DHSUD.
G
OV.PH
          DHSUDGOVPH
  4PH       PAMBANSANG PABAHAY PARA SA
            PILIPINO PROGRAM
OUTLINE OF THE PRESENTATION
           1. 4PH Program
               a. Mandates of the Department
               b. Key Features of the Program
               c. Program Conceptual Framework
               d. Applicable Guidelines
               e. Financing Modalities/ Business Models
               f. Role of the Local Government Units
 DHSUD.G
 OV.PH
               g. Proposed Housing Design and Price Ceiling Parameters
               h. Sample Monthly Amortization
                    DHSUDGOVPH
4PH PROGRAM
 4PH       PAMBANSANG PABAHAY PARA
           SA PILIPINO PROGRAM
PROGRAM OVERVIEW
                                     A flagship program of the
                                     Marcos Administration that
                                     envisions to build 6 million
                                     housing units in 6 years to
 DHSUD.G
 OV.PH
                                     address the housing needs
                                     and backlog and to provide
                                     decent and affordable housing
                                     to Filipino families.
                   DHSUDGOVPH
     Our Desired Future
    Walang
  Pilipinong
Walang Bahay sa
Sariling Bayan
Our Strategy
     Construct 1 Million
     Housing Units per
     Year for 6 Years to
     Close the Housing
      Gap of 6.5Million
How?       HOUSING LOAN
       INTEREST SUBSIDY from
       the National Government for
               Beneficiaries
            1% Interest Rate for
       Beneficiaries, 5% Interest to be
       subsidized by the government
  PRIVATE         BUYER-BENEFICIARIES
 PARTNERS           HOUSING LOAN INTEREST
                     SUBSIDY from the National
Developmental              Government
Loan - P250B    Out of 6%, 5% Interest to be
                subsidized by the government & 1%
                Interest Rate for Beneficiaries
HOW to address housing needs without compromising
            agricultural productivity?
                        INTEREST SUBSIDY
                         can only be availed for
                         projects with at least 4-
                       storey condo-type vertical
                        residential development
4PH       PAMBANSANG PABAHAY PARA SA
          PILIPINO PROGRAM
                          THE DEPARTMENT MANDATEs INCLUDE :
                               PROVIDING ACCESS TO FUND
                               SUPPORT
                               IMPROVING AFFORDABILITY
DHSUD.G
OV.PH
                  DHSUDGOVPH
  4PH       PAMBANSANG PABAHAY PARA
            SA PILIPINO PROGRAM
TO ADDRESS ACCESS TO FUNDS
                                  GOVERNMENT FINANCIAL INSTITUTIONS
                                          MOU signed in December 2022
  DHSUD.G
  OV.PH    HDMF HAS ALLOCATED P250B TO SUPPORT DEVELOPMENTAL LOANS
        FOR DEVELOPERS, CONTRACTORS; AND HOUSING LOANS FOR BUYERS-
        BENEFICIARIES.
                 GFIs HAVE COMMITTED TO FUND THE 4PH HOUSING PROGRAM.
                     DHSUDGOVPH
4PH    PAMBANSANG PABAHAY PARA SA
       PILIPINO PROGRAM
TO ADDRESS AFFORDABILITY: INTEREST SUPPORT
      Low monthly amortization (1%)
      Max 5% monthly interest support to
      be funded through the General
      Appropriations Act or funds provided
      by Government
      Interest support will be paid to
      GFIs/private banks providing take-out
      loans (attached to the housing unit)
DHSUD.G
OV.PH
      LGU may opt to provide additional local
      amortization support to address
      beneficiaries’ amortization shortfall
               DHSUDGOVPH
4PH       PAMBANSANG PABAHAY PARA
          SA PILIPINO PROGRAM
KEY FEATURES OF THE PROGRAM
                           In-city Resettlement; prioritizes high density/
                           vertical development Local Government Units
                           as lead implementors
                           Utilizes government and private lands
                           Provides Interest Support to reduce
                           beneficiaries’ monthly amortization
                           With funding support from
DHSUD.G
OV.PH                      KSAs, GFIs and private banks
                           Involves the participation of
                           developers and contractors
                  DHSUDGOVPH
4PH       PAMBANSANG PABAHAY PARA SA
          PILIPINO PROGRAM
CONCEPTUAL FRAMEWORK
DHSUD.G
OV.PH
                  DHSUDGOVPH
4PH    PAMBANSANG PABAHAY PARA SA
       PILIPINO PROGRAM
                                                               Shelterwide
