BMO AIR MILES Mastercard
Mr Armin A Orang
Summary of your account Card number XXXX XXXX XXXX 1877
Previous total balance, Dec. 22, 2023 $5.50 Statement date Jan. 22, 2024
Payments and credits -817.33 Statement period Dec. 23, 2023 - Jan. 22, 2024
Purchases and other charges +1,238.03
New installments 0.00
Cash advances1 0.00
Total interest charges +0.02 YOUR REWARDS
Fees 0.00
Total balance $426.22 Reward Miles earned 49
Bonus Reward Miles earned 13
Minimum payment due $10.00 Reward Miles adjusted 0
Includes any installment plan payments due this month (see installment Total Reward Miles earned 62
plan section for more info)
Payment due date: Feb. 12, 2024 Rewards enquiry: airmiles.ca / 1-888-AIR MILES
(247-6453)
Balance due $426.22
Balance due is the sum of what you owe this month.
Includes any installment plan payments due this month.
Your credit limit $2,000.00
Your available credit $1,573.78
Amount over credit limit $0.00 Security Tip
Estimated time to repay – If you only make minimum monthly payment, the Data Privacy Day is January 28. Never post your
estimated time to pay off your balance including interest is 3 years and 09 birthday or personal information on social media
months. sites. This information can be used to target you.
For more security tips, visit bmo.com/security.
ANNUAL DAILY
Your interest charges INTEREST INTEREST INTEREST
Contact us
CHARGES ($) RATE (%) RATE (%)
bmo.com/onlinebanking
Purchases 0.02 20.99000 0.05734 Toll Free Calls Canada & US: 1-800-263-2263
Outside Canada & US (Call Collect): 1-514-877-0330
Cash Advances2 0.00 22.99000 0.06281
Lost/stolen cards
Refer to the Installment Plan section for installment plan related Immediately report your card as missing.
Online via Online Banking
interest charges. Toll Free Calls Canada & US: 1-800-361-3361
Outside Canada & US (Call Collect): 1-514-877-0330
For information regarding your responsibility for lost or stolen
cards, including liability, refer to your agreement at bmo.com/cha
Page 1 of 3
Important Payment Information: If paying by mail, please write your card number on the front of your cheque or money order.
Mail your payment to: P.O. Box 6044, Station Centre-Ville Montreal, Quebec H3C 3X2.
Card number XXXX XXXX XXXX 1877
Balance due $426.22
Minimum payment due $10.00
P.O. BOX 11064 Payment due date Feb. 12, 2024
STATION CENTRE-VILLE
Amount you’re paying
MONTREAL QC H3C 5A2
000A
BMO BANK OF MONTREAL
MR ARMIN A ORANG P.O. BOX 6044, STN CENTRE-VILLE
31 PHYLIS ST MONTREAL QC H3C 3X2
NEPEAN ON K2J 1W5
5191230223911877 0000000001000 0000000042622
Important information about your BMO credit card account
Interest charges and calculation: The interest rates we charge are If your credit card account was opened before August 1, 2019, the
shown on your account statement and card carrier. For information on following minimum payment terms apply: Your minimum payment will
how we calculate interest charges, refer to your BMO Cardholder be the greater of the following:(i) any total monthly installment plan
Agreement (the "agreement") available at bmo.com/cha payments, plus 4.00% of your balance due (excluding any installment
plan payments) plus any amount past due on your account statement;
Interest-free grace period: If you pay your balance due in full (or your or (ii) any amount by which your total balance exceeds your credit
total balance for customers with interest-bearing installment plans) by limit; or (iii) $10.00. If your balance due is $10.00 or less, you must pay
the payment due date, any purchases, installment plans (for customers the full amount. These terms will remain in effect until your July 2024
with interest-bearing installment plans) and fees appearing on your statement. Starting on your August 2024 statement, the percentage will
account statement for the first time will have an interest-free grace increase by 0.50% annually until it reaches 5.00% on your August
period of at least 21 days. Otherwise, we will charge interest 2025 statement.
retroactively from the date of each purchase, installment plan
conversion (for customers with interest-bearing installment plans) or How we apply payments to your account: When we receive a
fee until the date we receive payment in full. There is no interest-free payment, we apply it to your account as outlined in your agreement.
grace period on balance transfers, or cash advances, including Your payments are processed the day we receive them. You must
cash-like transactions and gaming transactions. If you do not pay your make sure that we receive your payment on or before the payment due
balance due in full, your grace period will increase to at least 25 days date shown on your account statement.
on your next monthly statement. Your grace period will return to at least
21 days once you pay your balance due in full by the next payment Foreign currency conversion: The exchange rate for converting
due date. foreign currency transactions to Canadian dollars (for Canadian dollar
cards) and to U.S. dollars (for U.S. dollar cards) is the rate charged to
Your minimum payment if you reside outside Quebec: us by the payment network on the date the transaction is posted to
Your minimum payment will be $10.00 plus any interest plus any fees your account plus 2.50% for purchases and minus 2.50% for refunds.
