Credit Health Report

Get a detailed understanding of your credit history, learn about

the factors that affect your CIBIL Score, and see how you can
manage your credit health like a pro!

12 June 2023
 Credit Score
Your CIBIL Score ranges between 300 and 900. A score of 700 or
higher can help you get better terms on loans and cards.

Personal Details
This includes your name, date of birth, PAN, Aadhaar, and other
details.

Credit Factors
The factors that affect your CIBIL Score such as repayment
history, credit utilisation, credit enquiries and more.

Account Summary
This offers an overview of all your loans and credit cards. It
contains the details of the lending institutions, account details,
and more.

Credit Enquiry
An overview of all your credit enquiries – typically made by
financial institutions.

Do’s and Don’ts

The things you need to keep in mind to build a good credit
history. This will help you improve and maintain a good credit
profile.
 your credit score is fair
You can qualify for certain pre-approved offers.

685
Lenders use credit scores to assess an individual's creditworthiness when considering loan applications. A good
credit score improves the chances of loan approvals at lower interest rates, while a poor score may result in loan
rejections or high-interest rates. It's crucial to maintain a good credit score by paying debts on time, limiting credit
utilisation, and not applying for too much credit too frequently.

Trends
This chart helps you understand how your credit score has changed over time.

685
0 Points


/900

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Personal details

Name Date of birth Gender

Manjeet Prasad 08/11/1989 Male

Identification type PAN

Income Tax ID Number (PAN) XXXXXX481C

Contact information

Address 1
BXBXB KOLKATTA WEST BENGAL 700017
Category Status Date Reported
Residence - 06/04/2019

Address 2
HE HDXH KOLKATTA WEST BENGAL 700018
Category Status Date Reported
Office - 06/04/2019

Address 3
72 NO TILJALA ROAD KOLKATA TILJALA BAZA R KOLKATA WEST BENGAL 700039
Category Status Date Reported
Office - 13/09/2017

Address 4
102/1A KARAYA ROAD CIRCUS AVENUE CIRCUS AVENUE S.O CIRCUS AVENUE KOLKATA WEST BE NGAL CIRCUS
AVENUE KOLKATA WEST BENGAL 700017
Category Status Date Reported
Others - 21/04/2014

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Contact information

Telephone number Telephone number Extension

type
Office Phone 7059617356 -
Not Classified 7059617356 -
Mobile Phone 7059617112 -
Mobile Phone 9831361704 -

Email contact
Email address 1 ALIPURMANJEET@GMAIL.COM
Email address 2 ALLIPURMANJEET@GMAIL.COM
Email address 3 ALIPOREMANJEET@GMAIL.COM

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Credit Factors
Your credit score is impacted by these factors

Repayment History BAD Credit Card Utilisation GOOD

Record of all your past and present payments made to your Percentage of credit utilised from the total credit card
lenders. amount extended by your lenders.
"You have made 47% payments on time ("→ 0% change from “You have utilised 0% amount of your total credit card limit ("
last score refresh)" → 0% change from last score refresh)”

On time payments Total payments Utilised limit Total credit card limit
93 196 Rs. 0 Rs. 0

Types Of Credit GOOD Length Of Credit History GOOD

Refers to the different accounts for credit cards and loans

Refers to the age of your oldest and newest accounts to
and their nature whether secured or unsecured.
determine the average credit age
“Your secured loans to total loans ratio is 99% ("→ 0% change
“Your oldest account is 122 months old ("→ 0% change from
from last score refresh)”
last score refresh)”
 

Secured loan balance Unsecured loan balance Oldest account Newest account
Rs. 1,36,088 Rs. 2,050 122 months 5 months

Credit Enquiries GOOD

Every time a lender checks your credit score after you apply
for a loan or credit card.
“There have been 7 enquiries on your PAN ("→ 0% change
from last score refresh)”

Total enquiries till date Enquiries in past 3 months

7 1

The CIBIL Score essentially helps lenders decide whether you should be given a loan. It is important to understand the
factors that influence your score to ensure that you have a good score that will help you access funds when you need
them. For example, your CIBIL Score increases once you successfully clear an existing loan and decreases when you
make a large number of loan enquiries.