APPLICABLE GUIDELINES
                                                                                        E.O 34
                                                               Approach for the
                                                                                   July 17, 2023
https://dhsud.gov.ph/services/4ph-program/                     Accelerated
                                              Memorandum       Implementation of
                             4PH              Circular No.     4PH Program
                             Operations       2023-002-A        May 30, 2023
              Memorandum Manual                Feb. 17, 2023
              Circular No.     Feb. 6, 2023
 Department 2023-002
 Circular No.  Jan. 23, 2023
 2022-004
        Dec. 15, 2022
FINANCING MODALITIES/
   BUSINESS MODELS
                                          LGU DEVELOPMENT LOAN
                                     • LGU as Developer - finance, build and
                                       enroll beneficiaries to the 4PH Interest
                                       Subsidy
                                                PPP (JOINT VENTURE)
    Financing                         • LGU owns the land
                                      • Developer/Contractor finances, builds
    Modalities                        • PagIBIG takes out loans of beneficiaries
BENEFICIARIES CAN ONLY BE ENROLLED
                                     PRIVATE SECTOR TURNKEY
  TO THE INTEREST SUBSIDY IF THE     • Private Developer/Contractor as
PROJECT IS AT LEAST 4-STOREY           Proponent and Borrower
   CONDO-TYPE VERTICAL                 • Contractor/Developer finances, builds
            HOUSING                    • PagIBIG takes out loans of beneficiaries
                                      COMMUNITY MORTGAGE PROGRAM
                                      (CMP) /COMMUNITY-BASED INITIATIVE
                                      APPROACHIt(SHFC/NHA)
                                                 is mostly presented before an
                                                      audience.
Modality: Private Sector /
Developer Turnkey
Modality: Private Sector / Developer Turnkey
LGU
 • Designates a FOCAL UNIT OR OFFICE for 4PH
 • Establishes DATABASE or pool of PROFILED and
   PagIBIG-validated beneficiaries (can be low-income
   families without own house, employees without own
   house, or ISFs)
 • Determines AFFORDABILITY LEVEL of identified
   beneficiaries
 • Identify contractor or developer
 • Reviews MOA and Secures AUTHORITY TO SIGN from
   the SP
 • Provides other necessary support (improvement of
   access roads, livelihood development, etc.)
 • Develops criteria for unit designation and
   management/maintenance
Modality: PPP-Joint Venture
          PRIVATE SECTOR ENTITY / DEVELOPER
           •Developer avails of loan from PagIBIG (or
            banks)
           •PagIBIG has available 250B for financing of
            4PH Developmental Loans (for LGU,
            Developer or Contractor)
           •Developer shall develop the land and
            construct the housing units
           •PagIBIG takes-out loans of beneficiaries
Modality: PPP-Joint Venture
LGU
 •Owns the land
 •Designates a FOCAL UNIT OR OFFICE
  for 4PH
 •Establishes DATABASE or pool of
  PROFILED and PagIBIG-validated
  beneficiaries (can be low-income
  families without own house,
  employees without own house, or
  ISFs)
 •Determines AFFORDABILITY LEVEL of
  identified beneficiaries
Modality: PPP-Joint Venture
LGU
 •Determines AFFORDABILITY LEVEL of
  identified beneficiaries
 •Identify contractor or developer
 •Reviews MOA and Secures
  AUTHORITY TO SIGN from the SP
 •Provides other necessary support
  (improvement of access roads,
  livelihood development, etc.)
 •Develops criteria for unit designation
  and management/maintenance
ROLES AND RESPONSIBILITIES OF THE LGU
 4PH       PAMBANSANG PABAHAY PARA SA
           PILIPINO PROGRAM
ROLES OF THE LOCAL GOVERNMENT IN 4PH
          1. Act as the lead/main proponent
          2.Identify suitable sites for the housing program
          3.Develop the project concept, following DHSUD's design
            specifications and price ceiling parameters
          4.Formulate local policies and programs to support and facilitate
            project
DHSUD.G     financing, construction, and property management including
            necessary financial and social services assistance for the target
OV.PH
            beneficiaries.
          5.Apply for developmental loans or tap other modality
          6.Identify, select, and facilitate the application of housing
             beneficiaries.
