Statement date 03 Feb 2023

Last statement 05 Jan 2023

Barclays Bank
Account
06 Jan - 03 Feb 2023
Mrs Andrielly DA Silva Ribeiro
• Sort Code 20-25-30
• Account no. 80731897
• SWIFTBIC BUKBGB22
• IBAN GB17 BUKB 2025 3080 7318 97

MRS ANDRIELLY DA SILVA RIBEIRO

FLAT 12 SPIRE VIEW At a glance
121 PAYNES ROAD
SOUTHAMPTON Start balance £1.42
UNITED KINGDOM
SO15 3NY Money in £306.20
Money out £300.63
End balance £6.99

NOTICEBOARD
Your Barclays Bank Account statement Your deposit is eligible for
protection by the Financial
Services Compensation Scheme.
Current account statement

Your transactions
Bank Giro Cash machine Contactless Direct Debit Online

Date Description Money out Money in Balance

06 Jan Start balance 1.42

06 Jan Card Payment to Sainsburys S/Mkts 51.14

On 05 Jan

Received From Talita de Oliveira 50.00 0.28

Ref: Sent From Revolut

09 Jan Direct Debit to Apf/Lxm-Lexhamins 33.86

Ref: Xlexhamins00169429
This Is A New Direct Debit Payment

Received From Talita de Oliveira 50.00 16.42

Ref: Groceries

10 Jan Received From Talita de Oliveira 20.00 36.42

Ref: Shopping

11 Jan Cash Machine Withdrawal at Link 20.00

Post Office
Timed at 11.02 On 11 Jan

Card Payment to Tesco PFS 2175 8.35 8.07

On 10 Jan

16 Jan Cash Machine Withdrawal at Link 20.00

Post Office
Timed at 14.28 On 15 Jan

Received From Andrielly Ribeiro 12.20 0.27

Ref: Ribeiro Andrielly

25 Jan Received From Talita de Oliveira 74.00 74.27

Ref: Electricity

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 20-25-30 • Account number 80731897

Your transactions
Date Description Money out Money in Balance
27 Jan Card Payment to Tesco PFS 3054 7.17
On 26 Jan

Card Payment to Sainsburys S/Mkts 48.55 18.55

On 26 Jan

30 Jan Bill Payment to Andrielly Ribeiro 10.00

Ref: Food

Bill Payment to Andrielly Ribeiro 18.00

Ref: EE

Bill Payment to Sabrina de Oliveir 25.60

Ref: Food

Received From Talita de Oliveira 100.00 64.95

Ref: Sent From Revolut

31 Jan Card Payment to Tesco PFS 3054 8.62

On 30 Jan

Card Payment to Sainsburys S/Mkts 49.34 6.99

On 30 Jan

3 Feb End balance 6.99

u Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see

the next page for how to get in touch with us.

Credit interest rates

This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 2 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-25-30 • Account number 80731897

How it works Get in touch

u Our main number
conversion rate offered by the retailer or ATM provider
Dispute Resolution
or accept our rate. 0345 7 345 345
If you have a problem with your agreement, please Open 24/7 including
try to resolve it with us in the first instance. If you Transferring money between countries holidays
are not happy with the way in which we handled
If you need to transfer money between countries, you u From
your complaint or the result, you may be able to
may be asked for your SWIFTBIC (Bank Identification
abroad
complain to the Financial Ombudsman Service. If +44 2476 842 100
Code) and IBAN (International Bank Account
you do not take up your problem with us first you Open 24/7 including holidays
Number). These are on the front of your statement
will not be entitled to complain to the Ombudsman.
and you’ll need them so that international banks can u Write
We can provide details of how to contact the to us
identify your account correctly. Full details are on:
Ombudsman. Barclays, Leicester LE87 2BB
business.barclays.co.uk/bb/iban
u Find a branch
How we pay interest
Important information about barclays.co.uk/branch-fi
If your account pays interest and is in credit, we work nder/
compensation arrangements
out your interest on the balance of your account at the
0800 400 100
We are covered by the Financial Services close of business every day. Interest is calculated on
Open 24/7 including holidays
Compensation Scheme (FSCS). The FSCS can pay the statement balance or the cleared balance,
compensation to depositors if a bank is unable to depending on the type of account you have. Where u Your home branch
meet its financial obligations. Most depositors – credit interest rate(s) are shown on your statement, ONLINE AO 5
including most individuals and businesses – are these are current at the time of printing the statement
covered by the scheme. We will issue the FSCS and may have changed during the statement period. u Online banking help
information sheet and exclusions list which set out Unless we say otherwise, any interest rates we show 0345 600 2323
in detail what is, and is not, covered by the FSCS, are gross annual rates. Open 24/7 including holidays
once a calendar year usually with your account If you are a UK taxpayer you may have to pay tax on
statement. interest earned in excess of your Personal Savings u Lost and stolen cards
For further information about the compensation Allowance (with the exception of interest earned on 0800 400 100 (or +44
ISAs, which continue to be free from UK tax for eligible 2476 842 099 from
provided by the FSCS, refer to the FSCS website at
customers). For information and guidance please refer
www.FSCS.org.uk. abroad)
to HMRC’s website Open 24/7 including holidays
www.gov.uk/hmrc/savingsallowance.
Using your Barclays debit card - what The management of your tax affairs is your Tell us straight away if:
costs and what doesn’t responsibility, including making any required – you do not receive a
declarations to HMRC. Barclays card you were
If you use your debit card in the UK Barclays will not
expecting
charge you for using your debit card in the UK when If you use your overdraft Facility – any of your cards are lost,
making purchases, making a cash withdrawal, or
If your account is overdrawn, and you don’t pay off stolen or damaged
when buying travellers’ cheques or foreign currency. A
the full amount you owe, any credits paid into your – you think someone else may
small number of ATM providers may charge a
account will reduce any balance in excess of your know your PIN.
transaction fee but they should tell you about this
on-screen before you commit to any transaction. arranged overdraft facility first, and then your
payments will go towards repayment of your Call charges will apply
If you use your debit card abroad or make a debit overdraft. (please check with your
card payment in a foreign currency (either abroad or service provider). We may
in the UK) we'll charge you a 2.99% Non-Sterling To help you understand the charges associated with monitor or record calls for
Transaction Fee when making purchases, making a using your arranged overdraft, you can visit quality, security, and
cash withdrawal, or when being refunded. This fee Barclays.co.uk/youroverdraft or ask for a copy of ‘Our training.
also applies whenever you do not pay in sterling, for Bank charges explained’ in branch. You can also tailor
example shopping online at a non-UK website. This the alerts you receive, which can help you stay in
rate does not apply to Travel Wallet transactions. control and on top of your finances.
As we explain in our customer terms, we calculate our
exchange rate using the reference exchange rate for Getting information from Barclays
the Visa card scheme. In most circumstances, Visa We send information to customers with their
converts transactions into sterling using the Visa statements about relevant new offers and products,
Exchange Rate on the day the transaction is and about how to get the best from their existing
authorised. However for a small number of Barclays accounts. If you don’t get these messages
transactions the conversion may happen on the day and you’d like to, or if you do and you’d rather you
the transaction is processed. As this may be a day or didn’t, you can call 0345 7 345 345, go to
two later, the exchange rate may be different on that barclays.co.uk, or come into a branch. And if you
day. change your mind at any time, just get in touch.
You'll find a comparison of our exchange rate for
certain currencies as a mark-up against the rate
published by the European Central Bank in the
Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-card-
abroad/ This is updated twice a day. This may help
you to decide whether you want to accept the

For a Braille, large print or audio version of your statement call

0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 3
 Statement date 03 Mar 2023
Last statement 03 Feb 2023
Barclays Bank
Account
04 Feb - 03 Mar 2023
Mrs Andrielly DA Silva Ribeiro
• Sort Code 20-25-30
• Account no. 80731897
• SWIFTBIC BUKBGB22
• IBAN GB17 BUKB 2025 3080 7318 97

MRS ANDRIELLY DA SILVA RIBEIRO

FLAT 12 SPIRE VIEW At a glance
121 PAYNES ROAD
SOUTHAMPTON Start balance £6.99
UNITED KINGDOM
SO15 3NY Money in £840.34
Money out £846.56
End balance £0.77

NOTICEBOARD
Your Barclays Bank Account statement Your deposit is eligible for
protection by the Financial
Services Compensation Scheme.
Current account statement

Your transactions
Bank Giro Contactless Debit Card Online

Date Description Money out Money in Balance

04 Feb Start balance 6.99

06 Feb Card Payment to Manor Service Stn 6.23

On 02 Feb

Bill Payment to Andrielly Ribeiro 50.00

Ref: br

Received From Talita de Oliveira 100.00 50.76

Ref: Sent From Revolut

07 Feb Bill Payment to Andrielly Ribeiro 50.00

Ref: Sainsburys

Bill Payment to Andrielly Ribeiro 85.00

Ref: EE

Received From Talita de Oliveira 130.00 45.76

Ref: Revolut Bills

08 Feb Card Payment to Dhgate.Com On 29.77 15.99

07 Feb

09 Feb Card Payment to Shell Hampton 1.60

Park On 08 Feb

Card Payment to Shell Hampton 8.04 6.35

Park On 08 Feb

13 Feb Card Payment to Manor Service Stn 6.34

On 09 Feb

Card Payment to Shell Hampton 8.93

Park On 11 Feb

Card Payment to Gdk On 11 Feb 11.69

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 20-25-30 • Account number 80731897

Your transactions
Date Description Money out Money in Balance
13 Feb Bill Payment to Andrielly Ribeiro 9.00
Ref: Food

Bill Payment to Andrielly Ribeiro 10.00

Ref: EE

Bill Payment to Marcos Paulo Silva 20.00

Ref: Pay

Bill Payment to Andrielly Ribeiro 30.00

Ref: EE

Received From Andrielly DA Ribei 33.34

Ref: DA Ribeiro Andriel

Received From Talita de Oliveira 60.00

Ref: Groceries

Received From Talita de Oliveira 100.00 103.73

Ref: Revolut

14 Feb Card Payment to Subway 19337 15.17

South On 13 Feb

Bill Payment to Marcos DA Silva 63.00 25.56

Ref: Pay

15 Feb Card Payment to 5.01

Texqueensways/Stn On 14 Feb

Bill Payment to Marcos DA Silva 20.00

Ref: Pay

Received From Andrielly DA Silva 30.00 30.55

Ref: From Andrielly DA

16 Feb Card Payment to Klarna On 15 Feb 21.31 9.24

20 Feb Card Payment to Shell Hampton 7.41

Park On 18 Feb

Bill Payment to Luan Ramos 56.00

Ref: Pay

Received From Talita de Oliveira 60.00 5.83

Ref: Revolut Bills

21 Feb Received From Talita de Oliveira 52.00 57.83

Ref: Revolut XX

22 Feb Bill Payment to Luan Ramos 50.00 7.83

Ref: Pay

23 Feb Card Payment to Shell Hampton 7.20

Park On 22 Feb

Received From Talita de Oliveira 165.00 165.63

Ref: Revolut Bills

24 Feb Bill Payment to Marcos DA Silva 60.00 105.63

Ref: Pay

27 Feb Card Payment to Trainline On 25 15.40

Feb

Card Payment to Tfl Travel CH On 2.90

24 Feb

Card Payment to Tfl Travel CH On 2.90

25 Feb

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 2 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-25-30 • Account number 80731897

Your transactions
Date Description Money out Money in Balance
27 Feb Card Payment to Tesco PFS 2175 8.57
On 24 Feb

Card Payment to Primark On 24 Feb 39.50

Bill Payment to Andrielly DA Silva 39.00

Ref: Pay

Received From Talita de Oliveira 50.00 47.36

Ref: Sent From Revolut

01 Mar Card Payment to Dhgate.Com On 14.63

28 Feb

Bill Payment to Marcos DA Silva 15.00

Ref: Pay

Bill Payment to Luan Ramos 20.00

Ref: Pay

Received From Talita de Oliveira 60.00 57.73

Ref: Sent From Revolut

02 Mar Card Payment to Bershka.Com On 56.96 0.77

01 Mar

3 Mar End balance 0.77

u Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see

the next page for how to get in touch with us.

