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RBL Bank Credit Card Fees & Terms

This document provides key facts about an RBL Bank credit card, including fees, interest charges, payment methods, credit limits, billing statements, and dispute resolution. Some fees include a nil joining fee, Rs. 3,000 annual membership fee, 2.5% cash advance fee, and late payment fees up to Rs. 1,500. Interest charges include 0% interest on revolving credit within the 20-50 day grace period and interest rates from 2.5-3.99% per month on outstanding balances. Billing statements are provided monthly either physically or via e-mail and customers can pay via various options or dispute charges within 30 days.

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PAVAN GHOLAP
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62 views1 page

RBL Bank Credit Card Fees & Terms

This document provides key facts about an RBL Bank credit card, including fees, interest charges, payment methods, credit limits, billing statements, and dispute resolution. Some fees include a nil joining fee, Rs. 3,000 annual membership fee, 2.5% cash advance fee, and late payment fees up to Rs. 1,500. Interest charges include 0% interest on revolving credit within the 20-50 day grace period and interest rates from 2.5-3.99% per month on outstanding balances. Billing statements are provided monthly either physically or via e-mail and customers can pay via various options or dispute charges within 30 days.

Uploaded by

PAVAN GHOLAP
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Some

Important

Key Facts

to know

Key Facts Description

Joining Fee NIL for primary & add-on cardholder

Rs. 3,000 Annually for primary card

Membership Fee* NIL for add-on card

2.5% of the cash amount

Cash Advance Fee (min Rs.500)

GST rate as prescribed by Govt.

Service Charges (18% as applicable)

Interest free (grace)


20-50 days (subject to conditions
period stated in MITC)

Finance Charges for


Varies with different card categories
both Revolving Credit &
as stated in MITC; ranges from 2.5%
to 3.99% per month
Cash Advances

NIL (both on monthly &

Overdue interest charges annualized base)

Late payment fee charged depending


Charges in Case of Default on the customer’s Total amount due;
ranges from Rs. 0- 1500*

Disclosed in the Welcome letter &


Credit Limit Monthly Statements

Available Credit Limit Disclosed in the Monthly Statements

Cash Withdrawal Limit Disclosed in the Monthly Statements

Billing Statements-

Physical/E-statements sent monthly


Periodicity & Mode
(mode as per chosen preference)
of Sending

5% of Total Amount Due (min Rs. 200),


Minimum Amount Payable
new EMI debits for the month or

(Minimum Amount Due) any previously unpaid EMI

debits+GST

Periodic payment through Standing


Instruction (NACH) OR One time
Method of Payment payment via NEFT/Cheque/

MyCard App/Online

Card member may email or send RBL


Bank signed dispute form available

Billing Disputes Resolution on website within 30 days of issuance

of statement

(http://www.rblbank.com/download-forms/creditcards)

*Your Membership fee will be levied basis your card application

Complete postal address


Contact details of
Contact details of

of card-issuer Customer Care Service Grievance Redressal

Official

Card Services, RBL Bank Ltd., Unit Toll free number: 022-62327777
Mr. Vikas Nigam- Call

306-311, 3rd floor, JMD Megapolis, Email us at


at 022-71432700 or Email at

Sohna Road, Sector-48, cardservices@rblbank.com principalnodalofficer@rblbank.com


Gurugram, Haryana- 122018

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