Date: 26/10/2023 From: Phan Thi Kieu Tien

Chailease International Leasing Co.,LTD

To: NGUYỄN THỊ THANH HOA Subject: Proposal of Leasing
TIEN DAI PHAT CONSTRUCTION TRADING SERVICES
COMPANY LIMITED

Indicative Letter of Offer

We are pleased to offer your esteemed company a financial lease package with the proposed terms and conditions as
follows:
Lease Asset Value (A) VND 1,200,000,000
Financing Ratio (B) 80%
Financing Amount (=A*B) VND 960,000,000
Floating Rate:
Interest Rate 12.95%
CILC VND Standard Rate (floating) (5.85%) + Margin (7.1%)
Lease Period (months) 36
Payment Method Monthly in Advance
Security Deposit 10% VND 120,000,000
Residual Value 1% VND 12,000,000
Remark
(*) CILC VND Standard Rate is the average interest rate of thirteen (13) month time deposit rate, interest received at maturity (in case, in the
same bank, there are several levels of quoted interest rate, the specific one among them shall be decided by Lessor) of three banks: BIDV,
Sacombank and VP Bank.
(*) The applied CILC VND standard rate per month is the interest rate at 15th of the previous month from the subject month and is calculated
according to the regulations.

Please be informed that the above proposed terms and conditions are for reference only. We can adjust according to the updated Financial
Market situation and subject to CILC’s decision.

Monthly Lease Rent

No. Beginning Balance Ending Balance
Principal Lease Interest Total
0 960,000,000 0 10,360,000 10,360,000 960,000,000
1 960,000,000 26,666,666 10,360,000 37,026,666 933,333,334
2 933,333,334 26,666,666 10,072,222 36,738,888 906,666,668
3 906,666,668 26,666,666 9,784,444 36,451,110 880,000,002
4 880,000,002 26,666,666 9,496,667 36,163,333 853,333,336
5 853,333,336 26,666,666 9,208,889 35,875,555 826,666,670
6 826,666,670 26,666,666 8,921,111 35,587,777 800,000,004
7 800,000,004 26,666,666 8,633,333 35,299,999 773,333,338
8 773,333,338 26,666,666 8,345,556 35,012,222 746,666,672
9 746,666,672 26,666,666 8,057,778 34,724,444 720,000,006
10 720,000,006 26,666,666 7,770,000 34,436,666 693,333,340
11 693,333,340 26,666,666 7,482,222 34,148,888 666,666,674
12 666,666,674 26,666,666 7,194,445 33,861,111 640,000,008
13 640,000,008 26,666,666 6,906,667 33,573,333 613,333,342
14 613,333,342 26,666,666 6,618,889 33,285,555 586,666,676
15 586,666,676 26,666,666 6,331,111 32,997,777 560,000,010
16 560,000,010 26,666,666 6,043,333 32,709,999 533,333,344
17 533,333,344 26,666,666 5,755,556 32,422,222 506,666,678
18 506,666,678 26,666,666 5,467,778 32,134,444 480,000,012
19 480,000,012 26,666,666 5,180,000 31,846,666 453,333,346
20 453,333,346 26,666,666 4,892,222 31,558,888 426,666,680
21 426,666,680 26,666,666 4,604,445 31,271,111 400,000,014
22 400,000,014 26,666,666 4,316,667 30,983,333 373,333,348
23 373,333,348 26,666,666 4,028,889 30,695,555 346,666,682
24 346,666,682 26,666,666 3,741,111 30,407,777 320,000,016
 25 320,000,016 26,666,666 3,453,334 30,120,000 293,333,350
26 293,333,350 26,666,666 3,165,556 29,832,222 266,666,684
27 266,666,684 26,666,666 2,877,778 29,544,444 240,000,018
28 240,000,018 26,666,666 2,590,000 29,256,666 213,333,352
29 213,333,352 26,666,666 2,302,222 28,968,888 186,666,686
30 186,666,686 26,666,666 2,014,445 28,681,111 160,000,020
31 160,000,020 26,666,666 1,726,667 28,393,333 133,333,354
32 133,333,354 26,666,666 1,438,889 28,105,555 106,666,688
33 106,666,688 26,666,666 1,151,111 27,817,777 80,000,022
34 80,000,022 26,666,666 863,334 27,530,000 53,333,356
35 53,333,356 53,333,356 575,556 53,908,912 0
36 0 0 0 0 0
TOTAL 960,000,000 201,732,227 1,161,732,227

Remark:
1. This letter is valid within 15 days from the date of issuance.
2. CILC do not allow its employee to receive any payment from customer privately.
3. Any payment requested from CILC will be informed by official notice and issued related invoice or receipt.

Sincerely Yours