Credit interest rates

This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 3
Sort code 20-25-30 • Account number 80731897

How it works Get in touch

u Our main number
conversion rate offered by the retailer or ATM provider
Dispute Resolution
or accept our rate. 0345 7 345 345
If you have a problem with your agreement, please Open 24/7 including
try to resolve it with us in the first instance. If you Transferring money between countries holidays
are not happy with the way in which we handled
If you need to transfer money between countries, you u From
your complaint or the result, you may be able to
may be asked for your SWIFTBIC (Bank Identification
abroad
complain to the Financial Ombudsman Service. If +44 2476 842 100
Code) and IBAN (International Bank Account
you do not take up your problem with us first you Open 24/7 including holidays
Number). These are on the front of your statement
will not be entitled to complain to the Ombudsman.
and you’ll need them so that international banks can u Write
We can provide details of how to contact the to us
identify your account correctly. Full details are on:
Ombudsman. Barclays, Leicester LE87 2BB
business.barclays.co.uk/bb/iban
u Find a branch
How we pay interest
Important information about barclays.co.uk/branch-fi
If your account pays interest and is in credit, we work nder/
compensation arrangements
out your interest on the balance of your account at the
0800 400 100
We are covered by the Financial Services close of business every day. Interest is calculated on
Open 24/7 including holidays
Compensation Scheme (FSCS). The FSCS can pay the statement balance or the cleared balance,
compensation to depositors if a bank is unable to depending on the type of account you have. Where u Your home branch
meet its financial obligations. Most depositors – credit interest rate(s) are shown on your statement, ONLINE AO 5
including most individuals and businesses – are these are current at the time of printing the statement
covered by the scheme. We will issue the FSCS and may have changed during the statement period. u Online banking help
information sheet and exclusions list which set out Unless we say otherwise, any interest rates we show 0345 600 2323
in detail what is, and is not, covered by the FSCS, are gross annual rates. Open 24/7 including holidays
once a calendar year usually with your account If you are a UK taxpayer you may have to pay tax on
statement. interest earned in excess of your Personal Savings u Lost and stolen cards
For further information about the compensation Allowance (with the exception of interest earned on 0800 400 100 (or +44
ISAs, which continue to be free from UK tax for eligible 2476 842 099 from
provided by the FSCS, refer to the FSCS website at
customers). For information and guidance please refer
www.FSCS.org.uk. abroad)
to HMRC’s website Open 24/7 including holidays
www.gov.uk/hmrc/savingsallowance.
Using your Barclays debit card - what The management of your tax affairs is your Tell us straight away if:
costs and what doesn’t responsibility, including making any required – you do not receive a
declarations to HMRC. Barclays card you were
If you use your debit card in the UK Barclays will not
expecting
charge you for using your debit card in the UK when If you use your overdraft Facility – any of your cards are lost,
making purchases, making a cash withdrawal, or
If your account is overdrawn, and you don’t pay off stolen or damaged
when buying travellers’ cheques or foreign currency. A
the full amount you owe, any credits paid into your – you think someone else may
small number of ATM providers may charge a
account will reduce any balance in excess of your know your PIN.
transaction fee but they should tell you about this
on-screen before you commit to any transaction. arranged overdraft facility first, and then your
payments will go towards repayment of your Call charges will apply
If you use your debit card abroad or make a debit overdraft. (please check with your
card payment in a foreign currency (either abroad or service provider). We may
in the UK) we'll charge you a 2.99% Non-Sterling To help you understand the charges associated with monitor or record calls for
Transaction Fee when making purchases, making a using your arranged overdraft, you can visit quality, security, and
cash withdrawal, or when being refunded. This fee Barclays.co.uk/youroverdraft or ask for a copy of ‘Our training.
also applies whenever you do not pay in sterling, for Bank charges explained’ in branch. You can also tailor
example shopping online at a non-UK website. This the alerts you receive, which can help you stay in
rate does not apply to Travel Wallet transactions. control and on top of your finances.
As we explain in our customer terms, we calculate our
exchange rate using the reference exchange rate for Getting information from Barclays
the Visa card scheme. In most circumstances, Visa We send information to customers with their
converts transactions into sterling using the Visa statements about relevant new offers and products,
Exchange Rate on the day the transaction is and about how to get the best from their existing
authorised. However for a small number of Barclays accounts. If you don’t get these messages
transactions the conversion may happen on the day and you’d like to, or if you do and you’d rather you
the transaction is processed. As this may be a day or didn’t, you can call 0345 7 345 345, go to
two later, the exchange rate may be different on that barclays.co.uk, or come into a branch. And if you
day. change your mind at any time, just get in touch.
You'll find a comparison of our exchange rate for
certain currencies as a mark-up against the rate
published by the European Central Bank in the
Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-card-
abroad/ This is updated twice a day. This may help
you to decide whether you want to accept the

For a Braille, large print or audio version of your statement call

0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 4 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
 Statement date 05 Apr 2023
Last statement 03 Mar 2023
Barclays Bank
Account
04 Mar - 05 Apr 2023
Mrs Andrielly DA Silva Ribeiro
• Sort Code 20-25-30
• Account no. 80731897
• SWIFTBIC BUKBGB22
• IBAN GB17 BUKB 2025 3080 7318 97

MRS ANDRIELLY DA SILVA RIBEIRO

FLAT 12 SPIRE VIEW At a glance
121 PAYNES ROAD
SOUTHAMPTON Start balance £0.77
UNITED KINGDOM
SO15 3NY Money in £649.49
Money out £650.91
End balance -£0.65

NOTICEBOARD
Your Barclays Bank Account statement Your deposit is eligible for
protection by the Financial
Services Compensation Scheme.
Current account statement

Your transactions
Bank Giro Contactless Debit Card Online

Date Description Money out Money in Balance

04 Mar Start balance 0.77

06 Mar Card Payment to Klarna On 04 Mar 13.49

Bill Payment to Andrielly Ribeiro 31.00

Ref: EE

Received From Andrielly DA Silva 22.00

Ref: From Andrielly DA

Received From Talita de Oliveira 70.00 48.28

Ref: Sent From Revolut

07 Mar Card Payment to Trainline.Com On 24.30

05 Mar

Card Payment to Woolston FS1037 9.05

On 05 Mar

Bill Payment From Ramos L 12.00 26.93

Ref: Pay

09 Mar Card Payment to Tfl Travel CH On 5.60

07 Mar

Bill Payment to Andrielly Ribeiro 5.00

Ref: EE

Received From Fernando Barbosa C 1.00

Ref: Andrielly Ribeiro

Received From Fernando Barbosa C 17.00 34.33

10 Mar Card Payment to Trainline.Com On 33.80 0.53

08 Mar

13 Mar Card Payment to Acai On 12 Mar 12.45

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 20-25-30 • Account number 80731897

Your transactions
Date Description Money out Money in Balance
13 Mar Card Payment to Mineiro Cafe On 33.60
12 Mar

Received From Talita de Oliveira 84.00 38.48

Ref: Revolut Party

14 Mar Card Payment to Tfl Unpaid Fare On 12.60

13 Mar

Card Payment to Tesco PFS 3054 7.36 18.52

On 13 Mar

17 Mar Card Payment to Tesco PFS 3054 16.63 1.89

On 16 Mar

20 Mar Card Payment to Klarna On 17 Mar 20.11

Card Payment to Klarna On 17 Mar 21.31

Card Payment to Shell Hampton 9.26

Park On 18 Mar

Bill Payment to Marcos Paulo Silva 10.00

Ref: Pay Energia

Received From Talita de Oliveira 92.00 33.21

Ref: Lidl

23 Mar Card Payment to International Food 14.70

On 22 Mar

Card Payment to Sainsburys S/Mkts 80.52

On 22 Mar

Received From Talita de Oliveira 81.94 19.93

Ref: Sent From Revolut

27 Mar Card Payment to One Stop 2754 On 0.50

26 Mar

Card Payment to Manor Service Stn 8.51

On 23 Mar

Card Payment to Shell Shirley On 24 9.05

Mar

Received From Andrielly DA Ribei 36.00

Ref: DA Ribeiro Andriel

Received From Talita de Oliveira 51.00 88.87

Ref: Food

28 Mar Card Payment to Klarna On 27 Mar 19.18

Card Payment to Clearpay On 27 22.50

Mar

Card Payment to The Gym Limited 29.99 17.20

On 27 Mar

30 Mar Card Payment to 7.81

Texqueensways/Stn On 29 Mar

Received From Talita de Oliveira 75.00 84.39

31 Mar Bill Payment to Andrielly DA Silva 9.00

Ref: Pay

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 2 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-25-30 • Account number 80731897

Your transactions
Date Description Money out Money in Balance
31 Mar Bill Payment to Andrielly DA Silva 42.00
Ref: Pay

Refund From Clearpay On 30 Mar 22.50 55.89

03 Apr Card Payment to Trainline.Com On 81.15

01 Apr

Card Payment to Tfl Travel CH On 1.75

02 Apr

Bill Payment to Luan Ramos 5.00

Ref: Pay

Received From Marcos DA Silva 5.00

Ref: Andrielly DA Silva

Received From Marcos DA Silva 27.05

Received From Talita de Oliveira 33.00 33.04

04 Apr Card Payment to 51.94

Www.Lexhaminsuranc On 03 Apr

Card Payment to Tfl Travel CH On 1.75

03 Apr

Received From Andrielly DA Silva 20.00 -0.65

5 Apr End balance -0.65

u Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see

the next page for how to get in touch with us.

Credit interest rates

This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 3
Sort code 20-25-30 • Account number 80731897

How it works Get in touch

u Our main number
conversion rate offered by the retailer or ATM provider
Dispute Resolution
or accept our rate. 0345 7 345 345
If you have a problem with your agreement, please Open 24/7 including
try to resolve it with us in the first instance. If you Transferring money between countries holidays
are not happy with the way in which we handled
If you need to transfer money between countries, you u From
your complaint or the result, you may be able to
may be asked for your SWIFTBIC (Bank Identification
abroad
complain to the Financial Ombudsman Service. If +44 2476 842 100
Code) and IBAN (International Bank Account
you do not take up your problem with us first you Open 24/7 including holidays
Number). These are on the front of your statement
will not be entitled to complain to the Ombudsman.
and you’ll need them so that international banks can u Write
We can provide details of how to contact the to us
identify your account correctly. Full details are on:
Ombudsman. Barclays, Leicester LE87 2BB
business.barclays.co.uk/bb/iban
u Find a branch
How we pay interest
Important information about barclays.co.uk/branch-fi
If your account pays interest and is in credit, we work nder/
compensation arrangements
out your interest on the balance of your account at the
0800 400 100
We are covered by the Financial Services close of business every day. Interest is calculated on
Open 24/7 including holidays
Compensation Scheme (FSCS). The FSCS can pay the statement balance or the cleared balance,
compensation to depositors if a bank is unable to depending on the type of account you have. Where u Your home branch
meet its financial obligations. Most depositors – credit interest rate(s) are shown on your statement, ONLINE AO 5
including most individuals and businesses – are these are current at the time of printing the statement
covered by the scheme. We will issue the FSCS and may have changed during the statement period. u Online banking help
information sheet and exclusions list which set out Unless we say otherwise, any interest rates we show 0345 600 2323
in detail what is, and is not, covered by the FSCS, are gross annual rates. Open 24/7 including holidays
once a calendar year usually with your account If you are a UK taxpayer you may have to pay tax on
statement. interest earned in excess of your Personal Savings u Lost and stolen cards
For further information about the compensation Allowance (with the exception of interest earned on 0800 400 100 (or +44
ISAs, which continue to be free from UK tax for eligible 2476 842 099 from
provided by the FSCS, refer to the FSCS website at
customers). For information and guidance please refer
www.FSCS.org.uk. abroad)
to HMRC’s website Open 24/7 including holidays
www.gov.uk/hmrc/savingsallowance.
Using your Barclays debit card - what The management of your tax affairs is your Tell us straight away if:
costs and what doesn’t responsibility, including making any required – you do not receive a
declarations to HMRC. Barclays card you were
If you use your debit card in the UK Barclays will not
expecting
charge you for using your debit card in the UK when If you use your overdraft Facility – any of your cards are lost,
making purchases, making a cash withdrawal, or
If your account is overdrawn, and you don’t pay off stolen or damaged
when buying travellers’ cheques or foreign currency. A
the full amount you owe, any credits paid into your – you think someone else may
small number of ATM providers may charge a
account will reduce any balance in excess of your know your PIN.
transaction fee but they should tell you about this
on-screen before you commit to any transaction. arranged overdraft facility first, and then your
payments will go towards repayment of your Call charges will apply
If you use your debit card abroad or make a debit overdraft. (please check with your
card payment in a foreign currency (either abroad or service provider). We may
in the UK) we'll charge you a 2.99% Non-Sterling To help you understand the charges associated with monitor or record calls for
Transaction Fee when making purchases, making a using your arranged overdraft, you can visit quality, security, and
cash withdrawal, or when being refunded. This fee Barclays.co.uk/youroverdraft or ask for a copy of ‘Our training.
also applies whenever you do not pay in sterling, for Bank charges explained’ in branch. You can also tailor
example shopping online at a non-UK website. This the alerts you receive, which can help you stay in
rate does not apply to Travel Wallet transactions. control and on top of your finances.
As we explain in our customer terms, we calculate our
exchange rate using the reference exchange rate for Getting information from Barclays
the Visa card scheme. In most circumstances, Visa We send information to customers with their
converts transactions into sterling using the Visa statements about relevant new offers and products,
Exchange Rate on the day the transaction is and about how to get the best from their existing
authorised. However for a small number of Barclays accounts. If you don’t get these messages
transactions the conversion may happen on the day and you’d like to, or if you do and you’d rather you
the transaction is processed. As this may be a day or didn’t, you can call 0345 7 345 345, go to
two later, the exchange rate may be different on that barclays.co.uk, or come into a branch. And if you
day. change your mind at any time, just get in touch.
You'll find a comparison of our exchange rate for
certain currencies as a mark-up against the rate
published by the European Central Bank in the
Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-card-
abroad/ This is updated twice a day. This may help
you to decide whether you want to accept the

