Philippine Public School Teachers Association

Sariling Sikap Loan Amortization Table - 3 YEARS

Declining/Diminishing Balance Method

Term in Months 12 24 36
Contractual Interest Rate 6.500% 7.000% 7.500%
Nominal Interest Rate 3.556% 3.7271% 3.994% 0.002963667
Effective Interest Rate 19.872% 14.016% 12.396%

THREE YEARS (36 MONTHS) TO PAY

Net Pay After
Required Monthly Upfront Unearned Total
Loan Code Loan Amount Net Proceeds SSL
Net Pay Amortization Charges Interest Receivables
Deduction
DSSL30K3 6,100.00 30,000.00 933.19 1,800.00 28,200.00 3,594.84 33,594.84 5,166.81
DSSL31K3 6,150.00 31,000.00 964.29 1,860.00 29,140.00 3,714.44 34,714.44 5,185.71
DSSL32K3 6,200.00 32,000.00 995.40 1,920.00 30,080.00 3,834.40 35,834.40 5,204.60
DSSL33K3 6,250.00 33,000.00 1,026.50 1,980.00 31,020.00 3,954.00 36,954.00 5,223.50
DSSL34K3 6,300.00 34,000.00 1,057.61 2,040.00 31,960.00 4,073.96 38,073.96 5,242.39
DSSL35K3 6,350.00 35,000.00 1,088.72 2,100.00 32,900.00 4,193.92 39,193.92 5,261.28
DSSL36K3 6,400.00 36,000.00 1,119.82 2,160.00 33,840.00 4,313.52 40,313.52 5,280.18
DSSL37K3 6,450.00 37,000.00 1,150.93 2,220.00 34,780.00 4,433.48 41,433.48 5,299.07
DSSL38K3 6,500.00 38,000.00 1,182.04 2,280.00 35,720.00 4,553.44 42,553.44 5,317.96
DSSL39K3 6,550.00 39,000.00 1,213.14 2,340.00 36,660.00 4,673.04 43,673.04 5,336.86
DSSL40K3 6,600.00 40,000.00 1,244.25 2,400.00 37,600.00 4,793.00 44,793.00 5,355.75
DSSL41K3 6,650.00 41,000.00 1,275.35 2,460.00 38,540.00 4,912.60 45,912.60 5,374.65
DSSL42K3 6,700.00 42,000.00 1,306.46 2,520.00 39,480.00 5,032.56 47,032.56 5,393.54
DSSL43K3 6,750.00 43,000.00 1,337.57 2,580.00 40,420.00 5,152.52 48,152.52 5,412.43
DSSL44K3 6,800.00 44,000.00 1,368.67 2,640.00 41,360.00 5,272.12 49,272.12 5,431.33
DSSL45K3 6,850.00 45,000.00 1,399.78 2,700.00 42,300.00 5,392.08 50,392.08 5,450.22
DSSL46K3 6,900.00 46,000.00 1,430.89 2,760.00 43,240.00 5,512.04 51,512.04 5,469.11
DSSL47K3 6,950.00 47,000.00 1,461.99 2,820.00 44,180.00 5,631.64 52,631.64 5,488.01
DSSL48K3 7,000.00 48,000.00 1,493.10 2,880.00 45,120.00 5,751.60 53,751.60 5,506.90
DSSL49K3 7,050.00 49,000.00 1,524.20 2,940.00 46,060.00 5,871.20 54,871.20 5,525.80
DSSL50K3 7,100.00 50,000.00 1,555.31 3,000.00 47,000.00 5,991.16 55,991.16 5,544.69
DSSL55K3 7,300.00 55,000.00 1,710.84 3,300.00 51,700.00 6,590.24 61,590.24 5,589.16
DSSL60K3 7,470.00 60,000.00 1,866.37 3,600.00 56,400.00 7,189.32 67,189.32 5,603.63
DSSL65K3 7,640.00 65,000.00 2,021.90 3,900.00 61,100.00 7,788.40 72,788.40 5,618.10
DSSL70K3 7,800.00 70,000.00 2,177.43 4,200.00 65,800.00 8,387.48 78,387.48 5,622.57
DSSL75K3 7,970.00 75,000.00 2,332.97 4,500.00 70,500.00 8,986.92 83,986.92 5,637.03
DSSL80K3 8,130.00 80,000.00 2,488.50 4,800.00 75,200.00 9,586.00 89,586.00 5,641.50
DSSL85K3 8,300.00 85,000.00 2,644.03 5,100.00 79,900.00 10,185.08 95,185.08 5,655.97
DSSL90K3 8,460.00 90,000.00 2,799.56 5,400.00 84,600.00 10,784.16 100,784.16 5,660.44
DSSL95K3 8,620.00 95,000.00 2,955.09 5,700.00 89,300.00 11,383.24 106,383.24 5,664.91
DSSL100K3 8,780.00 100,000.00 3,110.62 6,000.00 94,000.00 11,982.32 111,982.32 5,669.38
DSSL105K3 8,940.00 105,000.00 3,266.15 6,300.00 98,700.00 12,581.40 117,581.40 5,673.85
DSSL110K3 9,100.00 110,000.00 3,421.68 6,600.00 103,400.00 13,180.48 123,180.48 5,678.32
DSSL115K3 9,260.00 115,000.00 3,577.21 6,900.00 108,100.00 13,779.56 128,779.56 5,682.79
