Page 1 of 5
Statement of Account
Statement Period
11/24/22 - 12/23/22
Access No. 16620577
#BWNLLSV
#000000Q6V2PUW7A8#000DME00F
Routing Number: 2560-7497-4
LEONARDO LOPEZ
PMB 1157 Questions about this Statement?
4492 CAMINO DE LA PLZ PMB 1157 Toll-free in the U.S. 1-888-842-6328
SAN YSIDRO CA 92173-3071 For toll-free numbers when overseas,
visit navyfederal.org/overseas/
Collect internationally 1-703-255-8837
Say "Yes" to Paperless! View your
digital statements via Mobile or
Navy Federal Online Banking.
Say "Yes" to Paperless Statements
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Summary of your deposit accounts
Previous Deposits/ Withdrawals/ Ending YTD
Balance Credits Debits Balance Dividends
EveryDay Checking
7130315570 $49.35 $3,594.88 $3,559.40 $84.83 $0.04
Membership Savings
3156249652 $205.08 $0.04 $0.00 $205.12 $0.36
Totals $254.43 $3,594.92 $3,559.40 $289.95 $0.40
REMITTANCE RECEIVED AFTER STATEMENT PERIOD WILL APPEAR ON YOUR NEXT STATEMENT
LEONARDO LOPEZ
DEPOSIT VOUCHER
(FOR MAIL USE ONLY. DO NOT SEND CASH THROUGH THE MAIL
16620577
DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL)
ACCOUNT NUMBER ACCOUNT TYPE AMOUNT ENCLOSED
MARK "X" TO CHANGE 7130315570 Checking
ADDRESS/ORDER
ITEMS ON REVERSE
3156249652 Savings
NFCU
PO BOX 3100
TOTAL
MERRIFIELD VA 22119-3100
405713031557031562496520000000000000000000000000000007
Page 2 of 5
Statement Period
11/24/22 - 12/23/22
Access No. 16620577
Statement of Account
For LEONARDO LOPEZ
Checking
EveryDay Checking - 7130315570
Joint Owner(s): NONE
Date Transaction Detail Amount($) Balance($)
11-24 Beginning Balance 49.35
11-25 Deposit - ACH Paid From Bps 005Ncy Dir Dep 01Afda 1,157.94 1,207.29
11-25 Intl Transaction Fee 11-24-22 Farm Roma Chaparra Tijuana Bcn 0.08 - 1,207.21
11-25 Intl Transaction Fee 11-24-22 Gas BP Rancho Viej Ciudad DE Mex 0.26 - 1,206.95
11-25 POS Debit- Debit Card 4675 11-23-22 Farm Roma Chaparra 7.94 - 1,199.01
11-25 POS Debit- Debit Card 4675 11-23-22 Gas BP Rancho Viej 25.87 - 1,173.14
11-28 Intl Transaction Fee 11-26-22 Oxxolaja Tij Tijuana Bcn 0.04 - 1,173.10
11-28 Intl Transaction Fee 11-26-22 Oxxolaja Tij Tijuana Bcn 0.05 - 1,173.05
11-28 Intl Transaction Fee 11-27-22 KFC 802 Pin Tijuan Tijuana 0.23 - 1,172.82
11-28 Intl Transaction Fee 11-27-22 Gas BP Rancho Viej Ciudad DE Mex 0.26 - 1,172.56
11-28 ATM Fee - Withdrawal 11-26-22 Wells Fargo Ban San Ysidro CA 1.00 - 1,171.56
11-28 Intl Transaction Fee 11-26-22 Supercent Playas T Tijuana Bcn 1.44 - 1,170.12
11-28 ATM Withdrawal 11-26-22 Wells Fargo Ban San Ysidro CA 353.00 - 817.12
11-28 POS Debit- Debit Card 4675 11-26-22 Canteen Vend2 1800 Hunt Valley MD 2.10 - 815.02
11-28 POS Debit- Debit Card 4675 11-25-22 Oxxolaja Tij 3.73 - 811.29
11-28 POS Debit- Debit Card 4675 11-25-22 Oxxolaja Tij 4.64 - 806.65
11-28 POS Debit - Debit Card 4675 Transaction 11-26-22 Bistro Del Barrio San Diego CA 12.83 - 793.82
11-28 POS Debit - Debit Card 4675 Transaction 11-26-22 Stars & Stripes National City CA 21.63 - 772.19
11-28 POS Debit- Debit Card 4675 11-25-22 KFC 802 Pin Tijuan 23.27 - 748.92
11-28 POS Debit- Debit Card 4675 11-26-22 Gas BP Rancho Viej 25.91 - 723.01
11-28 POS Debit- Debit Card 4675 11-25-22 Supercent Playas T 144.12 - 578.89
11-28 Transfer To Credit Card 100.00 - 478.89
Leonardo Lopez
11-29 Intl Transaction Fee 11-28-22 Cabanna Tijuana Bcn 0.85 - 478.04
11-29 POS Debit- Debit Card 4675 11-28-22 Sq *catering San Diego CA 4.00 - 474.04
11-29 POS Debit- Debit Card 4675 11-27-22 Cabanna 84.81 - 389.23