For a Braille, large print or audio version of your statement call

0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 4 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
 Statement date 05 May 2023
Last statement 05 Apr 2023
Barclays Bank
Account
06 Apr - 05 May 2023
Mrs Andrielly DA Silva Ribeiro
• Sort Code 20-25-30
• Account no. 80731897
• SWIFTBIC BUKBGB22
• IBAN GB17 BUKB 2025 3080 7318 97

MRS ANDRIELLY DA SILVA RIBEIRO

FLAT 12 SPIRE VIEW At a glance
121 PAYNES ROAD
SOUTHAMPTON Start balance -£0.65
UNITED KINGDOM
SO15 3NY Money in £879.56
Money out £867.20
End balance £11.71

NOTICEBOARD
Your Barclays Bank Account statement Your deposit is eligible for
protection by the Financial
Services Compensation Scheme.
Current account statement

Your transactions
Bank Giro Contactless Debit Card Direct Debit Online
Other

Date Description Money out Money in Balance

06 Apr Start balance -0.65

06 Apr Bill Payment to Andrielly Ribeiro 3.00

Ref: EE

Bill Payment to Andrielly Ribeiro 27.00

Ref: EE

Received From Andrielly DA Ribei 30.57

Ref: DA Ribeiro Andriel

Received From Talita de Oliveira 49.00 48.92

Ref: Sent From Revolut

11 Apr Card Payment to Klarna On 06 Apr 13.50

Card Payment to EE Topup Vesta 27.00

On 06 Apr

Card Payment to Manor Service Stn 7.60

On 06 Apr

Received From Talita de Oliveira 107.00 107.82

Ref: Happy Easter

12 Apr Card Payment to Kiko On 11 Apr 22.58

Card Payment to Sainsburys S/Mkts 45.78

On 11 Apr

Received From Talita de Oliveira 99.00 138.46

Ref: Happy Birthday

13 Apr Card Payment to Deliveroo On 12 16.23

Apr

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 20-25-30 • Account number 80731897

Your transactions
Date Description Money out Money in Balance
13 Apr Bill Payment to Marcos DA Silva 20.00 102.23
Ref: Pay

14 Apr Card Payment to Ubr* 4.99 97.24

Pending.Uber. On 13 Apr

17 Apr Card Payment to Klarna On 16 Apr 20.11

Card Payment to Klarna On 16 Apr 21.31

Card Payment to Kfc On 16 Apr 11.17

Card Payment to Sharkeys Sports 14.60

BA On 16 Apr

Bill Payment to Luan Ramos 25.46

Ref: Food

Received From Talita de Oliveira 107.00 111.59

Ref: Shopping

18 Apr Card Payment to Greggs PLC On 17 5.85

Apr

Card Payment to Shell Hampton 9.27

Park On 17 Apr

Card Payment to Lidl GB 35.95

Southampto On 17 Apr

Received From Walaffe Rodrigues 17.00 77.52

19 Apr Card Payment to Sharkeys Sports 34.61 42.91

BA On 18 Apr

20 Apr Card Payment to Sainsburys S/Mkts 9.10 33.81

On 19 Apr

21 Apr Card Payment to Clearpay On 21 28.75

Apr

Card Payment to Lidl GB 3.25

Southampto On 20 Apr

Card Payment to Starbucks On 20 4.55

Apr

Card Payment to Subway 19337 8.48

South On 20 Apr

Card Payment to Shell Hampton 16.53

Park On 20 Apr

Bill Payment From Ramos L 29.00 1.25

Ref: Pay

26 Apr Direct Debit to Apf/Lxm-Lexhamins 37.38

Ref: Xlexhamins00190567
This Is A New Direct Debit Payment

Bill Payment From Ramos L 37.00 0.87

Ref: Pay

27 Apr Direct Debit to The Gym Ltd 19.99

Ref: 1003480B-The-Gym
This Is A New Direct Debit Payment

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 2 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-25-30 • Account number 80731897

Your transactions
Date Description Money out Money in Balance
27 Apr The Gym Ltd 19.99 0.87
Ref: 1003480B-The-Gym
Unpaid Direct Debit

02 May Card Payment to Uber* Trip On 01 4.94

May

Card Payment to Klarna On 29 Apr 19.18

Card Payment to Martinscosta 100.00

Immig On 30 Apr

Card Payment to 11.36

Texqueensways/Stn On 29 Apr

Bill Payment to Andrielly DA Silva 50.00

Ref: Pay

Bill Payment to Andrielly DA Silva 80.00

Ref: Pay

Received From Talita de Oliveira 162.00

Ref: Sent From Revolut

Received From Talita de Oliveira 191.00 88.39

Ref: Water

03 May Bill Payment to Lucimar Vieira DA 100.00

Ref: Hair

Received From Luan DA Silva Ramo 12.00 0.39

Ref: Pay

04 May Received From Luan DA Silva Ramo 10.00 10.39

Ref: Pay

05 May Bill Payment to Marcos Paulo Silva 7.68

Ref: Pay

Received From Luan DA Silva Ramo 9.00 11.71

Ref: Pay

5 May End balance 11.71

u Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see

the next page for how to get in touch with us.

Credit interest rates

This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 3
Sort code 20-25-30 • Account number 80731897

How it works Get in touch

u Our main number
conversion rate offered by the retailer or ATM provider
Dispute Resolution
or accept our rate. 0345 7 345 345
If you have a problem with your agreement, please Open 24/7 including
try to resolve it with us in the first instance. If you Transferring money between countries holidays
are not happy with the way in which we handled
If you need to transfer money between countries, you u From
your complaint or the result, you may be able to
may be asked for your SWIFTBIC (Bank Identification
abroad
complain to the Financial Ombudsman Service. If +44 2476 842 100
Code) and IBAN (International Bank Account
you do not take up your problem with us first you Open 24/7 including holidays
Number). These are on the front of your statement
will not be entitled to complain to the Ombudsman.
and you’ll need them so that international banks can u Write
We can provide details of how to contact the to us
identify your account correctly. Full details are on:
Ombudsman. Barclays, Leicester LE87 2BB
business.barclays.co.uk/bb/iban
u Find a branch
How we pay interest
Important information about barclays.co.uk/branch-fi
If your account pays interest and is in credit, we work nder/
compensation arrangements
out your interest on the balance of your account at the
0800 400 100
We are covered by the Financial Services close of business every day. Interest is calculated on
Open 24/7 including holidays
Compensation Scheme (FSCS). The FSCS can pay the statement balance or the cleared balance,
compensation to depositors if a bank is unable to depending on the type of account you have. Where u Your home branch
meet its financial obligations. Most depositors – credit interest rate(s) are shown on your statement, ONLINE AO 5
including most individuals and businesses – are these are current at the time of printing the statement
covered by the scheme. We will issue the FSCS and may have changed during the statement period. u Online banking help
information sheet and exclusions list which set out Unless we say otherwise, any interest rates we show 0345 600 2323
in detail what is, and is not, covered by the FSCS, are gross annual rates. Open 24/7 including holidays
once a calendar year usually with your account If you are a UK taxpayer you may have to pay tax on
statement. interest earned in excess of your Personal Savings u Lost and stolen cards
For further information about the compensation Allowance (with the exception of interest earned on 0800 400 100 (or +44
ISAs, which continue to be free from UK tax for eligible 2476 842 099 from
provided by the FSCS, refer to the FSCS website at
customers). For information and guidance please refer
www.FSCS.org.uk. abroad)
to HMRC’s website Open 24/7 including holidays
www.gov.uk/hmrc/savingsallowance.
Using your Barclays debit card - what The management of your tax affairs is your Tell us straight away if:
costs and what doesn’t responsibility, including making any required – you do not receive a
declarations to HMRC. Barclays card you were
If you use your debit card in the UK Barclays will not
expecting
charge you for using your debit card in the UK when If you use your overdraft Facility – any of your cards are lost,
making purchases, making a cash withdrawal, or
If your account is overdrawn, and you don’t pay off stolen or damaged
when buying travellers’ cheques or foreign currency. A
the full amount you owe, any credits paid into your – you think someone else may
small number of ATM providers may charge a
account will reduce any balance in excess of your know your PIN.
transaction fee but they should tell you about this
on-screen before you commit to any transaction. arranged overdraft facility first, and then your
payments will go towards repayment of your Call charges will apply
If you use your debit card abroad or make a debit overdraft. (please check with your
card payment in a foreign currency (either abroad or service provider). We may
in the UK) we'll charge you a 2.99% Non-Sterling To help you understand the charges associated with monitor or record calls for
Transaction Fee when making purchases, making a using your arranged overdraft, you can visit quality, security, and
cash withdrawal, or when being refunded. This fee Barclays.co.uk/youroverdraft or ask for a copy of ‘Our training.
also applies whenever you do not pay in sterling, for Bank charges explained’ in branch. You can also tailor
example shopping online at a non-UK website. This the alerts you receive, which can help you stay in
rate does not apply to Travel Wallet transactions. control and on top of your finances.
As we explain in our customer terms, we calculate our
exchange rate using the reference exchange rate for Getting information from Barclays
the Visa card scheme. In most circumstances, Visa We send information to customers with their
converts transactions into sterling using the Visa statements about relevant new offers and products,
Exchange Rate on the day the transaction is and about how to get the best from their existing
authorised. However for a small number of Barclays accounts. If you don’t get these messages
transactions the conversion may happen on the day and you’d like to, or if you do and you’d rather you
the transaction is processed. As this may be a day or didn’t, you can call 0345 7 345 345, go to
two later, the exchange rate may be different on that barclays.co.uk, or come into a branch. And if you
day. change your mind at any time, just get in touch.
You'll find a comparison of our exchange rate for
certain currencies as a mark-up against the rate
published by the European Central Bank in the
Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-card-
abroad/ This is updated twice a day. This may help
you to decide whether you want to accept the

For a Braille, large print or audio version of your statement call

0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 4 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
 Statement date 05 Jun 2023
Last statement 05 May 2023
Barclays Bank
Account
06 May - 05 Jun 2023
Mrs Andrielly DA Silva Ribeiro
• Sort Code 20-25-30
• Account no. 80731897
• SWIFTBIC BUKBGB22
• IBAN GB17 BUKB 2025 3080 7318 97

MRS ANDRIELLY DA SILVA RIBEIRO

561 PORTSWOOD ROAD At a glance
SOUTHAMPTON
SO17 3SA Start balance £11.71
Money in £1,613.47
Money out £1,424.48
End balance £200.70

NOTICEBOARD
Your Barclays Bank Account statement Your deposit is eligible for
protection by the Financial
Services Compensation Scheme.
Current account statement

Your transactions
Bank Giro Contactless Debit Card Direct Debit Online
Other

Date Description Money out Money in Balance

06 May Start balance 11.71

09 May Direct Debit to The Gym Ltd 34.99

Ref: 1003480B-The-Gym

Card Payment to Deliveroo On 06 13.02

May

Card Payment to Klarna On 06 May 13.50

Card Payment to EE Topup Vesta 27.00

On 07 May

Card Payment to Clearpay On 06 28.75

May

Card Payment to Manor Service Stn 9.35

On 07 May

Card Payment to 9.72

Texqueensways/Stn On 05 May

Card Payment to Sainsburys S/Mkts 22.66

On 05 May

Card Purchase Apple.Com/Bill 2.12

Ireland On 07 May

Tech Pck Fee Ref 9201364875 12.63

Bill Payment to Andrielly Ribeiro 32.00

Ref: EE

Bill Payment to Marcos DA Silva 130.00

Ref: Pay

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 20-25-30 • Account number 80731897

