization hospitalization 2 eur/ month
that time shall be charged) month insurance insurance insurance insurance
(Avantaj 2 Clasic) (Avantaj 2 Plus) (Avantaj 2 Clasic) (Avantaj 2 Plus)
Package closure fee 0 lei 0 lei 0 lei

Notes: Starting 17.01.2020, the commercial names of the packages were modified as follows: Student PE+ package Card Like package; Senior PE+ package  Card Senior package; EURO PE+ package  Card Start
Euro package; AZI PE+ Gold package  Card Gold; AZI PE+ Platinum package  Card Platinum package.

1Insurance component included for free for the package Holder, attached to embosed debit cards included in the packages;
2Insurance component included for free for the package Holder, over the lifetime of the package;
3Optional service included in the package, with special tariff that is perceived separately from the monthly management fee of the package;
4Insurance component, with three alternatives, included optional in the package. Only one of the three options can be chosen, at the moment of opening the package. The preferential premium is perceived in the currency equivalent of the

paying account, separate from the monthly management fee of the package;
5The monthly package management fee for AZI PE+ package is 0 (zero) lei/ month, if the recurrent income condition is fulfilled. Recurrent income means that income which fulfills all the following: (i) it comes from regular cash incomings: salary,

pension, rent, allowance or other regular type of income (ii) is received monthly in the current accounts of the customer held at BRD (iii) is at least 8.000 lei/ month for AZI PE+GOLD packages or at least 12.000 lei/ month for AZI PE+ PLATINUM
packages. Amounts coming from loans granted by the Bank, deposits which reach maturity, credit transfers between own accounts, etc, are not considered regular income. In case the condition for regular income fulfillement stated above is not met,

22
 Fees and Commissions Guide PRIVATE INDIVIDUALS
into force starting with: 23.01.2023

on the 20th of each month, the Bank will collect from the current account of the package the value of the package management fee - without fulfilling the recurrent income condition, as stated in the Taxes and Fees Guide for Individuals, applicable
currently, for the previous month in which regular income condition was not met. In all cases, the customer will benefit from a grace period in the month when the package is activated and in the following calendar month, in which the customer will
not pay the package management fee regardless if he fulfills the regular income condition or not, in the amounts mentioned. Starting with the 4th calendar month, counting also the activation month, the Bank will verify, for the previous calendar month,
the meeting of the recurrent income condition in the amounts mentioned, for the current accounts of the customer opened at BRD. If the recurrent income condition is not met, the Bank will charge the package management fee as stated in the Taxes
and Fees Guide for Individuals, applicable currently.
6For the Holder’s cards contracted within products and services packages CLASIC, SELECT, DRUM BUN reduced annual management fees are charged as presented in the above mentioned table, with the excpetion of the cards „A la

Carte”/ Suporter/ Mastercard A la Carte Contactless/ Transport/ Mastercard BRD Vreaubilet for which the management fee is annual. The management fees for cards are perceived separately from the monthly management fees for
packages.
7 MyBRD Net/Mobile internet/mobile banking services were eliminated from Bank’s offer starting 26.04.2021.

Products and services packages

”PREMIUM” package lei foreign currency
 Package management fee 35 lei/ month 10 eur/ month
 Package closure 0 lei
”e-CLICK” package
 Package management fee 8.5 lei/ month
 Package closure 0 lei
”SPRINT” package/ ”STUDENT” package
 Package management fee 4 lei/ month
 Package closure 0 lei
„Summer” package
lei foreign currency
(promotional offer valid: 16.07-15.09.2012)
 Package management fee 4 lei/ month 1 eur/ month
 Package closure 0 lei
 Packages features PREMIUM, SPRINT, STUDENT, e-CLICK from stock:
Product name PREMIUM package SPRINT package STUDENT package e-CLICK package
Currency LEI EUR LEI LEI EUR
MANDATORY PRODUCTS AND SERVICES
Curent account     
Debit card  Mastercard/  Mastercard  Sprint  ISIC/ MAEUB/ Visa  Mastercard ePayment
Visa GOLD GOLD Electron
Call Center MyBRD Contact    
Avantaj 2 Hospitalization insurance1  Plus   -
Confort Insurance2  5 eur/ usd/ year  5 usd/ year  5 usd/ year  Confort online
OPTIONAL PRODUCTS AND SERVICES
MyBRD Net/Mobile internet/mobile banking  
service10  
YOU BRD online banking service    
SMS banking MyBRD SMS    -
FREE OPERATIONS/ MONTH
Cash withdrawals in lei at BRD ATMs 5 2 2 1

