17-10-2023
Quote No : bw7trpgyujs
Benefit Illustration for HDFC Life Sanchay Plus
This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your
HDFC Life Sanchay Plus
DETAILS
Name of the Prospect/Policyholder: Abc Proposal No: NA
Age: 32 Name of Product: HDFC Life Sanchay Plus
A non-participating non-linked savings
Name of Life Assured: Abc Tag Line:
insurance plan
Age: 32 Unique Identification No: 101N134V19
Policy Term: 11 Years GST Rate: 4.5%* for first year
2.25%* second year
Premium Paying Term: 10 Years
onwards
Amount of Instalment Premium
Rs.100000
(Without GST):
Mode: Annual
*0% if qualifies as zero-rated supply under GST law
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will
show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits
of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance."
Policy Details
Policy Option Long Term Income Sum Assured Rs. 1230000
Guaranteed Payout Sum Assured on Death (at
Annual 1230000
Freqency inception of the policy) Rs.
Guaranteed Payout Payout Term
96250 25
Amount (years)
Premium Summary
PP PP HPR Total
Base Plan CI Rider IB Rider PP Rider (PAC) Rider Rider Rider Instalment
(ADC) (CC) (CCI) Premium
Instalment Premium without GST 1,00,000 0 0 0 0 0 0 1,00,000
Instalment Premium with First Year GST 1,04,500 0 0 0 0 0 0 1,04,500
Instalment Premium with GST 2nd Year Onwards 1,02,250 0 0 0 0 0 0 1,02,250
(Amount in Rupees)
Policy Year Single/ Guaranteed Non Guaranteed
Annualized
Survival Benefits / Other benefits Maturity Benefit Death Benefit Min Special Surrender Value
Premium
Loyalty Additions (if any) Guaranteed
Surrender
Value
1 1,00,000 0 0 0 12,30,000 0 0
2 1,00,000 0 0 0 12,30,000 60,000 60,000
3 1,00,000 0 0 0 12,30,000 1,05,000 1,05,000
4 1,00,000 0 0 0 12,30,000 2,00,000 2,00,000
5 1,00,000 0 0 0 12,30,000 2,50,000 2,82,465
6 1,00,000 0 0 0 12,30,000 3,00,000 3,70,310
7 1,00,000 0 0 0 12,30,000 3,50,000 4,71,989
8 1,00,000 0 0 0 12,30,000 6,00,000 5,89,312
9 1,00,000 0 0 0 12,30,000 6,75,000 7,24,306
10 1,00,000 0 0 0 13,20,679 9,00,000 8,79,225
11 0 0 0 0 13,86,713 9,00,000 9,60,546
12 0 0 0 96,250 0 0 0
13 0 0 0 96,250 0 0 0
14 0 0 0 96,250 0 0 0
15 0 0 0 96,250 0 0 0
16 0 0 0 96,250 0 0 0
17 0 0 0 96,250 0 0 0
18 0 0 0 96,250 0 0 0
19 0 0 0 96,250 0 0 0
20 0 0 0 96,250 0 0 0
21 0 0 0 96,250 0 0 0
22 0 0 0 96,250 0 0 0
23 0 0 0 96,250 0 0 0
24 0 0 0 96,250 0 0 0
25 0 0 0 96,250 0 0 0
26 0 0 0 96,250 0 0 0
27 0 0 0 96,250 0 0 0
28 0 0 0 96,250 0 0 0
29 0 0 0 96,250 0 0 0
30 0 0 0 96,250 0 0 0
31 0 0 0 96,250 0 0 0
32 0 0 0 96,250 0 0 0
33 0 0 0 96,250 0 0 0
34 0 0 0 96,250 0 0 0
35 0 0 0 96,250 0 0 0
36 0 0 0 10,96,250 0 0 0
Notes: Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.
I , have explained the premiums charges and benefits under the product fully to the I Abc ,having received the information with respect to the above, have understood
prospect / policy holder. the above statement before entering into the contract.
Place:
Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder
Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".