Your transactions
Date Description Money out Money in Balance
09 May Received From Luan DA Silva Ramo 9.00
Ref: Pay

Received From Talita de Oliveira 12.00

Received From Andrielly DA Ribei 27.37

Ref: DA Ribeiro Andriel

Received From Luan DA Silva Ramo 37.00

Ref: Pau

Received From Talita de Oliveira 90.00

Received From Talita de Oliveira 188.00 39.34

Ref: Shopping

10 May Card Payment to Shell Hampton 7.71

Park On 09 May

Bill Payment to Luan Ramos 49.00

Ref: Pay

Received From Talita de Oliveira 144.50 127.13

Ref: Sent From Revolut

11 May Card Payment to Zara Southampton 79.07

On 10 May

Bill Payment to Marcos DA Silva 5.50 42.56

Ref: Pay

12 May Card Payment to Primark On 10 2.50

May

Card Payment to Buddha Lounge & 6.00 34.06

FU On 11 May

15 May Bill Payment to Marcos DA Silva 12.00

Ref: Pay

Received From Talita de Oliveira 45.00

Ref: Sent From Revolut

Received From Andrielly DA Silva 59.00 126.06

16 May Card Payment to Brasileiro On 15 2.80

May

Card Payment to Brasileiro On 15 8.00

May

Card Payment to Boots,0910 On 15 50.24

May

Bill Payment to Luan Ramos 5.00

Ref: Pay

Bill Payment to Luan Ramos 6.00 54.02

Ref: Pay

17 May Card Payment to Primark On 15 20.00 34.02

May

18 May Received From Talita de Oliveira 65.00 99.02

Ref: Sent From Revolut

19 May Card Payment to Klarna On 18 May 12.59

Card Payment to Klarna On 18 May 20.11

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 2 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-25-30 • Account number 80731897

Your transactions
Date Description Money out Money in Balance
19 May Card Payment to Manor Service Stn 4.01
On 17 May

Card Payment to Starbucks On 18 10.35 51.96

May

22 May Card Payment to 8.13

Texqueensways/Stn On 20 May

Bill Payment From Ramos L 67.00 110.83

Ref: Pay

23 May Card Payment to Deliveroo On 21 12.47

May

Card Payment to Brasileiro On 22 11.00

May

Bill Payment to Luan Ramos 50.00

Ref: Pay

Bill Payment to K Rezende 65.00

Ref: Phone

Received From Luan DA Silva Ramo 10.00

Ref: Pay

Received From Talita de Oliveira 54.00 36.36

Ref: Sent From Revolut

24 May Card Payment to 6.01

Texqueensways/Stn On 23 May

Received From Luan DA Silva Ramo 10.00 40.35

Ref: Pay

26 May Direct Debit to Apf/Lxm-Lexhamins 66.82

Ref: Xlexhamins00190567

Card Payment to Woolston FS1037 7.17

On 24 May

Card Payment to 7.74

Texqueensways/Stn On 25 May

Bill Payment to Luan DA Silva Ramo 43.00

Ref: Pay

Received From Talita de Oliveira 242.00

Ref: Sent From Revolut

Bill Payment From Ramos L 28.00 185.62

Ref: Pay

30 May Direct Debit to The Gym Ltd 19.99

Ref: 1003480B-The-Gym

Card Payment to 2.00

Www.Stablepizza.Co On 28 May

Card Payment to 5.50

Www.Stablepizza.Co On 28 May

Card Payment to 5.95

Www.Stablepizza.Co On 28 May

Card Payment to Klarna On 26 May 19.19

Card Payment to Kokoro 1.15

Southampton On 27 May

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 3
Sort code 20-25-30 • Account number 80731897

Your transactions
Date Description Money out Money in Balance
30 May Card Payment to Nata & Co On 28 5.80
May

Card Payment to Primark On 27 17.00

May

Card Payment to Historical Wales C 27.95

On 29 May

Card Payment to Phone R US 40.00

Limited On 26 May

Card Payment to Primark On 26 92.00

May

Bill Payment to Luan Ramos 5.00

Ref: Pay

Bill Payment to Luan Ramos 5.00

Ref: Pay

Received From Andrielly DA Ribei 27.60

Ref: DA Ribeiro Andriel

Received From Talita de Oliveira 30.00

Ref: Sent From Revolut

Bill Payment From Ramos L 16.00 12.69

Ref: Pay

01 Jun Card Payment to Shell Hampton 6.45

Park On 31 May

Tech Pck Fee Ref 9201364875 14.50

Bill Payment to Luan Ramos 48.00

Ref: Pay

Received From Marcos DA Silva 10.00

Ref: Andrielly DA Silva

Received From Talita de Oliveira 118.00 71.74

Ref: Sent From Revolut

02 Jun Card Payment to Clearpay On 01 28.74

Jun

Card Payment to Shell Hampton 9.99

Park On 01 Jun

Card Payment to Mexigo On 01 Jun 30.80

Received From Luan DA Silva Ramo 6.00 8.21

Ref: Pay

05 Jun Card Payment to Klarna On 04 Jun 26.16

Card Payment to Next - Vict Secret 91.95

On 04 Jun

Card Payment to Shell Hampton 7.40

Park On 02 Jun

Received From Talita de Oliveira 18.00

Ref: Sent From Revolut

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 4 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-25-30 • Account number 80731897

Your transactions
Date Description Money out Money in Balance
05 Jun Received From Talita de Oliveira 300.00 200.70
Ref: Sent From Revolut

5 Jun End balance 200.70

u Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see

the next page for how to get in touch with us.

Credit interest rates

This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 5
Sort code 20-25-30 • Account number 80731897

How it works Get in touch

u Our main number
conversion rate offered by the retailer or ATM provider
Dispute Resolution
or accept our rate. 0345 7 345 345
If you have a problem with your agreement, please Open 24/7 including
try to resolve it with us in the first instance. If you Transferring money between countries holidays
are not happy with the way in which we handled
If you need to transfer money between countries, you u From
your complaint or the result, you may be able to
may be asked for your SWIFTBIC (Bank Identification
abroad
complain to the Financial Ombudsman Service. If +44 2476 842 100
Code) and IBAN (International Bank Account
you do not take up your problem with us first you Open 24/7 including holidays
Number). These are on the front of your statement
will not be entitled to complain to the Ombudsman.
and you’ll need them so that international banks can u Write
We can provide details of how to contact the to us
identify your account correctly. Full details are on:
Ombudsman. Barclays, Leicester LE87 2BB
business.barclays.co.uk/bb/iban
u Find a branch
How we pay interest
Important information about barclays.co.uk/branch-fi
If your account pays interest and is in credit, we work nder/
compensation arrangements
out your interest on the balance of your account at the
0800 400 100
We are covered by the Financial Services close of business every day. Interest is calculated on
Open 24/7 including holidays
Compensation Scheme (FSCS). The FSCS can pay the statement balance or the cleared balance,
compensation to depositors if a bank is unable to depending on the type of account you have. Where u Your home branch
meet its financial obligations. Most depositors – credit interest rate(s) are shown on your statement, ONLINE AO 5
including most individuals and businesses – are these are current at the time of printing the statement
covered by the scheme. We will issue the FSCS and may have changed during the statement period. u Online banking help
information sheet and exclusions list which set out Unless we say otherwise, any interest rates we show 0345 600 2323
in detail what is, and is not, covered by the FSCS, are gross annual rates. Open 24/7 including holidays
once a calendar year usually with your account If you are a UK taxpayer you may have to pay tax on
statement. interest earned in excess of your Personal Savings u Lost and stolen cards
For further information about the compensation Allowance (with the exception of interest earned on 0800 400 100 (or +44
ISAs, which continue to be free from UK tax for eligible 2476 842 099 from
provided by the FSCS, refer to the FSCS website at
customers). For information and guidance please refer
www.FSCS.org.uk. abroad)
to HMRC’s website Open 24/7 including holidays
www.gov.uk/hmrc/savingsallowance.
Using your Barclays debit card - what The management of your tax affairs is your Tell us straight away if:
costs and what doesn’t responsibility, including making any required – you do not receive a
declarations to HMRC. Barclays card you were
If you use your debit card in the UK Barclays will not
expecting
charge you for using your debit card in the UK when If you use your overdraft Facility – any of your cards are lost,
making purchases, making a cash withdrawal, or
If your account is overdrawn, and you don’t pay off stolen or damaged
when buying travellers’ cheques or foreign currency. A
the full amount you owe, any credits paid into your – you think someone else may
small number of ATM providers may charge a
account will reduce any balance in excess of your know your PIN.
transaction fee but they should tell you about this
on-screen before you commit to any transaction. arranged overdraft facility first, and then your
payments will go towards repayment of your Call charges will apply
If you use your debit card abroad or make a debit overdraft. (please check with your
card payment in a foreign currency (either abroad or service provider). We may
in the UK) we'll charge you a 2.99% Non-Sterling To help you understand the charges associated with monitor or record calls for
Transaction Fee when making purchases, making a using your arranged overdraft, you can visit quality, security, and
cash withdrawal, or when being refunded. This fee Barclays.co.uk/youroverdraft or ask for a copy of ‘Our training.
also applies whenever you do not pay in sterling, for Bank charges explained’ in branch. You can also tailor
example shopping online at a non-UK website. This the alerts you receive, which can help you stay in
rate does not apply to Travel Wallet transactions. control and on top of your finances.
As we explain in our customer terms, we calculate our
exchange rate using the reference exchange rate for Getting information from Barclays
the Visa card scheme. In most circumstances, Visa We send information to customers with their
converts transactions into sterling using the Visa statements about relevant new offers and products,
Exchange Rate on the day the transaction is and about how to get the best from their existing
authorised. However for a small number of Barclays accounts. If you don’t get these messages
transactions the conversion may happen on the day and you’d like to, or if you do and you’d rather you
the transaction is processed. As this may be a day or didn’t, you can call 0345 7 345 345, go to
two later, the exchange rate may be different on that barclays.co.uk, or come into a branch. And if you
day. change your mind at any time, just get in touch.
You'll find a comparison of our exchange rate for
certain currencies as a mark-up against the rate
published by the European Central Bank in the
Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-card-
abroad/ This is updated twice a day. This may help
you to decide whether you want to accept the

For a Braille, large print or audio version of your statement call

0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 6 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
 Statement date 05 Jul 2023
Last statement 05 Jun 2023
Barclays Bank
Account
06 Jun - 05 Jul 2023
Mrs Andrielly DA Silva Ribeiro
• Sort Code 20-25-30
• Account no. 80731897
• SWIFTBIC BUKBGB22
• IBAN GB17 BUKB 2025 3080 7318 97

MRS ANDRIELLY DA SILVA RIBEIRO

561 PORTSWOOD ROAD At a glance
SOUTHAMPTON
SO17 3SA Start balance £200.70
Money in £789.85
Money out £1,004.25
End balance -£13.70

NOTICEBOARD
Your Barclays Bank Account statement Your deposit is eligible for
protection by the Financial
Services Compensation Scheme.
Current account statement

Your transactions
Bank Giro Contactless Debit Card Online Other

Date Description Money out Money in Balance

06 Jun Start balance 200.70

06 Jun Card Payment to Amznmktplace On 21.61

05 Jun

Card Payment to EE Topup Vesta 27.00

On 05 Jun

Card Payment to Shell Hampton 16.41

Park On 05 Jun

Card Payment to Central 20.00

Convenient On 05 Jun

Card Payment to Sainsburys S/Mkts 28.00 87.68

On 05 Jun

07 Jun Card Payment to 7.04 80.64

Texqueensways/Stn On 06 Jun

08 Jun Card Payment to Primark On 06 Jun 27.00

Bill Payment to Luan Ramos 80.00

Ref: Pay

Received From Talita de Oliveira 97.00 70.64

Ref: Sent From Revolut

09 Jun Card Payment to 3.04

Texqueensways/Stn On 08 Jun

Card Payment to Sainsburys S/Mkts 8.15

On 08 Jun

Card Payment to Shell Hampton 9.01

Park On 08 Jun

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 20-25-30 • Account number 80731897

