THE HARTFORD
BUSINESS SERVICE CENTER
3600 WISEMAN BLVD
SAN ANTONIO TX 78251 April 18, 2023
Lemexin LLC
308 Chichester Dr
Roanoke TX 76262
Account Information:
Contact Us
Policy Holder Details : Lemexin LLC
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Enclosed please find a Summary Of Insurance for the above referenced Policyholder. Please contact us if you have any
questions or concerns.
Sincerely,
Your Hartford Service Team
WLTR005
April 18, 2023
Account Policy Information:
Agency Name BIN INSURANCE HOLDINGS LLC/PHS
Agency Code 46505301
Recipient Information
Lemexin LLC
308 Chichester Dr
Roanoke TX 76262
SUMMARY OF INSURANCE
Account Policy
Policy Number Premium
Policy Recap Term
Worker’s
Compensation
Hartford 04/11/2023 to
46 WEC AR5X0A $356
Insurance 04/11/2024
Company of
Illinois
Next Gen
Spectrum
Hartford 04/11/2023 to
46 SBA AR5X08 $6,692
Underwriters 04/11/2024
Insurance
Company
Sum of Insurance
Summary of Insurance (Continued)
Worker’s Compensation Summary of Insurance
with
Hartford Insurance Company of Illinois
A member company of The Hartford
04/11/2023 - 04/11/2024
Policy Detail: Worker’s Compensation
Policy States: TX
Location 1 Premises Address:
308 Chinchester Dr
Roanoke TX 76262
Worker’s Compensation Coverages:
Employer’s Liability Limits Limit
Disease - Policy Limit $1,000,000
Bodily Injury – Accident $1,000,000
Disease - Each Employee $1,000,000
Class/Payroll Class Description Class Code Payroll
Detail
Location 1 - TX COMPUTER AND DATA 8810 $125,700
PROCESSING
SERVICES:
OPERATORS,
PROGRAMMERS
Sum of Insurance
Summary of Insurance (Continued)
Next Gen Spectrum Summary of Insurance
with
Hartford Underwriters Insurance Company
A member company of The Hartford
04/11/2023 - 04/11/2024
PREMIUM SUMMARY
COVERAGE PRICE
Business Owner's Policy $1,069
Data Breach $873
Employment Practices Liability Insurance $1,300
FailSafe Technology Errors or Omissions Liability*** $3,002
Umbrella $448
LOCATION(S)
LOCATION DESCRIPTION TYPE AND AREA VALUATION
How we calculate the value of your property
LOC 1; 5900 N LAKE FOREST Fire Resistive Business Personal Property:
BLDG 1 DR STE 300, Replacement Cost
MCKINNEY,TX 75071
POLICY SUMMARY
PROPERTY LIMITS
Deductible: $500 Windstorm or Hail Building Business Personal Property (BPP)
Percentage Deductible
LOC 1; BLDG 1 NA N/A $1,100
BUSINESS LIABILITY (Also known as General Liability)
EACH OCCURRENCE LIMIT $1,000,000
GENERAL AGGREGATE LIMIT $2,000,000
PRODUCTS/COMPLETED OPERATIONS AGGREGATE $2,000,000
UMBRELLA
EACH OCCURRENCE LIMIT $1,000,000
AGGREGATE LIMIT $1,000,000
SELF-INSURED RETENTION $10,000
Sum of Insurance
Summary of Insurance (Continued)
DATA BREACH – DEFENSE AND LIABILITY
DATA BREACH – RESPONSE EXPENSES LIMIT $1,000,000
DATA BREACH – DEFENSE AND LIABILITY LIMIT $1,000,000
RETROACTIVE DATE 04/11/2022
FAILSAFE TECHNOLOGY ERRORS & OMISSIONS
EACH WRONGFUL ACT $5,000,000
AGGREGATE LIMIT $5,000,000
EMPLOYMENT PRACTICES LIABILITY INSURANCE
EACH CLAIM LIMIT $1,000,000
AGGREGATE LIMIT $1,000,000
RETROACTIVE DATE 04/11/2022
Sum of Insurance
Summary of Insurance (Continued)
CUSTOMIZED COVERAGES FOR YOUR BUSINESS
BUSINESS LIABILITY COVERAGE ADDED
COVERAGE LIMIT
Blanket Additional Insured by Contract Included1
Hired Auto and Non-Owned Auto Included1
Hired Auto and Non-Owned Auto - Umbrella Included
Technology Services Coverage Extension Plus Included1
PROPERTY COVERAGES ADDED
COVERAGE LOCATION(S) LIMIT
Personal Property of Others LOC 1; BLDG 1 $1,100
COVERAGE LIMIT
Business Income for Cloud Service Interruption
Annual Sales $262,500
Limit $100,000
Waiting Period 12 hours
Business Income for Electronic Vandalism
Limit $100,000
Waiting Period 12 hours
Telephone Fraud
Limit (per occurrence) $100,000
Limit (per policy year) $200,000
1 Included in Business Liability Limit(s)
PROPERTY COVERAGES DETAIL
PROPERTY COVERAGES TOTAL LIMIT OF INSURANCE
Accounts Receivable Included in ® Blanket Limit
Arson and Theft Reward $10,000
Back-up of Sewers and Drains Coverage Included2
Brands and Labels Included2
Building Property of Others $25,000
Business Income and Extra Expense
Extended Business Income 90 days
Limit Type Actual Loss Sustained
Period of Restoration 12 months
Waiting Period None
Business Income for Off-Premises Utility Services
Limit $50,000
