EASY LOAN
SOLUTIONS
COMPANY PROFILE
www.fasteasyloan.in
91 93284 12613
CONPANY OVERVIEW
About Us
Fast Easy Loan is completely independent loan advising service
provider and our directory of lenders gives you all the
information.
Our Goal
Our goal is to provide access to business loan, personal loans &
home loan, at insight competitive interest RAA timely.
WHAT WE OFFER?
B P H
BUSINESS PERSONAL HOME
LOAN LOAN LOAN
We will match you with a loan
program that meet your
financial need. In short term
liquidity, by striving to make
funds available to them within
24 hours of application.
WHAT IS BUSINESS LOAN?
Business loans are fairly generic term used for
different types of finance options that a business can
access. In the current context, under Business loans
we are largely referring to unsecured income-based
loans for self-employed individuals or companies.
Unsecured business loans have no requirement for a
security or collateral to be submitted and are offered
purely on the current financial strength and past
credit record of the borrower.
They are not as flexible as overdrafts and other credit
lines that support day-to-day working capital
requirements but given their unsecured nature, they
are relatively easy to avail with simple paper work
and speedy processing. However, that also means
that Business loans are usually costlier than other
forms of secured business finance.
BUSINESS LOANS MAY
BE USED FOR:
Business Expansion
New Office Setup
Marketing & Branding
Business Improvement
HOW IS MY ELIGIBILITY DETERMINED
FOR A BUSINESS LOAN?
Our eligibility is determined after looking at the following:
Last 2 or 3 years business financials.
Years in business and current level of business activity.
Nature of the industry the business operates in and how that
industry has fared in recent times
City of Business& Current obligations (Any existing EMI’s being
paid , credit card outstanding & Credit limit available )
Your Financial history & track record including CIBIL scores if
available
To know your eligibility now or to apply, please call us on
+91 93284 12613 or email us at rseasyloansolution@gmail.com
WE OFFER
Loan with simple documentation, quick processing and disbursal.
Enjoy the convenience of doorstep service
Get the best in market interest rate for your personal loan
You need not worry about collaterals or guarantors
Try out the ‘Balance Transfer Option’ to get rid of high Interest
current EMI’s and get slash up to 2% on interest rates on your
current loan.
WHAT IS PERSONAL LOAN?
Personal loans are any purpose loans which are given
without any collateral or guarantor. This is a very
unique loan product wherein the borrower is at
his/her discretion to do whatever they need. In other
words, unlike a car loan or a housing loan, a personal
loan can be used by the borrower for any of his/ her
personal needs.
There is no restriction for the usage of such loans
though it should not be used for speculative
purposes and investment in tax saving instruments.
The loan can be repaid like all other loans through the
equated monthly instalment -EMI (Use EMI
Calculator) process where a fixed amount is paid each
month.
PERSONAL LOANS HAS THE
FOLLOWING FEATURES:
They are provided without any specific purpose.
They are given without a collateral or guarantor.
They come at an attractive rate of interest.
They are relatively short term loans vis a vis other loans
(i.e 3 to 5 years)
Personal Loan can get disbursed as fast as 24 hrs if the
documents are in order.
Personal loans are currently offered from Rs 50,000 to Rs
50 Lakhs and are typically repaid in tenures ranging from 1
to 5 years.
HIGHER LOAN AMOUNT + LEAST LOAN TENURE = LOW INTEREST AMOUNT
DOCUMENTS REQUIRED FOR PERSONAL LOAN:
Photograph
Identity proof
Address proof
Income proof
Bank Statements
Continuity Proof
Qualification proof
( applicable only for Self Employed Professionals)
WHAT IS HOME LOAN?
Home Loan is a loan provided by a bank or a financial
institution for the purchase of a residential property.
The loan can be used to purchase a new/ resale
house, construct a house or to buy an under-
construction house from a builder. The same
property will serve as a security.
The demand for home loans is very high in India.
Apart from fulfilling the dream of own house, it also
helps in wealth creation in the long term. Property is
proven to be an appreciating asset since the price of
the house is expected to rise over a period of time.