Your transactions
Date Description Money out Money in Balance
09 Jun Card Payment to Brasileiro On 08 13.60
Jun

Card Payment to Primark On 07 Jun 32.00 4.84

12 Jun Card Payment to Klarna On 10 Jun 6.66

Card Payment to 3.44

Texqueensways/Stn On 09 Jun

Card Payment to Mfg Northam On 7.07

11 Jun

Card Payment to Manor Service Stn 7.69

On 10 Jun

Bill Payment to Mrs Andrielly DA S 46.93

Ref: 4929125334356008

Bill Payment to Luan DA Silva Ramo 200.00

Ref: Pay

Received From Luan DA Silva Ramo 7.00

Ref: Pay

Received From Luan DA Silva Ramo 7.00

Ref: Pay

Received From Luan DA Silva Ramo 10.00

Ref: P

Received From Luan DA Silva Ramo 40.00

Ref: Pay

Received From Talita de Oliveira 344.00 141.05

Ref: Sent From Revolut

13 Jun Card Payment to Brasileiro On 12 15.08

Jun

Card Payment to Klarna On 12 Jun 24.80

Bill Payment to Andrielly Ribeiro 10.00 91.17

Ref: EE

14 Jun Bill Payment to Luan DA Silva Ramo 12.00

Ref: Pay

Refund From Klarna On 18 May 0.33 79.50

15 Jun Card Payment to Nis Convenience 13.98

St On 14 Jun

Received From Talita de Oliveira 36.00 101.52

Ref: Sent From Revolut

16 Jun Card Payment to Deliveroo On 15 25.17

Jun

Received From Marcos DA Silva 100.00 176.35

Ref: Andrielly DA Silva

19 Jun Card Payment to M&B Online On 18 4.90

Jun

Card Payment to M&B Online On 18 4.90

Jun

Card Payment to M&B Online On 18 14.05

Jun

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 2 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-25-30 • Account number 80731897

Your transactions
Date Description Money out Money in Balance
19 Jun Card Payment to Sumup *Southsea 1.50
CA On 16 Jun

Card Payment to Shell Hampton 4.10

Park On 17 Jun

Card Payment to Shell Hampton 5.31

Park On 17 Jun

Card Payment to Gunwharf Quays 6.00

On 16 Jun

Card Payment to Brasileiro On 17 11.00

Jun

Card Payment to Kfc On 18 Jun 12.97

Card Payment to Claire's Accessori 14.00

On 17 Jun

Card Payment to Spitfire On 18 Jun 15.90

Card Payment to Superdrug Stores 19.12

P On 17 Jun

Card Payment to Lindt Portsmouth 34.13

On 16 Jun

Bill Payment to Luan Ramos 5.00

Ref: Pay

Bill Payment to Andrielly DA Silva 8.00

Ref: Pay

Bill Payment to Marcos DA Silva 30.00

Ref: Pay

Received From Talita de Oliveira 46.00 31.47

Ref: Sent From Revolut

20 Jun Card Payment to Deliveroo On 19 12.19

Jun

Bill Payment to Beatriz Almeida AL 25.00

Ref: Thank You

Received From Andrielly DA Ribei 2.52

Ref: DA Ribeiro Andriel

Received From Marcos DA Silva 100.00 96.80

Ref: Andrielly DA Silva

26 Jun Bill Payment to Marcos Paulo Silva 96.00 0.80

Ref: Pay

03 Jul Tech Pck Fee Ref 9201364875 14.50 -13.70

5 Jul End balance -13.70

u Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see

the next page for how to get in touch with us.

Credit interest rates

This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 3
Sort code 20-25-30 • Account number 80731897

How it works Get in touch

u Our main number
conversion rate offered by the retailer or ATM provider
Dispute Resolution
or accept our rate. 0345 7 345 345
If you have a problem with your agreement, please Open 24/7 including
try to resolve it with us in the first instance. If you Transferring money between countries holidays
are not happy with the way in which we handled
If you need to transfer money between countries, you u From
your complaint or the result, you may be able to
may be asked for your SWIFTBIC (Bank Identification
abroad
complain to the Financial Ombudsman Service. If +44 2476 842 100
Code) and IBAN (International Bank Account
you do not take up your problem with us first you Open 24/7 including holidays
Number). These are on the front of your statement
will not be entitled to complain to the Ombudsman.
and you’ll need them so that international banks can u Write
We can provide details of how to contact the to us
identify your account correctly. Full details are on:
Ombudsman. Barclays, Leicester LE87 2BB
business.barclays.co.uk/bb/iban
u Find a branch
How we pay interest
Important information about barclays.co.uk/branch-fi
If your account pays interest and is in credit, we work nder/
compensation arrangements
out your interest on the balance of your account at the
0800 400 100
We are covered by the Financial Services close of business every day. Interest is calculated on
Open 24/7 including holidays
Compensation Scheme (FSCS). The FSCS can pay the statement balance or the cleared balance,
compensation to depositors if a bank is unable to depending on the type of account you have. Where u Your home branch
meet its financial obligations. Most depositors – credit interest rate(s) are shown on your statement, ONLINE AO 5
including most individuals and businesses – are these are current at the time of printing the statement
covered by the scheme. We will issue the FSCS and may have changed during the statement period. u Online banking help
information sheet and exclusions list which set out Unless we say otherwise, any interest rates we show 0345 600 2323
in detail what is, and is not, covered by the FSCS, are gross annual rates. Open 24/7 including holidays
once a calendar year usually with your account If you are a UK taxpayer you may have to pay tax on
statement. interest earned in excess of your Personal Savings u Lost and stolen cards
For further information about the compensation Allowance (with the exception of interest earned on 0800 400 100 (or +44
ISAs, which continue to be free from UK tax for eligible 2476 842 099 from
provided by the FSCS, refer to the FSCS website at
customers). For information and guidance please refer
www.FSCS.org.uk. abroad)
to HMRC’s website Open 24/7 including holidays
www.gov.uk/hmrc/savingsallowance.
Using your Barclays debit card - what The management of your tax affairs is your Tell us straight away if:
costs and what doesn’t responsibility, including making any required – you do not receive a
declarations to HMRC. Barclays card you were
If you use your debit card in the UK Barclays will not
expecting
charge you for using your debit card in the UK when If you use your overdraft Facility – any of your cards are lost,
making purchases, making a cash withdrawal, or
If your account is overdrawn, and you don’t pay off stolen or damaged
when buying travellers’ cheques or foreign currency. A
the full amount you owe, any credits paid into your – you think someone else may
small number of ATM providers may charge a
account will reduce any balance in excess of your know your PIN.
transaction fee but they should tell you about this
on-screen before you commit to any transaction. arranged overdraft facility first, and then your
payments will go towards repayment of your Call charges will apply
If you use your debit card abroad or make a debit overdraft. (please check with your
card payment in a foreign currency (either abroad or service provider). We may
in the UK) we'll charge you a 2.99% Non-Sterling To help you understand the charges associated with monitor or record calls for
Transaction Fee when making purchases, making a using your arranged overdraft, you can visit quality, security, and
cash withdrawal, or when being refunded. This fee Barclays.co.uk/youroverdraft or ask for a copy of ‘Our training.
also applies whenever you do not pay in sterling, for Bank charges explained’ in branch. You can also tailor
example shopping online at a non-UK website. This the alerts you receive, which can help you stay in
rate does not apply to Travel Wallet transactions. control and on top of your finances.
As we explain in our customer terms, we calculate our
exchange rate using the reference exchange rate for Getting information from Barclays
the Visa card scheme. In most circumstances, Visa We send information to customers with their
converts transactions into sterling using the Visa statements about relevant new offers and products,
Exchange Rate on the day the transaction is and about how to get the best from their existing
authorised. However for a small number of Barclays accounts. If you don’t get these messages
transactions the conversion may happen on the day and you’d like to, or if you do and you’d rather you
the transaction is processed. As this may be a day or didn’t, you can call 0345 7 345 345, go to
two later, the exchange rate may be different on that barclays.co.uk, or come into a branch. And if you
day. change your mind at any time, just get in touch.
You'll find a comparison of our exchange rate for
certain currencies as a mark-up against the rate
published by the European Central Bank in the
Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-card-
abroad/ This is updated twice a day. This may help
you to decide whether you want to accept the

For a Braille, large print or audio version of your statement call

0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 4 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
 Statement date 04 Aug 2023
Last statement 05 Jul 2023
Barclays Bank
Account
06 Jul - 04 Aug 2023
Mrs Andrielly DA Silva Ribeiro
• Sort Code 20-25-30
• Account no. 80731897
• SWIFTBIC BUKBGB22
• IBAN GB17 BUKB 2025 3080 7318 97

MRS ANDRIELLY DA SILVA RIBEIRO

561 PORTSWOOD ROAD At a glance
SOUTHAMPTON
SO17 3SA Start balance -£13.70
Money in £63.00
Money out £49.43
End balance -£0.13

NOTICEBOARD
Your Barclays Bank Account statement Your deposit is eligible for
protection by the Financial
Services Compensation Scheme.
Current account statement

Your transactions
Bank Giro Debit Card Online Other

Date Description Money out Money in Balance

06 Jul Start balance -13.70

25 Jul Bill Payment to Mrs Andrielly DA S 19.94

Ref: 4929125334356008

Received From Luan DA Silva Ramo 34.00 0.36

Ref: Pay

28 Jul Bill Payment to Marcos DA Silva 5.00

Ref: Pay

Received From Marcos DA Silva 5.00

Ref: Andrielly DA Silva

Received From Marcos DA Silva 10.00 10.36

Ref: Andrielly DA Silva

31 Jul Card Purchase Apple.Com/Bill 9.99 0.37

Ireland On 29 Jul

01 Aug Tech Pck Fee Ref 9201364875 14.50 -14.13

03 Aug Received From Marcos DA Silva 14.00 -0.13

Ref: Andrielly DA Silva

4 Aug End balance -0.13

u Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see

the next page for how to get in touch with us.

Credit interest rates

This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 20-25-30 • Account number 80731897

How it works Get in touch

u Our main number
conversion rate offered by the retailer or ATM provider
Dispute Resolution
or accept our rate. 0345 7 345 345
If you have a problem with your agreement, please Open 24/7 including
try to resolve it with us in the first instance. If you Transferring money between countries holidays
are not happy with the way in which we handled
If you need to transfer money between countries, you u From
your complaint or the result, you may be able to
may be asked for your SWIFTBIC (Bank Identification
abroad
complain to the Financial Ombudsman Service. If +44 2476 842 100
Code) and IBAN (International Bank Account
you do not take up your problem with us first you Open 24/7 including holidays
Number). These are on the front of your statement
will not be entitled to complain to the Ombudsman.
and you’ll need them so that international banks can u Write
We can provide details of how to contact the to us
identify your account correctly. Full details are on:
Ombudsman. Barclays, Leicester LE87 2BB
business.barclays.co.uk/bb/iban
u Find a branch
How we pay interest
Important information about barclays.co.uk/branch-fi
If your account pays interest and is in credit, we work nder/
compensation arrangements
out your interest on the balance of your account at the
0800 400 100
We are covered by the Financial Services close of business every day. Interest is calculated on
Open 24/7 including holidays
Compensation Scheme (FSCS). The FSCS can pay the statement balance or the cleared balance,
compensation to depositors if a bank is unable to depending on the type of account you have. Where u Your home branch
meet its financial obligations. Most depositors – credit interest rate(s) are shown on your statement, ONLINE AO 5
including most individuals and businesses – are these are current at the time of printing the statement
covered by the scheme. We will issue the FSCS and may have changed during the statement period. u Online banking help
information sheet and exclusions list which set out Unless we say otherwise, any interest rates we show 0345 600 2323
in detail what is, and is not, covered by the FSCS, are gross annual rates. Open 24/7 including holidays
once a calendar year usually with your account If you are a UK taxpayer you may have to pay tax on
statement. interest earned in excess of your Personal Savings u Lost and stolen cards
For further information about the compensation Allowance (with the exception of interest earned on 0800 400 100 (or +44
ISAs, which continue to be free from UK tax for eligible 2476 842 099 from
provided by the FSCS, refer to the FSCS website at
customers). For information and guidance please refer
www.FSCS.org.uk. abroad)
to HMRC’s website Open 24/7 including holidays
www.gov.uk/hmrc/savingsallowance.
Using your Barclays debit card - what The management of your tax affairs is your Tell us straight away if:
costs and what doesn’t responsibility, including making any required – you do not receive a
declarations to HMRC. Barclays card you were
If you use your debit card in the UK Barclays will not
expecting
charge you for using your debit card in the UK when If you use your overdraft Facility – any of your cards are lost,
making purchases, making a cash withdrawal, or
If your account is overdrawn, and you don’t pay off stolen or damaged
when buying travellers’ cheques or foreign currency. A
the full amount you owe, any credits paid into your – you think someone else may
small number of ATM providers may charge a
account will reduce any balance in excess of your know your PIN.
transaction fee but they should tell you about this
on-screen before you commit to any transaction. arranged overdraft facility first, and then your
payments will go towards repayment of your Call charges will apply
If you use your debit card abroad or make a debit overdraft. (please check with your
card payment in a foreign currency (either abroad or service provider). We may
in the UK) we'll charge you a 2.99% Non-Sterling To help you understand the charges associated with monitor or record calls for
Transaction Fee when making purchases, making a using your arranged overdraft, you can visit quality, security, and
cash withdrawal, or when being refunded. This fee Barclays.co.uk/youroverdraft or ask for a copy of ‘Our training.
also applies whenever you do not pay in sterling, for Bank charges explained’ in branch. You can also tailor
example shopping online at a non-UK website. This the alerts you receive, which can help you stay in
rate does not apply to Travel Wallet transactions. control and on top of your finances.
As we explain in our customer terms, we calculate our
exchange rate using the reference exchange rate for Getting information from Barclays
the Visa card scheme. In most circumstances, Visa We send information to customers with their
converts transactions into sterling using the Visa statements about relevant new offers and products,
Exchange Rate on the day the transaction is and about how to get the best from their existing
authorised. However for a small number of Barclays accounts. If you don’t get these messages
transactions the conversion may happen on the day and you’d like to, or if you do and you’d rather you
the transaction is processed. As this may be a day or didn’t, you can call 0345 7 345 345, go to
two later, the exchange rate may be different on that barclays.co.uk, or come into a branch. And if you
day. change your mind at any time, just get in touch.
You'll find a comparison of our exchange rate for
certain currencies as a mark-up against the rate
published by the European Central Bank in the
Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-card-
abroad/ This is updated twice a day. This may help
you to decide whether you want to accept the