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Account Summary
View all your loans and credit cards summary in one place.

Good Account Bad Account

Indicates that you have Indicates that you may
made all your EMIs on have missed a few EMIs.
time.

Credit card
Timely payments and responsible credit card usage can positively impact your credit report.
Personal Loan
Applying for multiple personal loans within a short timeframe may raise concerns among lenders.
Auto Loan
Co-signing an auto loan for someone else can impact your credit report. If the primary borrower misses payments, it can
negatively affect your credit standing.
Home Loan
A home loan with a low debt-to-income ratio can positively impact your credit report.
Other Loan
A diverse credit mix that includes various types of loans can benefit your credit report.

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
ACTIVE

Gold Loan | DCB

Sanctioned loan amount: Rs. 34,240 Ownership: Individual
Date of last payment: -

Account details:

Type of account Account number Sanctioned loan amount

Gold Loan 08754400715300 Rs. 34,240

Current balance Cash limit Amount overdue

Rs. 34,240 - -

Account description:

Rate of interest Repayment tenure EMI amount

- - -

Payment frequency Type of collateral Value of collateral

- - -

Account dates:

Date opened Date closed Date reported

22/12/2022 - 31/03/2023

Payment start date Payment end date Date of last payment

01/12/2022 01/03/2023 -

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Payment Status

Year/
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Month

2023 --- --- --- --- --- --- --- --- ---   

2022  --- --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
ACTIVE

Consumer Loan | IDFC FIRST BANK

Sanctioned loan amount: Rs. 12,300 Ownership: Individual
Date of last payment: 31/01/2017

Account details:

Type of account Account number Sanctioned loan amount

Consumer Loan 5517991 Rs. 12,300

Current balance Cash limit Amount overdue

Rs. 2,050 - Rs. 17,350

Account description:

Rate of interest Repayment tenure EMI amount

- 12 months Rs. 1,025

Payment frequency Type of collateral Value of collateral

Monthly - -

Account dates:

Date opened Date closed Date reported

17/03/2016 - 30/04/2023

Payment start date Payment end date Date of last payment

01/05/2020 01/04/2023 31/01/2017

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Payment Status

Year/
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Month

2023 --- --- --- --- --- --- --- ---    

2022            

2021            

2020         --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
ACTIVE

Two-wheeler Loan | BAJAJ FIN LTD

Sanctioned loan amount: Rs. 59,000 Ownership: Individual
Date of last payment: 29/06/2018

Account details:

Type of account Account number Sanctioned loan amount

Two-wheeler Loan L2WKOL04247250 Rs. 59,000

Current balance Cash limit Amount overdue

Rs. 1,01,848 - Rs. 1,01,847

Account description:

Rate of interest Repayment tenure EMI amount

- - -

Payment frequency Type of collateral Value of collateral

- - -

Account dates:

Date opened Date closed Date reported

30/04/2016 - 01/06/2023

Payment start date Payment end date Date of last payment

01/07/2020 01/06/2023 29/06/2018

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Payment Status

Year/
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Month

2023 --- --- --- --- --- ---      

2022            

2021            

2020       --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED

Gold Loan | BANDHAN BANK

Sanctioned loan amount: Rs. 1,28,000 Ownership: Individual
Date of last payment: 29/11/2019

Account details:

Type of account Account number Sanctioned loan amount

Gold Loan 73190000138435 Rs. 1,28,000

Current balance Cash limit Amount overdue

- - -

Account description:

Rate of interest Repayment tenure EMI amount

16% 24 months -

Payment frequency Type of collateral Value of collateral

- No Collateral -

Account dates:

Date opened Date closed Date reported

19/07/2019 29/11/2019 31/10/2020

Payment start date Payment end date Date of last payment

01/11/2019 01/10/2020 29/11/2019

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Payment Status

Year/
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Month

2020 --- ---  --- ---       

2019   --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED

Gold Loan | BANDHAN BANK

Sanctioned loan amount: Rs. 22,200 Ownership: Individual
Date of last payment: 22/08/2019

Account details:

Type of account Account number Sanctioned loan amount

Gold Loan 73190000126478 Rs. 22,200

Current balance Cash limit Amount overdue

- - -

Account description:

Rate of interest Repayment tenure EMI amount

18% 24 months -

Payment frequency Type of collateral Value of collateral

- No Collateral -

Account dates:

Date opened Date closed Date reported

03/07/2019 22/08/2019 31/10/2020

Payment start date Payment end date Date of last payment

01/11/2019 01/10/2020 22/08/2019

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Payment Status

Year/
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Month

2020 --- ---  --- ---   --- --- ---  

2019   --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED

Gold Loan | BANDHAN BANK

Sanctioned loan amount: Rs. 15,800 Ownership: Individual
Date of last payment: 22/08/2019

Account details:

Type of account Account number Sanctioned loan amount

Gold Loan 73190000104609 Rs. 15,800

Current balance Cash limit Amount overdue

- - -

Account description:

Rate of interest Repayment tenure EMI amount

18% 24 months -

Payment frequency Type of collateral Value of collateral

- No Collateral -

Account dates:

Date opened Date closed Date reported

06/06/2019 22/08/2019 31/10/2020

Payment start date Payment end date Date of last payment

01/11/2019 01/10/2020 22/08/2019

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Payment Status

Year/
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Month

2020 --- ---  --- ---   --- --- ---  

2019   --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED

Gold Loan | BANDHAN BANK

Sanctioned loan amount: Rs. 16,600 Ownership: Individual
Date of last payment: 22/08/2019

Account details:

Type of account Account number Sanctioned loan amount

Gold Loan 73190000070071 Rs. 16,600

Current balance Cash limit Amount overdue

- - -

Account description:

Rate of interest Repayment tenure EMI amount

18% 24 months -

Payment frequency Type of collateral Value of collateral

- No Collateral -

Account dates:

Date opened Date closed Date reported

04/04/2019 22/08/2019 31/10/2020

Payment start date Payment end date Date of last payment

01/11/2019 01/10/2020 22/08/2019

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Payment Status

Year/
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Month

2020 --- ---  --- ---   --- --- ---  

2019   --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED

Gold Loan | BANDHAN BANK

Sanctioned loan amount: Rs. 76,000 Ownership: Individual
Date of last payment: 22/08/2019

Account details:

Type of account Account number Sanctioned loan amount

Gold Loan 73190000055070 Rs. 76,000

Current balance Cash limit Amount overdue

- - -

Account description:

Rate of interest Repayment tenure EMI amount

16% 24 months -

Payment frequency Type of collateral Value of collateral

- No Collateral -

Account dates:

Date opened Date closed Date reported

16/03/2019 22/08/2019 31/10/2020

Payment start date Payment end date Date of last payment

01/11/2019 01/10/2020 22/08/2019

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Payment Status

Year/
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Month

2020 --- ---  --- ---   --- --- ---  

2019   --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED

Gold Loan | BANDHAN BANK

Sanctioned loan amount: Rs. 37,900 Ownership: Individual
Date of last payment: 06/06/2019

Account details:

Type of account Account number Sanctioned loan amount

Gold Loan 73190000051218 Rs. 37,900

Current balance Cash limit Amount overdue

- - -

Account description:

Rate of interest Repayment tenure EMI amount

18% 24 months -

Payment frequency Type of collateral Value of collateral

- No Collateral -

Account dates:

Date opened Date closed Date reported

12/03/2019 06/06/2019 31/10/2020

Payment start date Payment end date Date of last payment

01/11/2019 01/10/2020 06/06/2019

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Payment Status

Year/
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Month

2020 --- ---  --- --- --- --- --- --- ---  

2019   --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED

Gold Loan | BANDHAN BANK

Sanctioned loan amount: Rs. 34,500 Ownership: Individual
Date of last payment: 04/04/2019

Account details:

Type of account Account number Sanctioned loan amount

Gold Loan 73180000232557 Rs. 34,500

Current balance Cash limit Amount overdue

- - -

Account description:

Rate of interest Repayment tenure EMI amount

16% 24 months -

Payment frequency Type of collateral Value of collateral

- No Collateral -

Account dates:

Date opened Date closed Date reported

29/12/2018 04/04/2019 31/10/2020

Payment start date Payment end date Date of last payment

01/11/2019 01/10/2020 04/04/2019

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Payment Status

Year/
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Month

2020 --- ---  --- --- --- --- --- --- ---  

2019   --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED

Two-wheeler Loan | LNTFIN

Sanctioned loan amount: Rs. 49,986 Ownership: Individual
Date of last payment: 11/10/2019

Account details:

Type of account Account number Sanctioned loan amount

Two-wheeler Loan 3452315 Rs. 49,986

Current balance Cash limit Amount overdue

- - -

Account description:

Rate of interest Repayment tenure EMI amount

- - Rs. 1,654

Payment frequency Type of collateral Value of collateral

- - -

Account dates:

Date opened Date closed Date reported

30/09/2017 27/07/2022 01/08/2022

Payment start date Payment end date Date of last payment

01/09/2019 01/08/2022 11/10/2019

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Payment Status

Year/
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Month

2022 --- --- --- ---        

2021            

2020            

2019     --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED

Consumer Loan | IDFC FIRST BANK

Sanctioned loan amount: Rs. 12,300 Ownership: Individual
Date of last payment: 28/03/2017

Account details:

Type of account Account number Sanctioned loan amount

Consumer Loan 5604091 Rs. 12,300

Current balance Cash limit Amount overdue

- - -

Account description:

Rate of interest Repayment tenure EMI amount

- 12 months Rs. 1,025

Payment frequency Type of collateral Value of collateral

Monthly - -

Account dates:

Date opened Date closed Date reported

04/04/2016 10/05/2017 31/05/2017

Payment start date Payment end date Date of last payment

01/04/2016 01/05/2017 28/03/2017

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Payment Status

Year/
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Month

2017 --- --- --- --- --- --- ---     

2016          --- --- ---

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED

Gold Loan | HDFC BANK

Sanctioned loan amount: Rs. 38,700 Ownership: Individual
Date of last payment: -

Account details:

Type of account Account number Sanctioned loan amount

Gold Loan 24277772 Rs. 38,700

Current balance Cash limit Amount overdue

- - -

Account description:

Rate of interest Repayment tenure EMI amount

- - -

Payment frequency Type of collateral Value of collateral

- - -

Account dates:

Date opened Date closed Date reported

19/04/2013 27/07/2013 31/07/2013

Payment start date Payment end date Date of last payment

01/04/2013 01/07/2013 -

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Payment Status

Year/
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Month

2013 --- --- --- --- ---     --- --- ---

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED

Gold Loan | HDFC BANK

Sanctioned loan amount: Rs. 24,900 Ownership: Individual
Date of last payment: -

Account details:

Type of account Account number Sanctioned loan amount

Gold Loan 24207460 Rs. 24,900

Current balance Cash limit Amount overdue

- - -

Account description:

Rate of interest Repayment tenure EMI amount

- - -

Payment frequency Type of collateral Value of collateral

- - -

Account dates:

Date opened Date closed Date reported

12/04/2013 07/01/2014 31/01/2014

Payment start date Payment end date Date of last payment

01/02/2011 01/01/2014 -

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Payment Status

Year/
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Month

2014 --- --- --- --- --- --- --- --- --- --- --- 

2013          --- --- ---

2012 --- --- --- --- --- --- --- --- --- --- --- ---

2011 --- --- --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Detailed Account Summary
CLOSED