23
Fees and Commissions Guide PRIVATE INDIVIDUALS
into force starting with: 23.01.2023

Balance inquiries at any BRD ATM  unlimited  unlimited  unlimited  unlimited

Credit transfer - Intra-banking incomings in lei and
foreign currency  unlimited  unlimited  unlimited  unlimited
Credit transfer - Intra-banking payments in lei via
YOU BRD online banking service/MyBRD
Net/Mobile internet/mobile banking service10  unlimited -  nelimitate  unlimited
OTHER DISCOUNTS
Debit card annual maintenance fee3 standard - 20% standard - 20% standard - 20% standard - 20%
Loan file analysis fee4 standard - 20% - standard - 20% standard - 20%
Overdraft analysis fee standard - 20% - standard - 20% standard - 20%

 Content of campaign packages SENIOR PE+/ BLACK FRIDAY (no longer available, only stock):
SENIOR PE+ BLACK FRIDAY BLACK FRIDAY BLACK FRIDAY
Package5 Package6 Package7 Package8

 30.09 – 31.12.2016  09.07 – 01.10.2018  25.11 - 27.11.2016  17.11 - 19.11.2017  16.11 -

Promotional offer valid in:
 21.08 - 15.10.2017 18.11.2018
PRODUCTS AND SERVICES INCLUDED
Current account  lei  lei  lei  lei  lei
Debit card  Maestro/Visa Electron lei  MasterCard/Visa Standard  Maestro/Visa  MasterCard/Visa  MasterCard/ Visa
lei Electron lei Standard/ Maestro/Visa Standard lei
Electron lei

MyBRD remote banking services  Contact/ YOU  Contact/ YOU BRD online Contact, YOU
BRD online banking service/MyBRD BRD online
banking Net/Mobile internet/mobile banking
 Contact/ SMS/ YOU BRD service/MyBRD banking service10 service/MyBRD
online banking Net/Mobile (one of two, at customer’s Net/Mobile
 Contact/ SMS/ YOU BRD online service/MyBRD Net/Mobile internet/mobile choice) internet/mobile
banking service/MyBRD internet/mobile banking banking service10 banking service10
Net/Mobile internet/mobile service10 (one of two, at (optional)
banking service10 (one of two, at customer’s
customer’s choice) choice)
Savings account  lei  lei - - -
FREE OPERATIONS/ MONTH
Cash withdrawals in lei at BRD ATM’s  unlimited  unlimited  unlimited  unlimited  unlimited

Credit transfer - Intrabanking payments in lei via YOU BRD  unlimited  unlimited  unlimited
online banking service/MyBRD Net/Mobile internet/mobile
banking service10  unlimited  unlimited
Credit transfer - Intrabanking incomings in lei and foreign
exchange  unlimited  unlimited  unlimited  unlimited  unlimited
Credit transfer - Interbanking incomings in lei - -  unlimited  unlimited  unlimited
SMS alerts for crediting the current account with amounts >= 500 2 2 - - -
lei/ month
Balance inquires at BRD ATM’s  unlimited  unlimited  unlimited  unlimited  unlimited
OTHER DISCOUNTS

