Account Statement
MEMBER # STATEMENT PERIOD PAGE
6173006 03-01-23 to 03-31-23 1 of 2
Digital Federal Credit Union
220 Donald Lynch Boulevard Call: 800.328.8797 Email: dcu@dcu.org
Marlborough, MA 01752
DIVANIA FONSECA
252 GREAT ROAD
STOW MA 01775
PRIMARY SAVINGS ACCT# 1
DATE TRANSACTION DESCRIPTION WITHDRAWALS DEPOSITS BALANCE
PREVIOUS BALANCE 10.58
MAR31 DIVIDEND 0.05 10.63
*** ANNUAL PERCENTAGE YIELD EARNED FROM 03-01-23 THRU 03-31-23 WAS 5.71% ***
MAR31 NEW BALANCE 10.63
FREE CHECKING ACCT# 2
DATE TRANSACTION DESCRIPTION WITHDRAWALS DEPOSITS BALANCE
PREVIOUS BALANCE 3,715.82
MAR01 EFT ACH APPLECARD GSBANKPAYMENT 022723 -66.62 3,649.20
MAR01 EFT ACH AFFIRM INC AFFIRM PAY230228 -207.85 3,441.35
MAR01 CHECK 9006 -74.00 3,367.35
MAR02 CHECK 132 -1,090.00 2,277.35
MAR03 EFT ACH ALLY ALLY PAYMT230303 -272.94 2,004.41
MAR04 DEBIT CARD DEBIT 306327501110 -1.00 2,003.41
TIDAL WAVE CAR WASH HUD HUDSON MA 03-03-23
MAR06 DEBIT CARD DEBIT 306525107116 -14.99 1,988.42
Amazon Prime*H53C34T12 Amzn.com/billWA 03-06-23
MAR07 EFT ACH RAISER 6795 EDI PAYMNTMAR 06 814.46 2,802.88
MAR07 EFT ACH TJX Rewards MC TJX EPAY 030523 -100.00 2,702.88
MAR08 EFT ACH SYNCHRONY BANK PAYMENT Mar 08 -132.00 2,570.88
MAR10 EFT ACH CAPITAL ONE CRCARDPMT 230309 -500.00 2,070.88
MAR13 EFT ACH CAPITAL ONE CRCARDPMT 230311 -500.00 1,570.88
MAR14 WITHDRAWAL -6.36 1,564.52
POS 0314 2321 962873 DOXOPLUS SEATTLE WA
MAR16 EFT ACH AFFIRM INC AFFIRM PAY230315 -48.12 1,516.40
MAR16 WITHDRAWAL -15.93 1,500.47
POS 0316 1419 017572 APPLE COM BILL CUPERTINO CA
MAR17 DEBIT CARD DEBIT 307620000031 -304.99 1,195.48
REMITLY* G1A4 WWW.REMITLY.CWA 03-17-23
MAR26 DEPOSIT 700.00 1,895.48
ATM 0326 1754 234170 279 EAST MAIN STREET MARLBOROUGH MA01752
MAR27 EFT ACH TOYOTA FINANCIALRETAIL_PAYMAR 23 -748.16 1,147.32
MAR27 EFT ACH CAPITAL ONE MOBILE PMT230325 -500.00 647.32
MAR27 DEPOSIT 1,000.00 1,647.32
ATM 0327 1227 666941 100 POWDERMILL ROAD ACTON MA01720
MAR28 EFT ACH RAISER 6795 EDI PAYMNTMAR 27 1,142.56 2,789.88
MAR29 EFT ACH AFFIRM INC AFFIRM PAY230328 -207.85 2,582.03
MAR29 CHECK 133 -486.58 2,095.45
MAR31 NEW BALANCE 2,095.45
x IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS
Telephone us at 800.328.8797, or write us at: Digital Federal Credit Union
Attention: Error Resolution
220 Donald Lynch Blvd., PO Box 9130
Marlborough, MA 01752-9130
as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt. We must hear
from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared.
(1)
Tell us your name and account number
(2)
Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information.
(3)
Tell us the dollar amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the
amount you think is in error; so that you will have the use of the money during the time it takes us to complete our investigation.
x IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR HOME EQUITY LINE OF CREDIT
Telephone us at 800.328.8797, or write us at: Digital Federal Credit Union
Attention: Real Estate Servicing
220 Donald Lynch Blvd., PO Box 9130
Marlborough, MA 01752-9130
(1)
Tell us your name and account number
(2)
Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information.
(3)
Tell us the dollar amount of the suspected error.
You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in writing. You may call us, but if you
do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been
an error, the following are true:
x We cannot try to collect the amount in question, or report you as delinquent on that amount.
x The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we
made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount.
x While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
x We can apply any unpaid amount against your credit limit.
x CREDIT LINE FINANCE CHARGE COMPUTATION
The Finance Charge is computed by applying the periodic rate to the principal balance of your account each day. The principal balance is the end-of-day balance
after adding any new advances and subtracting any payments or credits.
