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Certificate of Insurance
Group Policyholder Name AAVAS FINANCIERS LIMITED
Mr Rajesh Kumar Group Policy No. 31395368
Certificate of Insurance No. 33159021
Plan Name Group Care 360°(Aavas-Loan)
Cover Start Date 00:00 hrs 27-Aug-2021
000Sanpera Ganaur Sonipat Sanpera Bo Sonipat Haryana 131039 Cover End Date Midnight 26-Aug-2023
Nominee Name (Relationship) Ms Kamlesh Kamlesh . (Wife)
Ganaur 131039
Premium Paid Rs. 2000
Haryana 06 (Premium Rs 1694.92 + CGST Rs 0 + IGST Rs
305.08 + SGST Rs 0 + UGST Rs 0)
Premium Payment Mode Single Premium
Details of Applicant
Applicant Date Of Birth Client ID
Rajesh Kumar 20-Oct-1974 91884765
Details of Insured
Insured with
Name Client ID Date of Birth Relationship the Company Pre-existing diseases
(since)
Rajesh Kumar 91884765 20-Oct-1974 Member 27-Aug-2021 None
Co -
Kamlesh Kamlesh 91884773 01-Jan-1977 27-Aug-2021 None
Applicant
0
Intermediary Details
Name Code Contact Number
Aavas Financiers Limited 20358064
Benefits
S No. Particulars Basis of Offering (On Annual Basis)
1 Sum Insured 1 Lac
2 Critical Illness Benefit 100% of SI
3 Number of Critical Illness 9 CI
4 Initial Wait Period 90 Days
5 Survival Period 0 days
6 Wait Period-Convalescence Benefit 30 days,Covered day 1
7 Named Ailment (as defined in Group Care 360 Product) Covered day 1
8 Pre-existing diseases Covered day 1
Convalescence Benefit(provided onlyin case ofComprehensive Hospitalization Payout- 3 to 6 days-15000 ,7 to 10 days-30000 ,11
9 Hospitalization) days & above- 45000
9
0 Key Exclusions
The company shall not be liable to make payment for any claim directly or indirectly caused by, based on, arising out of howsoever attributable to any of
the following except covered by way of an extension:
• Treatment taken from anyone who is not a Medical Practitioner or from a Medical Practitioner who is practicing outside the discipline for which he is l
licensed or any kind of self-medication.
• Charges incurred (or Treatment undergone) in connection with routine eye examinations and ear examinations, dentures, artificial teeth and all other
similar external appliances and / or devices whether for diagnosis or treatment.
• Unproven/Experimental or investigational treatments which are not consistent with or incidental to the diagnosis and treatment of the positive
existence or presence of any Illness for which confinement is required at a Hospital. Any Illness or treatment which is a result or a consequence of
undergoing such experimental or unproven treatment.
• Treatment of any external Congenital Anomaly or Illness or defects or anomalies or treatment relating to external birth defects.
• Cosmetic surgery or plastic surgery or related treatment of any description, including any complication arising from these treatments, other than as
may be necessitated due to an Injury, cancer or burns.
• Any Illness or Injury directly or indirectly resulting or arising from or occurring during commission of any breach of any law by the Insured Member with
any criminal intent.
• Act of self-destruction or self-inflicted Injury, attempted suicide or suicide while sane or insane or Illness or Injury attributable to consumption, use,
misuse or abuse of intoxicating drugs, alcohol or hallucinogens.
Note: This is an illustrative list of exclusions and not exhaustive. For the entire list of exclusions, please refer the Group Policy Terms and Conditions issued
to the Group Policyholder.
Portability/Renewability
S No. Particulars
1 Renewal under the scheme is subject to continuation of this scheme by Group Policyholder
2 You can port from this scheme to Insurer's individual personal accident policy, subject to underwriting guidelines of such individual personal
accident policy under following conditions:
a) Group Policyholder chooses not to continue this scheme
b) If you choose not to continue the enrollment under this scheme
The premium payable under this scheme shall be reviewed on annual basis and may subject to revision.
for Claims & Assistance: Call 1800-102-4488
Grievance Redressal/Complaints
The Company has developed proper procedures and effective mechanism to address of complaints by the customers. The Company is committed to
comply with the Regulations, standards which have been set forth in the Regulations, Circulars issued by the Authority (IRDAI) from time to time in this
regard.
(a) If the Policyholder / Insured Person has a grievance that the Policyholder / Insured Person wishes the Company to redress, the Policyholder / Insured
Person may contact the Company with the details of the grievance through:;
Website: www.careinsurance.com
Email: customerfirst@careinsurance.com
Contact No.:1800-102-6655
Courier: Any of Company’s Branch Office or corporate office
The Policyholder/Insured Person may also approach the grievance cell at any of the Company’s branches with the details of his/her grievance during the
Company’s working hours from Monday to Friday.
