A Guide to Your Account Statement

An Introduction to U.S. Trust, Bank of America Private Wealth

Management Account Statements

Your investment statement is designed to provide a clear and complete look at your U.S. Trust® account(s). This guide is a page-by-page tour of your statement,
defining key terms and explaining how the statement is organized. Of course, your U.S. Trust advisor is always available to discuss your statement or account
and answer any questions you may have.
We offer various statement customization options. Your advisor will work with you to design the statement that best suits your needs.
ƒƒ Varying levels of detail, from a high-level executive summary to a comprehensive analytical portfolio analysis that includes tax lot detail
ƒƒ Monthly, quarterly, semiannual or annual delivery
ƒƒ Settlement date basis or trade date basis reporting
ƒƒ Book value or tax cost accounting method
ƒƒ Individual account statements or combined statements showing multiple investment accounts with positions and activity either commingled or segregated
ƒƒ Online access to your statement

The following sections can be included in your statement:

ƒƒ A
 ccount Statement Cover Page — presents general account information ƒƒ P
 ortfolio Detail — lists account holdings as of the end of the
and guidance to help answer questions about your account. The Table of statement period.
Contents section provides a quick reference to locate information, and the ƒƒ Pending Trades — lists purchase and sale trades that have not yet settled.
Messages section contains updates on recent events and topics of interest.
ƒƒ Activity Detail — lists all account activity for the statement period.
ƒƒ A
 ccount Investment Objectives — lists all of the possible current
ƒƒ A
 ffiliated Mutual Funds — provides fee and expense information
investment objective options, from conservative to moderate to aggressive,
associated with being an investor in Columbia Management® funds. This
including definitions of each.
section is included in your statement only if you hold shares in any of the
ƒƒ A
 ccount Summary — provides summary level information regarding your proprietary Columbia Management funds.
account balances, income, realized gain/loss and portfolio allocation for the
ƒƒ D
 isclosure Statement — describes disclosure details concerning your
statement period.
account and statement and is specific to your type of account and the state
ƒƒ P
 ortfolio Analysis — details your portfolio’s composition and laws that govern it.
diversification. Equities are analyzed by asset class and business sector;
ƒƒ S
 ummary by Account — lists key information for each account included in
fixed income by maturity and quality.
a Combined Account statement.

The sample screenshots included in this guide are for illustrative purposes only. The form and content of your actual statement may differ.
Because descriptions and definitions may change from time to time, you should refer to your actual statement for the most current and accurate descriptions.

1
Statement Customization
With seven different levels of detail available, your statement can be customized to provide a
high-level executive summary, a detailed analysis listing individual tax lots, or anything in between.
Contact your client team to find a solution that is best for your unique needs.

Account Portfolio PortfoIio Activity

Statement Type Summary Analysis Detail Detail

Executive Summary 

Investment Summary  

Portfolio Review  

Portfolio Review & Analysis   

Comprehensive   

Comprehensive & Analysis    

Activity-Only  

2
Account Statement Cover Page
The cover page of your statement shows account information, a table of contents and useful
messages. The information provided includes the account name, account number and contact
information for the account and statement questions.

1 Your Name and Address.

2 Account Name is the legal title of the
account. Subsequent pages show the
short title. Trade Date

3 Your Account Number. Trust Operations

Account Statement
PO BOX 989010
Boston, MA 02298-9010
4 Your current account Investment Objective This Statement Covers
Sept. 01, 2009 through Sept. 30, 2009
is provided. Definitions are listed on the
next page. 6 Table of Contents Page
10000000 00 AZ 1100 **BACUST T1 12345 67890-12345 A 1---405 E
Account Investment Objectives ............................................... 2
5 Your client team is listed in this section. Account Summary ................................................................... 3
JAMES SAMPLE Portfolio Analysis ..................................................................... 5
6 The Table of Contents shows the sections 1 100 MAIN STREET Portfolio Detail ........................................................................ 7
ANYTOWN, MA 01940-2355 Pending Trades ......................................................................11
of your account statement, along with the Activity Detail ........................................................................12
Affiliated Mutual Funds Schedules ..........................................22
applicable statement page number. Disclosure Statement ..............................................................28
22 Account Name: JAMES SAMPLE
7 The Messages section provides you with INVESTMENT MANAGEMENT
ACCOUNT DATED 1-25-02 7 Messages
updates on recent events and topics of Enhancements to your account statement
3
interest. Account Number: 10-10-001-1234567 Beginning this month, your statement takes on a new look. The
4 Investment Objective: Balanced Return enhancements we have made are a direct result of your comments
and recommendations. Your input helps guide our ongoing
5 Private Client Manager: commitment to provide you with the best service and products
Brice Foster 239.659.8888 available. Please refer to the insert that accompanies this statement
to learn more about the improvements to your statement.
Client Sales & Service Officer:
D Franks 239.659.9999
Portfolio Manager:
Richard Bitner 239.659.8989

Page 1 of 28

3
Account Investment Objectives
The Account Investment Objectives page of your statement, if applicable, lists all of the possible
current investment objective options from conservative to moderate to aggressive, including
definitions of each.