                   DHSUDGOVPH
             PRIVATE PARTNERSHIP
1. Identify and establish a    2. Facilitate linkages between
   pool or list of potential   LGUs and potential developers
   sites to be offered to      or contractors for the following
   contractors /               financial modalities:
   developers for the 4PH         ⚬ Private sector - turnkey
   Project of the LGUs            ⚬ Public-Private Partnership
                                    – Joint Venture
4PH PROPOSED HOUSING DESIGN AND PRICE CEILING
                PARAMETERS
PRICE CEILING PARAMETERS
                      24SQM. (MIN)                                                                             27SQM. (MAX)
                      PRICE CEILING                                                                            PRICE CEILING
                      P1.120M                                                                                  P1.260M
                      (Land development and Building                                                           (Land development and Building
                      Construction Only, Excluding Land                                                        Construction Only, Excluding Land
                      Acquisition Cost)                                                                        Acquisition Cost)
                      P 46,666 per sqm                                                                         P 46,666 per sqm
MC 2023-002 Prescribes the guidelines for the implementation of the 4PH program through the 4PH Operations Manual
4PH Operations Manual
MC 2023-002A Updating Section I(C) of the Operations Manual or the proposed housing design and ceiling
DEVELOPMENT COST ESTIMATES
                ESTIMATED DEV’T COST (to gain Profit)
                P 25,000-35,000 / sqm
                (Building Construction, Permits, Fees and Taxes)
                 P 1,000-2,000 / sqm
                (Land Development)
                NOTE: LAND ACQUISITION COST NOT INCLUDED FOR PRIVATELY-
                OWNED LOT; ON TOP OF THE SELLING PRICE
MINIMUM DESIGN STANDARDS
    EXTERIOR FINISHES
     DRIVEWAYS / WALKWAYS, PARKING
     q FLOOR            PLAIN CEMENT IN NON-SLIP FINISH WITH CONCRETE
                        HARDENER AND SEALER. EPOXY PAINTED PARKING
     q WALL             PLAIN CEMENT PLASTERED IN ACRYLIC ELASTOMERIC
                        PAINT FINISH
     q CEILING          EXPOSED BEAM AND SLAB IN FLAT LATEX FINISH
     PLAY AREA / BASKETBALL COUTS
     q FLOOR              PLAIN CEMENT FINISH WITH CONCRETE HARDENER
                          ANDSEALER. EPOXY PAINTED MARKINGS.
     FACADE
     q WINDOW                       ALUMINUM SLIDING WINDOWS (ANALOK FINISH)
     q EXTERIOR WALLS               ELASTOMERIC PAINT
     FACADE
     q WINDOW                       ALUMINUM SLIDING WINDOWS (ANALOK FINISH)
     q EXTERIOR WALLS               ELASTOMERIC PAINT
MC 2023-002 Prescribes the guidelines for the implementation of the 4PH program through the 4PH Operations Manual
4PH Operations Manual
MC 2023-002A Updating Section I(C) of the Operations Manual or the proposed housing design and ceiling
MINIMUM DESIGN STANDARDS
    INTERIOR FINISHES
     GROUND DLOOR / COMMON AREAS
     ELEVATOR LOBBY / HALLWAYS
     q FLOOR              0.60 X 0.60 HOMOGENOUS TILES
     q WALL               PLAIN CEMENT PLASTERED IN SEMI GLOSS LATEX
     q CEILING            EXPOSED BEAM AND SLAB IN FLAT LATEX FINISH
     TOILET
     q FLOOR                        0.60 X 0.60 MATTE HOMOGENOUS TILES
     q WALL                         0.60 X 0.60 POLISHED PORCELAIN TILE
     q CEILING                      EXPOSED BEAM AND SLAB IN FLAT LATEX FINISH
     FIRE EXIT STAIRS
     q FLOOR                        PLAIN CEMENT FINISH WITH CONCRETE HARDERNER
                                    AND SEALER
     q WALL                         PLAIN CEMENT IN FLAT LATEX PAINT
     q CEILING                      EXPOSED BEAM AND SLAB IN FLAT LATEX PAINT
MC 2023-002 Prescribes the guidelines for the implementation of the 4PH program through the 4PH Operations Manual
4PH Operations Manual
MC 2023-002A Updating Section I(C) of the Operations Manual or the proposed housing design and ceiling
MINIMUM DESIGN STANDARDS
TYPICAL FLOOR AREA (27SQ.M)                                           MINIMUM DESIGN/FINISHES
                                                                     RESIDENTIAL UNITS
                                                                     q FLOOR                        0.60X0.60 HOMOGENOUS TILES
                                                                     q WALL                         PLAIN CEMENT PLASTERED IN SEMI GLOSS LATEX PAINT
                                                                     q CEILING                      EXPOSED BEAM AND SLAB IN FLAT LATEX FINISH
                                                                     q DOOR & JAMBS                 STEEL JAMB AND LAMINATED SOLID DOOR
                                                                     q HARDWARES                    SCHLAGE / YALE, OR EQUIVALENT
                                                                     TOILET / BATH
                                                                     q FLOOR                        0.30 X 0.30 CERAMIC TILES (NON-SLIP)