EFFECTIVE THIS STATEMENT CYCLE
x OVERDRAFT/NSF FEE SUMMARY
This summary appears at the end of the checking account portion of your statement and reflects the total dollar amount in Overdraft/NSF fees you have paid for
the statement period as well as a running calendar year-to-date total, as applicable. Overdraft/NSF fees could result from either paying (OVERDRAFT) or
returning (RETURNED ITEM) transactions that come in to clear through your checking account when there are not enough available funds at that time to pay
them.
For example, if you were to see the following:
Total for this Total year-to-
period date
Total Overdraft Fees(1) $ϭϱ.00 $ϯ0.00
Total Returned Item Fees(2) $ϭϱ.00 $ϭϱ.00
It would mean:
;ϭͿ You paid one $ϭϱ.00 Overdraft Fee for one NSF/Uncollected transaction that DCU paid that month (Total for this period) and a total of two such fees
(2 X $ϭϱ.00) for the calendar year (Total year-to-date).
;ϮͿ You also paid one $ϭϱ.00 NSF Fee for one NSF/Uncollected transaction that was returned that month (Total for this period) which also happens to
have been the only one for the year (Total year-to-date).
For information concerning how to avoid overdrafts go to dcu.org and review the Streetwise topic Using A Checking Account or go to dcu.balancepro.org for
information on a wide variety of credit and financial topics as well as a full suite of other free on-line tools and resources from BALANCE, a financial education
and counseling service we partner with to provide you this free service.
Rev: 10.2021
Account Statement
MEMBER # STATEMENT PERIOD PAGE
6173006 03-01-23 to 03-31-23 2 of 2
Call: 800.328.8797 Email: dcu@dcu.org
CHECKS CLEARED
CHK# DATE AMOUNT CHK# DATE AMOUNT CHK# DATE AMOUNT CHK# DATE AMOUNT
132 MAR02 1,090.00 133 MAR29 486.58 9006 MAR01 74.00
DEPOSITS, DIVIDENDS AND OTHER CREDITS
DATE AMOUNT DATE AMOUNT DATE AMOUNT DATE AMOUNT
MAR07 814.46 MAR26 700.00 MAR27 1,000.00 MAR28 1,142.56
TOTAL DIVIDENDS 0 0.00
TOTAL DEPOSITS AND OTHER CREDITS 4 3,657.02
WITHDRAWALS, FEES AND OTHER DEBITS
DATE AMOUNT DATE AMOUNT DATE AMOUNT DATE AMOUNT
MAR01 -66.62 MAR06 -14.99 MAR13 -500.00 MAR17 -304.99
MAR01 -207.85 MAR07 -100.00 MAR14 -6.36 MAR27 -748.16
MAR03 -272.94 MAR08 -132.00 MAR16 -48.12 MAR27 -500.00
MAR04 -1.00 MAR10 -500.00 MAR16 -15.93 MAR29 -207.85
TOTAL FEES AND OTHER DEBITS 0 0.00
TOTAL WITHDRAWALS 16 -3,626.81
**********STATEMENT SUMMARY**********
ACCT NEW DIVIDENDS LOAN NEW
BALANCE YTD BALANCE
===== ===================== ============== =========== ===== =============================== =============
1 PRIMARY SAVINGS 10.63 0.15
2 FREE CHECKING 2,095.45 0.00
TOTAL DIVIDENDS YTD 0.15
You can choose to stop receiving "prescreened" offers of credit such as this from DCU and other companies by calling
toll-free, 888.567.8688. See PRESCREEN & OPT - OUT NOTICE below for more information on prescreened offers.
Hit the road without
paying a fortune. You're
already preapproved for up to
1
$40,000 or more.
You'll love the benefits of financing with DCU!
• Great low rates
2
• Make no payments for 60 days
• New or used vehicles at the same low rates
• Qualifying borrowers can finance up to 130% of book value or purchase
price, whichever is lower
Easy ways to accept your preapproval:
• Online Banking - go to Loan Suite and find your preapproved offer
• DCU Mobile App - find your preapproval offer in Loan Suite on the home tab
• Make an appointment at a DCU branch near you - visit dcu.org/branches
DCU Auto Loans are rated *** 4.7 out of 5 stars by DCU members
1 Preapproval offer available only for primary account holder and is valid through 6/30/2023. Preapproval is based on borrower appearing to meet certain
criteria and contingent upon our ability to verify.
2 DCU is offering the option to take advantage of no payments for the first 60 days after the dosing of the loan. No payments for 60 days Auto loan
feature is valid on new Auto loans and Auto Refinance loans from other institutions; refinancing of existing DCU auto loans is not eligible. Interest
will begin to accrue on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest
accrued from the date the loan was funded to the first payment date and then applied to the principal due.
Insured by NCUA I dcu.org
PRESCREEN & OPT-OUT NOTICE: This "prescreened" offer of credit is based on information in your credit report indicating
that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria (including providing acceptable
property as collateral). If you do not want to receive prescreened offers of credit from this and other companies, call Equifax
toll-free at 1- 888-SOPT OUT,· or write: Equifax Options, PO. Box 740123, Atlanta, GA 30374-0123