Trade Date

Account Investment Objectives

Your statement lists the account’s current investment objective of record. Investment objectives range from those that are more conservative and have potentially less investment
risk and more inflation risk, to those that are more aggressive and have potentially more investment risk and less inflation risk. The investment objective may be listed as one of
the following.
Conservative
All Fixed Income. This objective emphasizes current income generation. Due to its focus on fixed income securities, and other appropriate asset classes, general stability of principal
value should be obtained, but is not guaranteed.
Current Income. This objective focuses on current income generation with a modest potential for capital appreciation. Investments are primarily in fixed income securities, with a
modest allocation to equities and, where appropriate, other asset classes.
Moderate
Balanced Income. This objective focuses on current income generation with a secondary focus on capital appreciation through a higher allocation to fixed income than equities and,
where appropriate, other asset classes.
Balanced. This objective offers the potential for both current income and capital appreciation, with corresponding allocations to fixed income and equities, and where appropriate, other
asset classes.
Balanced Return. This objective focuses on capital appreciation with a secondary focus on current income through a higher allocation to equities than fixed income, and where
appropriate, other asset classes.
Balanced Appreciation. This objective focuses on capital appreciation with a potential for current income through a higher allocation to equities than fixed income and, where
appropriate, other asset classes.
Aggressive
Appreciation. This objective emphasizes capital appreciation with a modest potential for current income generation. Investments are primarily in equities with a modest allocation to
fixed income securities, and where appropriate, other asset classes.
All Equity. This objective emphasizes long term growth and capital appreciation. Due to its focus on equities and other appropriate asset classes, this objective is an aggressive
strategy and short term performance may be volatile.
Asset class ranges for each portfolio objective are reviewed regularly and may change over time. If you would like to see the detailed asset allocation targets for your investment
objective, or discuss any changes to the objective for this account, please contact any member of the client team listed on page 1 on this statement. From time to time, tactical decisions
may result in your actual asset holdings differing from your long term investment objective. For qualified investors, in addition to utilizing cash and equivalents, equities and fixed income
investments, other asset classes such as hedge funds, private equity funds, real estate and tangible investments may also be utilized.
In addition to the above objectives, individual client circumstances may dictate a custom investment objective. In such circumstances, the objective may be listed as Account
Considerations. In addition, other circumstances may result in a specialty objective being used, including Principal Preservation, All Real Estate or All Oil and Gas.

Page 2 of 28

4
Account Summary
The Account Summary provides an overview of account activity, income, realized gain/loss,
portfolio allocation and cash summary.

8 Market Value reflects the ending value for

this period.
9 Account Activity1 recaps transactions by Trade Date

Account Summary
category and allows for an account reconciliation, Account: 10-10-001-1234567 ABC ORGANIZATION Sept. 01, 2009 through Sept. 30, 2009
including changes due to market conditions. 13
Cash Summary
Year to date information is based on the YTD Since
Current Period
account’s fiscal year-end, which may not be the Income Cash Principal Cash Income Cash
01/01/09
Principal Cash
same as its statement accounting cycle. Beginning Value $0.00 $0.00 $0.00 $0.00
Income 26,641.02 0.00 43,926.22 0.00
Disbursements -1,981.47 0.00 -3,258.72 -3,169.62
10 Realized Gain/Loss Summary, for statements Bank Fees -4,368.53 -3,368.90 -8,649.28 -6,670.10
Purchases 0.00 -44,165.00 0.00 -56,385.65
displaying tax cost, represents the current period Sales and Maturities
Net Automated Money Market Transactions
0.00
-20,291.02
379,714.63
-332,180.73
0.00
-32,018.22
546,824.85
-480,599.48
and year to date gains and losses, classified into Ending Value $0.00 $59,038.63 $0.00 $59,038.63

short-term and long-term.

Trade Date
11 Income Summary shows the amount and types of Account Summary
Account: 10-10-001-1234567 JAMES SAMPLE INV MGMT 1-25-02 Sept. 01, 2009 through Sept. 30, 2009
income received during the statement period. 8
Market Value $18,732,579.88
12 Portfolio Allocation displays the categories of Account Activity 9 Realized Gain/Loss Summary 10 Income Summary 11
YTD Since Fiscal YTD Since
assets, and liabilities if applicable, currently Description Current Period 01/01/09 Description Current Period YTD Description Current Period 01/01/09

held in your account in both tabular and graphic Beginning Market Value
Income
$18,274,091.24
26,641.02
$17,645,529.56
43,926.22
Short-term
Long-term
$0.00
11,348.61
$332.80
11,348.61
Dividends - Taxable
Interest - Taxable
$6,062.87
18,632.81
$15,504.70
23,120.31

formats. Tax cost or average book value will Disbursements

Bank Fees
-1,981.47
-7,737.43
-6,428.34
-15,319.38
Net Total $11,348.61 $11,681.41 Interest - U.S Tax Exempt
Total Income
1,945.34
$26,641.02
5,301.21
$43,926.22
be displayed based on the accounting method Change in Market Value
Ending Market Value
441,556.52
$18,732,579.88
1,064,871.82
$18,732,579.88
selected for your portfolio. Change in Account Value $458,488.64 $1,087,050.32

13 Cash Summary recaps cash transactions by Portfolio Allocation 12 Page 4 of 28

category and allows for a reconciliation of Description Market Value Tax Cost
Estimated
Annual Income
Current
Yield Other 2.2%
Cash/Currency 7.1%
uninvested cash. Depending upon the type of Cash/Currency $1,332,888.81 $1,329,031.05 $54,646.48 4.1% Hedge Funds 6.3%
Equities 11,223,478.35 7,229,597.45 311,073.49 2.8
account, income and principal activity may be Fixed Income
Hedge Funds
4,584,885.65
1,171,170.61
4,311,933.04
1,000,000.00
210,593.84
0.00
4.7
0.0
Fixed Income 24.5%

shown separately or combined into a single Private Equity

Real Estate
223,464.83
196,691.63
237,250.00
256,151.00
0.00
6,874.60
0.0
3.5
column called Cash. Total Assets $18,732,579.88 $14,363,962.54 $152,307.74 3.1% Equities 59.9%
Total $18,732,579.88 $14,363,962.54 $152,307.74
Assets representing less than 5% of total are grouped
together as “Other” for display on the pie chart.

Page 3 of 28
Market value includes accrued income unless otherwise noted.
The amounts shown throughout this statement should not be used in the preparation of tax documents. Detail specifying taxable nature of income will be provided with year-end tax documentation. Please consult your tax advisor.

1
Year to Date may not appear for every account.
5
Portfolio Analysis
The Portfolio Analysis section details the composition and diversification of the portfolio.

