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Finance & Sales Career Overview

Sachin Ghate has over 13 years of experience in distribution sales, finance, and banking. He currently works as a Regional Head for Fino Payments Bank, managing a team of 40 and a portfolio of INR 75 Cr. Previously, he held roles as a Relationship Manager at HDFC Bank and Regional Manager at Spandana Sphoorty Financial Ltd, handling various loan and banking products. Ghate has a Bachelor's degree in Commerce and certifications in MS-CIT. He is seeking opportunities to utilize his knowledge and skills to contribute to an organization's social development and market share.

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0% found this document useful (0 votes)
31 views3 pages

Finance & Sales Career Overview

Sachin Ghate has over 13 years of experience in distribution sales, finance, and banking. He currently works as a Regional Head for Fino Payments Bank, managing a team of 40 and a portfolio of INR 75 Cr. Previously, he held roles as a Relationship Manager at HDFC Bank and Regional Manager at Spandana Sphoorty Financial Ltd, handling various loan and banking products. Ghate has a Bachelor's degree in Commerce and certifications in MS-CIT. He is seeking opportunities to utilize his knowledge and skills to contribute to an organization's social development and market share.

Uploaded by

yesindiacanngo
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© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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You are on page 1/ 3

Ghate Sachin Suresh

Mobile: +918975504466
At. Ganjagaon Post Karla (Bk)
Tq, Biloli Dist Nanded Pin-431710
e-mail:sachin123.spandana@gmail.com

Career Objective:

To team up with those Finance Personnel, accountable for social development as well as registering the
largest market share among competitors by making best use of my knowledge & skills. To evolve as a
professional through the process of continuous learning thereby creating a difference to the organization and
its value chain.

Career summary:

13 Years plus of professional experience in Distribution Sales, Financial And Banking Domain.

Work Experience:

1. Regional Head (Distribution Sales Channel / Retail Banking):- Fino Payments Bank (01
March 2017 TO Till Date)
Currently positioned at Nagpur Region Vidharbha (MH)

Handling 40 Member team consisting 4 Cluster Head, 400+ DTR, 7000+Retail Outlets ,

Handling a portfolio of INR 75. Cr /- Business , 400 + DTRs where the no. of active Merchants 7000 is as on
31st March 2022.
Location worked:-
 VidharbhaRegion(Nagpur,Yavatmal,Wardha,Amaravati,Nanded,Higoli&
Parbhani,Chandrapur,Washim ,Gondiya,Ghadchiroli,Bhandara )

Product ranges handled:

 Distributors Channels (Distributors) & BC(Merchants )


 Remittance Business (DMT)
 MATM (Device Sale)
 AEPS
 Insurance
 CASA
 CMS
 Jewell Loan
 Microfinance (JLG Loan)

2. Relationship Manager (SLI Division):- HDFC BANK LTD (26 AUG 2014 TO 28 Feb 2017)
Currently positioned at Seoni & Balaghat Branch in Madhya Pradesh
Handling a portfolio of INR 10.25 cr /- through 2 branches where the no. of active clients 8790 is as on 31st
Dec 2016.
Handling a 18 member team consisting 2 Branches, 16 SOs, 2 TA And 2 Credit FE,
Location worked:
Alibuagh (Mumbai)
Seoni & Balaghat (M.P)

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Product ranges handled:

 Group (JLG)Loan (Monthly Collection)


 SHG Loan (Monthly Collection)

Current Responsibilities:

 Identifying potential areas for branch expansion & their opening.


 Recruitment & selection of Credit Assistants
 Recognizing loan products suited to the target group.
 Monitoring the work and review Performance of Credit Assistance & Sales Officers
 Arranging training programmes for Credit Assistant & Sales Officers
 To maintain quality portfolio throughout the Branch.
 Conducting Compliance Audits at all centers to ensure the process adherence.
 Outliers Branch Management.

3. Regional manager: - Spandana Sphoorty Financial LTD.(Sep 2008 to 20 Aug 2014)


Handling a portfolio of INR 66931480 /- through 6 branches where the no. of active clients 6730 is as on 31th
Aug 2014.
Handling a 32 member team consisting 6 Branch managers, 25 Credit Assistant, 1 D.E.O,
Location worked:

 Nagpur ( As Branch Manager)


 Bhandara
 Arvi (Wardha ) ( As Branch Manager)
 Bhadravathi ( Chandrapur) (As Branch Manager)
 Solapur (As Regional Manager)
 Barshi ( As Regional Manager)
 Shrirampur (As Regional Manager )
 Pune ( As Regional Manager )

Product ranges handled:


 Group Loan (Weekly Collection)
 Interim Loan (Weekly Collection)
 Individual Loan (Monthly Collection)
 Agri Farm Loan (monthly Collection)
 Tractor Loan(Monthly Collection)
 LAP Loan ( Monthly Collection )

Responsibilities:

 Identifying potential areas for branch expansion & their opening.


 Recruitment & selection of Credit Assistants
 Recognizing loan products suited to the target group.
 Monitoring the work and review Performance of Credit Assistance & Branch Managers
 Arranging training programmes for Credit Assistant, Branch manager.
 Handling legal issues of the company.
 To maintain quality portfolio throughout the Region.
 Conducting Compliance Audits at all centers to ensure the process adherence.
 Outliers Branch Management.
Achievements:

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 Had Opened 15 branches in Nagpur Area within three years

4. Commodity Dealer – Marathwada Organic Fertilization Co Ltd. (May/08 to Aug/08)

Abhiram Marketing Services LTD

Education Qualification:
 Completed Bachelor in Commerce From Akhil Bhartiya University 2014 .
 Completed HSC from Pansare College Arjapur , in the year 2006 .
 Completed SSC in Latur board in the year 2004 from Indira Gandhi Vidhyalay Machnoor &
secured First division marks.
Other Certifications:
 MS-CIT

Reference
Can be furnished if required

Personal Details:

Name : Ghate Sachin Suresh


Date of Birth : 15th Aug 1989
Sex : Male
Interest : Biking
Nationality : Indian
Languages : English, Hindi, and Marathi
Motivation factors : Responsibility, Reputation and Remuneration
Present Address : 406, Galaxy Mansion Apartment ,Suraj Society, Beltarodi Nagpur-440037

Phone Numbers : : 08975504466

Date:
Place: Nagpur Ghate Sachin

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