This makes financing of such a purchase by borrowing
a smart method to own and create an asset without
having all the funds for the purpose at the moment.
SIGNIFICANCE OF HOME LOAN:
Home Loan is a loan provided by a bank or a financial
institution for the purchase of a residential property. The
loan can be used to purchase a new/ resale house, construct
a house or to buy an under-construction house from a
builder. The same property will serve as a security.
The demand for home loans is very high in India. Apart from
fulfilling the dream of own house, it also helps in wealth
creation in the long term. Property is proven to be an
appreciating asset since the price of the house is expected
to rise over a period of time. This makes financing of such a
purchase by borrowing a smart method to own and create
an asset without having all the funds for the purpose at the
moment.
SPECIAL FEATURES OF HOME LOAN :
Home Loans Are Secured Loan
The Property Financed Is Mortgaged With The Financier
Home Loans Are Typically Long Term Loans
Repayment Option Of Upto 20 Years
The Interest Rates Are Low
Borrower Can Avail Tax Benefits
Property Can Be Jointly Owned
Income Of Family Members Can Be Clubbed For Higher Loan
Can Be Used For Investment Purpose
ELIGIBILITY CRITERIA
FOR HOME LOAN :
Home loans are sanctioned after taking into consideration several
factors . Some of the criteria are listed below:
The Property Should Have A Clear And Marketable Title
The Property To Be Funded Should Be Approved By
Banks/Financial Institutions.
The Applicant Should Have A Stable Source Of Income.
The Applicant Must Be At Least 21 Years Of Age.
Loan Tenor Is Determined By The Retirement Age Of A Person.
The Maximum Tenor Of A Home Loan Is 20 Years.
Previous Credit History Plays A Vital Role In Sanctioning Of Loan.
Loan Eligibility Depends On The Net Earnings Of The Applicant And
The Repayment Capacity.
Eligibility Would Also Depends On Valuation Of The Property .
Spouse’s Income Can Be Added For Enhancing Loan Eligibility.
POINTS TO REMEMBER
The below mentioned points need to be kept in mind while availing a
home loan
Funding May Vary In The Range Of 80% To 85% Depending On The
Financier.The Balance Portion Need To Be Taken Care By The
Borrower From His Savings Or Other Sources.
In Case Of Resale Property, Look For The Age Of The Property Since
Banks Fund For A Tenor Which They Are Comfortable After Doing A
Valuation Of The Property. Most Banks Consider The Age Of A
Building As 60 Years And The Loan Should Get Over Within This Age
Of The Property.
If The Property Is Already Approved By A Bank/ Financial Institution,
The Faster The Sanction Is.
If The Borrower Is Looking To Buy A Property Which Is Not Approved
By A Bank, Then Proper Check Need To Be Done To Ensure The
Property Has A Clear And Marketable Title.
Banks Offer Both Fixed Rates And Varibale Rates( Floating Rates)
Rates Can Go Up Depending On The Market Conditions. Increase In
Rate Can Result In Increase In The Loan Tenor Or Higher EMI.
Fixed Rates Offered By Banks Need Not Be Fixed For The Entire Tenor
Of The Loan.
Tax Benefits Offered To Home Loan Borrowers May Change In Future
Any Volatility In Money Market Conditions Which Affects Bank’s
Books Will Have A Cascading Effect On Your Home Loan.
OUR TEAM
We love our team. And apparently, they love us back.
We look forward to working with you for all of your lending needs.
Archana Bhavisha Birva Brinda
Kalal Vamrotiya Dalwadi Soni
Disha Jinal Jitendra Khushbu
Patel Savalliya Surani Gurjar
Krishna Nisha Pinal Pooja
Rami Mavlankar Raval Goswami
Prachi Rahul Rakesh Vishal
Chavda Shah Mesariya Jodhani
OUR SUCCESS STORIES
436, Yash Arian Building,
Swami Vivekananda Cross Road,
Memnagar, Ahmedabad-380052.
Gujarat, INDIA.
+91 93284 12613
rseasyloansolution@gmail.com
www.fasteasyloan.in