14 Equities – Summary by Business Sector

groups equities into industry standard
business sectors and compares the
account’s allocation to the S&P 500. Trade Date

Portfolio Analysis
Collective funds, mutual funds and other Account: 10-10-001-1234567 JAMES SAMPLE INV MGMT 1-25-02 Sept. 01, 2009 through Sept. 30, 2009

miscellaneous equity securities are Portfolio Summary by Asset Class 17

% of % of Estimated Current
combined into a category called “Other Description Market Value Account Sector Tax Cost Annual Income Yield
Cash/Currency
Equities.” This summary is only displayed Cash Equivalents
Cash/Currency Other
$1,273,850.18
59,038.63
6.8%
0.3
95.6%
4.4
$1,269,992.42
59,038.63
$54,646.48
0.00
4.7%
0.0
Total Cash/Currency $1,332,888.81 7.1% 100.0% $1,329,031.05 $54,646.48 4.1%
if an account holds equities. Equities
U.S. Large Cap $7,706,418.39 41.1% 68.7% $4,423,963.97 $227,447.96 3.0%

15 Fixed Income – Maturity Schedule groups

U.S. Mid Cap 81,992.17 4.2 7.0 753,067.89 16,335.61 2.1
U.S. Small Cap 114,291.85 0.6 1.0 125,013.75 220.75 0.2
International Developed 1,968,075.02 10.5 17.5 1,377,561.84 55,936.06 2.9
fixed income investments, mainly bonds, Emerging Markets
Equity Other
147,552.90
Trade Date
505,178.02
0.8
2.7
1.3
4.5
99,990.00
450,000.00
1,056.00
10,077.11
0.7
2.0
Total Equities $11,223,478.35
in five-year intervals according to the time
59.9% 100.0% $7,229,597.45 $311,073.49 2.8%
Portfolio Analysis
Fixed Income Account: 10-10-001-1234567 JAMES SAMPLE INV MGMT 1-25-02
Investment Grade Taxable $3,154,789.71 16.8% 68.8% $2,895,408.07 $154,184.02 4.9% Sept. 01, 2009 through Sept. 30, 2009
remaining in their original maturity dates. Investment Grade Taxable Exempt
Global High Yield Taxable
1,395,708.50
34,387.44
7.5
0.2
30.4
0.8 14
1,376,524.97
40,000.00
53,604.54
2,806.26
3.9
15
Equities - Summary by Business Sector Fixed8.2Income - Maturity Schedule
Assets without a maturity date are not Total Fixed Income
Hedge Funds
$4,584,885.65
Sector
24.5% 100.0%
Market Value
$4,311,933.04
% of Equities
$210,593.84
% of S&P 500
4.6%
Maturity Maturity Amount % of Total
Consumer Discretionary6.3% 100.0%$897,984.00 $1,000,000.008.0% 9.1%$0.00 Less than
0.0%1 year $650,000 17.9%
included. Hedge Fund Fund of Funds
Total Hedge Funds
$1,171,170.61
Consumer Staples
$1,171,170.61
Energy
6.3% 100.0%669,893.10 $1,000,000.00
1,357,366.60
6.0
12.1
9.6 $0.00
11.9
1 - 5 years
0.0%
6 - 10 years
1,525,000
1,450,000
42.1
40.0
Private Equity Financials 1,553,352.52 13.9 16.4
16 Fixed Income – Quality Schedule groups Health Care 1,289,827.90 11.5 11.7 $0.00 Total $3,625,000 100.0%
Private Equity Fund of Funds $223,464.83 1.2% 100.0% $237,250.00 0.0%
Industrials
$223,464.83 1.2% 100.0%921,925.75 8.2
$237,250.00 11.3 $0.00 0.0%
Total Private Equity
Information Technology 482,455.59 4.3 16.7 Weighted Average Maturity 4.7 years
fixed income investments according to their Real Estate
Public REITs
Materials
$196,691.63 1.1%
Telecommunications Services
125,460.00
100.0%694,951.68
1.1
6.2
$256,151.00
3.3
6.7
$6,874.60
Weighted Average Coupon
3.5%
Weighted Average Current Yield
4.5%
4.4%
4.3 3.3
Moody’s rating. If a Moody’s rating is not Total Real Estate Utilities
$196,691.63
Other Equities
1.1% 100.0%479,557.25
2,750,703.96
$256,151.00
24.5
$6,874.60
0.9
3.5%Average Yield to Maturity / Call
Weighted 3.0%
Total Assets $18,732,579.88
Total Equities 100.0% $14,363,962.54 $583,188.41
100.0% 3.1%
$11,223,478.35 100.0%
available, the investment is included in the Total $18,732,579.88 $14,363,962.54 $583,188.41
Fixed Income - Quality Schedule 16
“Non-rated” category. Investments rated Page 5 of 28
Moody’s Rating Market Value % of Fixed Income

“A” and above are shown; bonds rated below

Aaa $3,483,813.42 76.0%
Aa 547,252.70 11.9
A 51,118.00 1.1
“A” are combined in the “Other-rated” Funds
Total Fixed Income
502,701.53
$4,584,885.65
11.0
100.0%

category. Fixed income fund investments The Fixed Income – Maturity Schedule and Fixed Income – Quality Schedule include cash
equivalents maturing within six months and excludes preferred stocks and fixed income funds.

will be included in the “Funds” category.

17 Portfolio Summary by Asset Class groups
assets into secondary asset categories and
displays the diversification of assets across
Page 6 of 28
asset classifications.