Page 3 of 5
Statement Period
11/24/22 - 12/23/22
Access No. 16620577
Statement of Account
For LEONARDO LOPEZ
EveryDay Checking - 7130315570 (Continued from previous page)
Joint Owner(s): NONE
Date Transaction Detail Amount($) Balance($)
11-30 Intl Transaction Fee 11-30-22 Gas BP Rancho Viej Ciudad DE Mex 0.26 - 388.97
11-30 Intl Transaction Fee 11-30-22 Farm Roma Chaparra Tijuana Bcn 0.29 - 388.68
11-30 POS Debit- Debit Card 4675 11-29-22 Gas BP Rancho Viej 26.27 - 362.41
11-30 POS Debit- Debit Card 4675 11-29-22 Farm Roma Chaparra 29.45 - 332.96
12-01 Deposit - ACH Paid From Bps 005O49 Dir Dep 01Afda 581.02 913.98
12-01 Intl Transaction Fee 12-01-22 Farm Roma Chaparra Tijuana Bcn 0.05 - 913.93
12-01 ATM Withdrawal 11-30-22 Fi000773 San Diego CA 200.00 - 713.93
12-01 POS Debit- Debit Card 4675 11-30-22 McDonald's F6647 San Ysidro CA 3.87 - 710.06
12-01 POS Debit- Debit Card 4675 11-30-22 Farm Roma Chaparra 5.25 - 704.81
12-01 POS Debit- Debit Card 4675 11-30-22 Amazon Prime*8T3Ju Amzn.Com/Bill WA 16.30 - 688.51
12-02 Intl Transaction Fee 12-01-22 Facebk *zefq5L37L2 fb.me/ads 0.16 - 688.35
12-02 Intl Transaction Fee 12-02-22 Carl S Jr Playas Tijuana Bcn 0.29 - 688.06
12-02 POS Debit- Debit Card 4675 12-01-22 Facebk *zefq5L37L2 15.70 - 672.36
12-02 POS Debit- Debit Card 4675 12-01-22 Carl S Jr Playas 29.31 - 643.05
12-02 Transfer To Credit Card 62.00 - 581.05
Leonardo Lopez
12-05 Intl Transaction Fee 12-04-22 Gas BP Rancho Viej Ciudad DE Mex 0.26 - 580.79
12-05 Intl Transaction Fee 12-04-22 Ley Rosarito Playas DE Ros 2.23 - 578.56
12-05 POS Debit- Debit Card 4675 12-03-22 Gas BP Rancho Viej 26.18 - 552.38
12-05 POS Debit- Debit Card 4675 12-03-22 Ley Rosarito 223.42 - 328.96
12-06 ATM Withdrawal 12-05-22 Fi000773 San Diego CA 160.00 - 168.96
12-06 POS Debit- Debit Card 4675 12-05-22 Sq *rosie's Cateri San Diego CA 11.31 - 157.65
12-06 Transfer To Credit Card 122.00 - 35.65
Leonardo Lopez
12-07 Intl Transaction Fee 12-07-22 Gas BP Rancho Viej Ciudad DE Mex 0.26 - 35.39
12-07 POS Debit- Debit Card 4675 12-06-22 Amazon Music*o416H 888-802-3080 WA 8.99 - 26.40
12-07 POS Debit- Debit Card 4675 12-06-22 Gas BP Rancho Viej 25.88 - 0.52
12-08 Deposit - ACH Paid From Bps 005Pam Dir Dep 01Afda 981.10 981.62
12-09 ATM Fee - Withdrawal 12-09-22 Citiban0021672 San Ysidr CA 1.00 - 980.62
12-09 ATM Withdrawal 12-09-22 Citiban0021672 San Ysidr CA 503.00 - 477.62
12-12 Intl Transaction Fee 12-11-22 Facebk *xttxzjt6L2 fb.me/ads 0.22 - 477.40
12-12 Intl Transaction Fee 12-11-22 Gas BP Rancho Viej Ciudad DE Mex 0.26 - 477.14
12-12 Intl Transaction Fee 12-11-22 Supercent Playas T Tijuana Bcn 0.94 - 476.20
12-12 POS Debit- Debit Card 4675 12-09-22 Sq *catering San Diego CA 2.50 - 473.70
12-12 POS Debit- Debit Card 4675 12-10-22 Sq *juan Vazquez San Diego CA 8.75 - 464.95
12-12 POS Debit- Debit Card 4675 12-09-22 Netflix.Com 15.25 - 449.70
12-12 POS Debit- Debit Card 4675 12-11-22 Facebk *xttxzjt6L2 21.79 - 427.91
12-12 POS Debit- Debit Card 4675 12-10-22 Gas BP Rancho Viej 25.50 - 402.41
12-12 POS Debit- Debit Card 4675 12-10-22 Supercent Playas T 94.14 - 308.27
12-13 POS Debit- Debit Card 4675 12-12-22 Canteen Vending Vista CA 1.35 - 306.92
12-13 POS Debit- Debit Card 4675 12-13-22 Zelle*jose Malfav Visa Direct CA 200.00 - 106.92
12-16 Deposit 874.82 981.74
12-19 Intl Transaction Fee 12-17-22 Uber* Trip Ciudad DE Mex 0.11 - 981.63
12-19 Intl Transaction Fee 12-18-22 Oxxolaja Tij Tijuana Bcn 0.16 - 981.47