For a Braille, large print or audio version of your statement call

0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 2 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
 Statement date 05 Sep 2023
Last statement 04 Aug 2023
Barclays Bank
Account
05 Aug - 05 Sep 2023
Mrs Andrielly DA Silva Ribeiro
• Sort Code 20-25-30
• Account no. 80731897
• SWIFTBIC BUKBGB22
• IBAN GB17 BUKB 2025 3080 7318 97

MRS ANDRIELLY DA SILVA RIBEIRO

561 PORTSWOOD ROAD At a glance
SOUTHAMPTON
SO17 3SA Start balance -£0.13
Money in £31.00
Money out £29.48
End balance £1.39

NOTICEBOARD
Your Barclays Bank Account statement Your deposit is eligible for
protection by the Financial
Services Compensation Scheme.
Current account statement

Your transactions
Bank Giro Debit Card Other

Date Description Money out Money in Balance

05 Aug Start balance -0.13

23 Aug Received From Marcos DA Silva 6.00 5.87

Ref: Andrielly DA Silva

24 Aug Card Purchase Apple.Com/Bill 4.99 0.88

Ireland On 23 Aug

01 Sep Tech Pck Fee Ref 9201364875 14.50 -13.62

04 Sep Card Payment to Apple.Com/Bill 9.99

Ireland On 03 Sep

Received From Marcos DA Silva 25.00 1.39

Ref: Andrielly DA Silva

5 Sep End balance 1.39

u Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see

the next page for how to get in touch with us.

Credit interest rates

This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 20-25-30 • Account number 80731897

How it works Get in touch

u Our main number
conversion rate offered by the retailer or ATM provider
Dispute Resolution
or accept our rate. 0345 7 345 345
If you have a problem with your agreement, please Open 24/7 including
try to resolve it with us in the first instance. If you Transferring money between countries holidays
are not happy with the way in which we handled
If you need to transfer money between countries, you u From
your complaint or the result, you may be able to
may be asked for your SWIFTBIC (Bank Identification
abroad
complain to the Financial Ombudsman Service. If +44 2476 842 100
Code) and IBAN (International Bank Account
you do not take up your problem with us first you Open 24/7 including holidays
Number). These are on the front of your statement
will not be entitled to complain to the Ombudsman.
and you’ll need them so that international banks can u Write
We can provide details of how to contact the to us
identify your account correctly. Full details are on:
Ombudsman. Barclays, Leicester LE87 2BB
business.barclays.co.uk/bb/iban
u Find a branch
How we pay interest
Important information about barclays.co.uk/branch-fi
If your account pays interest and is in credit, we work nder/
compensation arrangements
out your interest on the balance of your account at the
0800 400 100
We are covered by the Financial Services close of business every day. Interest is calculated on
Open 24/7 including holidays
Compensation Scheme (FSCS). The FSCS can pay the statement balance or the cleared balance,
compensation to depositors if a bank is unable to depending on the type of account you have. Where u Your home branch
meet its financial obligations. Most depositors – credit interest rate(s) are shown on your statement, ONLINE AO 5
including most individuals and businesses – are these are current at the time of printing the statement
covered by the scheme. We will issue the FSCS and may have changed during the statement period. u Online banking help
information sheet and exclusions list which set out Unless we say otherwise, any interest rates we show 0345 600 2323
in detail what is, and is not, covered by the FSCS, are gross annual rates. Open 24/7 including holidays
once a calendar year usually with your account If you are a UK taxpayer you may have to pay tax on
statement. interest earned in excess of your Personal Savings u Lost and stolen cards
For further information about the compensation Allowance (with the exception of interest earned on 0800 400 100 (or +44
ISAs, which continue to be free from UK tax for eligible 2476 842 099 from
provided by the FSCS, refer to the FSCS website at
customers). For information and guidance please refer
www.FSCS.org.uk. abroad)
to HMRC’s website Open 24/7 including holidays
www.gov.uk/hmrc/savingsallowance.
Using your Barclays debit card - what The management of your tax affairs is your Tell us straight away if:
costs and what doesn’t responsibility, including making any required – you do not receive a
declarations to HMRC. Barclays card you were
If you use your debit card in the UK Barclays will not
expecting
charge you for using your debit card in the UK when If you use your overdraft Facility – any of your cards are lost,
making purchases, making a cash withdrawal, or
If your account is overdrawn, and you don’t pay off stolen or damaged
when buying travellers’ cheques or foreign currency. A
the full amount you owe, any credits paid into your – you think someone else may
small number of ATM providers may charge a
account will reduce any balance in excess of your know your PIN.
transaction fee but they should tell you about this
on-screen before you commit to any transaction. arranged overdraft facility first, and then your
payments will go towards repayment of your Call charges will apply
If you use your debit card abroad or make a debit overdraft. (please check with your
card payment in a foreign currency (either abroad or service provider). We may
in the UK) we'll charge you a 2.99% Non-Sterling To help you understand the charges associated with monitor or record calls for
Transaction Fee when making purchases, making a using your arranged overdraft, you can visit quality, security, and
cash withdrawal, or when being refunded. This fee Barclays.co.uk/youroverdraft or ask for a copy of ‘Our training.
also applies whenever you do not pay in sterling, for Bank charges explained’ in branch. You can also tailor
example shopping online at a non-UK website. This the alerts you receive, which can help you stay in
rate does not apply to Travel Wallet transactions. control and on top of your finances.
As we explain in our customer terms, we calculate our
exchange rate using the reference exchange rate for Getting information from Barclays
the Visa card scheme. In most circumstances, Visa We send information to customers with their
converts transactions into sterling using the Visa statements about relevant new offers and products,
Exchange Rate on the day the transaction is and about how to get the best from their existing
authorised. However for a small number of Barclays accounts. If you don’t get these messages
transactions the conversion may happen on the day and you’d like to, or if you do and you’d rather you
the transaction is processed. As this may be a day or didn’t, you can call 0345 7 345 345, go to
two later, the exchange rate may be different on that barclays.co.uk, or come into a branch. And if you
day. change your mind at any time, just get in touch.
You'll find a comparison of our exchange rate for
certain currencies as a mark-up against the rate
published by the European Central Bank in the
Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-card-
abroad/ This is updated twice a day. This may help
you to decide whether you want to accept the

For a Braille, large print or audio version of your statement call

0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 2 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
 Statement date 05 Oct 2023
Last statement 05 Sep 2023
Barclays Bank
Account
06 Sep - 05 Oct 2023
Mrs Andrielly DA Silva Ribeiro
• Sort Code 20-25-30
• Account no. 80731897
• SWIFTBIC BUKBGB22
• IBAN GB17 BUKB 2025 3080 7318 97

MRS ANDRIELLY DA SILVA RIBEIRO

561 PORTSWOOD ROAD At a glance
SOUTHAMPTON
SO17 3SA Start balance £1.39
Money in £0.00
Money out £14.50
End balance -£13.11

NOTICEBOARD
Your Barclays Bank Account statement Your deposit is eligible for
protection by the Financial
Services Compensation Scheme.
Current account statement

Your transactions
Other

Date Description Money out Money in Balance

06 Sep Start balance 1.39

02 Oct Tech Pck Fee Ref 9201364875 14.50 -13.11

5 Oct End balance -13.11

u Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see

the next page for how to get in touch with us.

Credit interest rates

This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 20-25-30 • Account number 80731897

How it works Get in touch

u Our main number
conversion rate offered by the retailer or ATM provider
Dispute Resolution
or accept our rate. 0345 7 345 345
If you have a problem with your agreement, please Open 24/7 including
try to resolve it with us in the first instance. If you Transferring money between countries holidays
are not happy with the way in which we handled
If you need to transfer money between countries, you u From
your complaint or the result, you may be able to
may be asked for your SWIFTBIC (Bank Identification
abroad
complain to the Financial Ombudsman Service. If +44 2476 842 100
Code) and IBAN (International Bank Account
you do not take up your problem with us first you Open 24/7 including holidays
Number). These are on the front of your statement
will not be entitled to complain to the Ombudsman.
and you’ll need them so that international banks can u Write
We can provide details of how to contact the to us
identify your account correctly. Full details are on:
Ombudsman. Barclays, Leicester LE87 2BB
business.barclays.co.uk/bb/iban
u Find a branch
How we pay interest
Important information about barclays.co.uk/branch-fi
If your account pays interest and is in credit, we work nder/
compensation arrangements
out your interest on the balance of your account at the
0800 400 100
We are covered by the Financial Services close of business every day. Interest is calculated on
Open 24/7 including holidays
Compensation Scheme (FSCS). The FSCS can pay the statement balance or the cleared balance,
compensation to depositors if a bank is unable to depending on the type of account you have. Where u Your home branch
meet its financial obligations. Most depositors – credit interest rate(s) are shown on your statement, ONLINE AO 5
including most individuals and businesses – are these are current at the time of printing the statement
covered by the scheme. We will issue the FSCS and may have changed during the statement period. u Online banking help
information sheet and exclusions list which set out Unless we say otherwise, any interest rates we show 0345 600 2323
in detail what is, and is not, covered by the FSCS, are gross annual rates. Open 24/7 including holidays
once a calendar year usually with your account If you are a UK taxpayer you may have to pay tax on
statement. interest earned in excess of your Personal Savings u Lost and stolen cards
For further information about the compensation Allowance (with the exception of interest earned on 0800 400 100 (or +44
ISAs, which continue to be free from UK tax for eligible 2476 842 099 from
provided by the FSCS, refer to the FSCS website at
customers). For information and guidance please refer
www.FSCS.org.uk. abroad)
to HMRC’s website Open 24/7 including holidays
www.gov.uk/hmrc/savingsallowance.
Using your Barclays debit card - what The management of your tax affairs is your Tell us straight away if:
costs and what doesn’t responsibility, including making any required – you do not receive a
declarations to HMRC. Barclays card you were
If you use your debit card in the UK Barclays will not
expecting
charge you for using your debit card in the UK when If you use your overdraft Facility – any of your cards are lost,
making purchases, making a cash withdrawal, or
If your account is overdrawn, and you don’t pay off stolen or damaged
when buying travellers’ cheques or foreign currency. A
the full amount you owe, any credits paid into your – you think someone else may
small number of ATM providers may charge a
account will reduce any balance in excess of your know your PIN.
transaction fee but they should tell you about this
on-screen before you commit to any transaction. arranged overdraft facility first, and then your
payments will go towards repayment of your Call charges will apply
If you use your debit card abroad or make a debit overdraft. (please check with your
card payment in a foreign currency (either abroad or service provider). We may
in the UK) we'll charge you a 2.99% Non-Sterling To help you understand the charges associated with monitor or record calls for
Transaction Fee when making purchases, making a using your arranged overdraft, you can visit quality, security, and
cash withdrawal, or when being refunded. This fee Barclays.co.uk/youroverdraft or ask for a copy of ‘Our training.
also applies whenever you do not pay in sterling, for Bank charges explained’ in branch. You can also tailor
example shopping online at a non-UK website. This the alerts you receive, which can help you stay in
rate does not apply to Travel Wallet transactions. control and on top of your finances.
As we explain in our customer terms, we calculate our
exchange rate using the reference exchange rate for Getting information from Barclays
the Visa card scheme. In most circumstances, Visa We send information to customers with their
converts transactions into sterling using the Visa statements about relevant new offers and products,
Exchange Rate on the day the transaction is and about how to get the best from their existing
authorised. However for a small number of Barclays accounts. If you don’t get these messages
transactions the conversion may happen on the day and you’d like to, or if you do and you’d rather you
the transaction is processed. As this may be a day or didn’t, you can call 0345 7 345 345, go to
two later, the exchange rate may be different on that barclays.co.uk, or come into a branch. And if you
day. change your mind at any time, just get in touch.
You'll find a comparison of our exchange rate for
certain currencies as a mark-up against the rate
published by the European Central Bank in the
Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-card-
abroad/ This is updated twice a day. This may help
you to decide whether you want to accept the