6
Portfolio Detail
The Portfolio Detail section lists each asset and liability held in the account.

18 Units represents the number of shares of

financial assets or percentage ownership for
nonfinancial assets. For bonds, this is par value.
19 Description provides details of each holding,
including equity ticker symbol and fixed income
quality ratings, where applicable.
20 CUSIP is a nine-character identifier that
uniquely identifies a particular security. Trade Date

21 Sector is the standard industry group for equities. Portfolio Detail

Account: 10-10-001-1234567 JAMES SAMPLE INV MGMT 1-25-02 Sept. 01, 2009 through Sept. 30, 2009
22 Market Value shows the value of an individual 18 19 20 21 22 23 24 25 26 27 28 29 30
CUSIP/ Market Value (1)/ Accrued Tax Cost/ Unrealized Estimated Cur Yld/
holding, group of assets or the entire portfolio, Units Description Sector (2) Market Price Income Average Unit Cost Gain/Loss Annual Income YTM
generally as of the end of the statement period, Cash/Currency
and does not include accrued income. Cash Equivalents
260,792.760 COLUMBIA CASH RESERVES 19765845 $260,792.76 $958.40 $260,792.76 $0.00 $12,314.93 4.7%
TRUST CLASS 1.000
23 Market Price is the closing price of an asset at (INCOME INVESTMENT)
the end of the statement period. 31,009,199.660 COLUMBIA CASH RESERVES
TRUST CLASS
19765845 1,009,199.66 2,899.36 1,009,199.66
1.000
0.00 42,331.55 4.7

Total Cash Equivalents $1,269,992.42 $3,857.76 $1,269,992.42 $0.00 $54,646.48 4.7%

24 Accrued Income represents the amount of income Cash/Currency Other
declared as payable to the account at the end of 59,038.630 PENDING CASH 999859P13 $59,038.63 $0.00 $59,038.63
1.000
$0.00 $0.00 0.00%

the statement period that has not yet been paid. Total Cash/Currency Other $59,038.63 $0.00 $59,038.63 $0.00 $0.00 0.0%
Total Cash/Currency $1,329,031.05 $3,857.76 $1,329,031.05 $0.00 $54,646.48 4.1%
25 Tax Cost/Book Value provides the cost basis for
Equities
each asset or asset category. (2) Industry Sector Codes CND = Consumer Discretionary FIN = Financials IFT = Information Technology TEL = Telecommunications Services
CNS = Consumer Staples HEA = Health Care MAT = Materials UTL = Utilities
26 Average Unit Cost is calculated by dividing the ENR = Energy IND = Industrials OEQ = Other Equities
U.S. Large Cap
Tax Cost or Book Value by the number of Units.
2,000.000 AFLAC INC. 001055102 $124,820.00 $0.00 $87,279.00 $37,541.00 $1,920.00 1.5%
Ticker: AFL FIN 62.410 43.640
27 Unrealized Gain/Loss is the difference between 13,696.000 AT&T INC. 00206R102 $477,031.68 0.00 $259,543.75 217,487.93 21,913.00 4.6
Ticker: T TEL 34.830 18.950
Market Value and Tax Cost or Book Value for 8,000.000 ABBOTT LABS 002824100 $428,400.00 0.00 $143,950.77 284,449.23 11,520.00 2.7
Ticker: ABT HEA 53.550 17.994
each asset. 1,389.000 ANHEUSER BUSCH COS INC. 352229103 $65,455.10 0.00 $19,417.10 46,038.00 1,834.80 2.8
Ticker: BUD CNS 47.090 13.969
28 Estimated Annual Income shows the estimated 2,830.000 BANK NEW YORK MELLON
Ticker: BK
064058100 $124,152.10 0.00 $93,049.52 31,102.58 2,716.80 2.2
FIN 43.870 32.880
income to be earned each year. 5,652.000 CITIGROUP INC.
Ticker: C
172967101 $134,008.92 0.00 $202,307.10 -68,298.18 7,234.56 5.4
FIN 23.710 35.794
200.000 COCA COLA CO. 191216100 $11,692.00 0.00 $5,209.00 6,483.00 304.00 2.6
29 Current Yield is Estimated Annual Income divided Ticker: KO CNS 58.460 26.045
by Market Value for each asset or asset category. (1) Market Value in the Portfolio Detail section does not include Accrued Income.
Page 7 of 28
30 YTM (Yield to Maturity) represents the rate of
return of a fixed income instrument. Please refer
to the glossary for a complete definition. 7
Portfolio Detail With Tax Lots
If additional detail is desired, a version of the Portfolio Detail that lists individual
tax lots can be requested.

31 Acquisition Date is the date the lot of units

was purchased.
32 Position totals summarize the individual
lots displayed below.
Trade Date
33 Each tax lot is listed by acquisition date and
Portfolio Detail
includes units, cost and unrealized gain/ Account: 10-10-001-1234567 JAMES SAMPLE INV MGMT 1-25-02 Sept. 01, 2009 through Sept. 30, 2009

loss information unique to that lot. Description/ 31 Market Value (1)/ Accrued Unrealized Estimated Cur Yld/
Units Acquisition Date Unit Cost Tax Cost Market Price Income Gain/Loss Annual Income YTM
Equities
(2) Industry Sector Codes CND = Consumer Discretionary FIN = Financials IFT = Information Technology TEL = Telecommunications Services
CNS = Consumer Staples HEA = Health Care MAT = Materials UTL = Utilities
ENR = Energy IND = Industrials OEQ = Other Equities
U.S. Large Cap
32 8,000.00 ABBOTT LABS $17.994 $143,950.77 $428,400.00 $0.00 $284,449.23 $11,520.00 2.7%
CUSIP: 002824100 SECTOR: HEA $53.550
Ticker: ABT
07/24/95 17.994 143,950.77 428,400.00 284,449.23
2,000.00 AFLAC INC $43.640 $87,279.00 $124,820.00 $0.00 $37,541.00 $1,920.00 1.5%
CUSIP: 001055102 SECTOR: FIN $62.410
Ticker: AFL
08/19/05 43.640 87,279.00 124,820.00 $37,541.00

1,390.00 ANHEUSER BUSCH COS INC $13.969 $19,417.10 $65,455.10 $0.00 $46,038.00 $1,834.80 2.8%
CUSIP: 352229103 SECTOR: CNS $47.090
Ticker: BUD
07/24/95 13.969 19,417.10 65,455.10 46,038.00
33 13,696.00 AT&T INC $18.950 $259,543.75 $477,031.68 $0.00 $217,487.93 $21,913.60 4.6%
CUSIP: 00206R102 SECTOR: TEL $34.830
Ticker: T
10/31/91 14.938 7,468.75 17,415.00 9,946.25
07/24/95 18.475 145,875.00 275,017.68 129,142.68
12/09/02 19.758 52,360.00 92,299.50 39,939.50
06/18/03 20.317 53,840.00 92,299.50 38,459.50
2,830.00 BANK NEW YORK MELLON $32.881 $93,049.52 $124,152.10 $0.00 $31,102.58 $2,716.80 2.2%
CUSIP: 064058100 SECTOR: FIN $43.870
Ticker: BK
08/19/05 32.881 93,049.52 124,152.10 31,102.58

Page 8 of 28

8
Pending Trades
The Pending Trades section lists all purchases and sales that have not yet settled within the
statement period. These trades are reflected in the Portfolio Detail of a trade date statement,
but are not included in the Portfolio Detail of a settlement date statement.