Exclusively for Senior Citizens, the Company has a separate extension on the Customer Service Toll Free Number. This separate customer service channel
prioritizes and routes any kind of request / grievance raised by Senior Citizens through various fast track internal escalations leading to lesser
Turn-Around-Time (TAT) for request / grievance addressal.
(b) If the Policyholder / Insured Person is not satisfied with the Company's redressal of the Policyholder's / Insured Person’s grievance through one of the
above methods, the Policyholder / Insured Person may contact the Company’s Head of Customer Service at:
Head – Customer Services,
Care Health Insurance Limited
(Formerly known as Religare Health Insurance Company Limited)
Unit no 604 - 607, 6th Floor, Tower C, Unitech Cyber Park, Sector 39, Gurgaon -122001.(HARYANA)
For Care Health Insurance Limited
(Formerly known as Religare Health Insurance Company Limited)
Authorized Signatory Date of Issue : 29-Aug-2021 Place of Issue :Gurgaon, Haryana
Service Branch : CHIL, Unit No 701, 7Th Floor, Trimurty S V-Jai City Point, Ashok Marg, Ahimsa Circle, C-Scheme, Jaipur, Rajasthan - 302001 Branch Contact No. : 0141-4008560 29-
Correspondence Address:
Care Health Insurance Limited
(Formerly known as Religare Health Insurance Company Limited)
Website : www.careinsurance.com Email : customerfirst@careinsurance.com
Unit no 604 - 607, 6th Floor, Tower C, Unitech Cyber Park, Sector 39, Gurgaon -122001.(HARYANA)
SAC: 997133 and Description of Service: Accident and Health Insurance Services State GSTIN No.: 08AADCR6281N1ZS IRDA Registration Number - 148 UIN : RHIHLGP20126V011920
Consolidated Stamp Duty paid vide E-Challan GRN no. 77150994 dated 17 May 2021, RCM Applicability- N/A
Registered office address : 5th Floor, 19 Chawla House, Nehru Place, New Delhi - 110019
CIN : U66000DL2007PLC161503
Note:
1. Validity of this certificate is subject to terms and conditions of Group Policy issued to the Group Policyholder.
2. In event of non-receipt of Premium, this certificate of insurance automatically stands cancelled from inception, irrespective of whether a separate communication is sent or not. This policy is based on
the information provided by the Insured to the Group Administrator. In case you find any discrepancy in the same, please contact us immediately.
3. This Certificate of Insurance is governed by and is subject to the Terms and Conditions of the referred Group Policy.
0 NB
Premium Acknowledgement
Policy No. 33159021
Client ID 91884765
Policyholder Mr Rajesh Kumar
Address 000Sanpera Ganaur Sonipat Sanpera Bo Sonipat Haryana 131039
Ganaur 131039, Haryana
Policy Period 27-Aug-2021 to 26-Aug-2023
Premium Details
Particulars Amount (in Rs.) 1,9
Gross Premium
GROUP CARE 360 1,694.92
V
Goods & Services Tax (GST) 305.08
Total 2,000.00
The Premium is rounded off to the nearest rupee.
Eligibility of Premium for Deduction u/s 80D of the Income Tax Act, 1961
This is to certify that Care Health Insurance Ltd. (Formerly known as Religare Health Insurance Company Limited) has received an amount of Rs.
2,000.00/- from Mr Rajesh Kumar towards Payment of Health insurance premium as per the details mentioned above. The premium paid for this policy
is eligible for applicable tax benefits u/s 80D of the Income Tax Act, 1961 and amendments thereof.
For Care Health Insurance Limited
(Formerly known as Religare Health Insurance Company Limited)
Authorized Signatory Date of Issue: 27-Aug-2021 Place of Issue: Gurgaon, Haryana
Care Mr fro 169 towa
Registered office address : 5th Floor, 19 Chawla House, Nehru Place, New Delhi - 110019
CIN : U66000DL2007PLC161503
Note
1) In case of any discrepancy, the Policyholder is requested to contact the Company immediately.
2) Any amount paid in cash towards the premium would not qualify for tax benefits as mentioned above.
3) This document must be surrendered to Us in case of Cancellation of the Certificate of Insurance or for the issuance of a fresh Certificate of Insurance in the case of any alteration. In event of
incorrect representation of this declaration this liability shall be upon the policy holder.
Signature Not
Verified
Digitally signed by
MANISH DODEJA
Date: 2021.08.31
08:22:30 IST
Reason: I'm the author
Location: India
