11-01-2024

Quote No : c0nh6qczmkl

Benefit Illustration for HDFC Life Sampoorna Jeevan

This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Sampoorna Jeevan

Age is taken as on last birthday Proposal No: NA

Name of
Name of the Prospect /Policy holder: Nadeem Pasha HDFC Life Sampoorna Jeevan
the Product:
A Non-linked Participating Individual
Age: 23 Tag Line:
Life Insurance Savings Plan
Name of the Life Assured: Nadeem Pasha Unique Identification No: 101N158V05
Age: 23 GST Rate: 4.5% for first year
2.25% second year
Policy Term 52 year(s)
onwards
Premium Payment Term: 12 year(s)
Amount of Installment Premium
100000
(Without GST):
Mode of Payment of Premium: Annual

How to read and understand this benefit illustration?

This benefit illustration is intended to show year wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.

"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will
show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits
of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance."

Policy Details
Policy Options
Maturity Age Variant Sampoorna Jeevan 75 Basic Sum Assured Rs. 9,64,777
Guaranteed Benefit Option Lump sum Option
Bonus Type
Bonus Option Cash Bonus Sum Assured on Death (at inception of the policy) Rs. 10,00,000
Paid up Addition Option No
Payout Frequency Annual Cash Bonus Start Year 2

Premium Summary
Base Plan CI Rider IB Rider PPR Rider (PAC) PPR Rider (ADC) PPR Rider (CC) Total Installment Premium
Instalment Premium without GST 100000 0 0 0 0 0 100000
Instalment Premium with First Year GST 104500 0 0 0 0 0 104500
Instalment Premium with GST 2nd Year Onwards 102250 0 0 0 0 0 102250