DSSL120K3 9,420.00 120,000.00 3,732.74 7,200.00 112,800.00 14,378.64 134,378.64 5,687.26
DSSL125K3 9,580.00 125,000.00 3,888.28 7,500.00 117,500.00 14,978.08 139,978.08 5,691.72
DSSL130K3 9,740.00 130,000.00 4,043.81 7,800.00 122,200.00 15,577.16 145,577.16 5,696.19
DSSL135K3 9,900.00 135,000.00 4,199.34 8,100.00 126,900.00 16,176.24 151,176.24 5,700.66
DSSL140K3 10,070.00 140,000.00 4,354.87 8,400.00 131,600.00 16,775.32 156,775.32 5,715.13
DSSL145K3 10,240.00 145,000.00 4,510.40 8,700.00 136,300.00 17,374.40 162,374.40 5,729.60
DSSL150K3 10,400.00 150,000.00 4,665.93 9,000.00 141,000.00 17,973.48 167,973.48 5,734.07
DSSL155K3 10,560.00 155,000.00 4,821.46 9,300.00 145,700.00 18,572.56 173,572.56 5,738.54
DSSL160K3 10,720.00 160,000.00 4,976.99 9,600.00 150,400.00 19,171.64 179,171.64 5,743.01
DSSL165K3 10,880.00 165,000.00 5,132.52 9,900.00 155,100.00 19,770.72 184,770.72 5,747.48
DSSL170K3 11,040.00 170,000.00 5,288.05 10,200.00 159,800.00 20,369.80 190,369.80 5,751.95
DSSL175K3 11,200.00 175,000.00 5,443.59 10,500.00 164,500.00 20,969.24 195,969.24 5,756.41
DSSL180K3 11,360.00 180,000.00 5,599.12 10,800.00 169,200.00 21,568.32 201,568.32 5,760.88
DSSL185K3 11,520.00 185,000.00 5,754.65 11,100.00 173,900.00 22,167.40 207,167.40 5,765.35
DSSL190K3 11,680.00 190,000.00 5,910.18 11,400.00 178,600.00 22,766.48 212,766.48 5,769.82
DSSL195K3 11,840.00 195,000.00 6,065.71 11,700.00 183,300.00 23,365.56 218,365.56 5,774.29
DSSL200K3 12,000.00 200,000.00 6,221.24 12,000.00 188,000.00 23,964.64 223,964.64 5,778.76
DSSL205K3 12,160.00 205,000.00 6,376.77 12,300.00 192,700.00 24,563.72 229,563.72 5,783.23
DSSL210K3 12,320.00 210,000.00 6,532.30 12,600.00 197,400.00 25,162.80 235,162.80 5,787.70
DSSL215K3 12,480.00 215,000.00 6,687.83 12,900.00 202,100.00 25,761.88 240,761.88 5,792.17
DSSL220K3 12,640.00 220,000.00 6,843.37 13,200.00 206,800.00 26,361.32 246,361.32 5,796.63
DSSL225K3 12,800.00 225,000.00 6,998.90 13,500.00 211,500.00 26,960.40 251,960.40 5,801.10
DSSL230K3 12,960.00 230,000.00 7,154.43 13,800.00 216,200.00 27,559.48 257,559.48 5,805.57
DSSL235K3 13,120.00 235,000.00 7,309.96 14,100.00 220,900.00 28,158.56 263,158.56 5,810.04
DSSL240K3 13,280.00 240,000.00 7,465.49 14,400.00 225,600.00 28,757.64 268,757.64 5,814.51
DSSL245K3 13,440.00 245,000.00 7,621.02 14,700.00 230,300.00 29,356.72 274,356.72 5,818.98
DSSL250K3 13,600.00 250,000.00 7,776.55 15,000.00 235,000.00 29,955.80 279,955.80 5,823.45
DSSL255K3 13,760.00 255,000.00 7,932.08 15,300.00 239,700.00 30,554.88 285,554.88 5,827.92
DSSL260K3 13,920.00 260,000.00 8,087.61 15,600.00 244,400.00 31,153.96 291,153.96 5,832.39
DSSL265K3 14,080.00 265,000.00 8,243.14 15,900.00 249,100.00 31,753.04 296,753.04 5,836.86
DSSL270K3 14,240.00 270,000.00 8,398.68 16,200.00 253,800.00 32,352.48 302,352.48 5,841.32
DSSL275K3 14,400.00 275,000.00 8,554.21 16,500.00 258,500.00 32,951.56 307,951.56 5,845.79
DSSL280K23 14,560.00 280,000.00 8,709.74 16,800.00 263,200.00 33,550.64 313,550.64 5,850.26
DSSL285K3 14,720.00 285,000.00 8,865.27 17,100.00 267,900.00 34,149.72 319,149.72 5,854.73
DSSL290K3 14,880.00 290,000.00 9,020.80 17,400.00 272,600.00 34,748.80 324,748.80 5,859.20
DSSL295K3 15,040.00 295,000.00 9,176.33 17,700.00 277,300.00 35,347.88 330,347.88 5,863.67
DSSL300K3 15,200.00 300,000.00 9,331.86 18,000.00 282,000.00 35,946.96 335,946.96 5,868.14
PPSTA Loan Table.3 years Page 1 Declining Balance Method