12-19 POS Debit- Debit Card 4675 12-17-22 Snack Soda Vending Vista CA 2.10 - 979.37
12-19 POS Debit- Debit Card 4675 12-16-22 Sq *helena's Cocin San Diego CA 6.15 - 973.22
12-19 POS Debit- Debit Card 4675 12-17-22 Uber* Trip 11.15 - 962.07
12-19 POS Debit- Debit Card 4675 12-17-22 Oxxolaja Tij 16.07 - 946.00
12-19 POS Debit- Debit Card 4675 12-17-22 Zelle*francisco C Visa Direct AZ 100.00 - 846.00
Page 4 of 5
Statement Period
11/24/22 - 12/23/22
Access No. 16620577
Statement of Account
For LEONARDO LOPEZ
EveryDay Checking - 7130315570 (Continued from previous page)
Joint Owner(s): NONE
Date Transaction Detail Amount($) Balance($)
12-20 Intl Transaction Fee 12-19-22 Uber* Trip Ciudad DE Mex 0.09 - 845.91
12-20 Intl Transaction Fee 12-19-22 Autozone 7418 Tijuana Bcn 0.10 - 845.81
12-20 POS Debit- Debit Card 4675 12-19-22 Uber* Trip 9.12 - 836.69
12-20 POS Debit- Debit Card 4675 12-18-22 Autozone 7418 10.39 - 826.30
12-21 ATM Fee - Withdrawal 12-20-22 Wells Fargo Ban San Diego CA 1.00 - 825.30
12-21 ATM Withdrawal 12-20-22 Wells Fargo Ban San Diego CA 703.00 - 122.30
12-21 POS Debit- Debit Card 4675 12-19-22 Canteen Vend2 1800 Hunt Valley MD 2.10 - 120.20
12-22 Intl Transaction Fee 12-21-22 Oxxolaja Tij Tijuana Bcn 0.10 - 120.10
12-22 Intl Transaction Fee 12-22-22 Est Tij Playas Ana Tijuana Bcn 0.25 - 119.85
12-22 POS Debit- Debit Card 4675 12-20-22 Oxxolaja Tij 9.60 - 110.25
12-22 POS Debit- Debit Card 4675 12-21-22 Est Tij Playas Ana 25.42 - 84.83
12-23 Ending Balance 84.83
Average Daily Balance - Current Cycle: $517.25
Items Paid
Date Item Amount($) Date Item Amount($)
11-25 POS 7.94 12-12 POS 2.50
11-25 POS 25.87 12-12 POS 8.75
11-28 POS 2.10 12-12 POS 15.25
11-28 POS 3.73 12-12 POS 21.79
11-28 POS 4.64 12-12 POS 25.50
11-28 POS 12.83 12-12 POS 94.14
11-28 POS 21.63 12-13 POS 1.35
11-28 POS 23.27 12-13 POS 200.00
11-28 POS 25.91 12-19 POS 2.10
11-28 POS 144.12 12-19 POS 6.15
11-29 POS 4.00 12-19 POS 11.15
11-29 POS 84.81 12-19 POS 16.07
11-30 POS 26.27 12-19 POS 100.00
11-30 POS 29.45 12-20 POS 9.12
12-01 POS 3.87 12-20 POS 10.39
12-01 POS 5.25 12-21 POS 2.10
12-01 POS 16.30 12-22 POS 9.60
12-02 POS 15.70 12-22 POS 25.42
12-02 POS 29.31 11-28 ATMO 353.00
12-05 POS 26.18 12-01 ATMO 200.00
12-05 POS 223.42 12-06 ATMO 160.00
12-06 POS 11.31 12-09 ATMO 503.00
12-07 POS 8.99 12-21 ATMO 703.00
12-07 POS 25.88
Savings
Membership Savings - 3156249652
Joint Owner(s): NONE
Date Transaction Detail Amount($) Balance($)
11-24 Beginning Balance 205.08
11-30 Dividend 0.04 205.12
12-23 Ending Balance 205.12
Your account earned $0.04, with an annual percentage yield earned of 0.24%, for the dividend period from 11-01-2022 through 11-30-2022
Page 5 of 5
Statement Period
11/24/22 - 12/23/22
Access No. 16620577
Statement of Account
For LEONARDO LOPEZ
Disclosure Information
• The interest charge on the Checking Line of Credit advances begins to accrue on the date an advance is posted to your account and continues to accrue daily on the unpaid principal balance.
• We calculate the interest charge on your account by applying the daily periodic rate to the "daily balance" of your account for each day in the billing cycle. To get the "daily balance"
we take the beginning balance of your account each day, add any new advances or fees, and subtract any payments, credits, or unpaid interest charges.
• You may also determine the amount of interest charges by multiplying the "Balance Subject to Interest Rate" by the number of days in the billing cycle and the daily periodic rate. The "Balance