34 Tax Cost/Book Value provides the cost basis

for each asset purchased or sold.
35 Short-term Realized Gain/Loss and
Long-term Realized Gain/Loss — If Book
Trade Date
Value is displayed, the Short-term Realized
Pending Trades
Gain/Loss and the Long-term Realized Gain/ Account: 10-10-001-1234567 JAMES SAMPLE INV MGMT 1-25-02 Sept. 01, 2009 through Sept. 30, 2009
Loss columns will be combined into a single 34 35
Short-term Long-term
Realized Gain/Loss column. Date Description Cash Tax Cost Realized Gain/Loss Realized Gain/Loss
Pending Trades
The transactions listed below were contracted on the dates shown, but had not settled as of the date of this statement.
They are reflected in the Portfolio Detail, but may be subject to adjustment.

Purchases
10/01/09 MICROSOFT CORP -$5,400.00 $5,400.00
BNY BROKERAGE, INC
09/25 PURC 200.00 SHS @27.0000
MISC. 00 COMM .00
10/01/09 MICROSOFT CORP -5,576.00 5,576.00
CS FIRST BOSTON
09/29 PURC 200.00 SHS @27.8500
MISC. 00 COMM .00
10/01/09 PROCTER & GAMBLE CO -13,200.00 13,200.00
MERRILL LYNCH, PIERCE, FENNER & SM
09/29 PURC 200 SHS @66.6000
MISC. 00 COMM 0.00
Total Purchases -$24,176.00 $24,176.00 $0.00 $0.00
Sales
10/01/09 COCA COLA CO $5,899.92 -$2,604.50 $3,295.42
BNY BROKERAGE INC
09/25 SALE 100.00 SHS @59.0000
MISC .08 COMM .00
10/01/09 EXXON MOBIL CORP 25,299.71 -18,026.37 7,273.34
BNY BROKERAGE, INC
09/25 SALE 300.00 SHS @84.3327
MISC .10 COMM .00
10/01/09 INDIANA BD BK REV 52,015.00 -50,311.36 1,703.64
SPECIAL PROG BDS
DTD 09/10/05 04.000 DUE 06/01/15
MERRILL LYNCH, PIERCE, FENNER & SM
09/26 SALE 50,000.00 PAR @104.03000
MISC .00 COMM .00
Total Sales $83,214.63 -$70,942.23 $0.00 $12,272.40
Total Pending Trades $59,038.63 -$46,766.23 $0.00 $12,272.40

Page 11 of 28

9
Activity Detail
The Activity Detail section recaps the account transactions. Depending upon the type of account,
income and principal transactions may be shown separately or combined into a single column
called Cash.

36 Activity is summarized by type such as

Income, Deposits, Purchases, Sales and
Maturities. A chronological sort is available
upon request.
Trade Date
37 Date shows when transactions were
Activity Detail
completed during the statement period. Account: 10-10-001-1234567 JAMES SAMPLE INV MGMT 1-25-02 Sept. 01, 2009 through Sept. 30, 2009
37 38 39 40 41 42
38 Description details each transaction during Short-term Long-term
Date Description Income Cash Principal Cash Tax Cost Realized Gain/Loss Realized Gain/Loss
the statement period. 36 Purchases
09/30/09 PROCTER & GAMBLE CO -19,989.00 19,989.00
39 Transactions affecting Income Cash, MORGAN STANLEY & CO., INC.
02/26 PURC 300.000 SHS @66.6000
primarily earnings on assets held in the MISC .00 COMM 9.00
10/01/09 MICROSOFT CORP -5,400.00 5,400.00
account, will appear in the Income Cash BNY BROKERAGE, INC
02/25 PURC 200.00 SHS @27.0000
column. MISC .00 COMM .00
10/01/09 MICROSOFT CORP -5,576.00 5,576.00
CS FIRST BOSTON
40 Transactions affecting Principal Cash, 02/29 PURC 200.00 SHS @27.8500
MISC .00 COMM .00
primarily purchases, sales and deposits, 10/01/09 PROCTER & GAMBLE CO -13,200.00 13,200.00
MERRILL LYNCH, PIERCE, FENNER & SM
are presented in the Principal Cash column. 02/29/08 PURC 200 SHS @66.6000
MISC .00 COMM 0.00
Total Purchases $0.00 -$44,165.00 $44,165.00 $0.00 $0.00
41 Tax Cost/Book Value provides the cost
Sales and Maturities
basis used to calculate realized gain/loss.
09/01/09 LEHMAN BROS HLDGS INC 50,000.00 -51,166.00 -1,166.00
NT
42 Short-term Realized Gain/Loss and DTD 01/29/01 7.000% DUE 02/01/08
PROCEEDS MATURITY 50,000.000
Long-term Realized Gain/Loss are the 09/15/09 UNITED STATES TREAS NT 200,000.00 -197,593.75 2,406.25
DTD 02/17/98 5.500% DUE 02/15/08
differences between the cash received upon PROCEEDS MATURITY 200,000.000
09/26/09 COUNTRYWIDE HOME LNS INC 46,500.00 -50,747.50 -4,247.50
the sale or the maturity of an asset and MTN
DTD 07/22/02 5.625% DUE 07/15/09
the tax cost of that asset. If Book Value is MERRILL LYNCH, PIERCE, FENNER & SM
02/26 SALE 50,000.00 PAR @93.000
displayed, both columns will be combined MISC .00 COMM .00

into a single Realized Gain/Loss column. Page 16 of 28

10
Affiliated Mutual Funds
The Affiliated Mutual Funds section is included in your statement if you hold shares in any of the proprietary Columbia Management funds at the end of the
statement period. This section is intended to help you understand the fees and expenses associated with being an investor in Columbia Management funds.
Applicable to the Columbia Management family of funds only, this section outlines the annual fund operating expenses deducted directly from the assets of funds
listed. Although these expenses are not paid directly from your investment account, they are a cost of investing, as they are taken at the fund level by the asset
management company and affect a fund’s net asset value (NAV).

