For Companies
Employee Banking Salary Account
Want hassle-free payroll solution along with multiple benefits for your company employees?
UBL has the answer for the modern employer in the form of Employee Banking Salary Account.
It offers multiple benefits and free services to employees on their salary current accounts, while
the employer enjoys a low cost and automated salary disbursement mechanism.
Advantages for Employers
With UBL Employee Banking Salary Account Employers will enjoy the convenience of:-
Reduced paperwork
Customized channels for salary disbursement
Reduced TAT (turnaround time)
Reduction in remittance costs
Same day salary credit – With an option of real time salary transfer through Global
Netbanking
Quick and enhanced reconciliation process
Comprehensive and customized MIS
Utility bill & other payment services through Global Netbanking
Advantages for Employees:
With UBL Employee Banking Salary Account employees of an organization will enjoy the
following benefits:-
No minimum balance requirement
Free first Cheque book of 25 leaves
Free UBL Net Banking (Silver Package)
Free UBL Go Green SMS Alerts (Basic Package)
Free globally accepted UBL Mega Wallet ATM Debit Card
Free Online Funds Transfer
Free Accidental Death and Disability Insurance Coverage of up to PKR 2.5 million
Free E-statement
24 hour Phone Banking
For Retired Persons
UBL Zindagi Account
UBL Zindagi Account is a unique monthly savings account, offering competing high yield saving
rates for Senior Citizen segment aged 60 years or above, so that their financial needs are met with
ease.
Eligibility
All Individuals (single and joint account holders) of age 60 years or above are eligible for this
scheme. However, in case of joint account, primary account holder should be aged 60 years or
above.
Minimum denomination to open this account
This account can be opened with minimum PKR 100/-.
Minimum/maximum amount that can be deposited in this account
There is no minimum or maximum balance limit for this account.
Key features
Following are the main features
Higher Rate of Return
Monthly profit payout
Complete Transactional Flexibility
Free cheque book of 25 leaves (1st cheque book only)
Free Debit card issuance
Profit calculation mechanism
Profit calculation mechanism is based on monthly average balance and profit will be automatically
credited to the account every month.
All fee related charges are applicable as per prevailing Schedule of Charges (SOC).
All rates are indicative and subject to change without any prior notice.
The method of calculating return/profit under the profit/loss sharing scheme is governed by the
Bank Rules under prevailing regulations/directives of the State Bank of Pakistan.
Zakat & WHT will be applicable as per Government rules.
For businessman
UBL Mukammal Current Account
UBL Mukammal Current account offers a range of benefits and free services allowing
transactional flexibility to the modern day customer. It is a Pak Rupee non-remunerative checking
account that aims to provide necessary tools to:
Individuals,
Traders,
Businessmen and
All Commercial entities
Also unlike any other current account there is no monthly average balance requirement on this,
which makes it all the more unique and attractive to customers.
Host of Free Services includes:
Inter Branch Online Transactions - Country Wide
Debit/ ATM Card Annual fee
Issuance of Cashier's Cheque /CBC
Cheque Book
Over the Counter Cash Deposit
Cancellation of CC/ CBC
Cheque Returned Unpaid from Payee's Account in Outward Clearing
Clean bill for Collection/Intercity Clearing
Duplicate Cashier's Cheque/ CBC
Duplicate Account Statement
Issuance of RTC
UBL Go Green SMS Alert
Free Internet Banking
Free Accidental Death & Disability Insurance*
For Salaried Persons
UBL Mahana Aamdani Savings Account
UBL Mahana Aamdani Savings Account is a unique monthly savings account, offering
competitive high yield tier based saving rates, primarily targeting rate conscious customers, who
are also looking for transactional flexibility.
Eligibility
UBL Mahana Aamdani Savings Account can be opened by the following
Individual Single and Joint Accounts
Partnerships
Joint Stock company Accounts (public/private)
Gov’t Institutions (Federal/Provincial)
Sole Proprietorships
Self Employed Individuals
Small and Medium Enterprises
Salaried/ Retired Individuals / Pensioners
Housewives
Foreign Missions/Diplomats and Associations/Clubs/Trusts, etc.
Minimum denomination to open this account
This account can be opened with minimum PKR 100/-.
Minimum/maximum amount that can be deposited in this account
There is no minimum or maximum balance limit for this account.
Key features
Following are the main features:
Tier Based Account
Higher Rate of Return
Complete Transactional Flexibility
Profit calculation mechanism
Profit calculation mechanism is based on monthly average balance and profit will be automatically
credited to the account every month.
All fee related charges are applicable as per prevailing Schedule of Charges (SOC).
All rates are indicative and subject to change without any prior notice.
The method of calculating return/profit under the profit/loss sharing scheme is governed by the
Bank Rules under prevailing regulations/directives of the State Bank of Pakistan.
Zakat & WHT will be applicable as per Government rules.
For Investment
1-UBL Mahana Aamdani Term Deposit
UBL Mahana Aamdani Term Deposit is a unique Term deposit account, offering competitive high
yield profit rates, primarily targeting rate conscious customers who are dependent on monthly
fixed income.
Stable & High Rate of Return
Avail one of the best and most stable rates of return by investing in UBL Mahana Aamdani Term
Deposit
Minimum Investment
Investment starts from Rs. 25,000/-. However, there is no upper limit on maximum investment
Security
UBL ensures a secured investment for your money
Profit Payout
Monthly Profit Payout
Profit rate remains the same during the Tenure despite fluctuation in money market
Renewal / Premature Encashment
Rollover/Renewal option available
Premature encashment facility available
Easy Available Financing
Avail up to 90% financing facility
Tenure
3 Months, 6 Months
1 Year, 3 Years, 5 Years and 10 Years
Easy Availability
UBL Mahana Aamdani Term Deposit is available at more than 1400 online branches across
Pakistan. Simply visit your nearest online UBL branch and make a smart investment through UBL
Mahana Aamdani Term Deposit.
2-UBL Regular Term Deposit Receipts
If you wish to make a secured long term investment, UBL’s Term Deposit Receipt is the smart
choice, just make an investment and see your deposit grow over time by investing in UBL Term
Deposit Receipts:
Special features include:
You get an attractive rate of return
Your profit is paid monthly on a floating rate based on money market conditions
You have the flexibility to choose from a wide range of tenors
You can avail the Rollover or Renewed option at any time before encashment
You can get your TDR en-cashed at any time before maturity period
Avail different attractive rates depending on the tenor you choose
Get the pleasure of availing the best rates of return in the market
Avail the services of nonstop banking in all UBL branches (over 1400) across the country.
Available Tenors:
1 Month, 2 Months, 3 Months, 4 Months, 5 Months and 6 Months
1 Year, 2 Years, 3 Years, 4 Years, 5 Years, 6 Years, 7 Years, 8 Years, 9 Years and 10 Years
All rates are indicative and subject to change without any prior notice.
The method of calculating return/profit under the profit/loss sharing scheme is governed by the
Bank Rules under prevailing regulations/directives of the State Bank of Pakistan.
WHT will be applicable as per Government rules.