24
 Fees and Commissions Guide PRIVATE INDIVIDUALS
into force starting with: 23.01.2023

Loan file analysis fee standard - 20% standard - 20% - - -

Annual maintenance fee for the Credit card Standard with - FREE the 1st year - FREE the 1st year FREE the 1st year
installements
5 usd/ year 5/6/8 usd/ year depending on - - -
Confort Insurance9
the Confort insurance type
Bonus for term deposits in lei in case of domiciliation of the standard + 0.05% standard + 0.05%
monthly incomes in BRD current accounts - - -
Bonus for savings accounts in lei in case of domiciliation of the standard + 0.15% standard + 0.15%
monthly incomes in BRD current accounts - - -
PACKAGE MANAGEMENT PER MONTH
Without fulfilling recurrent income condition in BRD current - - 0 lei/ month 0 lei/ month 0 lei/ month
account
Fulfilling recurrent income condition in BRD current account Promotional offer valid in: 30.09 - Promotional offer valid in:
31.12.2016 09.07 - 01.10.2018
 0 lei/month, until the date of  0 lei/ month, until the date
30.11.2017, inclusively of 01.10.2019, inclusively
 1.9 lei/month, starting with:  1.9 lei/month, starting with:
01.12.2017 02.10.2019
Promotional offer valid in: 21.08 -
15.10.2017
 0 lei/ month, until the date of
31.10.2018, inclusively
 1.9 lei/ month, starting with:
01.11.2018
________________________________
1 Insurance component included for free for the package holder, on the lifetime of the package.Insured events: hospitalisation following an accident or illness and surgery following an accident or illness (extended level: Plus); Content of
insurance benefits: for hospitalisation: daily benefit = 43 lei/ 10 eur, granted for a maximum number of days covered; for surgery: maximum benefit = 2150 lei/ 500 eur: depending on the type of surgery, a percentage of this amount shall
apply. In case general anaesthesia is used, an additional benefit of 430 lei/ 100 eur will be paid. For further information, see the insurance information note; 2 Insurance component included as mandatory in the 1st year in the package, with
preferential premium that prevails, in the equiv.currency of the paying account, separate from monthly management fee of the package; 3 For debit cards provided within packages of products and services: PREMIUM, SPRINT, STUDENT,
e-CLICK are perceived annual maintenance commissions discounted with 20% from standard. Debit cards maintenance commissions are prevaled separate from monthly management fee of the package; 4Except Prima Casa and car loans
granted through the authorised Dacia/Renault/Nissan dealer network; 5Package commercialised within the following campaigns addresed to retirees: (i) 2016 Seniors National Campaign, in the period 30.09 - 31.12.2016 (ii) 2017 Seniors
National Campaign, in the period 21.08 - 15.10.2017, (iii) 2018 Seniors National Campaign, in the period 09.07 - 01.10.2018; 6Package commercialised within the BLACK FRIDAY campaign, in the period 25.11 - 27.11.2016. Package
subscription was available in any BRD unit, until 31.12.2016, inclusively, based on the identification code received after applying online for a package on the BLACK FRIDAY campaign page from BRD; 7Package commercialised within the
BLACK FRIDAY campaign, in the period 17.11 - 19.11.2017. Package subscription was available in any BRD unit, until 31.12.2017, inclusively, after applying online for a package on the BLACK FRIDAY campaign page from BRD; 8Package
commercialised within the BLACK FRIDAY campaign, in the period 16.11 - 18.11.2018. Package subscription was available in any BRD unit, until 31.12.2018, inclusively, after applying online for a package on the BLACK FRIDAY campaign
page from BRD; 9 Insurance component included optional in the package, with preferential premium that is perceived, in currency equivalent of the paying account, separate from the monthly management fee of the package. 10 MyBRD
Net/Mobile internte/mobile banking services were eliminated from Bank’s offer starting 26.04.2021.

25
Fees and Commissions Guide PRIVATE INDIVIDUALS
into force starting with: 23.01.2023

Appendix no. 2: TREASURY OPERATIONS AND CAPITAL MARKETS

GOVERNMENT AND CORPORATE SECURITIES - SECONDARY MARKET lei foreign currency

Subscription - Government securities issued on the local market 50 lei 25 eur
+ SaFIR commission + SaFIR commission
Revenue collection - Local market: interests/ coupons/ principal incomings at maturity free
Revenue collection - Foreign markets: notification/ incoming free
GOVERNMENT AND CORPORATE SECURITIES - SECONDARY MARKET
A. Selling-purchasing transactions (lei and foreign currency)
BRD Counterparty free
Other counterparties – Local market 50 lei 25 eur
+ SaFIR commission + SaFIR commission
Other counterparties – Foreign markets
Mature markets and EURO zone 30 eur
Emerging markets 35 eur
Change/ cancel transactions 10 eur
B. Transfers without payment
Local market - între dealeri piaţa interbancară 50 lei + SaFIR commission
Local market - între piaţa interbancară şi BVB 50 lei + SaFIR and RoCLEAR commissions
Foreign markets
Mature markets and EURO zone 30 eur
Emerging markets 35 eur
Change/ cancel transactions 10 eur
C. REPO Contracts
BRD Counterparty comision SaFIR
Other counterparties: Initiation/ REPO contract subscription/ Calls in the REPO contract 50 lei 25 eur
margin in the form of government securities + SaFIR commission + SaFIR commission
D. Pledge operations (BRD pledge beneficiary or other beneficiaries)/ Litigation
Pledge operations (pledge initiation, pledged securities replacement, pledged beneficiary SaFIR commission
replacement, pledge operation maturity, pledge execution execuţion/ sale)/ litigation
E. Safekeeping (in custody) government securities held in the SaFIR system SaFIR commission + 0.03%/year
CUSTODY SERVICES FOR SECURITIES
A. For resident investors
Safekeeping (in custody) of financial instruments
The local capital market (BVB and SIBEX) Mature external markets Emerging external markets
0.03%/ year 0.03%/ year 0.3%/ year
Commission for transfers settlement and processing of financial instruments to/ from a
clearing, settlement and storage company authorized by ASF:
1. The local capital market (BVB and SIBEX)
Transactions settlement/ Financial instruments transfer from BRD custody in custody of 0.03%
another bank/ Section 1 of the Central Depository
Transfer of financial instruments in BRD’s custody free