Gold Loan | HDFC BANK

Sanctioned loan amount: Rs. 41,200 Ownership: Individual
Date of last payment: -

Account details:

Type of account Account number Sanctioned loan amount

Gold Loan 24171402 Rs. 41,200

Current balance Cash limit Amount overdue

- - -

Account description:

Rate of interest Repayment tenure EMI amount

- - -

Payment frequency Type of collateral Value of collateral

- - -

Account dates:

Date opened Date closed Date reported

09/04/2013 25/11/2013 30/11/2013

Payment start date Payment end date Date of last payment

01/12/2010 01/11/2013 -

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Payment Status

Year/
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Month

2013 ---         --- --- ---

2012 --- --- --- --- --- --- --- --- --- --- --- ---

2011 --- --- --- --- --- --- --- --- --- --- --- ---

2010 --- --- --- --- --- --- --- --- --- --- --- ---

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
Do’s and Don’ts

Do's Dont's

Pay your bills on time: Make sure to pay your credit card Don't apply for too much credit at once: Avoid applying
bills and loan EMIs on time. This is the most important for too many loans or credit cards at the same time.
factor that affects your CIBIL Score. This can make you look credit hungry and can
negatively affect your CIBIL Score.

Check your credit report regularly: Check your credit Don't default on your payments: Missing payments or
report regularly and ensure that all the information on it defaulting on your loans can have a severe impact on
is correct. If you find any discrepancies, report them to your CIBIL Score.
the credit bureau immediately.

Keep your credit utilisation low: Try to keep your credit Don't close old credit accounts: Closing old credit
utilisation ratio below 30%. This means that you should accounts can reduce the length of your credit history,
not use more than 30% of your credit limit. which can negatively impact your CIBIL Score.

Diversify your credit portfolio: Having a mix of different Don't exceed your credit limit: Try not to exceed your
types of credit, such as a credit card, a personal loan, credit limit, as this can show that you are unable to
and a home loan can improve your CIBIL Score. manage your finances.

Maintain a long credit history: The longer your credit Don't ignore your credit report: Ignoring your credit
history, the better it is for your CIBIL Score. So, avoid report can lead to errors or fraud going unnoticed,
closing old credit accounts, as they add to your credit which can negatively impact your CIBIL Score.
history.

Set up automatic payments: Setting up automatic Don't co-sign for loans: Co-signing for someone else's
payments for your bills and loans will ensure that you loan can negatively affect your CIBIL Score if they
don't miss any payments. default on the loan.

The details in the report are derived “as is" from the CIBIL Report

< Credit Score Personal Details Credit Factors Account Summary Do's and Don'ts Credit Enquiry >
 Credit Enquiry Information

MEMBER NAME DATE OF ENQUIRY ENQUIRY PURPOSE ENQUIRY AMOUNT

BAJAJ FIN LTD 12-06-2023 PERSONAL LOAN 25,000
BAJAJ FIN LTD 08-02-2023 PERSONAL LOAN 25,000
SBI CARD 22-09-2022 CREDIT CARD 100
TCFSL 03-09-2021 TWO-WHEELER LOAN 77,641
NAHAR 25-08-2020 CONSUMER LOAN 50,000
ICICI BANK 22-06-2020 TWO-WHEELER LOAN 68,800
LNTFIN 22-06-2020 TWO-WHEELER LOAN 66,000

End of Credit Health Report

Disclaimer: "All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU CIBIL) based on
information provided/ submitted by its various members("Members"), as part of periodic data submission and Members are required to
ensure accuracy, completeness and veracity of the information submitted. The credit report is generated using the proprietary search
and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information contained
in the Report and shall only be liable and / or responsible if any discrepancies are directly attributable to TU CIBIL. The use of this report
is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members."

The details in the report are derived “as is" from the CIBIL Report

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