Subject to Interest Rate" disclosed in the Interest Charge Calculation table is the "average daily balance." To calculate the "average daily balance" add up all the "daily balances" for
the billing cycle and divide the total by the number of days in the billing cycle.
• If there are two or more daily periodic rates imposed during the billing cycle, you may determine the amount of interest charges by multiplying each of the "Balances Subject to Interest Rate"
by the number of days the applicable rate was in effect and multiplying each of the results by the applicable daily periodic rate and adding the results together.
What to Do if You Think You Find a Mistake on Your Statement
Errors Related to a Checking Line of Credit Advance
If you think there is an error on your statement, write to us at:
Navy Federal Credit Union, PO Box 3000, Merrifield, VA 22119-3000; or by fax, 1-703-206-4244.
You may also contact us on the Web: navyfederal.org.
In your letter, give us the following information:
• Account information: Your name and account number.
• Dollar amount: The dollar amount of the suspected error.
• Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.
You must contact us within 60 days after the error appeared on your statement.
You must notify us of any potential errors in writing (or electronically). You may call us, but if you do, we are not required to investigate any potential error, and you may have to
pay the amount in question.
While we investigate whether or not there has been an error, the following are true:
• We cannot try to collect the amount in question or report you as delinquent on that amount.
• The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, you will not have
to pay the amount in question or any interest or other fees related to that amount.
• While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
• We can apply any unpaid amount against your credit limit.
If we take more than 10 days in resolving an electronic transfer inquiry, we will provisionally credit your account for the amount in question so that you will have access to the funds during the
time of our investigation.
Errors Within Your Checking Account, Money Market Savings Account, or Savings Account
In case of errors or questions about your electronic transfers telephone us at 1-888-842-6328, write us at the address provided above, or through Navy Federal Online Banking as soon as you
can, if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than 60 days after we
sent the FIRST statement on which the problem or error appeared.
• Tell us your name and account number (if any).
• Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information.
• Tell us the dollar amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will provisionally credit your account for the amount you think is in error,
so that you will have the use of the money during the time it takes us to complete our investigation.
Payments
Your check must be payable to Navy Federal Credit Union and include your Checking Line of Credit account number. Include the voucher found at the bottom of your statement and mail the enclosed
envelope to: Navy Federal Credit Union, PO Box 3100, Merrifield, VA 22119-3100. Payments received by 5:00 pm Eastern Time at the mail address above will be credited the same day. Mailed payments
for your Checking Line of Credit account may not be commingled with funds designated for credit to other Navy Federal Credit Union accounts.