We believe it is important for investors to

compare the costs of their current Columbia
Management Funds with other fund choices. Trade Date

We provide the current fees and a 10-year Account: 10-10-001-1234567 JAMES SAMPLE INV MGMT 1-25-02 45
Affiliated Mutual Funds -
Footnotes
Sept. 01, 2009 through Sept. 30, 2009
hypothetical projection to help you be able to Current Period Fees & Expenses:
The mutual funds referenced within the Current Period Fees & Expenses table are distributed by Columbia Management Distributors, Inc. Columbia Management Distributors, Inc., a
member of Columbia Management Group, LLC, a Bank of America Corporation company, is an affiliate of Banc of America Investment Services, Inc.
make a more informed investment decision. * Annual Expense Ratio is based on amounts incurred during the most recent fiscal year, as shown in the fund’s audited financial statement. Expense ratios are updated approximately
60 days after the fund’s fiscal year-end. For new funds that do not yet have audited financial statements covering more than a six-month period, Annual Expense Ratio is estimated.
** Current Period Fees & Expenses are approximate, assume that the investor held shares of the fund valued at the ending balance for the entire period, and do not include the effect of
any transactions that may have been made during the period.

43 Current Period Fees & Expenses provides Hypothetical Fees & Expenses:
*** Annual Expense Ratio is based on amounts incurred during the most recent fiscal year, as shown in the fund’s audited financial statement, may have been restated to reflect
current service provider fees, and are net of any waivers, reimbursements or caps that the fund’s manager has committed to the fund for the period of the commitment. Annual
information on the fees and expenses that Expense Ratio is updated in conjunction with annual updates to the fund’s prospectus. For new funds that do not yet have audited financial statements covering more than a
six-month period, Annual Expense Ratio is estimated.
Trade Date
are applied to your Columbia Management **** Assumptions:
The hypothetical information shown calculates the approximate fees and expenses thatAffiliated Mutual
would be charged Funds
on the -
Initial Hypothetical Investment of $10,000, based on a 5% return
Account: 10-10-001-1234567 eachINV
JAMES SAMPLE year.MGMT
Actual results may vary. The fee and expense information shown assumes that
1-25-02 Current Period
all dividends Fees & Expenses
and distributions are reinvested in the fund.

Fund(s) and presents the cost of owning contingent deferred sales charges. Annual
Sept. 01,
Annual Fees & Expenses are approximate, assume that the investor had an initial investment 2009 through
of $10,000 Sept. 30,
and held shares
Current Period Fees
2009
of the fund for an entire 10-year period and do not include
Ending
Units Affiliated Fund Name For Class B and G shares, the expense ratios reflect fee Expense
CUSIP reductions resulting from conversion
Ratio* to Class A and Class
& Expenses** Market T shares,
Value respectively, for shares held after year eight.
your Columbia Management Fund(s). 43 4,505.000
680.828
COLUMBIA ACORN FUND
For Class A and T shares, the year one Annual Fees & Expenses and Hypothetical Year-End Balance After Fees & Expenses information shown include the dollar amount and effect of
any applicable front-end sales charge
COLUMBIA ACORN INTERNATIONAL
197199409
of the fund.
197199813
0.98% $93.34 $114,291.85
Annual Fees & Expenses are calculated based on the average 0.94 21.76 balance for each27,777.78
between the beginning and ending year. All information is calculated on an annual compounding

Calculation is based on your Columbia

4,188.482 COLUMBIA HIGH INCOME FUND 19765H495 0.88 25.22 34,387.44
basis.
26,449.111 COLUMBIA INTERNATIONAL VALUE 19765H586 1.05 442.03 505,178.02
41,260.894 Hypothetical Future Fees & Expenses
COLUMBIA MARSICO INTERNATIONAL are hypothetical and should
19765J636 1.15not be used or construed as an offer to sell, a solicitation
584.82 610,248.62 of an offer to buy, or a recommendation or endorsement of
12,058.176 any specific mutual fund. Mutual 19765H727
COLUMBIA CONVERTIBLE SECURITIES fund fees and expenses fluctuate0.91 over time and actual expenses
136.34 may be higher or lower than those shown. You should carefully review the fund’s
179,787.40
Management Fund(s) current annual 260,792.760 COLUMBIA CASH RESERVES prospectus to consider the investment
(Income Investments) Additional Disclosures:
objectives, risks, expenses
19765K845
Trade Date
0.30and charges of the fund prior
65.20to investing. 260,792.76

1,009,199.660 COLUMBIA CASH RESERVES Additional fee information, including a19765K845 0.30 252.30 1,009,199.66
summary of an independent fee consultant’s management fee evaluation, is available at www.columbiafunds.com and Affiliated Mutual Funds -
expense ratio and your account balance 6,942.876
1,384.878
COLUMBIA INTERMEDIAL MUNICIPAL
in shareholder reports.
COLUMBIA INTERMEDIATE BOND FUND
Fees disclosed here for a Fund that
19765L637
19765N468
0.50
Account: 10-10-001-1234567
0.62Portfolios do not include
invests in multiple underlying
28.76
JAMES
6.28
the
SAMPLE INV MGMT
69,012.19
Fund's portion of the12,159.23
1-25-02
fees and expenses deducted from the assets of the underlying
Hypothetical Future Fees & Expenses
Sept. 01, 2009 through Sept. 30, 2009
Portfolios, which portion varies depending on the amount the Fund invests in particular underlying Portfolios.
as of the most recent period. Fees disclosed here for a feeder Fund that invests all
of the underlying master Portfolio.
COLUMBIA ACORN
of its assets FUND
in a single underlying master Portfolio include the Fund's 197199409
Initial Hypothetical Investment ****
COLUMBIA
portion of the fees and expenses
$10,000.00 44
deductedACORN
from theINTERNATIONAL
assets
Initial Hypothetical Investment ****
197199813
$10,000.00
Fees disclosed here for a Fund that is held through Assumed
a wrap feeRate of Return
program do not include the separate fees and expenses that are imposed 5% under the wrap Assumed Rate of Return
fee program. 5%