For a Braille, large print or audio version of your statement call

0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 2 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
 Statement date 05 Dec 2023
Last statement 03 Nov 2023
Barclays Bank
Account
04 Nov - 05 Dec 2023
Mrs Andrielly DA Silva Ribeiro
• Sort Code 20-25-30
• Account no. 80731897
• SWIFTBIC BUKBGB22
• IBAN GB17 BUKB 2025 3080 7318 97

MRS ANDRIELLY DA SILVA RIBEIRO

561 PORTSWOOD ROAD At a glance
SOUTHAMPTON
SO17 3SA Start balance -£12.70
Money in £75.00
Money out £63.66
End balance -£1.36

NOTICEBOARD
Your Barclays Bank Account statement Your deposit is eligible for
protection by the Financial
Services Compensation Scheme.
Current account statement

Your transactions
Bank Giro Contactless Online Other

Date Description Money out Money in Balance

04 Nov Start balance -12.70

20 Nov Card Payment to Sainsburys S/Mkts 3.40

On 19 Nov

Card Payment to Sainsburys S/Mkts 4.50

On 19 Nov

Card Payment to Shell Hampton 9.76

Park On 19 Nov

Received From Luan DA Silva Ramo 10.00

Ref: Pay

Received From Luan DA Silva Ramo 15.00

Ref: Pay

Received From Andrielly DA Ribei 20.00 14.64

Ref: Andrielly DA Ribei

21 Nov Card Payment to Primark On 19 12.90 1.74

Nov

27 Nov Card Payment to Sainsburys S/Mkts 8.60

On 24 Nov

Bill Payment to Mrs Andrielly DA S 3.00

Ref: 4929125334356008

Bill Payment to Mrs Andrielly DA S 7.00

Ref: 4929125334356008

Received From Luan DA Silva Ramo 10.00

Ref: Pay

Received From Luan DA Silva Ramo 10.00 3.14

Ref: Pay

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 20-25-30 • Account number 80731897

Your transactions
Date Description Money out Money in Balance
30 Nov Received From Luan DA Silva Ramo 10.00 13.14
Ref: Pay

01 Dec Tech Pck Fee Ref 9201364875 14.50 -1.36

5 Dec End balance -1.36

u Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see

the next page for how to get in touch with us.

Credit interest rates

This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 2 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-25-30 • Account number 80731897

How it works Get in touch

u Our main number
conversion rate offered by the retailer or ATM provider
Dispute Resolution
or accept our rate. 0345 7 345 345
If you have a problem with your agreement, please Open 24/7 including
try to resolve it with us in the first instance. If you Transferring money between countries holidays
are not happy with the way in which we handled
If you need to transfer money between countries, you u From
your complaint or the result, you may be able to
may be asked for your SWIFTBIC (Bank Identification
abroad
complain to the Financial Ombudsman Service. If +44 2476 842 100
Code) and IBAN (International Bank Account
you do not take up your problem with us first you Open 24/7 including holidays
Number). These are on the front of your statement
will not be entitled to complain to the Ombudsman.
and you’ll need them so that international banks can u Write
We can provide details of how to contact the to us
identify your account correctly. Full details are on:
Ombudsman. Barclays, Leicester LE87 2BB
business.barclays.co.uk/bb/iban
u Find a branch
How we pay interest
Important information about barclays.co.uk/branch-fi
If your account pays interest and is in credit, we work nder/
compensation arrangements
out your interest on the balance of your account at the
0800 400 100
We are covered by the Financial Services close of business every day. Interest is calculated on
Open 24/7 including holidays
Compensation Scheme (FSCS). The FSCS can pay the statement balance or the cleared balance,
compensation to depositors if a bank is unable to depending on the type of account you have. Where u Your home branch
meet its financial obligations. Most depositors – credit interest rate(s) are shown on your statement, ONLINE AO 5
including most individuals and businesses – are these are current at the time of printing the statement
covered by the scheme. We will issue the FSCS and may have changed during the statement period. u Online banking help
information sheet and exclusions list which set out Unless we say otherwise, any interest rates we show 0345 600 2323
in detail what is, and is not, covered by the FSCS, are gross annual rates. Open 24/7 including holidays
once a calendar year usually with your account If you are a UK taxpayer you may have to pay tax on
statement. interest earned in excess of your Personal Savings u Lost and stolen cards
For further information about the compensation Allowance (with the exception of interest earned on 0800 400 100 (or +44
ISAs, which continue to be free from UK tax for eligible 2476 842 099 from
provided by the FSCS, refer to the FSCS website at
customers). For information and guidance please refer
www.FSCS.org.uk. abroad)
to HMRC’s website Open 24/7 including holidays
www.gov.uk/hmrc/savingsallowance.
Using your Barclays debit card - what The management of your tax affairs is your Tell us straight away if:
costs and what doesn’t responsibility, including making any required – you do not receive a
declarations to HMRC. Barclays card you were
If you use your debit card in the UK Barclays will not
expecting
charge you for using your debit card in the UK when If you use your overdraft Facility – any of your cards are lost,
making purchases, making a cash withdrawal, or
If your account is overdrawn, and you don’t pay off stolen or damaged
when buying travellers’ cheques or foreign currency. A
the full amount you owe, any credits paid into your – you think someone else may
small number of ATM providers may charge a
account will reduce any balance in excess of your know your PIN.
transaction fee but they should tell you about this
on-screen before you commit to any transaction. arranged overdraft facility first, and then your
payments will go towards repayment of your Call charges will apply
If you use your debit card abroad or make a debit overdraft. (please check with your
card payment in a foreign currency (either abroad or service provider). We may
in the UK) we'll charge you a 2.99% Non-Sterling To help you understand the charges associated with monitor or record calls for
Transaction Fee when making purchases, making a using your arranged overdraft, you can visit quality, security, and
cash withdrawal, or when being refunded. This fee Barclays.co.uk/youroverdraft or ask for a copy of ‘Our training.
also applies whenever you do not pay in sterling, for Bank charges explained’ in branch. You can also tailor
example shopping online at a non-UK website. This the alerts you receive, which can help you stay in
rate does not apply to Travel Wallet transactions. control and on top of your finances.
As we explain in our customer terms, we calculate our
exchange rate using the reference exchange rate for Getting information from Barclays
the Visa card scheme. In most circumstances, Visa We send information to customers with their
converts transactions into sterling using the Visa statements about relevant new offers and products,
Exchange Rate on the day the transaction is and about how to get the best from their existing
authorised. However for a small number of Barclays accounts. If you don’t get these messages
transactions the conversion may happen on the day and you’d like to, or if you do and you’d rather you
the transaction is processed. As this may be a day or didn’t, you can call 0345 7 345 345, go to
two later, the exchange rate may be different on that barclays.co.uk, or come into a branch. And if you
day. change your mind at any time, just get in touch.
You'll find a comparison of our exchange rate for
certain currencies as a mark-up against the rate
published by the European Central Bank in the
Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-card-
abroad/ This is updated twice a day. This may help
you to decide whether you want to accept the

For a Braille, large print or audio version of your statement call

0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 3
 Statement date 05 Jan 2024
Last statement 05 Dec 2023
Barclays Bank
Account
06 Dec 2023 - 05 Jan 2024
Mrs Andrielly DA Silva Ribeiro
• Sort Code 20-25-30
• Account no. 80731897
• SWIFTBIC BUKBGB22
• IBAN GB17 BUKB 2025 3080 7318 97

MRS ANDRIELLY DA SILVA RIBEIRO

561 PORTSWOOD ROAD At a glance
SOUTHAMPTON
SO17 3SA Start balance -£1.36
Money in £860.19
Money out £827.51
End balance £31.32

NOTICEBOARD
Your Barclays Bank Account statement Your deposit is eligible for
protection by the Financial
Services Compensation Scheme.
Current account statement

Your transactions
Bank Giro Contactless Debit Card Online Other

Date Description Money out Money in Balance

06 Dec Start balance -1.36

11 Dec Card Payment to Bennetts On 10 51.77

Dec

Received From Luan DA Silva Ramo 3.00

Ref: Pay

Received From Andrielly DA Ribei 20.00

Ref: Andrielly DA Ribei

Received From Luan DA Silva Ramo 52.00 21.87

Ref: Pay

12 Dec Card Payment to Sainsburys S/Mkts 18.90

On 11 Dec

Received From Marcos Paulo Silva 30.00 32.97

13 Dec Card Payment to EE Topup Vesta 27.00 5.97

On 12 Dec

14 Dec Received From Andrielly DA Ribei 10.00 15.97

Ref: Andrielly DA Ribei

15 Dec Card Payment to Manor Service Stn 5.88

On 13 Dec

Card Payment to Shell Hampton 9.10

Park On 14 Dec

Received From Luan DA Silva Ramo 10.00 10.99

Ref: Pay

18 Dec Card Payment to Manor Service Stn 5.02

On 15 Dec

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 1
Sort code 20-25-30 • Account number 80731897

Your transactions
Date Description Money out Money in Balance
18 Dec Card Payment to Shell Hampton 7.32
Park On 16 Dec

Card Payment to Shell Hampton 10.86

Park On 15 Dec

Received From Luan DA Silva Ramo 5.00

Ref: Pay

Received From Luan DA Silva Ramo 8.00 0.79

Ref: Pay

20 Dec Received From Luan DA Silva Ramo 45.00 45.79

Ref: Aire

21 Dec Card Payment to SQ *God Bless 45.00

You! On 20 Dec

Received From Luan DA Silva Ramo 5.00 5.79

Ref: Pay

22 Dec Card Payment to Shell Hampton 5.00

Park On 21 Dec

Received From Luan DA Silva Ramo 8.00 8.79

Ref: Pay

27 Dec Card Payment to International Food 3.24

On 24 Dec

Card Payment to Poundland Ltd - 5.30

15 On 24 Dec

Card Payment to 6.63

Texqueensways/Stn On 24 Dec

Card Payment to Manor Service Stn 8.08

On 22 Dec

Card Payment to Primark On 24 Dec 18.50

Card Payment to ASDA Superstore 18.95

On 24 Dec

Card Payment to Starbucks On 24 19.10

Dec

Card Payment to Quiz On 24 Dec 33.09

Card Purchase Apple.Com/Bill 4.99

Ireland On 24 Dec

Bill Payment to Beatriz Almeida AL 3.50

Ref: Thank You

Bill Payment to Luan DA Silva Ramo 100.00

Ref: Pay

Received From Luan DA Silva Ramo 200.00

Ref: Pay

Bill Payment From Alves B 1.50

Ref: Comida

Bill Payment From Alves B 2.65

Ref: Comida

Bill Payment From Alves B 6.98

Ref: Comida

Continued

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 2 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Sort code 20-25-30 • Account number 80731897

Your transactions
Date Description Money out Money in Balance
27 Dec Bill Payment From Alves B 9.50 8.04
Ref: Comida

29 Dec Card Payment to Woolston FS1037 7.14 0.90

On 27 Dec

02 Jan Card Purchase Apple.Com/Bill 9.99

Ireland On 01 Jan

Tech Pck Fee Ref 9201364875 14.50

Bill Payment to Andrielly DA Silva 35.00

Ref: Pay

Bill Payment to Luan DA Silva Ramo 210.00

Ref: Pay

Received From Maria Rodrigues PA 16.00

Received From Karyna Samara 100.00

Cama
Ref: Andrielly Conta

Received From Karyna Samara 170.00 17.41

Cama
Ref: Andrielly Conta

03 Jan Card Payment to International Food 1.97

On 02 Jan

Card Payment to Shell Hampton 7.12

Park On 02 Jan

Received From Karyna Samara 33.04 41.36

Cama
Ref: Andrielly Conta

04 Jan Card Payment to Deliveroo On 03 13.67 27.69

Jan

05 Jan Card Payment to Manor Service Stn 7.89

On 03 Jan

Bill Payment to Marcos Paulo DA SI 113.00

Ref: Pay

Received From Karyna Samara 124.52 31.32

Cama
Ref: Andrielly Conta

5 Jan End balance 31.32

u Anything Wrong? If you’ve spotted any incorrect or unusual transactions, see

the next page for how to get in touch with us.