Waiting Period 12 hours
Business Income from Civil Authority Actions
Duration of Coverage 30 days
Waiting Period None
Sum of Insurance
Summary of Insurance (Continued)
PROPERTY COVERAGES TOTAL LIMIT OF INSURANCE
Business Income from Dependent Properties
Limit $50,000
Period of Restoration 12 months
Waiting Period None
Business Income from Off-Premises Operations
Extended Business Income 90 days
Limit $50,000
Waiting Period None
Business Income from Websites
Limit $10,000
Max Period of Restoration 7 days
Waiting Period 12 hours
Claim Expense $10,000
Collapse Included2
Computers Worldwide Included in ® Blanket Limit
Contract Penalties $1,000
Debris Removal Included in ® Blanket Limit
Limit 25% of amount paid for covered
loss
Electronic Data
Policy Year Limit $75,000
Employee Dishonesty Coverage - Excludes ERISA Compliance $25,000
Equipment Breakdown Included2
Deductible Property Deductible
Defense Included
Expediting Expenses $50,000
Hazardous Substances $50,000
Supplementary Payments Included
Expediting Expenses $10,000
Fine Arts Coverage $25,000
Fire Department Service Charge Included in ® Blanket Limit
Fire Extinguisher Recharge Included2
Forgery Coverage (Including Credit Cards, Currency and Money Orders) $50,000
Fraudulent Transfer Coverage $25,000
Garages, Storage Buildings, and Other Appurtenant Structures $50,000
Glass Expense Included2
Identity Recovery Coverage for Businessowners and Employees
Deductible $250
Limit $15,000
Lost Wages and Child and Elder Care Expense $250 per day, $5,000 per policy
year
Mental Health Sublimit $1,500
Interruption of Computer Operations
Sum of Insurance
Summary of Insurance (Continued)
PROPERTY COVERAGES TOTAL LIMIT OF INSURANCE
Period of Restoration 12 months
Policy Year Limit $50,000
Waiting Period 12 hours
Lease Assessment $2,500
Leasehold Improvements $25,000
Limited Fungi, Bacteria or Virus Coverage
Limit $50,000
Period of Restoration 30 days
Lock and Key Replacement $1,000
Lost Keys $1,000
Money and Securities Coverage
Inside the Premises Limit $10,000
Outside the Premises Limit $5,000
Newly Acquired or Constructed Property
Newly Acquired or Constructed BI/EE Limit $500,000
Newly Acquired or Constructed BPP Limit $750,000
Non-Owned Detached Trailers Included in ® Blanket Limit
Off-Premises Utility Services - Direct Damage $25,000
Ordinance or Law Coverage
Increased Cost of Construction & Demolition Costs Limit $25,000
Undamaged Part Limit $25,000
Outdoor Property $50,000
Outdoor Signs on Premises $25,000
Pairs or Sets Included2
Paved Surfaces $15,000
Personal Effects Included in ® Blanket Limit
Pollutants and Contaminants Clean up and Removal $15,000
Preservation of Property 45 days
Property Off-Premises $50,000
Salespersons Samples $1,000
Spoilage Included in ® Blanket Limit
Business Income Limit $25,000
Waiting Period 12 hours
Sump Overflow or Sump Pump Failure $25,000
Theft Damage to Building Included2
Transit Business Income
Limit $25,000
Period of Restoration 12 months
Waiting Period None
Transit Coverage $25,000
Unauthorized Business Card Use $2,500
Valuable Papers and Records Included in ® Blanket Limit
Sum of Insurance
Summary of Insurance (Continued)
PROPERTY COVERAGES TOTAL LIMIT OF INSURANCE
Valuation Changes: Commodity, Finished and Mercantile Stock Included within Covered Property
Limit (Building and/or BPP)
Water Damage, Other Liquid, Powder or Molten Material Damage Included2
`2
Included in Covered Property Limit(s) (Building and/or Business Personal Property)
BUSINESS LIABILITY COVERAGES DETAIL
BUSINESS LIABILITY COVERAGES TOTAL LIMIT OF INSURANCE
Business Liability
Damage To Premises Rented To You Limit $1,000,000
General Aggregate Limit $2,000,000
Liability and Medical Expenses Limit $1,000,000
Medical Expenses Limit $10,000
Personal and Advertising Injury Limit $1,000,000
Products-Completed Operations Aggregate Limit $2,000,000
Property Damage Liability Deductible No Deductible
Electronic Media Liability Included1
1 Included in Business Liability Limit(s)
This Summary and its attachments provides a high level overview of policy coverages and does not include all conditions,
limitations or exclusions. Please refer to the actual policy forms for detailed coverages, limits and deductibles.
Sum of Insurance