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 (Amounts in Rupees.)
Total Benefits
Guaranteed Benefits Non Guaranteed Benefits @ 4% p.a. Non-Guaranteed Benefits @ 8% p.a. including Guaranteed and Non-Guaranteed Benefits
Survival/Maturity Benefit Death Benefit
Age of Total Survival / Total Survival / Total Death Total Death
Policy Annualized Simple
Life Simple Reversionary Cash Cash Value Cash Cash Value Maturity Benefit Maturity Benefit Benefit incl of Benefit incl of
Year Premium Reversionary
Insured Survival Surrender Death Maturity Bonus/Simple Bonus/Accrued of Accrued Surrender Bonus/Accrued of Accrued Surrender incl Terminal incl Terminal Terminal Terminal
Bonus/Simple
Benefit Benefit Benefit Benefit Reversionary Income Paid Up Paid Up Benefit Paid Up Paid Up Benefit Bonus, if any @ Bonus, if any @ Bonus, if any @ Bonus, if any @
Reversionary
Bonus Additions Additions Additions Additions 4% 8% 4% 8%
Income Bonus
(4+7+8+9) (4+7+12+13) (6+8+9) (6+12+13)
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19
1 23 100000 0 0 1000000 0 0 0 0 0 0 0 0 0 0 0 1000000 1000000
2 24 100000 0 60000 1000000 0 0 4824 0 55176 0 38591 0 32716 4824 38591 1004824 1038591
3 25 100000 0 105000 1000000 0 0 4824 0 95352 0 38591 0 83955 4824 38591 1004824 1038591
4 26 100000 0 200000 1000000 0 0 4824 0 185528 0 38591 0 142063 4824 38591 1004824 1038591
5 27 100000 0 250000 1000000 0 0 4824 0 230704 0 38591 0 207707 4824 38591 1004824 1038591
6 28 100000 0 300000 1000000 0 0 4824 0 281609 0 38591 0 281609 4824 38591 1004824 1038591
7 29 100000 0 350000 1000000 0 0 4824 0 364560 0 38591 0 364560 4824 38591 1004824 1038591
8 30 100000 0 440000 1000000 0 0 4824 0 457420 0 38591 0 457420 4824 38591 1004824 1038591
9 31 100000 0 495000 1000000 0 0 4824 0 561133 0 38591 0 561133 4824 38591 1004824 1038591
10 32 100000 0 600000 1050000 0 0 4824 0 676723 0 38591 0 676723 4824 38591 1054824 1088591
11 33 100000 0 660000 1155000 0 0 4824 0 805260 0 38591 0 805260 4824 38591 1159824 1193591
12 34 100000 0 720000 1260000 0 0 4824 0 666937 0 38591 0 1088645 4824 38591 1264824 1298591
13 35 0 0 720000 1260000 0 0 4824 0 662113 0 38591 0 1132290 4824 38591 1264824 1298591
14 36 0 0 720000 1260000 0 0 4824 0 657290 0 38591 0 1178852 4824 38591 1264824 1298591
15 37 0 0 720000 1260000 0 0 4824 0 652466 0 38591 0 1228595 4824 38591 1264824 1298591
16 38 0 0 720000 1260000 0 0 4824 0 647642 0 38591 0 1281876 4824 38591 1264824 1320467
17 39 0 0 780000 1260000 0 0 4824 0 702818 0 38591 0 1338943 4824 38591 1264824 1377534
18 40 0 0 780000 1260000 0 0 4824 0 697994 0 38591 0 1400186 4824 38591 1264824 1438777
19 41 0 0 780000 1260000 0 0 4824 0 693170 0 38591 0 1465870 4824 38591 1264824 1504461
20 42 0 0 780000 1260000 0 0 4824 0 688346 0 38591 0 1536390 4824 38591 1264824 1574981
21 43 0 0 780000 1260000 0 0 4824 0 683522 0 38591 0 1612076 4824 38591 1264824 1650667
22 44 0 0 780000 1260000 0 0 4824 0 678698 0 38591 0 1693424 4824 38591 1264824 1732015
23 45 0 0 840000 1260000 0 0 4824 0 733875 0 38591 0 1780828 4824 38591 1264824 1819419
24 46 0 0 840000 1260000 0 0 4824 0 729051 0 38591 0 1874776 4824 38591 1264824 1913367
25 47 0 0 840000 1260000 0 0 4824 0 724227 0 38591 0 1975809 4824 38591 1264824 2014400
26 48 0 0 840000 1260000 0 0 4824 0 719403 0 38591 0 2084418 4824 38591 1264824 2123009
27 49 0 0 840000 1260000 0 0 4824 0 714579 0 38591 0 2201331 4824 38591 1264824 2239922
28 50 0 0 840000 1260000 0 0 4824 0 709755 0 38591 0 2327062 4824 38591 1264824 2365653
29 51 0 0 840000 1260000 0 0 4824 0 704931 0 38591 0 2462375 4824 38591 1264824 2500966
30 52 0 0 900000 1260000 0 0 4824 0 760107 0 38591 0 2608061 4824 38591 1264824 2646652
31 53 0 0 900000 1260000 0 0 4824 0 755284 0 48239 0 2753372 4824 48239 1264824 2801611
32 54 0 0 900000 1260000 0 0 4824 0 750460 0 48239 0 2909685 4824 48239 1264824 2957924
33 55 0 0 900000 1260000 0 0 4824 0 745636 0 48239 0 3077987 4824 48239 1264824 3126226
34 56 0 0 900000 1260000 0 0 4824 0 740812 0 48239 0 3259095 4824 48239 1264824 3307334
35 57 0 0 900000 1260000 0 0 4824 0 735988 0 48239 0 3453993 4824 48239 1264824 3502231
36 58 0 0 960000 1260000 0 0 4824 0 791164 0 48239 0 3663927 4824 48239 1264824 3712166
37 59 0 0 960000 1260000 0 0 4824 0 786340 0 48239 0 3889895 4824 48239 1264824 3938134
38 60 0 0 960000 1260000 0 0 4824 0 781516 0 48239 0 4133160 4824 48239 1264824 4181399
39 61 0 0 960000 1260000 0 0 4824 0 776692 0 48239 0 4395116 4824 48239 1264824 4443355
40 62 0 0 960000 1260000 0 0 4824 0 771869 0 48239 0 4677298 4824 48239 1264824 4725537
41 63 0 0 960000 1260000 0 0 4824 0 767045 0 48239 0 4981054 4824 48239 1264824 5029293
42 64 0 0 960000 1260000 0 0 4824 0 762221 0 48239 0 5308293 4824 48239 1264824 5356532
43 65 0 0 1020000 1260000 0 0 4824 0 817397 0 48239 0 5660747 4824 48239 1264824 5708986
44 66 0 0 1020000 1260000 0 0 4824 0 812573 0 48239 0 6040302 4824 48239 1264824 6088541
45 67 0 0 1020000 1260000 0 0 4824 0 807749 0 48239 0 6449195 4824 48239 1264824 6497434
46 68 0 0 1020000 1260000 0 0 4824 0 802925 0 48239 0 6889662 4824 48239 1264824 6937901
47 69 0 0 1020000 1260000 0 0 4824 0 798101 0 48239 0 7364123 4824 48239 1264824 7412361
48 70 0 0 1020000 1260000 0 0 4824 0 793277 0 48239 0 7875284 4824 48239 1264824 7923523
49 71 0 0 1080000 1260000 0 0 4824 0 848454 0 48239 0 8425964 4824 48239 1264824 8474203
50 72 0 0 1080000 1260000 0 0 4824 0 863726 0 48239 0 9019292 4824 48239 1264824 9067531
51 73 0 0 1080000 1260000 0 0 4824 0 907421 0 57887 0 9646928 4824 57887 1264824 9704815
52 74 0 0 0 1260000 964777 0 4824 0 0 0 57887 0 0 4664695 10496770 4664695 10496770

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax. Refer Sales
Literature for explanation of terms used in this illustration.
2. The death benefits shown above are at the end of the year. Upon payment, of death benefit the policy terminates and no further benefit is payable.
3. The surrender benefits shown above are at the end of the year. Upon payment of surrender benefit, the policy terminates and no further benefit becomes payable.
4. The Premium and the Sum Assured on Maturity stated above is based on the information provided. They may vary as a result of underwriting.
5. Any statutory levy or charges (such as Goods and Service tax) including any indirect tax may be charged to the Policyholder either now or in future by the company and such
amount so charged shall become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium.

6. RB - Reversionary Bonus, TB - Terminal Bonus, GA - Guaranteed Additions

7. Taxes will be applicable as per the prevailing provisions of the Income Tax Act, 1961.

I , have explained the premiums charges and benefits under the product fully to the prospect / policy holder. I Nadeem Pasha,having received the information with respect to the above, have understood the above statement before
entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official

Date: Signature of Prospect / Policyholder

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".

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