Credit interest rates

This account does not pay credit interest

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. Page 3
Sort code 20-25-30 • Account number 80731897

How it works Get in touch

u Our main number
conversion rate offered by the retailer or ATM provider
Dispute Resolution
or accept our rate. 0345 7 345 345
If you have a problem with your agreement, please Open 24/7 including
try to resolve it with us in the first instance. If you Transferring money between countries holidays
are not happy with the way in which we handled
If you need to transfer money between countries, you u From
your complaint or the result, you may be able to
may be asked for your SWIFTBIC (Bank Identification
abroad
complain to the Financial Ombudsman Service. If +44 2476 842 100
Code) and IBAN (International Bank Account
you do not take up your problem with us first you Open 24/7 including holidays
Number). These are on the front of your statement
will not be entitled to complain to the Ombudsman.
and you’ll need them so that international banks can u Write
We can provide details of how to contact the to us
identify your account correctly. Full details are on:
Ombudsman. Barclays, Leicester LE87 2BB
business.barclays.co.uk/bb/iban
u Find a branch
How we pay interest
Important information about barclays.co.uk/branch-fi
If your account pays interest and is in credit, we work nder/
compensation arrangements
out your interest on the balance of your account at the
0800 400 100
We are covered by the Financial Services close of business every day. Interest is calculated on
Open 24/7 including holidays
Compensation Scheme (FSCS). The FSCS can pay the statement balance or the cleared balance,
compensation to depositors if a bank is unable to depending on the type of account you have. Where u Your home branch
meet its financial obligations. Most depositors – credit interest rate(s) are shown on your statement, ONLINE AO 5
including most individuals and businesses – are these are current at the time of printing the statement
covered by the scheme. We will issue the FSCS and may have changed during the statement period. u Online banking help
information sheet and exclusions list which set out Unless we say otherwise, any interest rates we show 0345 600 2323
in detail what is, and is not, covered by the FSCS, are gross annual rates. Open 24/7 including holidays
once a calendar year usually with your account If you are a UK taxpayer you may have to pay tax on
statement. interest earned in excess of your Personal Savings u Lost and stolen cards
For further information about the compensation Allowance (with the exception of interest earned on 0800 400 100 (or +44
ISAs, which continue to be free from UK tax for eligible 2476 842 099 from
provided by the FSCS, refer to the FSCS website at
customers). For information and guidance please refer
www.FSCS.org.uk. abroad)
to HMRC’s website Open 24/7 including holidays
www.gov.uk/hmrc/savingsallowance.
Using your Barclays debit card - what The management of your tax affairs is your Tell us straight away if:
costs and what doesn’t responsibility, including making any required – you do not receive a
declarations to HMRC. Barclays card you were
If you use your debit card in the UK Barclays will not
expecting
charge you for using your debit card in the UK when If you use your overdraft Facility – any of your cards are lost,
making purchases, making a cash withdrawal, or
If your account is overdrawn, and you don’t pay off stolen or damaged
when buying travellers’ cheques or foreign currency. A
the full amount you owe, any credits paid into your – you think someone else may
small number of ATM providers may charge a
account will reduce any balance in excess of your know your PIN.
transaction fee but they should tell you about this
on-screen before you commit to any transaction. arranged overdraft facility first, and then your
payments will go towards repayment of your Call charges will apply
If you use your debit card abroad or make a debit overdraft. (please check with your
card payment in a foreign currency (either abroad or service provider). We may
in the UK) we'll charge you a 2.99% Non-Sterling To help you understand the charges associated with monitor or record calls for
Transaction Fee when making purchases, making a using your arranged overdraft, you can visit quality, security, and
cash withdrawal, or when being refunded. This fee Barclays.co.uk/youroverdraft or ask for a copy of ‘Our training.
also applies whenever you do not pay in sterling, for Bank charges explained’ in branch. You can also tailor
example shopping online at a non-UK website. This the alerts you receive, which can help you stay in
rate does not apply to Travel Wallet transactions. control and on top of your finances.
As we explain in our customer terms, we calculate our
exchange rate using the reference exchange rate for Getting information from Barclays
the Visa card scheme. In most circumstances, Visa We send information to customers with their
converts transactions into sterling using the Visa statements about relevant new offers and products,
Exchange Rate on the day the transaction is and about how to get the best from their existing
authorised. However for a small number of Barclays accounts. If you don’t get these messages
transactions the conversion may happen on the day and you’d like to, or if you do and you’d rather you
the transaction is processed. As this may be a day or didn’t, you can call 0345 7 345 345, go to
two later, the exchange rate may be different on that barclays.co.uk, or come into a branch. And if you
day. change your mind at any time, just get in touch.
You'll find a comparison of our exchange rate for
certain currencies as a mark-up against the rate
published by the European Central Bank in the
Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-card-
abroad/ This is updated twice a day. This may help
you to decide whether you want to accept the

For a Braille, large print or audio version of your statement call

0800 400 100 (via TextDirect if appropriate) or contact your branch
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential
Page 4 Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Financial Services Compensation Scheme
Information Sheet
Basic information about the protection of your eligible deposits
Eligible deposits in Barclays Bank UK PLC are protected by: the Financial Services Compensation Scheme (“FSCS”) 1
Limit of protection: £85,000 per depositor per bank2
The following trading names are part of Barclays :
Barclays, Barclays Business Banking, Barclays Premier Banking
and Barclays Wealth Management
If you have more eligible deposits at the same bank: All your eligible deposits at the same bank are "aggregated"
and the total is subject to the limit of £85,000.
If you have a joint account with other person(s): The limit of £85,000 applies to each depositor separately. 3
Reimbursement period in case of bank’s failure: 10 working days. 4
Currency of reimbursement: Pound sterling (GBP, £)
To contact Barclays Bank UK PLC for enquiries relating Barclays Bank UK PLC
to your account: 1 Churchill Place
Canary Wharf
London
E14 5HP
To contact the FSCS for further information on Financial Services Compensation Scheme
compensation: 10th Floor Beaufort House
15 St. Botolph Street
London
EC3A 7QU
Tel: 0800 678 1100 or 020 7741 4100
email: ICT@fscs.org.uk
More information: www.fscs.org.uk

Additional information In some cases eligible deposits which are categorised as

“temporary high balances” are protected above £85,000
1
Scheme responsible for the protection of your for six months after the amount has been credited or
eligible deposit from the moment when such eligible deposits become
legally transferable. These are eligible deposits connected
Your eligible deposit is covered by a statutory Deposit with certain events including:
Guarantee Scheme. If insolvency of your bank, building
society or credit union should occur, your eligible (a) certain transactions relating to the depositor’s current
deposits would be repaid up to £85,000 by the Deposit or prospective only or main residence or dwelling;
Guarantee Scheme. (b) a death, or the depositor’s marriage or civil
2 partnership, divorce, retirement, dismissal, redundancy or
General limit of protection
invalidity;
If a covered deposit is unavailable because a bank,
(c) the payment to the depositor of insurance benefits or
building society or credit union is unable to meet its
compensation for criminal injuries or wrongful conviction.
financial obligations, depositors are repaid by a Deposit
Guarantee Scheme. This repayment covers at maximum More information can be obtained under www.fscs.org.uk
£85,000 per bank, building society or credit union. This
means that all eligible deposits at the same bank, building
3
society or credit union are added up in order to Limit of protection for joint accounts
determine the coverage level. If, for instance, a depositor In case of joint accounts, the limit of £85,000 applies to
holds a savings account with £80,000 and a current each depositor. However, eligible deposits in an account
account with £20,000, he or she will only be repaid to which two or more persons are entitled as members of
£85,000. a business partnership, association or grouping of a
similar nature, without legal personality, are aggregated
This method will also be applied if a bank, building society and treated as if made by a single depositor for the
or credit union operates under different trading names. purpose of calculating the limit of £85,000.
Barclays Bank UK PLC also trades under Barclays, Barclays
Business Banking, Barclays Premier Banking and Barclays
Wealth Management.
This means that all eligible deposits with one or more of
these trading names are in total covered up to £85,000.
4
Reimbursement If you have not been repaid within these deadlines, you
The responsible Deposit Guarantee Scheme is the should contact the Deposit Guarantee Scheme since the
Financial Services Compensation Scheme, 10th Floor time to claim reimbursement may be barred after a
Beaufort House, 15 St Botolph Street, London EC3A 7QU, certain time limit. Further information can be obtained
Tel: 0800 678 1100 or 020 7741 4100, email: under www.fscs.org.uk
ICT@fscs.org.uk. It will repay your eligible deposits (up to Other important information
£85,000) within ten working days from 1 January 2021 to
In general, all retail depositors and businesses are covered
31 December 2023; and within seven working days from
by Deposit Guarantee Schemes. Exceptions for certain
1 January 2024 onwards, save where specific exceptions
deposits are stated on the website of the responsible
apply.
Deposit Guarantee Scheme. Your bank, building society
Where the FSCS cannot make the repayable amount or credit union will also inform you of any exclusions from
available within 7 working days, it will, from 1 June 2016 protection which may apply. If deposits are eligible, the
until 31 December 2023, ensure that you have access to bank, building society or credit union shall also confirm
an appropriate amount of your covered deposits to cover this on the statement of account.
the cost of living (in the case of a depositor which is an
individual) or to cover necessary business expenses or
operating costs (in the case of a depositor which is not an
individual or a large company) within 5 working days of a
request.

Financial Services Compensation Scheme

Exclusions List
A deposit is excluded from protection if: (5) It is a deposit which can only be proven by a financial
instrument2 unless it is a savings product which is
(1) The holder and any beneficial owner of the deposit
have never been identified in accordance with money evidenced by a certificate of deposit made out to a
laundering requirements. For further information, contact named person and which existed in the UK, Gibraltar or a
your bank, building society or credit union. Member State of the EU on 2 July 2014.
(2) The deposit arises out of transactions in connection (6) It is a deposit of a collective investment scheme
with which there has been a criminal conviction for which qualifies as a small company. 3
money laundering. (7) It is a deposit of an overseas financial services
(3) It is a deposit made by a depositor which is one of the institution which qualifies as a small company.4
following:
(8) It is a deposit of certain regulated firms (investment
• credit institution firms, insurances undertakings and reinsurances
• financial institution undertakings) which qualify as a small business or a small
company 5 refer to the FSCS for further information on
• investment firm
this category.
• insurance undertaking (9) It is not held by an establishment of a bank, building
• reinsurance undertaking society or credit union in the UK or, in cases of a bank or
building society incorporated in the UK, it is not held by an
• collective investment undertaking
establishment in Gibraltar.
• pension or retirement fund1
• public authority, other than a small local authority. For further information about exclusions, refer to the
(4) It is a deposit of a credit union to which the credit FSCS website at www.FSCS.org.uk
1
Deposits by personal pension schemes, stakeholder pension schemes and occupational
union itself is entitled. pension schemes of micro, small and medium sized enterprises are not excluded
2
As listed in Part I of Schedule 2 to the Financial Services and Markets Act 2000 (Regulated
Activities) Order 2001, read with Part 2 of that Schedule
3
Under the Companies Act 1985 or Companies Act 2006
4
See footnote 3
5
See footnote 3

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