44 Hypothetical Future Fees & Expenses Cumulative

Return Annual
Cumulative Hypothetical
Return Year End Balance Annual
Page 27 of 28 Cumulative
Return Annual
Cumulative Hypothetical
Return Year End Balance Annual
Before Fees Expense After Fees After Fees Fees Before Fees Expense After Fees After Fees Fees
allows you to see the projected cost of owning Year

1
& Expenses

5.00%
Ratio*** & Expenses & Expenses

0.75% 4.25%
& Expenses

$10,425.00
Year & Expenses Ratio*** & Expenses & Expenses

1.01% 3.99%
& Expenses

$76.59 1 5.00% $10,399.00 $103.02

a hypothetical $10,000 fund over 10 years

2 10.25 0.75 8.68 10,868.06 79.85 2 10.25 1.01 8.68 10,813.92 107.13
3 15.76 0.75 13.30 11,329.96 83.24 3 15.76 1.01 13.30 11,245.40 111.40
4 21.55 0.75 18.11 11,811.48 86.78 4 21.55 1.01 18.11 11,694.09 115.84
5 27.63 0.75 23.13 12,313.47 90.47 5 27.63 1.01 23.13 12,160.68 120.47
based on an average return and presents the 6
7
8
34.01
40.71
47.75
0.75
0.75
0.75
28.37
33.82
39.51
12,836.79
13,382.35
13,951.10
94.31
98.32
102.50
6
7
8
34.01
40.71
47.75
1.01
1.01
1.01
28.37
33.82
39.51
12,645.89
13,150.46
13,675.17
125.27
130.27
135.47

hypothetical return of your investment after

9 55.13 0.75 45.44 14,544.02 106.86 9 55.13 1.01 45.44 14,220.81 140.87
10 62.89 0.75 51.62 15,162.14 111.40 10 62.89 1.01 51.62 14,788.22 146.50
Total Gain After Fees & Expenses $5,162.14 Total Gain After Fees & Expenses $4,788.22

fees and expenses. Total Annual Fees & Expenses $930.32 Total Annual Fees & Expenses $1,236.24

Page 22 of 28
45 Footnotes and disclosures provide
information associated with the Current
Period Fees & Expenses and Hypothetical
Future Fees & Expenses schedules.
Page 23 of 28

11
Disclosure Statement
The Disclosure Statement describes disclosure details concerning your account and statement, and
is specific to your type of account and the state laws that govern it.

Trade Date

Disclosure Statement
Account: 10-10-001-1234567 JAMES SAMPLE INV MGMT 1-25-02 Sept. 01, 2009 through Sept. 30, 2009

Common Trust Funds and Collective Investment Fund Disclosure:

If you are a participant in a Bank of America Common Trust Fund or Collective Investment Fund, a full copy of the most recent audited annual report is available upon request without
charge. Unaudited interim reports of Bank of America Common Trust Fund or Collective Investment Fund asset holdings are also available periodically without charge upon reasonable
request. Please call your client team for a copy.
Statement Content Disclosure:
This statement was prepared to provide you with a detailed record of information for the period covered by this report. The gain/loss and income figures presented are preliminary and
approximate and should not be used for tax preparation. Estimated annual income may differ from actual income received and should not be used for tax preparation. If you have any
questions regarding this statement or your account, please call your client team.
Assets Not Held or Managed by the Bank:
This statement may include assets that are not held and not managed by Bank of America. Assets that are not held and not managed by Bank of America are listed solely for the
convenience of the client. Bank of America has no responsibility to manage, maintain, safekeep, monitor or value such assets.
NYSE Specialist Disclosure:
Bank of America, N.A. is associated with NYSE Specialist, which may make a market in a security referenced herein. The Specialist may have a “long” or “short” inventory position
and, as a result of being a market maker, may be on the opposite side of transactions on the Floor of the NYSE in such security.
Affiliate Disclosures:
Affiliates of Bank of America may provide services relating to certain investments in your account. These services may, where appropriate, include underwriting or participating in the
syndication of securities purchased for your account and executing brokerage transactions for your account. Bank of America will, where appropriate, invest your account in mutual
funds for which affiliates provide investment advice and other services, or in Bank depository vehicles for which the Bank receives a financial benefit. Affiliates are compensated for
these services and transactions in accordance with applicable law.
The overall investment activities of Bank of America and its affiliates may limit the investment opportunities for accounts under their management (collectively, the “Accounts”) in
certain markets in which limitations are imposed by regulators upon the amount of investment by affiliated investors, in the aggregate or in individual issuers. From time to time, the
Account’s activities also may be restricted because of regulatory restrictions applicable to Bank of America and its affiliates, and/or their internal policies.
Auction Rate Securities Notice:
To holders of Auction Rate Securities: Due to recent unprecedented conditions in the Auction Rate Securities market, the pricing of Auction Rate Securities as reflected on your
statement may not be indicative of readily available pricing if you desired to and could liquidate these holdings. Additionally, some Auction Rate Securities may not be priced and will
reflect a valuation of unavailable or zero. Thus, these securities will not be included in the account’s market valuation total.
Limitation Notice for Trust Accounts:
For trusts governed by Missouri law, you have one year from the mailing of this accounting report or other written report to commence a proceeding against the trustee for a claim of
breach of trust with respect to any matter disclosed within the report.

Page 28 of 28

12
Summary by Account
Multiple investment accounts can be grouped into a Combined Account. The Summary by Account
lists all of the accounts that have been combined into the statement.