26
Fees and Commissions Guide PRIVATE INDIVIDUALS
into force starting with: 23.01.2023

2. External markets
Mature markets, transactions settlement Emerging markets, transactions settlement Change/ Cancel transactions
30 eur/ transaction 35 eur/ transaction 10 eur/ transaction
"Corporate actions" activities (information about issuers, dividends collection, etc.) min. 10 lei/ operation
If the total monthly cumulated value of commissions for safekeeping services provided for
financial instruments on local markets and of commissions for safekeeping financial
instruments on external markets does not exceed 10 eur (calculated at the rate published in min. 10 eur/ month
the last working day of the month), a commission of 10 eur for sefekeeping will be charged.
The 10 eur commission will not be charged if the client has no holdings in the portfolio.
B. For non-resident investors - keeping securities in boxes
min. 0.20% / year min. 0.10% / year min. 0.04%/ year
up to 10 millions lei 10 - 50 millions lei above 50 millions lei
Processing transfers with securities - delivery and receipt of securities to/ from a clearing, 45 eur/ transaction
settlement and storage company authorized by CNVM
"Corporate actions" activities (information about issuuers, dividends collection, etc.) for
companies listed on ASF regulated markets 15 eur/ operation

27
 PRIVATE INDIVIDUALS

Fees and Commissions Guide

into force starting with: 23.01.2023
Appendix no. 3: DEBIT & CREDIT CARDS - OUT OF OFFER
LEI FOREIGN CURRENCY Credit card
FEES FOR OPERATIONS RELATED TO CARDS1
Youth Electronics Transport Gold LEI
Card issuing/ renewal free free free free free
Annual maintenance/ card2 10 lei (15 lei Sprint) 35 lei 25 lei 90 usd 50 lei3
Card replacement in Romania 10 lei (15 lei Sprint) 14 lei 25 lei free 50 lei
Card replacement abroad (emergency) n/a n/a 148 usd 148 usd 148 usd
PIN regeneration 10 lei 3.5 usd 10 lei
Unjustified chargeback request 30 lei 10 usd 30 lei
Cash withdrawals at BRD ATM 0.2%, min. 0.9 lei 0.2%, min. 0.9 lei (equiv. usd) free
Cash withdrawals at other banks ATM from Romania 1% + 7 lei 1% + 7 lei free
Cash withdrawals at counter/ POS other banks from Romania 1% + 7 lei 1% + 7 lei free
Cash withdrawals at ATM other banks from abroad/ counter/ POS other
1.5% + 10 lei 1.5% + 3 usd free
banks from abroad
Cash withdrawals at POS other banks from abroad - emergency Visa
150 eur 150 eur n/a 150 eur n/a
cards only
Balance inquiry at ATMBRD/ MyBRD Contact free free free free free
1 eur 1 eur 1 eur
Balance inquiry at other banks ATM from Romania / abroad
(in account currency) (in account currency) (in account currency)
POS payments - including e-Commerce (purchase of goods and
free free free free free
services, including online)
Quasi-cash transactions 1% + 7 lei (or equivalent in account currency)
0.50 eur 0.50 eur 0.50 eur
List of the last 10 operations issued at ATM
(in account currency) (in account currency) (in account currency)
PIN change at ATM BRD 2 lei/ 0.50 eur/ 0.70 usd 0.70 usd 2 lei
PIN change at other banks ATM from Romania (only MasterCard) 2 lei n/a 2 lei
50 eur
Unique commission for additional services requested by the customer n/a n/a n/a n/a
(equiv. lei)
Card delivery by courier2 (applicable from 15.07.2022) 14 lei 14 lei 14 lei free n/a
Youth: Cardul 10, Sprint, Sprint Transport RATB, Sprint Transport
Electronics: Maestro, Visa Electron
CARDS Visa Gold USD CumVreiTu
Transport: Maestro Transport, MaestroTransport RATB, Mastercard
Standard Transport

1Percentages apply to transaction value.

2The card administration fee is charged annually, as follows: in the first year, on the date of issue of the card, and in subsequent years on the 26th of the anniversary month of the card issue.
3at which the account management fee is added, respectively 6 lei/ account/ month
4By exception, for cards included in current account packages opened online via www.brd.ro, delivery is free of charge.

28