(excluding installment plan interest and fees) plus any total monthly
installment plan payments plus the greater of the following: (i) any Disputes: Report any items which do not agree with your records
amount past due on your account statement; or (ii) any amount by within 30 days of your statement date. For your convenience, you can
which your total balance exceeds your credit limit. If your balance due also check your recent transactions at bmo.com/onlinebanking or via
is $10.00 or less, you must pay the full amount. BMO Mobile Banking.
Your minimum payment if you reside within Quebec: If you are moving to or out of Quebec: There will be changes to your
If your credit card account was opened on or after August 1, 2019, the terms and conditions. Please review the minimum payment details on
following minimum payment terms apply: Your minimum payment will this page and refer to your agreement available at bmo.com/cha
be the greater of the following:(i) any total monthly installment plan
payments, plus 5.00% of your balance due (excluding any installment
plan payments) plus any amount past due on your account statement;
or (ii) any amount by which your total balance exceeds your credit limit;
or (iii) $10.00. If your balance due is $10.00 or less, you must pay the
full amount.
1 Includes: credit card cheques (if applicable), cash-like transactions, promotional and non-promotional balance transfers.
2 Excludes: promotional balance transfers
Page 2 of 3
How to make payments to your credit card account
You have many convenient ways to pay If you are paying by mail
• At www.bmo.com/onlinebanking or via BMO Mobile Banking app • Do not send cash through the mail
from a BMO Cdn$ deposit account • Return this payment slip with your cheque/money order but
• Use the "Transfers" function (instead of "Payments") for do not staple them together
immediate update of your "Available Credit" • Write your card number on your Cdn$ cheque/money order
• Transfer up to the available funds in your bank account • Currency conversion will cause delay and may result in
without daily limit restriction interest charges
• Pre-authorized debit/auto pay from any Cdn$ deposit accounts in • We do not accept written requests
Canada • Please call us if your request cannot be done via BMO
• Online or Mobile Banking at another Cdn Bank Online/Mobile Banking
• At an ABM or by mail
BMO AIR MILES Mastercard
Mr Armin A Orang
Card number: XXXX XXXX XXXX 1877
Transactions since your last statement
TRANS POSTING
DATE DATE DESCRIPTION AMOUNT ($)
Card number: XXXX XXXX XXXX 4014 MR ARMIN A ORANG
Dec. 28 Dec. 29 PAYMENT RECEIVED - THANK YOU 60.00 CR
Jan. 8 Jan. 9 PAYMENT RECEIVED - THANK YOU 757.33 CR
Subtotal for MR ARMIN A ORANG 0.00
Card number: XXXX XXXX XXXX 1877 MR ARMIN A ORANG
Dec. 22 Dec. 25 INDIGO 702 NEPEAN ON 115.84
Dec. 22 Dec. 25 WAL-MART #3638 NEPEAN ON 84.70
Dec. 22 Dec. 25 WAL-MART #3638 NEPEAN ON 62.05
Dec. 22 Dec. 25 AUTHENTIC VIETNAMESE P NEPEAN ON 126.63
Dec. 25 Dec. 25 Microsoft*Ultimate 1 M Mississauga ON 21.46
Dec. 26 Dec. 26 Spotify P28405795F Stockholm SWE 12.42
Dec. 30 Jan. 1 IKEA OTTAWA BURLINGTON ON 89.70
Jan. 2 Jan. 3 STAPLES STORE #225 NEPEAN ON 4.75
Jan. 2 Jan. 4 CIK TELECOM MARKHAM ON 93.78
Jan. 3 Jan. 4 CITY OF OTTAWA TORONTO ON 197.50
Jan. 3 Jan. 4 TERANET POA HANDLING F TORONTO ON 3.00
Jan. 5 Jan. 8 TIM HORTONS #0933 NEPEAN ON 4.18
Jan. 7 Jan. 8 UBER CANADA/UBEREATS TORONTO ON 82.33
Jan. 9 Jan. 10 UBER* EATS TORONTO ON 89.67
Jan. 13 Jan. 15 SHELL C20428 NEPEAN ON 6.61
Jan. 16 Jan. 17 FIDO Mobile ******0907 888-481-3436 ON 53.11
Jan. 18 Jan. 19 T&T SUPERMARKET #018 OTTAWA ON 190.30
Jan. 22 Jan. 22 INTEREST PURCHASES 0.02
Subtotal for MR ARMIN A ORANG 1,238.05
Total for card number XXXX XXXX XXXX 1877 $426.22
®/™
Trade-marks/ Registered trade-marks of Bank of Montreal.
™*/®*
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Used under license.
®†/™†
Trademarks of AM Royalties Limited Partnership used under license by AIR MILES Loyalty Inc. and Bank of Montreal.
Page 3 of 3