                                                                     q WALL                         0.30 X 0.30 CERAMIC TILES
                                                                     q CEILING                      MOISTURE RESISTANT GYPSUM BOARD, FLAT LATEX PAINT
                                                                     q DOOR & JAMBS                 PVC DOOR WITH LOUVRES
MC 2023-002 Prescribes the guidelines for the implementation of the 4PH program through the 4PH Operations Manual
4PH Operations Manual
MC 2023-002A Updating Section I(C) of the Operations Manual or the proposed housing design and ceiling
MINIMUM DESIGN STANDARDS
    ELECTRICAL AND PLUMBING
     ELECTRICAL
     q    TYPE                                     PVC PIPES ON WALLS AND CEILINGS
     q    CONNECTION                               AS PER MUNICIPAL REQUIREMENTS
     q    WIRES                                    STRANDED
     q    BREAKER                                  FOR APPROVAL
     q    SWITCHES, COVERS & COs                   FOR APPROVAL
     q    LIGTING FIXTURES                         LED
     PLUMBING
     q    SOIL, WASTE, AND VENT                    PVC PIPES
     q    WATER LINE                               PPR
     q    DRAINAGE                                 4” AND 6” PVC PIPES
     q    FIXTURES                                 FOR APPROVAL
MC 2023-002 Prescribes the guidelines for the implementation of the 4PH program through the 4PH Operations Manual
4PH Operations Manual
MC 2023-002A Updating Section I(C) of the Operations Manual or the proposed housing design and ceiling
TYPICAL UNITS/BUILDING; FOOTPRINT AREA
                                                                                                                                     BUILDING /
                                 BUILDING                                                                           TOTAL UNITS /                 BUILDINGS /
       LOCATION                                                 UNIT SIZE               UNITS/FLOOR                                    FLOOR
                                REQUIRMENT                                                                            BUILDIN                      HECTARE*
                                                                                                                                    FOOTPRINT^
    OTHER
                                 4-STOREY                      24 SQ.M                   24 UNITS                       96             720            7
  URBAN AND
                                 LOW RISE
  URBANIZING
                                 BUILDING                      27 SQ.M                   24 UNITS                       96             810            6
    AREAS
^ BUILDING/FLOOR FOOTPRINT = (NO OF UNITS MULTIPLIED BY THE AREA PER UNIT) + (25 % OF NO OF UNITS MULTIPLIED BY
THE AREA PER UNIT AS NON-RESIDENTIAL USE) (BP220 IRR)
* ESTIMATED ONLY; ASSUMING 70% (7,000.00 SQ.M) SALEABLE = 7,000SQ.M / (BUILDING FOOTPRINT + MINIMUM
EASEMENT/SETBACK REQUIREMENTS) (BP220 IRR)
MC 2023-002 Prescribes the guidelines for the implementation of the 4PH program through the 4PH Operations Manual
4PH Operations Manual
MC 2023-002A Updating Section I(C) of the Operations Manual or the proposed housing design and ceiling
DEVELOPMENT COST PER SQUARE METER
25SQM.                        27SQM.                        ESTIMATED DEV’T COST
                                                            (to gain Profit)
P 46,666 per sqm              P 46,666 per sqm              P 25,000 / sqm
                                                            (Building Construction,
PRICE CEILING                 PRICE CEILING                 Permits, Fees and Taxes)
P1.120M                       P1.260M                       P 1,000 / sqm
(Land development and         (Land development and         (Land Development)
Building Construction Only)   Building Construction Only)
                                                            NOTE: LAND ACQUISITION COST NOT
                                                            INCLUDED FOR PRIVATELY-OWNED
                                                            LOT; ON TOP OF THE SELLING PRICE
4PH CURRENT UPDATES
   4PH       PAMBANSANG PABAHAY PARA SA
             PILIPINO PROGRAM
   PARTNERSHIPS
SUPPORT FROM PARTNERS:
          Government Institutions
          Marginalized Sectors
          Multilateral Organizations/
          Civil Society Organizations
DHSUD.G
          Developers and Contractors
OV.PH
          Indigenous Groups
          (engagement)
                   DHSUDGOVPH
 4PH   PAMBANSANG PABAHAY PARA SA
       PILIPINO PROGRAM
 PARTNERSHIP
 S
1.
2.
3.
4.
5.
6.
7.
             DHSUDGOVPH
                            PARTNERSHIPS
                       1.
                       2.
                       3.
DHSUD.G
OV.PH
                       4.
          DHSUDGOVPH
   4PH    PAMBANSANG PABAHAY PARA SA
          PILIPINO PROGRAM
   PARTNERSHIPS
DHSUD.G
OV.PH
                DHSUDGOVPH
   4PH    PAMBANSANG PABAHAY PARA SA
          PILIPINO PROGRAM
   PARTNERSHIPS
DHSUD.G
OV.PH
                DHSUDGOVPH
                       Q&A
DHSUD.G
OV.PH
          DHSUDGOVPH