Three variations of the combined statement

are available on request.
ƒƒ P ortfolio Detail and Activity Detail
sections include information from all
Trade Date
accounts in the same section but indicate
Summary by Account
the source account in the description. 46 Account: 10-10-001-1234567 SAMPLE FAMILY Sept. 01, 2009 through Sept. 30, 2009
ƒƒ Portfolio Detail commingles all the assets
Summary by Account
across accounts, but the Activity Detail 47 Current Period Year to Date
indicates the source account for each Sub-Account Number Sub-Account Name Account Value Account Value Change in Account Account Value Change in Account
Beginning Ending Value Since Beginning Value Since
transaction. 09/01/09 09/30/09 09/01/09 01/01/09 01/01/09

ƒƒ Portfolio Detail and Activity Detail are 10 -10 -001 -1234566 JAMES SAMPLE IMA $18,274,091.24 $18,732,579.88 $458,488.64 $17,645,529.56 $1,087,050.32
10 -10 -001 -1234555 JANET SAMPLE IRA 5,596,845.22 5,658,413.65 61,568.43 5,394,256.55 265,157.10
displayed separately for each account. 10 -10 -001 -1234444 JASON SAMPLE IRREV TR 10,526,868.28 10,768,356.43 241,488.15 10,285,785.65 482,570.78

Combined Account Total: $34,397,804.74 $35,159,349.96 $761,545.22 $33,325,571.76 $1,834,778.20

46 The Account number and account name
assigned to a group of accounts.
47 The Sub-Account Number is the unique
number assigned to your account.

Page 3 of 28

13
Appendix — Glossary of Terms
Accrued Income — Represents the amount of income declared as payable to the account at the end of the Portfolio — The combination of individual assets, and liabilities, held in the account.
statement period that has not yet been paid.
Principal — The original amount deposited in the account, plus additional contributions, and proceeds from
Assets — The investments held in the account. The account may hold financial assets such as equity and fixed maturities and sales.
income securities, and nonfinancial assets, such as real estate and closely held business interests.
Realized Gain/Loss — The difference between the cash received when an asset is sold and the Tax Cost or
Average Unit Cost — Tax Cost or Book Value (see definition) divided by the number of units. Book Value of that asset. The duration for which an asset is held will determine whether a realized gain or
loss is short- or long-term. As with the other information provided throughout the year, this may change or be
Bank Fees — Charges assessed by the bank and paid from the account during the statement period.
adjusted prior to year-end.
Bond Quality — Evaluation of the investment and credit risk of a security by rating services. The Moody’s and
Sales and Maturities — Account activity resulting from the sale or maturity of assets held in the account,
Standard & Poor’s ratings are presented beneath each Fixed Income Security in the Portfolio Detail and are
creating an addition to cash balances, a reduction in Tax Cost or Book Value and a notation of Realized
summarized in the Fixed Income — Quality Schedule.
Gain/Loss.
Book Value — The original purchase price of a security adjusted for purchases and sales.
Sector — A grouping of equities, normally within one industry, as defined by Standard & Poor’s.
Change in Account Value — Net change of the entire portfolio, including market value fluctuation and
Settlement Date — The date on which the units purchased or sold actually change hands, typically one or
transaction activity (e.g., deposits, disbursements).
more days after the trade date. Settlement date statements do not include the results of any pending purchases
Change in Market Value — Net gain/loss based on market conditions since last statement period. or sales in the Portfolio Detail, only displaying those assets actually held in the account at the end of the
statement period.
Current Yield — The Estimated Annual Income divided by the Market Value at the end of the period for each
asset or asset category. Taxable — The portion of income that may be subject to federal, state and local taxes, depending on your
filing status.
CUSIP — Nine-character identifier that uniquely identifies a particular security.
Tax Cost — The cost basis for income tax purposes for each asset or asset category. This figure is not
Deposits — Cash receipts added to the account during the statement period.
necessarily the amount originally paid to purchase the asset since adjustments may be made periodically
Disbursements — Expenses paid from the account and payments to/for beneficiaries. to reflect taxable transactions.
Dividends — Distribution of earnings to shareholders, usually in the form of cash. Tax-Exempt — The portion of income that is exempt from federal taxes.
Estimated Annual Income — The estimated income to be earned each year by each asset. Tax Lot — Tax lot accounting reports the acquisition date, cost and units for each security in the portfolio.
Individual lots can later be specifically selected for sale to minimize or maximize gain/loss depending on your
Income — The earnings on the assets held in the account, including dividends, interest and other income.
tax planning needs.
Investment Objective — The goals of the account portfolio as agreed upon with the client.
Ticker — The letter and symbol system used to uniquely identify a stock or mutual fund, which is listed and
Liabilities — A debt or monetary obligation. traded on an exchange.
Market Price — The closing price of an asset at the end of the statement period. Trade Date — The date on which a trade is executed. Trade date statements include the results of any pending
purchases and sales in the Portfolio Detail, giving you a snapshot of how your portfolio is allocated taking
Market Value — The value of an individual holding, which is the product of market price and units, generally as
recently executed trades that have not yet settled into account.
of the end of the statement period. The market value of a group of assets or the entire portfolio also includes
the Accrued Income. Units — The number of shares of financial assets or percentage ownership for nonfinancial assets. For bonds,
this is the par value.
Net Automated Money Market Transactions — Any excess cash in the account is automatically swept daily
into a money market fund. Likewise, if cash is needed to cover distributions from either income or principal, the Unrealized Gain/Loss — For each asset, the difference between Market Value and Tax Cost or Book Value.
funds come from the money market fund. On the last day of the statement period, a single entry reflecting net
Yield to Maturity — Represents the rate of return of a fixed income instrument assuming it is held until its
money market purchases and sales is posted to the account.
stated maturity date except when the instrument contains an embedded option such as a callable bond trading
Other Income — Other Income includes earnings from miscellaneous sources such as foreign issues and at a premium. When the instrument contains an embedded option, the yield calculation will be run for every
partnerships. Depletion is also classified as Other Income. interim maturity date through final maturity and the lowest computed yield will be reported.

14
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